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Dear,Well, you can do this but must read what I shared with you very important content which help you a lot.Affiliate Marketing is one of my favourite ways to monetize a blog.If done right it can become very passive. Using affiliate marketing on Pinterest is amazing because you have a whole army of pinners (over 100 million!) that are there to spread your link.Steps:Get a free Pinterest account (obviously). Sign in.Get accounts with major affiliate programs like Amazon and Etsy. Sign in.Go to pages of products you want to promote.Get a screenshot tool like Lightshot and take a screenshot of the product that is at least 2x taller than wide. Go for 300 pixels x 600-700 pixels. Save the image.Get the affiliate link from your affiliate company for that specific product, and copy it.Optional step: paste it on Bitly and shorten it so you can track the clicks it gets. Some affiliate programs do this for you.Go to Pinterest after having the right link, add a new pin, paste the affiliate link in the “website” section, upload the correct product image, copy and paste the title, and describe the product with related keywords.Then, save the pin to a board that relates to the type of product it is and that’s it! Just repeat the process 5 – 10 times per workday to build an affiliate income on Pinterest over time without a website.BEST OF LUCKBefore you go, I’d like to say “thank you” for reading this article.So a big thanks for reading all the way to the end.Now I’d like to ask for a *small* favour.Could you please take a minute or two and SHARE IT With Your Friends & Help Someone...This feedback will help me continue to write the kind of articles that help you get results. And if you loved it, then please let me know…If you have any questions?Let me hear your thoughts in the comments below!THANKS!MURLI

Lived in France 20 years.Lived in the USA 20 yearsWhat surprises me? The lack of knowledge (geography for one). The lack of depth in relationships (everybody is your friend until they’re not, for no reason). The flags flapping on cars and on houses. The technology. The extra large roads. The cost of university education. The amount of sugar and soda consumed. Neighbors not talking to each other. The price of health care. The amount of people in debt and not able to cut off their consumption. The number of very bad restaurants. The amount of suicice, rape and mental illnesses. The number of vaccines inflicted on little kids, some considered useless by French people. The militarization of everything from boyscout to video games. And you really get what you pay for.What excites you? The opportunities. The choices. How easy it is to find, try anything, and get rewards for it. Volunteer work is amazing for someone who wants to learn skills. The number of free programs for kids. The number of programs for anything under the sky. The alternative life choices. The diversity. The technology. The advances for alternative medicine. The advances of the medicine itself, especially surgery. The ability to go back to school after so many years out of school. The love for physical activity. The generosity (donations, support groups, the number of people who adopt orphans and will go overseas to adopt a kid). How easy it is to get a driving licence. Many free opportunities to learn and grow. Huge forests. Hollywood.What offends you? People asking, “You’re French, huh? So you speak French?” People think you’re lying because you do not fit their box. Or “I’ve read a book about an American in France and you’re not at all like that.” So, the box in. Americans tend to look down on French people, but are excited to learn the language. Prefering to be informed of what we have in common rather than how we are different. Not interested in the differences. People saying hello one day and ignoring you the other day, then saying hello the next day, and so on and so forth. No one says thank you for gifts they like or act extreme when they don’t like it. The constant lying to avoid confrontation or being uncomfortable in any way. People saying, “Ah, you’re a foreigner, then we have nothing in common.” So, the cliques, the grouping into “my people” associations, and separations of churches. I was even told, “You have only x numbers of kids; I have so many Y number of kids; there’s no way you can understand me.” The hypocrisy and backbiting. The showing off and the competition for material things. Eating all day long. Snacks all day long for kids. The prejudices and the existence of KKK. The way African Americans and Native Americans, Chinese and South Americans have been treated. Hope things get better in the future. There is hope.

Read a lot of these answers. Most of this is more or less typical stuff we hear. My case isn't so typical.(This is going to be very long, there's no one I've ever shared this with in real life, in this much depth).I'm a 27 year old woman, been married for 2 years. A little necessary background - I was always told that I'm extremely attractive and smart and chased around by guys. But I had neglibile dating and sexual history by the time I was 25, because I was the kind who kept waiting for 'the one', the one who'll be blow me right away, make me feel the things I never have. It's funny because I'm very logical and rational when it comes to other aspects of life, but this is how I was when it came to love and romance - living in my fairytale world and waiting for my prince charming like a silly teenaged bobblehead.But then, I actually met 'the one'.. at least I thought so. I was absolutely intimidated by his attractiveness and intelligence (and I liked being intimidated). He was also very charming, humorous and a very good talker. He was PERFECT. And he fell in love with me, and treated my really good. What could have been better than that? I could never imagine. We got married just within 9 months of having met and 6 months of dating.But something started changing soon after we got married. He started acting aloof. He didn't even want to talk to me, or want to know about my life, or share anything about his. He never showed me any affection,compassion or care. Even his good bye kisses felt very formal. It was like we had no emotional bonding at all. He didn't even care for me when I was sick, he would just tell me to 'get well soon' like I'm some casual acquaintance. The height of insensitivity was when ny father had a heart attack, and he was completely unfazed. He told me to stop crying like an idiot and behave like a 'grown woman', because he wasn't dead after all. And when were out, especially in social settings, this same man would be all over me, not letting go of my hand, giving me small pecks and telling people how he had the best wife ever. Then, when no one was around, he'd go back to being a stranger. And while he didn't care about most things, there were some things he obsessively cared about. He was really concerned about what I wore. He kept buying me expensive dresses, shoes, jewellery - even when I'd clearly tell him that I absolutely do not want it. My closet literally looks like that of a supermodel. He was also obsessed with my body and he noticed the tiniest and most irrelevant things about my physical appearance. Sometimes, he'd stare at me for hours. At first, I found it very romantic. But it wasn't romantic - it was creepy.At times, he was extremely critical of my physical traits and said totally insensitive things. I take very good care of my fitness and appearance anyway, but he would find flaws in me that you wouldn't even think would be noticeable, such as my breasts could have been firmer, that I should do butterfly stretches to have more of an inner thigh gap (I DO have one, but hey, it's not wide enough!), that my underarms are a little discoloured.I can't imagine how this man would feel about me once I'm no longer at my peak of physical attractiveness.When he 'compliments' me, it's something bizarre like "I love how your face is perfectly symmetrical, and how your facial features are like scientifically proportionate.", “I honestly can't think of anyone other than Adriana Lima who's more beautiful than you.” What the fuck? A heartfelt "you're beautiful" is many times more welcome, but that never came.He would do the same for my mental abilities too. Like, the other day he called me forgetful and questioned my knowledge as a chartered accountant because I couldn't instantly remember a clause of the Indo-US double tax treaty. Hello, I'm human ?I couldn't figure him out. With each passing day, he seemed more and more distant and cold. There were times when I confronted him about it, but for no use at all. I could be crying my eyes out and he'd calmly say "you're being stupid and irrational". He'd tell me that all 'problems' were entirely in my head. That he's just occupied with work and is the kind of person who needs a lot of space. That it just wasn't 'logical' to feel the way I did. He'd condition me to believe that everything I felt was lacking, was somehow my fault entirely. He's very good with arguments and manipulation and he'd prove even the biggest pile of gibberish to be the most logical thing ever. But this didn't help how I actually felt. I was getting more and more miserable with each day. I felt horribly inadeqaute, insecure, ugly.That's when I started seeing a psychiatrist and when I described all my problems to her ( I was fairly convinced that all my problems were nothing but a delusion, just like he had told me - and that's the problem I went to her with), she was quick to conclude that I was perfectly normal and rational, I definitely wasn't delusional or indulging in hallucinations. She started assessing his personality instead, on the basis of things I'd tell her. Then, she started to tell me to look for certain 'signs' in his behavior and mannerisms. And she was ALWAYS right. I started to notice things that I never had before, or had simply overlooked. Looking back, there were n number of red flags I had downright ignored.So, this is the kind of person my husband is. He has no care or empathy for anyone in this world. There's no one he is emotionally close to. He doesn't love me one bit. Not me, not anyone else. He LOVES being admired. When he's kind or helpful to people - it's because he wants to be admired. He's very hard on himself, just like he is on me. He'd think he's fat while you could count 6 rippling abs on his stomach that very moment. He turns into a self loathing monster if he is ever less than extraordinary. He is OBSESSED with his social image. Everything about his life MUST appear absolutely perfect to everyone else. That's all - his world revolves only around himself and we're all just some irrelevant, replaceable puppets.One major thing that I found out (okay, I had to invade his privacy for that) was that he had a spy conduct a detailed background check on me before he asked me out. It's a 37 page document that lists everything from dating and sexual history, lifestyle, social circle, family, the kind of image I carry, the kind of perception people have of me and a lot of strange stuff. I don't know how that person would've found out all of this, but it was accurate to the core and it absolutely freaked me out. The reason for all of this is simple. He wanted to marry a certain kind of girl - she's beautiful, tall and thin, feminine, successful in her career, dresses a certain kind of way, doesn't have sketchy sexual past or trashy habits etc. I was ticking all of his boxes, and that was that. He couldn't care less about me as a person, let alone be in love with me. He buys me all that stuff and pays so much attention to my appearance for those exact same reasons. And that's why he wants to show to the world that we have a perfect marriage.Yes, he is a classic case of a narcissistic nutcase​.Now, I have the puzzle figured. But I haven't confronted him about it. I'm still married to him. I no longer try to develop any kind of connection with him other than the biweekly​ sex (which he initiates) , and he seems very happy and at peace this way.I have no clue how to go about this and how to break it to him that I don't want to be with him anymore. My psychiatrist has warned me that he could act like a complete psychopath, could harm himself and could be dangerous if I told him that I want to leave him. Not because he loves me, but because I would be breaking the perfect illusion he's worked so hard to create, and which he protects fiercely. She told me that he also would be very insecure about anyone seeing through him because deep down, he KNOWS how abnormal he is.I would also be giving a major shock to my parents, who have no idea of all of this. It would be an earthshattering thing for them if I got a divorce (Indian society - where people endure an entire lifetime of physical abuse but still don't separate). Moreover, my father already is a heart patient.To everyone else, I'm the luckiest woman on earth. I have the most desirable man ever. Yet, every night, I cry endlessly into my pillow. I feel extremely weak and clueless. The truth is that I'm still coming in terms with the fact that all of this was nothing but a short lived beautiful nightmare which will now scar me and leave me broken for life.I loved him with all my heart. Sometimes I feel like I still love him, and that I should let him be the way he is and stay with him anyway. But I know that isn't the right thing to do. What I don't know is - how to go about it. And I have no idea how long I'll take to figure it out.

From personal experience, I highly recommend Keto diet, along with drinking 3 litres of water every day.Keto diet is where you avoid all carb-heavy and sugary foods from your diet, including rice (all grains and pulses are to be avoided), fruits, fruity vegetables (no beetroot, sweet peas or sweet corn!) and tubers (no potato family or yam).Thus, your diet should mainly consist of greens and vegetables, eggs, dairy/cheese, meat, seafood, nuts and nutty oils.If you have a sweet tooth, you can eat some fruits - strawberries, avocado and high quality dark chocolate (above 75%) are allowed. Yes, not even honey, because it is pure sugar!So your average day’s meal plan may look like this:On waking up - Water and flesh from a coconutBreakfast: Three-Egg fluffy omelette made with butter, a bowl of vegetables sauteed in coconut oil and a small block of your favorite cheeseMid-morning snack: Strawberries in full fat cream (sprinkled with stevia) + 500ml of waterLunch: Tandoori grilled chicken with mint yoghurt, avocado salad and one tall glass of butter milkEvening snack: Masala peanuts or salted almondsDinner: Grilled fish / prawns with garlic mayonnaise, one bowl of sauteed mixed vegetables and a square of high quality dark chocolate (imported is best)Keep sipping water throughout the day, as this diet needs water to aid in digestion. If you don’t drink enough water, you will have a tough time in the loo the next day! Ideally, you should drink 1L before breakfast, 1L before lunch and 1L before dinner. Tough, I know, but can be done. Come on, we have put a man on moon! We can make this happen :)It might all sound insane in the beginning, but I lost 6 kilos in two months from this diet and am still going strong. If you Google about keto, you will realise that keto / low carb diet is being endorsed as the new miracle diet by research universities. Studies are confirming that it is carbs, not fat which cause most problems in the body.More than weight loss, I am amazed at how clear headed and energetic I am these days, thanks to removing sugar and carbs from the diet.For those who are very sad that they have to give up their favorite pasta or fried rice, well, if weight loss is your primary goal, somehow you have to find discipline to stick to this diet at least till you signNow your desired goal weight. After you signNow your desired weight, you can slowly start eating your fav carb foods but chances are that you won’t want to, anyway! Because you have saved your body from sugar addiction and trained it to eat healthy!Once you correct your diet, it becomes easier to implement a harder exercise routine. As always, get a health check up done before undertaking any diet.

Disclosure: I work at OneLoginAny opinions provided by employees of identity management vendors (myself included) are by definition suspect. What I'd recommend you do is go out and talk to actual customers of the vendors you're considering. Just like when evaluating a candidate, try to get blind references - not just ones provided by your sales rep. With respect to comparing Okta, OneLogin (and for that matter Ping Identity and other Cloud SSO vendors), I have no answers for you. But I do have some best practice questions that you might consider asking your identity and access management ...

The clear winner is Google ChromeWhy? Because:What is Google Chrome?Here is the Official Wikipedia Page of Google Chrome: Google Chrome - WikipediaIn short it states that:Google Chrome is a freeware web browser developed by Google. It was first released in September 2008. Google Chrome is also the main component of Chrome OS, where it serves as a platform for running web apps. It also has 54% market share across all platforms combined.( You will find all the information about Google in wikipedia. Sometimes we read only first page of wikipedia. And if you really want to know about Chrome than I strongly suggest to read Wikipedia's Google Chrome Page.  1. History 2. Features 3. Platforms 4. Reception  5. Usage 6. Developing for Chrome)Some features of Chrome: Chrome Browser FeaturesIn short it states: 1. Speed : Chrome is designed to be fast in every possible way. 2. Simplicity : Chrome's browser window is streamlined, clean and simple. 3. Security : Chrome is designed to keep you safer and more secure on the web with built-in malware and phishing protection, auto-updates to make sure that you have all the latest security fixes, and more. 4. Privacy : Chrome puts you in control of your private information while helping protect the information you share when you’re online. 5. Customisation : There are tons of ways to customise Chrome and make it yours. It's easy to tweak your settings and add apps, extensions and themes from the Chrome Web Store. 6. Signing in : Signing in to Chrome brings your bookmarks, history and other settings to all your computers. It also automatically signs you in to all your favourite Google services.If you are an owner of an Enterprise:ChromeHere are some cool Google Chrome Experiment: Chrome ExperimentsWhat is an Chrome Extension? Google Chrome extension - Wikipedia In short it states that: Google Chrome Extensions are browser extensions that modify the Google Chrome browser. Google Chrome Extensions are downloadable through the :Chrome Web StoreSome Cool Chrome Extensions: 1. The Best Chrome Extensions Made by Google 2. ‎The Best Chrome Extensions 3. ‎35 Best Google Chrome Extensions for 2017 | Beebom 4. ‎The best Google Chrome extensions to revolutionize your workdayNow here is the comparison between Google Chrome and other browsers:Google Chrome Vs Firefox1. Firefox Quantum vs. Google Chrome: Which browser is faster? In very short it states that: Chrome is still the boss In short it states that: a) When it comes to the speed of complex Javascript functions, Chrome absolutely destroys Firefox.  ‎Better browsers get lower scores.b) Firefox comes out on top, but not by much. Better browsers get higher scores.c) When it comes to user interactions in web applications, Chrome takes the day.  Better browsers get higher scores.d) Chrome is the victor on National Geographic, CNN, and Mashable, with Firefox taking the lead on Amazon and The New York Times.2. Firefox thinks Quantum can beat Chrome with ethics… and speed In short it states that: Firefox is facing an uphill struggle against Chrome‎3. Firefox Quantum Vs Chrome - Who's The New Boss? ‎In short it states that:Chrome seems to be a clear leader here.So Chrome wins the fight against FirefoxGoogle Chrome VS Microsoft Edge( I was shocked and little laugh seeing Internet Explorer in this comparison. It is dead even by Microsoft. It stands no where in comparison to Chrome. But Microsoft is back with Edge and it is little in comparison with Chrome) Here is the comparison: 1. Microsoft Edge vs. Google Chrome: Which web browser is faster? In Short it States: Google Chrome is still king2. Microsoft Edge vs. Google Chrome: Detailed Comparison In Short it States: Google’s Chrome browser has been the undisputed king of browsers for the past many years.  Microsoft Edge won’t be unseating Chrome from the top spot anytime. Chrome is indeed a better choice among the two. In Very Short: a) Memory Usage Verdict: ‎‎Google Chrome has always been known to be a memory hog but it surprisingly did better than Microsoft Edge, which took a lot of memory. ‎b) Benchmark Comparison Verdict:  Google Chrome is the clear winner here.  ‎c) Compatibility ‎Verdict: Google Chrome is the clear winner here, as it supports almost all major platforms we know of. d) Web Standards Verdict: Google Chrome wins here and it’s no surprise e) Privacy and Security Verdict: Microsoft Edge is the winner here But wait my Google privacy answer:Akshay Somani's answer to Is the Google app compromising privacy of users? It shows my every notes in a search bar. f) User Experience Verdict: It’s a tough one but Microsoft Edge takes the honours here. g) Features Verdict: Google Chrome wins here3. Some Quora Answers: Which browser is better, Microsoft Edge or Google Chrome?4. Microsoft rep installs Chrome mid-pitch because Edge keeps crashing ‎Even Microsoft Employee are not satisfied with Edge.Here the clear winner is Chrome.Google Chrome VS OperaI switched from Chrome and Safari to Opera, and couldn't be happier In Short it States: On iOS Opera is a bit crash prone, and at times it offers a frustrating viewing experience after rotating your phone into landscape mode and then back to portrait.AndThe winner is ChromeAnd finally; Google Chrome VS Safari1. 10 Reasons to Switch to Chrome for iOS and Ditch Safari In Short it states:Chrome provide following features which Safari doesn't. a) Request Desktop Versionb) Search from the Address Barc) Finger Swipe Between Tabsd) Sync with Google Logine) Surf Anonymouslyf) Save Passwords g) Voice Searchh) Find In Page Texti) Better Tabsj) Keyboard Shortcuts( Images are of Chrome on iOS)Safari is better than Chrome on iOS. But Chrome is best. Safari is better because: Safari should still load sites faster since Google doesn’t have access to the iOS Webkit’s Nitro Javascript engine. Nonetheless, Chrome still holds its own in terms of speed and accessability regardless of these two caveats.2. Chrome vs Safari: Best Web Browser For iPhone? In short it states: if I had to choose just one browser to use on iOS, I would choose Safari. But;The main reason Safari wins is because it’s the default browser on iOS and Apple, for better orworse, doesn’t allow users to change the default apps that ship with iOS.  Chrome is a great browser. Though it can use some design polish, it has one feature Safari can’t beat: Google Now integration. If you use Chrome on your Mac or PC, use Chrome on your iOS devices--the ability to sync tabs and bookmarks via browsers is what’s important in today’s mobile age.So the winner is Safari but the real winner is Google ChromeIs Google Chrome better than all browsers:Chrome has received best browser award in the years:2010 ,2011, 2012, 2014,2015, 2017( Highest by a browser)1- 8 Reasons Why You Should Switch To Google ChromeIn short it states:Those that are simply sick and tired of how slow, annoying or inconvenient other browsers are to use will be sure to appreciate the convenience offered by Google Chrome.2. The Best Web Browser on the PlanetIn Short it states:Chrome makes browsing a dream, and it just keeps getting better.3. Is Firefox Quantum better than Chrome? These are the best web browsersIn Short it States:Chrome is fast, free, and light. With a thriving extension ecosystem, it’s as fully featured or as pared down as you want it to be. Everything is right where it should be, privacy and security controls are laid out in plain English, and the browser just gets out of your way. 4. 5 Reasons Why Google Chrome Should Be Your Default Browser In Short it States: Chrome or are hesitant to make a major change, you can always download Chrome and see how it feels. 5. 10 Reasons Why Chrome is Better Than All Other Browsers In Short it States: ‎When you combine all the stuff that is important while browsing the web then Google Chrome is a clear winner. Go ahead and browse the web with chrome for the best experience.  ‎‎6. Best web browsers 2017: Chrome vs Firefox vs Edge vs Opera ‎‎In Short it States: ‎‎The current people’s champion, Google Chrome tops the metrics charts of both StatCounter and NetMarketShare by a huge margin.Yes, it is much better than other browsers.So in the final the king is Google Chrome because the King is Google.*Please open all the links as they are proof and they contain more information about your Question. I am not copying the data directly from the internet as this is written by someone else. So there is no point in copying data of someone else. If I copy directly from internet his efforts will be wasted they get money only through advertisement and which depends upon number of visit on his article. And if I copy people think it is written by me not him. So it is my request to open the link.*Source: Search Giant's Browser

I see it very simply, and it comes down to two distinct considerations made for each of your Pricing Tiers (which should be grouped by Desired Outcomes). Those considerations are: Who buys your solution: the enterprise, SMBs, or prosumers/consumers? Enterprise = 1 point, SMB = 0 points, prosumer/consumer = -1 pointHow long does it take your Persona to achieve their Desired Outcome, using your solution? 6 Months+ = 1 point, 3-6 Months = 0 points, 0-3 Months = -1 pointsSum up the score. If it's +2, then go annual. If it's -2, go monthly. Anything between is more of a decision, but if it's a positive number, you probably won't go too far wrong with annual. If it's negative, vice versa. If it's zero, just go annual, and fix it later if you get it wrong (because whichever you pick, you won't be too wrong, and it's better to just make a decision than delay it forever: you probably won't have enough data to know for sure for a long time.. Plus, might as well get the cash now, rather than later).If you score differently for each of your tiers, then you may need to have different contract options for each one (so e.g. annual+ on the plan for Enterprise CIOs, monthly on the plan for Small Biz Owners).The Thinking & Justification:The cash flow point is largely moot, IMO. Going back to basics, what really matters is maximising CLV and accelerating user acquisition, while keeping CAC under control. If you can do all 3, cash is cheap. In the very early days, pre-funding, most SaaS companies tend to have low CAC anyway. CAC gets paid with sweat, rather than cash. So forget about cash. Unless you're a true zero, in which case, hey, get the cash. It's when you begin to find Product/Market fit, that CAC tends to increase, and that's the exact same time you should be growing as fast as possible (read: sacrificing cashflow for growth) to capture the market*.By considering cashflow as the primary driver of this decision, you're compromising on your business' long term value, for short term gain. In terms of the two considerations:If you're targeting the enterprise, then they actually want long-term contracts. They like the stability, and value being able to budget. Many SaaS companies selling into the enterprise regularly sell 3-5+ year contracts. Workday, for example, I believe has a 3 year minimum. If you're selling a true enterprise solution, and the default isn't an annual contract or longer, this could actually cause concern. "Are they going to be around in 2 years time? Are we making all this Process Change for a company that's not serious?". That increases your CAC, and decreases your CLV. Both unproductive. If you're selling into SMBs, it goes both ways. Some will like the stability (especially in the mid-market), some will be turned off by the risk. In this instance, most the time, the decision should rest primarily on the second consideration... I think this is easiest to explain with an example. Imagine you're an Independent Management Consultant, signing up for Buffer, the social media management tool, with monthly plans**. For the purposes of this answer, I'll focus solely on their earlier buyers, and ignore the (relatively recent) development of their business plans. The Desired Outcome is simple: you want to save time writing social media updates, eliminate the stress of having to remember to post, and maximise engagement & awareness driven by your social media updates. You can buy their $10 per month plan, be scheduling updates within minutes (beginning to achieve your Desired Outcome), then within 2-4 weeks you've developed a 15-20 minute daily scheduling habit, and maybe even started to determine the best times to share for maximising engagement, thus pretty much achieving your entire Desired Outcome. Within less than a month, you're getting the value you wanted from your Buffer package. Once someone is achieving their Desired Outcome, so long as they continue to, they're unlikely to churn. They churn when their Desired Outcome changes (now my updates are driving so much traffic to my consultancy website, I need a way to generate leads... oh look, HubSpot can help me do that, and they can do what Buffer was already doing for me, inclusive), your solution fails to achieve it any longer (why did Buffer get rid of the Plankaboo update scheduling feature? I need to post to Plankaboo, all my prospects are there... Oh, Hootsuite posts to Plankaboo... there we go), or there's a 10x better alternative (Brainupdate.io scans my brain all day and interprets my thoughts, then schedules out appropriate social media updates for me automatically... That'll save me 2-3 hours per week!).All those things are either in your control, or generally pretty slow moving. So why would you only offer an annual plan? You'd be throwing money away. The typical prosumer won't think twice about paying $10/mo for something. $100/year? They'll think twice: what was a couple cups of coffee is now a meal out with their partner. Many won't sign-up. They'll then go somewhere else to achieve their Desired Outcome. Because you could have achieved that Outcome within month 1, the ongoing renewal basically becomes inevitable. Churn probably won't be much lower than it is for the annual plan, as the "holy shit, why am I still paying for that?" that the buyer experiences when they see their $100 bill come through next year tends to be balanced by the apathy of the monthly user who practically ignores the $10/mo going onto their card each month.So long as you don't screw up your solution, and there's not some major advance in the market you fail to adapt to, they'll be sticking around. By default, people opt for inertia. We have to be feeling a large pain to go to the hassle of changing. Anyone working in Sales or Marketing can testify to this.Now, lets imagine you're the same consultant, but now 3 years in, you've grown. You employ 10 people, and several consultants. You're signing up for HubSpot, and again, your desired outcome is simple: to generate enough new customers to keep your (well paid) consultants busy doing client work, and grow the Business by 10% YoY from non-referral leads (the previous source of all your work). You buy their Pro plan, at $800/mo, billed annually, at $9,600, + $3,000 onboarding. So $12,600. You start using the platform, and onboarding over the first 3 months helps the marketing manager you hired 3 months ago to understand the inbound marketing methodology, plus create a campaign. ... But 6 months in, you're growing despondent. You're not really generating any new business from the blog posts your marketing manager has been slaving away at for months. Yet. You've been doing all the right stuff, and your consultant at HubSpot tells you to keep plugging away at it. You've read all the stats about how inbound takes 9-12 months to begin generating an ROI, but you're getting nervous... Surely you should be seeing more by now.You decide you'll give it until the end of your 12-month contract. ... And by then, all that effort put in by your marketing manager writing blog posts, creating offers, developing your social media presence, improving seo, etc... It's resulting in new sales opportunities. You're starting to achieve your Desired Outcome, and are now convinced of HubSpot's value. You renew for the next 12 months... Perhaps even buy their reporting add-on to save yourself time slaving over spreadsheets every month. So why would you offer a monthly plan? Again, you'd be throwing money away. While some SMBs would be put off by the price & commitment, the ones feeling the pain the most will quite happily invest $12,600 to overcome it. It's a fraction of a fully burdened FTE. In this instance, would the customer have ever achieved their Desired Outcome on a monthly package? No, they'd probably have churned when all that doubt kicked in, about 6 months in.* Yep, I know not all SaaS companies are venture backed. That they don't accelerate growth in this way. But these companies have made the decision to sacrifice growth for early profitability. In these instances, the "close to zero" scores should lend further towards the annual contract side... But if you're trying to build a market leading solution, you should be investing as much as you can into growth on signNowing PMF. As much as you can without sacrificing CLV, or ramping up to an utterly ridiculous CAC. Remember that any one factor doesn't make or break a SaaS Startup. There's a whole lot of stuff that has to come together to be a success. Most SaaS Startups make mistakes, and succeed in spite of them. Sacrificing market share for early profits could be one of those, and hey, it may even work out better for the founders. That doesn't mean it's better for the company. It's always going to result in being slower to capture market share. There are very, very few One Hundred Percent Bootstrapped SaaS Market Leaders out there.** Many SaaS companies with monthly plans have annual ones too. But generally, if you have a monthly plan, the bulk of your customers will opt for that instead. There's a few reasons for this: Sales reps just want the deal signed, and it's easier to sell the monthly contract. With the exception of the enterprise, most buyers perceive monthly as lower risk.With the exception of the enterprise, most buyers value cash now more highly than cash in the future, even with e.g. a 10-20% discount offered. The enterprise, by contrast, loves that 10%: they can easily get as much cash as they want for much less than 10% interest per year, and all those discounts add up when you're spending millions on software.