Establishing secure connection…Loading editor…Preparing document…

Insurance Application

This template is fully customizable. Edit the text, fill out the fields, and send it for signature. Give it a try!

Manufactured Home Insurance Application

Modern Financial Plans
3070 Bristol Pike, 1-124A/B, Bensalem, PA 19020
1-800-523-5686

Complete and return to us by FAX 215-781-3715;
or MAIL 3070 Bristol Pike, 1-124A/B, Bensalem, PA 19020

USE TYPE (choose one)
INSURED INFORMATION - OWNER OCCUPIED

Insured Type:

If individual is selected, complete Individual First Named Insured information. For all others, complete both Individual with Control and Entity that appears on the title or deed.

INSURED TYPE - INDIVIDUAL - Including Tenant

SECOND INSURED

MANUFACTURED HOME LOCATION ADDRESS

Coverage available in these states: Delaware, Maryland, New Jersey, New York, Pennsylvania and South Carolina

Is home located inside incorporated city limits?

Is home in park/community?

MAILING ADDRESS

Same as location address?

If NO, provide additional information below.

Best to contact

MANUFACTURED HOME INFORMATION

Does the manufactured home or other structure have a woodstove or fireplace?

If YES:

MANUFACTURED HOME INFORMATION - N/A TENANT USE

Manufactured Home Tied Down?

UNDERWRITING QUESTIONS

1. Have you had any losses within the past 5 years?

Any theft or liability loss greater than $2,500?

Any water loss with unrepaired damage?

Any water related losses greater than $5,000?

Two or more water losses from same cause?

Fire loss of any kind?

Three or more losses of any kind?

2. Has your policy been cancelled/non-renewed (including non-pay) in the past five years?

Was the reason non-pay or because the company/agent had withdrawn from product/state?

3. Have you had 3 or more policies cancel for non-pay in the past 5 years regardless of policy type?

4. Have you had a lapse of insurance coverage of more than 12 months?

5. Is the manufactured home raised more than 4 feet on any side? N/A tenant use

Was it approved by a state, county or local official?

6. Any farm or ranch activity conducted on the premises, including owning farm animals?

Does activity meet the Hobby Farm definition?

If YES, do you want the hobby Farm Endorsement?

7. Do you own or keep on the premises any non-domestic animal, including any exotic or wild animal?

8. Do you own or keep on the premises an animal that has caused harm or previously bitten?

Do you accept the animal liability exclusion?

9. Is the manufactured home or other structure utilized as a commercial risk or is business conducted on premises, including a day care?

Is the business incidental?

10. Is the manufactured home currently vacant, excluding a new purchase that will be occupied in 60 days?

11. Is the manufactured home fully installed and connected to utilities?

If NO, will it be fully installed and connected within 60 days?

12. Does the manufactured home have additions with heat or plumbing?

Was the addition approved by a state, county or local official?

13. Do you own any other manufactured home or site built home on the premises? N/A tenant use

Is it used on a continuous basis for residential living?

If YES, do you accept the specific structure exclusion?

14. Are there any other structures 1200 sq. ft. or more with existing damage or in need of repair, excluding cosmetic? N/A tenant use

15. Is there a pool over 2.5 ft. on the premises?

Does it meet our fence and gate requirement?

16. How many miles is home from fire department?

ADDITIONAL INTEREST

Comments

INDICATE INSURABLE INTEREST:

Modern Financial Plans

Complete and return to us by FAX 215-781-3715;

or MAIL 3070 Bristol Pike, 1-124A/B, Bensalem, PA 19020

Enter text✕

What an Insurance Application Is and when it’s used

An Insurance Application is a formal written or electronic form an individual or organization completes to request insurance coverage. It gathers applicant identity, risk factors, coverage selections, prior-loss history, beneficiary details, and payment information so underwriters can evaluate risk and issue a policy. Modern insurance applications often include disclosures and consent language required by insurers and regulators, plus space for signatures, attachments (medical records, photos, vehicle data), and authorization to obtain third-party information for underwriting and rate calculation.

Why the Insurance Application matters for coverage and compliance

A completed application documents the insurer–applicant agreement, establishes factual bases for underwriting decisions, and creates a record to resolve disputes. Accurate applications reduce claim denials, speed underwriting, and satisfy regulatory and audit requirements across jurisdictions.

Why the Insurance Application matters for coverage and compliance

Who completes and relies on the Insurance Application

Typical participants who complete, review, or authorize the application.

  • Insurance agents and brokers: prepare applications, collect signatures, and submit to underwriters for approval.
  • Policy applicants and insureds: provide personal data, disclosures, risk history, and sign attesting to accuracy.
  • Underwriting and risk teams: review submissions, request supporting documents, and accept or modify coverage terms.

Roles vary by carrier and jurisdiction; some carriers require licensed producers to sign or attest to disclosures.

Core sections to include in a professional Insurance Application

A complete application is organized to collect consistent, verifiable data and to support quick underwriting decisions while documenting applicant consent.

Applicant Details

Full legal name, contact, DOB, SSN/TIN or EIN, and mailing address to verify identity and run needed checks.

Coverage Selection

Type of policy, limits, deductibles, effective date, and optional endorsements the applicant requests for underwriting review.

Risk History

Past claims, losses, prior carriers, driving/health history and other exposures that materially affect premiums and eligibility.

Declarations

Statements of truth, required applicant attestations, fraud warnings, and consent to data pulls and background checks.

Supporting Documents

Attachments such as inspection reports, medical releases, photos, VINs, and financial statements used to substantiate answers.

Signatures & Dates

Signature block for applicant, licensed agent, and date fields; signature method and witness/notary instructions if required.

Security, privacy, and compliance controls to include

Encryption: AES-256 at rest; TLS 1.2/1.3 in transit
Audit Trail: Timestamp, IP, signer actions
Access Controls: Role-based permissions
HIPAA BAA: Required for PHI handling
Retention Rules: Policy-specific retention periods
Authentication: Email, SMS, KBA or MFA

Step-by-step: completing and submitting the application

Follow this sequence to minimize processing delays and ensure a complete submission.

  • 01
    Gather Documents: Collect IDs, prior-policy docs, photos, and loss records.
  • 02
    Complete Form: Fill all required fields and attach supporting documents.
  • 03
    Review Disclosures: Confirm fraud warnings and consent statements are accepted.
  • 04
    Sign & Submit: Authenticate, sign electronically or in-person, and send to carrier.

Configuring an online Insurance Application workflow

Key workflow settings determine how applicants authenticate, which fields are conditional, and how documents route to underwriting.

Field Configuration
Identity Verification Email link | SMS code | KBA when required
Conditional Fields Show additional questions based on prior answers
Attachment Requirements Require VIN, photos, or medical release uploads
Retention & Export PDF/A export; retain audit trail for records

How digital submission and eSign fit into the process

A standard digital flow reduces paper handling and records each step for compliance and audit.

  • Prepare Form: Create fields, disclosures, and required attachments.
  • Send to Applicant: Deliver via email link or secure portal.
  • Applicant Authenticates: Complete identity check and sign electronically.
  • Underwriting Receives: System forwards signed package and audit trail.

Technical requirements and integrations for eSubmission

Confirm platform supports secure signing, common file formats, and integrations with carrier systems.

  • File Formats: PDF, DOCX, and image uploads supported
  • Integrations: CRM and storage connectors like Salesforce, NetSuite
  • Accessibility: WCAG 2.0 AA for applicant access

Integrations and export options reduce manual data entry and help carriers ingest completed applications into policy administration systems.

Typical timing: submission, underwriting, and policy issue

Timelines vary by carrier and product; below are common expectations for processing and binding coverage.

Submission Lead Time:

Submit before requested effective date to allow underwriting review

Underwriting Review:

3–10 business days typical for standard risks

Binding Coverage:

Coverage bound upon payment and carrier acceptance

Policy Issuance:

Carrier issues policy documents within 5–15 business days

Application Corrections:

Respond to carrier inquiries within 3 business days to avoid delay

Common errors that delay underwriting

  • Missing or transposed SSN/TIN which prevents identity verification and premium rate matching.
  • Incomplete prior-loss history or omitted claims leading to rescission or denial risks during claims.
  • Unsigned or undated signature blocks that render the application non-binding until corrected.
  • Unsupported attachments (wrong file type or poor image quality) preventing document review.

Potential consequences of errors or omissions

Coverage Denial: Insurer may deny claims for material misrepresentation
Premium Adjustment: Underwriter may increase premium after discovery
Claims Delay: Processing paused pending verification
Regulatory Penalty: State regulator fines for bad-faith or omitted disclosures
Tax Withholding: Incorrect TIN can trigger 24% backup withholding
Contract Void: Material falsehoods can void the policy

eSignature vendor comparison for Insurance Application workflows

Below are high-level vendor attributes to consider for secure eSignature, with signNow listed first for parity in comparison.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day free trial Varies by plan Varies by plan Varies by plan Varies by plan
Bulk Send Yes Depends on plan Depends on plan Yes Depends on plan
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Depends on plan Depends on plan Depends on plan Depends on plan

Practical examples of signed forms in real organizations

Real-world examples show how digital signing and audit trails solve common document-handling challenges.

Martin Properties

Small real-estate operator moved applications online to eliminate in-person meetings and speed processing.

  • Mobile completion simplified on-site property submissions and signatures.
  • Tim Martin: "I can process and execute all of these documents online with 100% compliance and built-in security."

Fertility Centers of Illinois

Healthcare provider digitized intake and consent forms to streamline patient onboarding.

  • Secure workflows captured consent and PHI appropriately.
  • John Butler: "The airSlate SignNow team has been exceptional, responsive, the API has been great, and we're extremely happy that we chose airSlate SignNow as a company."

FAQs — common questions about Insurance Applications and eSignatures

Answers to frequent questions on validity, signatures, notarization, and common processing issues for insurance applications.


Need help? Contact support

be ready to get more
Join over 28 million airSlate SignNow users