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Welcome to today's live attorney chat. My name is Attorney Desiree Koger Gustafson with Immigration   for Couples. For those of you who are new to our firm, we host these Facebook live chats to   give you updated information about navigating the immigration process from a couple's perspective   mostly and we just work to help couples navigate that process on a daily basis   and that's exactly what this firm is dedicated to doing. Today, we are going to be discussing   larger topics, so I hope you grabbed that second cup of coffee, I know I did. We are going to look   at the adjustment of status process, specifically looking from the fiancé visa (K1) to adjustment   of status. What do I do next? I've entered the United States, what do I do next? After that,   we're going to look into the Affidavit of Support a little bit more. That is   part of that adjustment process and so, we'll be looking at that and what if I don't make enough?   Just know that if you're joining us live today, please feel free to put questions and comments   in the chat. I'll try to get to those as I can. If for some reason it's a larger topic, hopefully we   can hit on that later on in one of our other chats so let's dive right into the adjustment of status   process. Let's discuss the Affidavit of Support more in depth and what if I don't make enough?   A common RFE is the Affidavit of Support and not satisfying all of those requirements. Let's say   USCIS has received the documents. For one reason or another,   they are stating that the petitioner does not make enough money. You have basically two options.   You could submit for a joint or co-sponsor or you could just supply assets. Whether or not   you do one or the other could be dependent on where you are in that process. If you've not   yet received an RFE, but you have just looked at the 864-p, which is the document put out   every year by USCIS that has listed the levels of poverty guidelines that you would need to meet.   If we've looked at that and we decide you are very borderline on income and I will say this   happens quite a bit. A lot of our couples could be young or early in their careers and   maybe one is still in school and so they're just really close on meeting that poverty guideline.   If that's the case, then maybe we look to assets. We look to see what they have in order to be able   to supply or support with assets the income that is being made by the petitioner. I will say even   if the petitioner makes zero money, the petitioner is required to file an Affidavit of Support.   If the petitioner makes some money but then maybe just doesn't have enough in assets, then we would   look to filing for a joint sponsor. If for some reason, we've supplied assets and the assets seem   to be way above what we would need, they could still issue an RFE for that and we have seen that   on occasions. Where you are in that process, if you've been issued an RFE, you want to make sure   that whatever you respond to the RFE completes the process. I wouldn't likely supply assets if I've   received an RFE. I would encourage a co-sponsor in order to be able to fully satisfy whatever the   USCIS officer adjudicator is going to look at to make sure that we've met that income guidelines.   Who would make a good joint sponsor? In that regard, we've seen a lot of different things   and a lot of things to consider. First of all, the person would have to be willing to supply   everything that that petitioner has supplied. Last three years of taxes, their income verification.   Most of the time, we like to submit an employer letter if that's available. As well as pay stubs   for the last three months is a good general guideline. You'd want somebody that's willing   to do that. A lot of people don't want to supply their Social Security Number and unfortunately,   that is required. You want to make sure that they are willing to give over their information.   Another thing is making sure a lot of people will go directly to a business owner or somebody who   has significant assets. Business owners can be great co-sponsors or joint sponsors. However,   a lot of times, to be able to show earnings is more difficult and so then you're straight away   into looking at assets of the business which many times business owners are reluctant to do.   Again, just finding a person who maybe only has one or two people in their household but yet   has a good stable income, has been at a regular job for a while, can provide us with pay stubs   that support what their earnings say. If they have a last tax return that says they make eighty   thousand dollars a year, you'd want to look at the pay stubs and make sure that though that   the pay stubs support that. If for some reason that that co-sponsor or a joint sponsor has two   working people in their household, but only one of them want to sign but they file taxes jointly,   we'd want to make sure that we have W-2s and other things that clearly clarify what portion   of that earnings was theirs, the person that is signing the joint sponsor. I hope that this   has been helpful. If you go back and watch this video, you can comment #replay. Also know that   we're going to have another live attorney chat on Monday so be watching for that and feel free   to put any comments into the chat even following and we will hopefully look back at those and get   you an answer or do another live broadcast on this. Thanks so much. Hope you have a great day!