eSignature Legitimateness for Home Loan in European Union

How to eSign a document: eSignature legitimateness for Home Loan in European Union

HOMEBUYERS ARE USING IT TO SAVE BIG BUCKS. HOLDING THEIR >> Reporter: HOUSE HUNTERS AREN'T EXACTLY HOLDING THEIR HEADS HIGH WITH RATES AS THEY ARE. MANY SUGGEST A TREE HOUSE. >> OF REMEDY TALKING YOU NEED TO BUY A HOUSE, BUY A HOUSE UNTIL THE MORTGAGE RATE GO UP. >> Reporter: FOR SOME HOMEBUYERS , THEY PURCHASED THEIR FIFTH HOME, EVEN THOUGH MORTGAGE RATES ARE AROUND 7% NOW THEY WERE ABLE TO PICK UP THE PREVIOUS HOMEOWNERS RATE TO 3.4%. >> I NEVER HEARD OF IN MY LIFE. >> THE REALTOR WHO GOT CREATED TO MAKE IT HAPPEN. >> THE MORTGAGES WHERE THE BUYERS ASSUMED THE EXISTING MORTGAGE THAT THE SELLER ALREADY HAS IN PLACE. OWNIS NOT THAT THE BUYER IS GOING ON GETTING THEIR OWN MORTGAGE. REMAKE AFTER QUALIFYING AND AGREEING WITH THE BUYER, THEY'RE ABLE TO TAKE OVER THE MORTGAGE. SO, 2024 THEY PICKED UP IN THIS HOUSE AT A RATE AT ABOUT HALF MARKET RATE. BIG-TIME MONTHLY SAVINGS. IT'S ESTIMATED 12.2 MILLION IT'S ESTIMATED 12.2 MILLION LOANS MIGHT BE ELIGIBLE.ECAUSE M IN THE CASE OF THE SUTTONS, FHA LOANS ARE ELIGIBLE FOR ASSUMABLE MORTGAGINGS MANY CONVENTIONAL MORTGAGES ARE NOT, ANOTHER CHALLENGE THE -- IT WORKED OUT BECAUSE THE PREVIOUS OWNER HAD ONLY BILLED ABOUT A YEAR AND A HALF WORTH OF MORTGAGE PAYMENTS, HAVING TO MOVE THI. TO >> EXPERTS SAY ASSUMABLE MORTGAGES MAY NOT BE RIGHT ALREADY. A LOT OF PAPERWORK, IN THE END IT LANDED THEM THEIR DREAM HOME. >> WHAT IS YOUR FAVORITE PART OF THE HOUSE?