eSign Montana High Tech Forbearance Agreement Computer
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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
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To get an idea how this process might work, consider the following scenario: You are an American citizen and the government wants to deny an American citizen a green card and visa. As you prepare for your next job interview, you are asked for your "legal signature." How does the government go about doing this?
First off, the government is not legally obligated to ask citizens of another country for their "legal signature." Asking for this signature is a violation of international treaties and the Privacy Act, which is why such requests are almost never made. To determine the validity of such an order, the government would need to use the same process that the Immigration and Naturalization Service (INS) uses for verifying signatures on visa applications, which typically requires an official letter to be written.
If the government had such a formal process to verify legal signatures, then how would it do it? First off, it doesn't. For this reason, the government relies on a system of informal verification, in which the government asks a few random individuals to attest that a given individual's signature is a true representation of that person's identity. (The government does not use this system of verification to prove that an individual is the "real" owner of a given item, though some items may be subject to this practice by law.) The following is how a typical informal verification system would work, as presented by the Privacy Act:
A person's signature is verified...
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