Unlocking eSignature Legality for Personnel in UAE

How to eSign a document: eSignature legality for Personnel in UAE

Hello, and welcome to the series of our  guideline videos for healthcare professionals. UAE is still considered to be the most preferred  jobbing destinations for healthcare professionals   from around the world especially from India  Pakistan, desh and Philippines a recent   study found that expats are staying longer  in the UAE than in any other country but   while jobless in UAE can be stressful for  individuals especially for expats and many   individuals have little or no choice but  to return to their native country in such   conditions but not anymore. With the start of  the new unemployment scheme in UAE its citizens   especially expats will now be able to receive  unemployment benefits during such time, and can   search for alternative jobs while living in UAE,  thereby reducing the likelihood of talent drain.   Although, such schemes are not new in the west  where governments tend to protect and promote   the economic and social well-being of its  citizens through the introduction of such   schemes and benefits with the introduction of  this unemployment scheme in the UAE. It looks   like it will be the first step towards a welfare  state in this video we will be exploring various   related queries regarding the UAE unemployment  scheme, like, what is this scheme all about?   what is the eligibility criteria? how does this  scheme work? how can you subscribe? is it mandatory   for all individuals in UAE to subscribe  for this scheme? can Health Facilities or   employers subscribe on behalf of individuals?  what happens when you change or switch jobs. This is Dr Muhammad from interface medical  education and in this video I will try to   explore answers for these questions for  you, so stay tuned till the end of this   video I am sure that you will be able  to understand many facts and procedures   related to uae's unemployment scheme in general,  more specifically for healthcare professionals ,  but kindly understand that UAE government as  a whole or individual Emirates are constantly   updating their laws and policies. We will try  to focus on up-to-date information based upon   our constant discussion with the experts in  UAE, hope you will find this video helpful.   Before starting this video, we would also like to  invite you to watch many of our videos made for   healthcare professionals. I will request you guys  to subscribe to our Channel, hit the Bell icon to   enjoy more of such informative videos in future,  and of course if you like this video then do   not hesitate to hit the like button and send us  your valuable comments. So let's get started now. With the start of year 2023 uae's Ministry  of human resources and amortization m-o-h-r-e   (mohray) has announced this new unemployment  scheme which is called involuntary loss of   employment iloe which provides a job safety to  UAE Nationals and expats who are employed in both   the public and private sector if they lose their  job due to reasons other than disciplinary action   or resignation than such individuals who are  covered under this scheme and meet the eligibility   criteria which we will be covering later in this  video will be compensated for maximum of three   months period from the date of unemployment or  find a new job in UAE within this period. This   scheme supports employees while providing them  with career stability at no cost on employers. Over   60 000 people in the UAE already signed up for the  scheme in just the first two days of its launch   on January 1, 2023 and more and more employees are  covering their future with this attractive scheme. This unemployment scheme calculates the monthly  compensation for a maximum of three months from   the date of losing job at the rate of 60 percent  of employees basic salary only which should be   mentioned at your ministry of labor contract with  the company drawn during last six months prior to   termination, however there is a maximum monthly  compensation amount limit which an employee is   eligible to receive for an employee whose  basic salary is sixteen thousand emirati   Dirhams or less which comprise of category a  can receive compensation up to ten thousand   emirati Dirhams per month, whereas an employee  whose basic salary is 16 000 or above which   comprises of category B can receive compensation  up to twenty thousand emirati Dirhams per month   the premium cost of insurance for category  a is 5 Dirham each month and for category B   is 10 to Ram each month this premium can either  be paid on monthly quarterly semi-annual annual   or for two years basis this paid premium  is not refundable and in case of any dues   the employee has a 90 days period to settle  the payments, otherwise the employee may be   disqualified from receiving any compensation or  may have to pay penalty of 200 emirati Durham's   penalty or will be declared ineligible for  a new work permit or may face other fines. All public or private sector employees who have  subscribed for this scheme will be entitled to   its benefits if they meet certain conditions  like the individuals who own and manage their   business are not eligible for benefits similarly  other individuals like domestic workers temporary   employees juveniles under 18 years of age retired  individuals who receive pensions and have joined   a new employer and UAE free zones employees  are considered not eligible for this scheme   the employee should have subscribed for the  scheme for not less than 12 consecutive months   and should have paid all the premium dues on time  the employee must not have resigned or not have   existing absence of work complaint or terminated  on disciplinary grounds in ance to the   federal law for labor relations and human  resources the employee must submit a claim   within 30 days from the date he or she lost job  otherwise the settlement claim will be referred   to the Judiciary no fraud or deceit must be  involved in employees claim the company or health   facility where employee has worked with should  be legally operating in UAE the employee must be   legally present in UAE. Additionally the employee's  termination shall not be result of non-peaceful   Labor strikes War riots Insurrection armed  Rebellion or any other type of civil disorder yes it is mandatory to subscribe for this  unemployment scheme in UAE which applies to   employees of all nationalities in the public and  private sectors unless Exempted as we explained   earlier in this video during eligibility criteria  this scheme provides job safety net to employee   who has lost job due to reasons Beyond his or  her control if an eligible employee does not   subscribe to this unemployment scheme before  deadline which is June 30th 2023 then a fine   of 400 emirati Dirhams will be implemented on the  concerned employee which can be paid from the same   channels through which the employee purchases the  policy any such fine incurred may be deducted from   the employee's wage or end of service gratuity  accrual. The obligation to subscribe for this   scheme falls on the employee however employers  must encourage and direct their employees to   subscribe to the scheme obtain the policy and  pay premiums on time in order to remain compliant Ministry of Human Resources mohre (mohare) has urged  all residents and UAE Nationals to subscribe for   the scheme using different platforms besides  subscribing through iloe website or app which   we will be covering in detail later in this video  the subscription can be done with some additional   service charges though different channels such as  Coast machines, u-pay business service centers,   Al Ansari Currency Exchange, Bank ATMs, C3 pay  and Bank application SMS and telecommunication   Bill Eddie Salat. All employees will have to  subscribe for the scheme before June 30th   2023 otherwise employee has to face fines and  penalties as we discussed earlier in this video .  During subscription process employee is required  to provide Emirates ID or UID mentioned at   your Visa this scheme will govern the terms and  conditions between the insured employee and the   insurer after subscription the employee will be  issued an insurance certificate under this scheme   to make it easier for our viewers we will guide  you through step by step while registering through   ILOE, which is involuntary loss of employment  website which is free of any service charges.   Simply visit iloe Insurance website we have also  provided this website link in the description   section. Click on subscribe here button as an  individual chose your sector and click next button.   To receive an OTP kindly provide your Emirates  ID or uid which should be written at your Visa   provide your UAE contact number then request  for OTP once received enter it here and click   it submit button you will be prompted  with your category you fall in and the   policy amount you need to pay click on 'OK' button to proceed confirm through clicking   here for your correct personal details.  Now you can purchase this policy using   different payment plans monthly quarterly  semi-annually annually or for two years vat charges will apply normally on five  Duram monthly policy three to Ram vat   will be applied making it eight Dirham.  For other plans approximately three Dirham VAT is applied, encouraging you to  go for bigger plans. Chose any plan and   click next this will redirect you to payment  page read and accept the terms and conditions.   Click at pay now button now provide your valid  email address to receive your Certificate of   Insurance. Therefore, make sure that it is correct. Click at OK button. Use available different   payment options to complete your payment. Once  the payment is successfully completed then after   some time you will receive the insurance  certificate at your provided email address. Although it is the sole obligation of  the employee to subscribe for this scheme   however a company can also register its  employee through logging into its company   account at iloe website to log in. Kindly provide establishment card number and   the personal number that is featured on the eSignature card given to you by the company.   Generally, HR Department administrative office or PRO, who is Public Relation   Officer has access to the establishment  card and the eSignature card information. The job change will not require the insured  employee to cancel current subscription And   subscribe to a new insurance policy as long  the employee adheres to the general conditions   for subscription stipulated in the ministerial  decision however for change in place of employment   the insured employee will be required to provide  the insurance authority with the updated new   Permit card information the employee will also  need to pay the difference premium amount in   case if the employee moves from job category  a to the job category B within the scheme   for any further details kindly contact  Dubai Insurance authorized insurer to   issue the iloe policies on behalf of  the iloe insurance pool. You can reach   out to them through email address  or by calling it their phone number. That's all from us for this video. Hopefully, this video will be beneficial for you and   will help you understand UAE's unemployment  scheme its eligibility benefits and other   important information related to this  scheme. Do not forget to watch many of   our videos made for healthcare professionals. Hopefully you may have liked this video then   do not forget to hit the like button, share, comment and subscribe to our channel. Have a good day. Bye