Ensuring Electronic Signature Lawfulness for Mortgage in the United States

How to eSign a document: electronic signature lawfulness for Mortgage in United States

welcome to county office your ultimate guide to local government services and public records let's get started can mortgage documents be signed electronically electronic signatures have become increasingly common in many legal transactions the legality of electronic signatures is governed by federal and state laws the electronic signatures in global and National Commerce Act eign Act is a federal law that validates electronic signatures this act ensures that electronic signatures are as legally binding as handwritten ones Additionally the uniform electronic transactions act UA provides a framework for electronic transactions at the state level Most states have adopted the UA further supporting the use of electronic signatures den and mortgage documents are no exception to these laws however there are specific requirements that must be met the parties involved must consent to using electronic signatures the electronic signature must be reliable and verifiable moreover the document must be stored in a manner that maintains its Integrity it is also essential to ensure that the electronic signature process complies with the lender policies and while electronic signatures are legally valid some lenders may still prefer traditional signatures this preference can be due to internal policies or specific state regulations it is advisable to check with your lender before proceeding with electronic signatures anden to learn more check out these links which you can click in the description below and feel free to comment your questions we're here to help thanks for tuning in to our video please like And subscribe and leave a comment below see you in the next video [Music]