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hey guys it's Trevor Carlson here at the Heritage reverse mortgage Southern Utah's reverse mortgage specialists recording a video today to go along with an article i'm posting on our website about how to boost your social security income by seventy nine percent now in the article I go into detail about how the the mechanics of this works well let me give you a quick simple example and so you know what I'm talking about and so if you're 62 years old this year you are officially eligible to begin drawing on your social security income in reality and a lot of people don't understand this but the full age of retirement for you is actually age 66 and so for you to get a hundred percent of your benefit you need to wait until you're 66 before you begin drawing on that income if you begin drawing now at the age of 62 you receive a thirty percent reduction and how much you can pull out and likewise if you delay if you were delay to delay the the draw of your income until the age of 70 which is the max then you get an eight percent increase every year and so when you do the math and you compare the two let's imagine that at the age of 62 you can draw two thousand dollars a month and in your social security income if you were to wait until age 70 to begin drawing that money that $2,000 grows to almost thirty six hundred dollars a month and so it's a huge difference if you can make that leap the problem is that most of us can't make that leap you know by the time we hit age 62 we're done we're ready to retire we're ready to take it a little bit easier after after working forty something years in the workforce but what else can be done you know for so many families these days it's hard to to delay that income for 84 years and so there have to be other options out there and that's the point I'm trying to make is that with a reverse mortgage you have another option with reverse mortgage you are eliminating your mortgage payment every month you have the ability if you have equity to consolidate your debts so that you're lowering your payment's there you can draw you can establish a line of credit and and have the ability to draw out a little bit of money every year to help you get through those that time period and so there's a number of things that you can do with a reverse mortgage that can help you make that leap from the age 60 to 70 and and likewise eliminate other deaths and other payments to help you live better in retirement everybody knows that a fixed income can be stressful especially as the prices of everything keep going up our groceries at gas our insurances everything keeps going higher and so a reverse mortgage is really a powerful tool to consider and to help you live better and from day to day and so if it's something you're interested in if there's something that you have questions about please give us a call we're happy to be of service to you whether or not we do you're alone we want to be we want to help and so you can visit us at heritage reverse mortgage com or give me a call at four three five three five nine eight thousand thanks we'll talk to you soon