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if you're a first-time homebuyer or maybe you're moving to North Carolina from a state that doesn't require closing attorneys you're wondering what does a closing attorney do I'm Tiffany Weber I'm a real estate attorney at Thomas & Weber and I'm going to explain that to you today [Music] in North Carolina closing attorneys represent buyers the exception to that is for commercial closings where each party has their own attorney but we're going to focus today on residential closings so you're buying that home or you're moving here for your job and you want to know what we do for you first things first once both parties have signed the contract to buy and sell the home it's sent to the closing attorney we take a look at it and then we get to work the first thing we do is we conduct something called a title search and here the most important thing we can do for a buyer is make sure there is nothing standing in the buyers way of owning that property free and clear from interference of all other parties it's a really important thing we call that clear title and clear title is a Holy Grail it's required for every closing for a buyer to be able to move forward comfortably now some of the things that could impede clear title are perhaps the seller does not fully owned the property maybe they didn't get it conveyed properly to them we research way back to make sure that everyone who's owned the property before you're going to owns the property fully and can convey their whole interest to you other things that could stand in the way or if the seller has liens judgments or bankruptcies affecting them and if those things aren't resolved they could follow the property you might hear your attorney even me or Ben say that it's attached to the real property just meaning that it could affect your title to the property perhaps it could be foreclosed on to satisfy that sellers debts we do not want that so we'll do whatever it takes to make sure that gets resolved including maybe having the Celer pay off those liens or judgments or any issues out of their sale proceeds or coming up with other funds to get that resolved also during the title search we're looking at who actually owns the property there's a lot of times where a seller could be in a state so the heirs owned the property and there are a lot of people that need to really sign to make sure the whole interest is conveyed so I think about it this way say someone passes and they've got four children well you might think that just that's where children need to sign but that's not always the case if those people have spouses and their spouses have to sign or if one of the four children has passed then maybe their children need to sign it's different every single time so we're doing a lot of research to make sure we know every person that needs to sign the deed to make sure that the buyer gets the total interest conveyed to them so once we're satisfied with the title search we're satisfied that the buyer can get clear title to the property there's a lot of other work that goes into the closing so we're chasing down all sorts of numbers and figures we're working with lenders we're working with title insurers we're working with both Realtors and the seller the sellers previous lender to make sure the payoff is sent to the right place and in the right amount so there's a lot of stuff going on behind the scenes to get to that point of closing zones where you've got the big stack of papers to sign our office can spend weeks preparing for this closing tracking down all the parties that need to be there and getting all the information needed but once we're actually at closing day the closing attorney is going to sit with the buyer sit with the seller we're not going to disclose any private information to either party but we're going to explain all of the documents to you and for buyers especially this is important because you need to know what you're signing and why it matters so we go through every scrap of paper tell you what it means make sure all of your questions are answered so once all of the documents have been signed by everyone that needs to sign the closing attorney makes sure that the deed in deed of trust or any other documents that need to be recorded like easements or boat slips or powers of attorney get recorded with the Register of Deeds and once that's done then funds are dispersed so commissions sale proceeds whatever needs to be paid out to any party and after that the closing is done the most important thing that a closing attorney does is act as a shield for the buyer to make sure that they get everything that they deserve to get out of the contract and make sure that the transaction is done right if you need a closing attorney I'm Tiffany Weber Thomas and Weber and wersal North Carolina we would love to help you [Music]