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Productivity is about maximizing your time and tasks within a reasonable time frame. Depending on who you ask, the priorities vary and are different.People are obsessed with productivity these days, but few think about what it actually means. In the traditional sense, the phrase "increasing productivity" means making more money, goods, or both. But being more productive now has a much more personal meaning. Ultimately, it's about achieving goals and making the most of your time.Productivity software makes your work and personal tasks easier and more efficient to complete. Although office suites and business applications still have a prominent role in our lives, this category of software has expanded far beyond those buttoned-down fields.Of course, plenty of productivity apps exist specifically for the workplace. Project management services, for example, help teams keep track of work and assets, reducing the need for meetings. These platforms also give employees greater visibility into all the moving parts of a project, including who is responsible for what task.My most effective productivity tool is Brief.Modern life is filled with battles against information overload and constant connectivity. With so much effort spent filtering, absorbing, and prioritizing competing information streams, teamwork often suffers. To be effective, team leaders need the bird’s-eye view to efficiently manage workflows involving internal and external projects across multiple communication apps (text vs audio vs video), task trackers, synced calendars, and so much more. Brief was built to simplify and streamline the tools, processes, and time spent on planning and execution.Brief is a team collaboration tool enabling team members to prioritize and focus on important tasks while minimizing distractions. Brief is a productivity app that helps you focus your day to achieve more professionally and personally. Its clean, minimalist dashboard combines team chat, video, hubs, to do lists, file sharing and storage helping you action priorities that drive the most impact.Brief’s powerful productivity app gives users simple tools that bring personal and team focus. By combining chat, task dashboards, team hubs, file sharing and storage, teams have a simple menu of productivity tools that help execute around priorities, to make every action count.Brief’s entrepreneurial collaboration dashboard combines video, organization and communications tools into an elegant user dashboard that allows you to easily connect to anyone in the world, in real time either face-to-face or through chat/team hubs.When used effectively, Brief can eradicate the need to use email, making communication quicker and more focused. Research shows that 73 percent of all emails received by employees are no even relevant to their roles. More focused personal decision making and execution means a more focused you, and a more focused team that achieves more together.During our team work we used BRIEF for our team collaboration and found a great service from here.Hope you will have a great team experience from there.Good Luck.

Personal interviewThese are few of the points i feel are most important while tackling an interview1. Focus on your life so far and basic questions on current affairs just to see if you have a view and then make a decision. Show awareness to every possibility before making a decision. Look at the problem from multiple angles - interviewers like that.2. Don’t be someone youre not: theyll catch you easily. Dont lie.3. Be polite at every point. Be humble - smile and say you do not know4. Be chilled out - listen to something funny (videos on youtube maybe?), talk to the people outside, crack a few jokes. Dont revise notes before going in the room.PI they wanna know about you - your life. Nothing more. So however cliched this might sound - know yourself.GDTopics to revise:Basic current affairs should be okay. You should know politics (current PM era, General elections BJP, Congress basic initiatives etc), economics (Indian economy, general world economics, US/China economies maybe), current affairs - general (all headline topics for last 1–2 months prior to GD)These above mentioned topics should be more than enough.Tip: unless you were in Hibernation for 2 months prior to the GD, dont think you should bother about the topics - they’re pretty general and you’ll definitely have an opinion.Key Personality traitsEveryone is unique but i feel you must demonstrate atleast one of these traits in GDs to have a good shot:1.Take a balanced approach to things - aware of pros and cons/ negatives and positives of any topic brought up. Then after weighing them make a rational decision2. Ability to listen to other people: listen to people intently - add to their points and come up with new conclusions. Avoid butting in avoid initiating new lines of debate3. Ability to stand out: this i feel is key - typically 2/3 people out of 10 crack a GD. Surprisingly this is the easiest too. The pressure gets to most people - they get the pressure of speaking up in those 10 minutes - they rush in. Speak calmly. You may argue that you have to be loud to be heard. Yes, you do. But be smart here. Dont try to butt in having a diametrically opposite point. Try this.Example: Person to your left speaking something After she finishes 2 lines you speak up. You speak this “Excellent. This is an excellent point brought up by you (briefly repeat wat she said, demonstrates you heard her properly. Most people focus on their parts alone) - i would like to add this.” Then, quickly do a pros and cons analysis and give your point. Speak clearly, nicely. Once or twice. 45 seconds - 1.5 minutes should be great.Do these 3 points right along with the current affairs topic mentioned and you should do fine in the GD.

I recommend that anyone looking to test the entrepreneurial waters give e-commerce a start. You can actually sell goods without ever owning them.I got started with E-Commerce when I was just 13, buying custom bicycles and selling all of the parts separately.Later I realized that I could sell just about anything without owning it at all. When a customer would place an order with me, I would get their money and use it to place an order with my supplier straight to my customer’s house.The difference in price and cost is my profit to keep. This is a business model known as dropshipping.A customer places an order on my website, I then buy much cheaper from a supplier and ship the order straight to my customer’s house.Keys to success:Start with one product (or a very small niche selection, if you must). Remember, Amazon started with Books on the internet.That flagship product should cost you less than $10, and sell for $29. In my experience, $30 is the maximum strangers are willing to spend with a stranger on the internet, with no recommendations from trusted sources or other social proof.Most people stress over what they will sell. The truth is, it’s all about angle. Super generic products are totally fine, when combined with the right audience.That last point is very, very important. I’ll share an idea I had the other day to help you better understand—I recently left a job that provided a company car. I’m out on my own for the first time, and despite making more money now, I’m still stressed over losing my steady, predictable income.So, I’m driving my sister’s old Lexus SUV. I love it.Leather interior, good gas mileage, has a little more get up and go…But the ONLY audio input is a cassette player!!So, I put in a little Casette-to-Auxiliary adapter that I sell through my B2B dropship business.I connected that device to another product I sell B2B— bluetooth-to-auxiliary adapter…I connected my phone via bluetooth, and voila!! I was playing Spotify wirelessly to/through a cassette deck!To my surprise, the audio quality was actually EXCELLENT.These two devices cost $6 combined.Find out what cars only have tape/cd decks and no auxiliary, and figure out how to target owners of those cars. Sell the combo for $29.BAM. Hungry audience, fantastic margin.Craigslist? Facebook ads?I haven’t fleshed that part out yet.Go ahead, steal my idea :)

I would say VIDEO MARKETING is your answer. Why? Because everyone will be looking for videos in 2018. The Six Point Checklist for Video Marketing Domination [ https://medium.com/@flaviu_91616/the-six-point-checklist-for-video-marketing-domination-8078ca148447 ] Why becoming your OWN Media Company will keep your business alive in 2018 [ https://medium.com/@flaviu_91616/why-becoming-your-own-media-company-will-keep-your-business-alive-in-2018-560f06c40afa ] Video is all about communicating an idea to the crowds. Crowds of people looking for something special, something that makes the click in a special way. Video content [ https://www.patonmarketing.com/ ] is fast, it provides an instant reaction from your audience, it communicates on multiple levels. The massive growth of video marketing during the past 10 years is truly incredible — let’s see some statistics [ https://www.patonmarketing.com/audit-your-site/ ] that will blow your mind! * YouTube has 1 billion registered users — that’s more than a third of the total internet users worldwide (1) [ https://www.youtube.com/yt/about/press/ ] * more than 72 hours of video content is uploaded on YouTube every 60 seconds (1) [ https://www.youtube.com/yt/about/press/ ] * 85 percent of Americans watch video online (2) [ http://www.comscore.com/Insights/Press-Releases/2012/1/comScore-Releases-December-2011-US-Online-Video-Rankings?cs_edgescape_cc=US ] * 82 percent of Twitter users watch video on the platform (3) [ https://blog.hootsuite.com/twitter-statistics/ ] * 87 percent of digital marketers use video content (4) [ http://www.outbrain.com/blog/state-of-content-marketing-2012 ] * 90 percent of video traffic on Twitter comes from mobile devices (3) [ https://blog.hootsuite.com/twitter-statistics/ ] * 92 percent of video users share their videos with others (5) [ https://www.virtuets.com/45-video-marketing-statistics/ ] * more than 350,000 hours of broadcasts are streamed daily on Periscope (6) [ https://www.omnicoreagency.com/periscope-statistics/ ] * Snapchat users watch 10 billion videos every day (7) [ http://mashable.com/2016/04/28/snapchat-video-views-billion/#QKsc_s0Oruqu ] * 50 percent of potential customers look for a video related to a product before making a purchase (14) [ https://www.thinkwithgoogle.com/marketing-resources/micro-moments/purchase-decision-mobile-growth/ ] * shoppers who view video demos or reviews are 1.81x more likely to make a purchase (15) [ https://blogs.signNow.com/digitalmarketing/search-marketing/seo-for-success-in-video-marketing/ ] * 4 times as many customers would rather watch a video on a product than read about it (16) [ https://animoto.com/blog/business/video-marketing-cheat-sheet-infographic/ ]

“Rail travel at high speeds is not possible because passengers, unable to breathe, would die of asphyxia.”-Dionysius Lardner, Professor of Natural Philosophy and Astronomy at University College, London, 1830It hurts my heart to see an esteemed university publish such a regrettable article.  It is also shocking that there was no empirical based insight published, just agenda ladened conjecture.  In some ways I am not surprised.  Academia has misunderstood the payments industry for over 50 years and I have tried and have been successful to help quite a number of well known professors understand the details.  However, if one were to go by the postulations some Professors have presented over the years, the payments industry should not exist.   There is much to learn from these insights and surprisingly many of them were adopted by some payment startups, advisors, board members and VCs.   I will address the idle conjecture from this article, section by section:Apple Pay’s Technology Adoption ProblemApple wants to convert your iPhone into a digital wallet with Apple Pay. Professors Benjamin Edelman and Willy Shih assess its chances for success and wonder if consumers have a compelling reason to make the switch.This is a mostly correct insight.  It may turn out to be ironic wording on the part of the author.    To be clear, no one needs to “switch”.On the eve of debuting its digital payment system, Apple Pay, two Harvard Business School professors think the Cupertino company will have trouble coming up with an equally compelling message to drive sales of a service that allows you to pay at the retail counter with a swipe of an iPhone.No iPhones are “swiped” during a transaction, they are held at short distance for a few seconds in front of a customer facing terminal. "What does it do for me as a consumer?" asks Associate Professor Benjamin Edelman. “Why would I want to trade for something that already works [e.g. credit and debit cards], something that doesn't complain when it gets wet in the rain, something that doesn't complain when I launder my pants?"Why would I want to trade in an iPod, for something that already works, the Sony Walkman and use the cassette tapes that already work.  This is a comment that shows a professor that truly does not understand the history of technology. Especially, he adds, when those cards give users and additional 1 or 2 percent off the purchase price. “I think Apple has its work ahead in convincing thoughtful and potentially skeptical customers," says Edelman.There is little that one can draw from this passage.  There is no loss of 1 or 2 percent if the cards offered them before, they will be offered in the exact same manner via Apple Pay. ON WITH THE SHOWReports say Apple will roll out the digital payment service later this week, with perhaps more details coming at a press conference Thursday. But will it catch on, especially when several other similar services with big name sponsors such as Google have failed to gain much traction?The element that was overlooked by this professor is the fact that very little is similar to the business processes and business relationships Apple used in relationship to Google.   Apple choose wisely to work with every element of the existing payments ecosystem.  History will show, and likely this university will teach, that this was the primary premise that made Apple Pay the largest change since the invention of the magnetic stripe. Apple has a chicken-and-egg game to solve. Consumers won't use the service unless they are in use at a compelling number of stores. But merchants won’t install the expensive near field communications readers used by Apple Pay unless consumer demand is high.First off, Apple must convince merchants to adopt its service, says Willy Shih, the Robert and Jane Cizik Professor of Management Practice.“I THINK APPLE HAS ITS WORK AHEAD IN CONVINCING THOUGHTFUL AND POTENTIALLY SKEPTICAL CUSTOMERS”Only about 10 percent of retailers use NFC readers, and at least one retailer—Best Buy—stopped using them because they were too expensive. Officials with both Best Buy and Walmart have said the retailers have no plans, at least right now, of accepting the new payments technology in their stores.There will always be a “Chicken / Egg” issue with any system that would require equipment upgrades.   However this article assumes over 200,000 of the most popular businesses in the US is not “a compelling number of stores”.  It took 30 years for Visa and MasterCard to have over 200,000 businesses.   It took over 5 years for Discover to have over 200,000 business locations.   The professors did not even do a single empirical study to gain insights about the number of actual businesses and the demand to upgrade.   I am performing these studies and can say that early results point of almost 300,000 locations and a demand that has shot up by over 3,000% and growing among small to large businesses.Thus Apple will not have “work” to convince merchants, the huge drive is coming from merchants and banks wanting to implement the service.Best Buy stopped using NFC for only one reason, they were not paying PIN based debit rates for these transactions and Apple is on the way to get these types of cards to be confirmed using biometric PINs.  Shih believes merchants who consider adopting Apple Pay will naturally wonder: What do we get out of this? And they will specifically want to know if they will be asked to pay higher fees than credit card companies are charging?The data that Professor Shih has is invalid.  The merchant is paying the exact same rate as with any other credit card.   What they get out of it is manifold but no one can argue that the increase in speed is one foundational benefit. "Consumers might be motivated to do it, but if I don't have the merchant side in place, it doesn't matter," Shih says. "The merchants certainly aren't going to be motivated if the economic model is less favorable than today. It’s a complicated puzzle."The data that Professor Shih has is invalid.   The economic model is not a “complicated puzzle to anyone other then Professor Shih.Apple has touted that Apple Pay will be supported by several leading retailers, including Bloomingdale's, McDonald's, and Macy's—and that it will work at about 220,000 merchant locations across the United States that have enabled contactless payments. But some analysts believe that's a small number compared with the nine million US merchants that currently accept credit cards. In short, Apple has a long way to go to knock off the established credit card system, Shih says.There is some valid information here.  However 80% of the dollar volume in retail payment card sales come from 20% of merchants.  Apple will have coverage of about 70% of these merchants by year end.  My research suggests that a tremendous number of smaller merchants will fill in these numbers as 2015 winds out. "Ecosystems are very delicately balanced, and the current payment system represents a balance that has resulted from 40 years of evolution. There's a lot of inertia around that," Shih says. "You can have great technology, but you really have to line up the complementary assets so all the pieces play with you and they are motivated to make it work. At the end of the day, Apple is going to have to make the economics work for everybody. That is a hard job.”Professor Shih is still functioning on invalid data about the “economics”.  The economics are exactly the same.DO CUSTOMERS CARE?Which brings us to the customer side of the chicken-and-egg conundrum. Millions of shoppers have used cards for years, with little hassle. Edelman points out that people will continue to carry cards even if digital payments gain some traction, so the barrier to overcome for mass acceptance is even higher.Millions of people used payment cards every day at Starbucks.  But somehow  6 million weekly transactions in the U.S a full 15% of transactions made at the U.S. Starbucks-operated stores are made on the Starbucks wallet.  The barriers these users overcome are huge, they have to buy credits using a payment card to even operate the wallet, yet this barrier is overcome 6 million times per week.Edelman has studied Bitcoin, a software-based online payment system, and he sees similarities between technology adoption roadblocks Bitcoin has encountered and issues Apple Pay is likely to face."Apple Pay has the same problems as Bitcoin: There's no reason for the regular consumer to use it," he says. “Why would a consumer want to make a $100 purchase with Bitcoin when the consumer can pay with a credit card and get 2 percent cash back?"There is absolutely no comparison to Apple Pay and Bitcoin.  Professor Edelman is also operating on invalid data.  The payment card that pays 2% back will continue to pay 2% back with Apple Pay.In addition to the limited number of merchants, Apple Pay appears to be limited to users of the latest iPhone 6, iPhone 6 Plus, and Apple Watch—which leaves out many consumers with older iPhones or Android models.“Apple might be hamstrung by an incompatibility issue that the company intentionally introduced," Edelman says.The system works on iPhone 6 series phones.  There is no doubt that there will be similar Android initiatives.  The picture is very clear, if you have an iPhone 6 series phone, it works.  This is not an incompatibility issue. Shih agrees that selling technology is tricky in a market full of incompatible products.Yes, yes it is."We're in a period now where you see this design competition with competing offerings, and on top of that, you have a platform competition where everyone has their network effects," he said. "It's like PlayStation versus Xbox. The technology convergence has brought us to a place where people are scrambling to come up with a new platform and trying to become the new dominant design.”Great insight about video game platforms.  However they have no analogy with the subject of Apple Pay.Other companies that have attempted mobile payments have run into similar problems. Google Wallet was limited by its compatibility with different types of phones and cellular networks. And Softcard, which was backed by major wireless carriers, has seen little traction with its mobile wallet for similar reasons.This is correct.  This is one of the most accurate insights from these professors.   The destiny of Google Wallet was never in the hands of Google and thus it contributed to the failure of the system.  This is not the case with Apple Pay.  PITCHING SECURITYOne marketing pitch Apple is sure to try out with potential users is security, especially after notable bsignNowes at Home Depot and Target. When a customer pays with an iPhone, cashiers won't see the consumer's name, credit card number or security code because Apple uses a fingerprint reader on its recent iPhones to confirm identities. And when consumers add a credit or debit card with Apple Pay, the card number is not stored by Apple—instead, Apple provides a unique device account number for each transaction. In addition, the company says it won’t collect consumers' purchase history.Very accurate assertion.Edelman questions whether addressing security and privacy will be enough of a carrot to wean consumers off of their beloved plastic. Hesays other companies have tried to market the security angle, including the RevolutionCard, a PIN-based credit card that had no name, signature, or account number on it so that if it got lost or stolen, it couldn't be used unless the PIN was known. "It was stillborn," Edelman says. "It didn't work as a feature set. No one cared.”Professor Edelman is partly correct about the failure of  Steve Case’s Gratis Card and The Revolution Money Card.   However the professor is operating on invalid data.  Apple Pay is not a card replacement.  Apple Pay is a security wrapped around the existing payment card issuer relationship.“APPLE PAY HAS THE SAME PROBLEMS AS BITCOIN. THERE’S NO REASON FOR THE REGULAR CONSUMER TO USE IT”Even recent high-profile data bsignNowes have not led consumers to abandon credit cards in signNow numbers. "Security doesn't work for the thoughtful consumer," Edelman says. "(Data bsignNowes) mostly mean inconvenience for the consumer because the losses are really borne by banks, merchants, and credit cards, not by consumers."Besides, Shih wonders whether data will be any safer with the Apple Pay system.I think Professor Shih may need to conduct a study on how the Target bsignNow impacted consumers.  I have not conducted a deep study but can state clearly that some consumers had their bank account zeroed out in the early days of the bsignNow and the banks were not crediting back the transaction that appeared “valid” from debit card bsignNowes.  I know of a case where a single mom had missed rent and food because of the missing funds in her checking account for days.  Although this is anecdotal, there are many examples vetted by the media. I would also ask Professor Shih  to speak with any merchant that has been a victim of a major bsignNow about how systems like Apple Pay would have saved them millions of dollars in fines and replacement costs to card holders. "The fingerprint reader generating a unique code is pretty smart," he acknowledges. "But it electronically seems to do the same thing as a PIN code. And to the extent that the code goes into the existing payment network that's still not secure, have we really accomplished anything?"TouchID is far and away more secure then a 4 digit PIN code.   The math is quite simple.   But just the logic, it take very little time to guess a PIN number.  It takes a great deal of time to try to fake a finger print that is acceptable to TouchID.  In many cases it is impossible to fake a fingerprint unless you have intimate access to the target.  Thus a faster way to steal money is a PIN number and not a finger print. CAN YOU PAY ME NOW?Other technical questions remain. Edelman wants to know whether Apple Pay will work if the phone isn’t charged, or in areas with poor cell reception?This would be better addressed by studying the technology and not using a  a guessing game.   Apple Pay will work with zero cell or WiFi reception.  Apple Pay will work with a low battery.  Apple Pay will stop working if there is no way to power on the iPhone.  Apple may release more details tomorrow, so time will tell whether the company will address some of the system's potential shortcomings—and perhaps more important, whether regardless of any shortcomings, merchants and consumers will embrace this new mode of payment. Either way, even if Apple stumbles with its mobile wallet, the company will likely survive the reputation hit.Yes, they addressed the shortcomings.  Apple announced that instead of 7 banks supporting Apple Pay payment cards, there are now over 500."Any failure Apple experiences here will be more than offset by the legions of fans that like their other stuff," Edelman said. “I'm not losing any sleep for Apple."I think Professor Edelman can sleep soundly.    He has articulated how some academics, even notable academics are all too human.  We are fallible.   I hope that history is kind with these Professors.

Edit: I wrote this answer for “must have Android apps” but these are same apps which have changed the way I used to live my life. Each and every App has helped me in one or the other way. I hope you will also find them helpful and a bit life changing. So here is the list: 10. Psiphon For those who use WiFi with proxy settings. So Psiphon bypasses and tunnel the websites or app through a different IP Address. 9. Mirror It's a simple app to record your mobile screen. Based on the concept of CamStudio in PC where you can record your screen, Mirror offers recording of your Mobile screen. 8. NTES- National Train Enquiry System If you are from India and you want to know the running status, cancelled train (partial or fully), Live Station and other features, this App is a must have. 7. VOLT Simple but effective for those who want to learn new vocabulary. That's too obvious, then why not others? Coz here you get the “memory key” which helps you relate the words and easier to remember them. 6. Parchi It a note making app. But here’s a catch. You can view, review, edit and add right from your lockscreen without need to open the app. Isn't that amazing! I personally find this app very useful. 5. edX If you are student or a learner who wants learn something new everyday, and cannot afford to go in the prestigious institutions like MIT, Harvard University, Cambridge, IITM, etc ten it is a must have app. Enroll yourself in any course and Bazinga!! You are ready to learn from the most amazing professors. Similar to edX, we have Coursera. 4. Walnut Manage your expenses on your finger tips. Its easier then that. It shows you your monthly expenditure, ATM locations, bill remainders and many more features. Its a must have app. 3. CamScanner Everyone doesn’t own a scanner but most of us have camera. So click the pic, upload to CamScanner and voila you are done. You have the scanned copy of your documents, notes, Marksheet and upload them on your DigiLocker. 2. inshorts Till now you all must be knowing this app. The tagline is also simple “News in 60 words” and trust me it is worth having. In this “I don't have time” world, you need news to be fast and accurate so here it is. 1. DigiLocker If you have this app then you don’t need to carry your personal documents like driving license, Adhar card, voter ID card, or even your Marksheets. Keep them safe in actual locker and leave the rest to your DigiLocker. And the best part is that it is acceptable as the original ones at every governmental or non governmental institution because it is developed under Digital India initiative. That's it for the day. Thank you and Enjoy !!! Update 1: Today I came across two new apps which I found useful. Hope it would help you all. 1.Forest : Stay focused Features • A self-motivated and interesting way to help you beat phone addiction • Stay focused and get more things done • Share your forest and compete with friends • Track your history in a simple and pleasant way • Earn reward and unlock more tree species • Customize your whitelist : Leaving Forest and using apps in whitelist won’t kill your tree. 2. Swachh Bharat Toilet Locator Swachh Bharat Toilet Locator is specifically useful for Indians who're committed for Swachh Bharat. Update 2: So I am back with yet another interesting app for you all. And trust me it is worth hanving. You are bored just go through it and kaboooom !!! You are into a black hole. Enjoy the ride. 3. Curiosity It is the latest app I installed but got addicted to it. It’s exactly works like its name, generates a curiosity which inturn increases your knowledge. It covers a large field of scope from Humanity to science to faith and many more. This app deserves more snapshots but why to increase the length of my answer. Comment below if you think the list should be updated? Thank you.

For marketing, by advertising your product and getting it out there, you will be able to attract more customers which will, in turn, lead to an increase in your online sales rate. This marketing can be in several forms. You can try to have people learn about your business through word of mouth, seeing ads on different websites, through social media, or even by improving your SEO so that people can find it easily. This is a simple thing to do and depending on what approach you want to take it can either be done very cheaply or pricey.Before you market your business online, there are several business intelligence and market research analysis tools that you can use for online markets in particular. One great tool for online markets is Algopix. Algopix is a software that does product market research for Amazon, Walmart, & eBay Sellers. Using an algorithm, it analyzes market demand, possible margins, and shipping costs for current and future inventory. For consumers with large volume selling, Algopix has a bulk product analysis feature that allows the user to upload a spreadsheet with all the proper information of up to 3,000 products, which they then prepare a complete analysis for each product including shipping costs, possible revenues, demand, and much more. It saves time and makes it easy to manage your inventory as well as enter new markets.Algopix also has several tools that help sellers determine which market platform would be most beneficial to them. Such tools include an FBA fee calculator for Amazon, eBay category tree, online ASIN to ISBN converter, and a lot more. It is definitely one of the best market research analysis tools for online marketplaces.