Digital Signature Licitness for Home Loan in United States

How to eSign a document: digital signature licitness for Home Loan in United States

everybody it's Jimmy V here and today I wanted to talk to all of my veterans active duty service members about the VA home loan and the step-by-step process what do you as a veteran or active duty service member need to do to go out there and put rounds downrange with your VA home loan benefit by the end of this video I think you'll be AJ squared away and know exactly what to do so that way when you're ready to buy a home you know the process good to go but before we do got some business to take care of do me a favor if you find that this information was of value and I earned it would you consider showing your love by clicking like on this video and then consider subscribing to this channel if you want to learn more about serving veterans and active duty military and then lastly comment down below with your questions and I personally will make sure that they get answered for you good to go all right so you want to use your VA home loan benefit what are the steps involved the first step that's involved is is you need to get a copy of your Certificate of Eligibility so I'm going to write that down here c-o-e stands for Certificate of Eligibility what does that even mean it's a document that the EA provides you the veteran active duty service member that shows that you're eligible for the VA loan now to get this document there's two particular ways I'm going to write this down you can go to your eBenefits portal and then you can also get a copy from your I'm going to just write a line here mortgage lender okay your mortgage lender should be able to provide you with a copy of this upfront somebody like myself can assist you and typically it's done instantaneously okay so once you have this form all right now the next part or next step if you will is going to be to contact a mortgage lender so I'm going to put my cap on here and I'm going to share something with you that I think is very important here's the deal in the Marine Corps we're all known as basic Riflemen in the Marine Corps we also have different Moses right we've got avionics and we've got grunts right I was an infantryman 0311 all right best job in the core so here's the deal you wouldn't want Jimmy versellino right working on electrical equipment on aircraft shake your head like this and say no I wouldn't I wouldn't want to get on that aircraft right and the reason why is because I haven't been properly trained on that particular system right just like the avionics Marine hasn't shot a mark 19 or a 240 golf they haven't been trained and just like the Marine Corps the mortgage industry is the same you don't want to work with a mortgage lender who doesn't understand and isn't proficient in VA loans why do I say that I say that because there's a lot of subtle nuances that exist with the VA loan and if you're working with a mortgage originator who specializes in VA loans they'll be able to help you navigate that process so step number two contact all right your mortgage loan originator ask them questions make sure that they're educating you and that you've got a warm fuzzy feeling about the originator that you're hiring to lock on your VA home loan benefit for you so now you've talked to the mortgage loan originator the next step is going to be to submit a loan app there we go what do you guys think of my writing pretty bad right I guess it's a sign of Brilliance but it's okay all right so contact or mortgage loan originator and submit that loan application education with the mortgage loan originator is going to do is they're going to look at your credit they're going to look at your income and they're going to make sure that you are pre-qualified for the VA loan now in order to do that you have to send them a documentation request there we go request list all right this documentation request list is going to be things like W-2s it's going to be things like tax returns bank statements pay stubs photo ID and a copy of your DD214 good to go so once you've done all of these steps you should now be pre-qualified to go out there and purchase a home and utilize your VA home loan benefit from there you will begin shopping for your new home with your real estate professional you'll look at home you'll identify a home make sure that you've talked to the mortgage lender about things like interest rates you know what your monthly payment is you know what the costs in conjunction with the purchase will be and you've properly budgeted for this upcoming home acquisition once you do that once you submit that offer and it it's approved by the seller typically you've got about 30 to 45 days before you as the veteran will close on that transaction and once you do it's go time after that you begin to accumulate and build wealth through the acquisition of real estate utilizing your VA home loan benefits so these are just some basic steps with respect to going out there utilizing your VA home loan benefit I hope you found that this information was of value if you did do me a favor Show Your Love by clicking like on this video dropping a comment with your question down below and lastly subscribing to this channel my name is Jimmy versellino thanks for sharing your time with me and I'm sure we'll be in touch with you real soon foreign