Sign Form for Administrative Easy

A signform is a digital document designed for electronic signatures, allowing users to authenticate and approve documents securely online. With airSlate SignNow, creating a signform is simple and user-friendly, streamlining your documentation process.

With airSlate SignNow, you can create a signform by uploading your document and adding signature fields. Once the signform is completed, you can send it to recipients who can sign it electronically, ensuring a quick and efficient workflow.

Yes, airSlate SignNow offers flexible pricing plans that cater to different business needs for creating signforms. You can choose a plan that suits your budget and requirements, with features that enable efficient document management and e-signatures.

airSlate SignNow provides features such as customizable signforms, real-time tracking of document status, and automated reminders for signers. These features enhance the efficiency of your document workflow and improve overall productivity.

Absolutely! airSlate SignNow offers numerous integrations with popular applications, making it easy to incorporate signforms into your existing workflows. This versatility allows for seamless data transfer and enhances operational efficiency.

Using airSlate SignNow for your signforms brings numerous benefits, including time savings, improved document security, and enhanced collaboration. By eliminating the need for physical signatures, businesses can speed up their processes and ensure compliance.

The signing process for a signform using airSlate SignNow is highly secure, employing encryption and authentication measures to protect your documents. This ensures that all signed documents are legally binding and safeguarded from unauthorized access.

On closed communities -- ie communities that don't get a lot of external attention, not necessarily closed membership -- I prefer allowing anonymous comments. While it often causes heated discussions from folks frustrated at not knowing who's responding to them, it also goes a long way towards reducing personality conflicts.The Bangalore LiveJournal community (http://community.livejournal.com...) has always allowed anonymous comments and this was one of its most notable features. (The community is more or less dead now because most LJ users have moved on.) An old analysis of the community's traffic: http://jace.livejournal.com/4174...

Your first day is often the most powerless. It’s in fact one of the most boring. This is because the first day as an Officer would be spent in the Academy. Either LBSNAA/SVPNPA/NADT or any other training institute depending on the allocation. The only power you encounter here is that of filling up forms neatly and signing underneath them. The feeling that I had on the first day was to always advise any aspirant to have a short, easy-to-write signature instead of a long, curvy, ostentatious one. Saves a lot of time, effort and frustration on the first day. There are a quadzillion forms to be filled carefully. Let’s face it, the Government is not the employer with the best data management practices. So the same data that is filled by an aspirant in the UPSC application form for Prelims is asked to be filled another 100 times.But yes, after you undergo training, the first day on duty is filled with excitement, fear and a lot of unexpected adventures.You’re usually given a block of days where you’re expected to take charge from your predecessor. You can consider lucky if your predecessor chooses to hand over the charge to you personally. This is because, there are hundreds of unwritten rules, unspoken truths and invisible procedures that are unique to every charge be it the Administrative, Police or Revenue Services. And it’s only your predecessor who can hold your hand on to these black holes. I call them blackholes because they exist but they are visible only those who have felt their impact. And no one likes to feel the impact of black holes. After the customary handing over, the handshakes and signing the form of transfer of charge, you sit on the chair that your predecessor was holding until a few minutes ago. “First feel of power”. The funniest part is the white towel which is wound around the already comfortable seat. I’m not sure why this is done. But it is a trademark of a government office. The babu’s seat has to be wound in a white turkish towel. If it isn’t, it as if the inherited family estate has been disowned.There’s another important area where your predecessor can save you a lot of effort, inconvenience and awkward angles. The positioning of the caller bell. A babu is recognised more by the sound of his caller bell than by his own voice. And the positioning of the caller bell is crucial. It’s sometimes nailed into left side north west corner of your table, if unfortunately, your predecessor was a left-hander. Sometimes, it’s drilled into a small crevice wedged between two wooden panels under the table, if your predecessor is a particularly keen and shrewd man. And the sound of your bell is your unique identifier in the entire office. It gives you an identity, a niche of your own. You predecessor usually asks you to try it out once and as you gingerly feel the entire underneath of your table with your fingers searching for the godforsaken button, I can only pray to god that you don’t encounter lizards or chewing gums. “First feel of fear”.Just as the bell rings, a pan chewing, portly, bespectacled and balding man in his late forties and early fifties slowly ambles into the chamber. He’s your go-to man when you need Zandu Balm or Gem Clips and anything in between. Sometimes your most reliable adjutant and sometimes the weakest link in your chain, you may love him or you may hate him but you can never ignore him. He is your gateway to the world outside your chamber. Your predecessor usually takes the initiative and asks him to get two cups of green tea with biscuits and you get to know his name for the first time. As you realize he’s atleast 3 decades elder than you, a strong urge to append his name with a “Sir” takes you over and you infact blurt the holy three-lettered word. Your predecessor nods his head sideways in disapproval and gives out a chuckle. You bite your tongue and look at the staff, he’s chuckling too.As the feeling of stupidity sinks in, a barrage of bouquets and flowers is brought into your room by various people within and outside your department. Stupidity is taken over by excitement when your predecessor decides to introduce your new staff to you. As they walk in one by one with flowers/bouquets in their hands, you see other 40 year olds wishing you and who clearly are happy to work under you. It’s a tad embarrassing and slightly overwhelming but you get used to it.After the formal introductions of your staff, your boss might call you to give a heads up of the most urgent assignments pending. As you get a feeling that the grind is about to start, you check your whatsapp and facebook status as friends and relatives ask you for selfies in front of your new office.You realize it’s time for lunch and here you are in your new office with staff two decades older than you, files which look prehistoric and an entire wardrobe full of flowers which you are not sure what to do.

**My response is to the original question: What are some of the hardest things in life you have encountered?. It is off the top of my mind and not in chronological order. It is not the story of my life, just stuff that I found exceedingly difficult to get through, overly trying, and sometimes even life threatening. **I've been raped, beaten up by 2 different men I was in love with,stalked….all by completely different individuals and at different times of my life,betrayed by close members of family,the sudden death of my mother, the realization that she had become an alcoholic, more than hard….saying good-bye in Africa to the love of my life forever,care taking the last two years of my best cat friend's life and waiting and watching her die from a terminal disease,standing up in front of my 8th grade class citing the Declaration of Independence,given some acid or LSD that pushed me over the edge into a really frightening hallucinating bad trip,being told by doctors that I had to give up my lifelong career otherwise I would go deaf,giving up my only passion in life: teaching dance,living in silence for 25+ years to protect the hearing I had left, more than difficult to do as a music lovertaking a powerful Swiss insurance company to court three times in order to get what they legally and rightfully owed me,sixteen years of waiting for my lawyers answers and being careful every minute not to be over emotional (very difficult for me to do),the unexplainable sensations of gaining weight on a dancer-fit body while MDD (Major Depressive Disorder) took over my will and spirit,Peri-MENOPAUSE, MENOPAUSE, Post Menopause, oh those hormonal and neurotransmitter changes…brutal,Each experience of the devastating loss/deaths of all principle people in my life within a ten year span,the approximately 35 year estrangement of my brother,Relocating to two different European countries within five years and leaving everything and everyone I loved behind for the advancement of my career, (Californian here)going to prison in Munich, Germany for over staying my visa to report illegal doings by my Bavarian employer,Being kicked out of my deceased mother's home by my step father's first family without knowing my side of things,Loving a man so deeply that saying no to marriage because of his alcoholism killed me,Having to give a strange man a hand job for giving me a ride to work otherwise violent outcome,studying algebra for 3 years in high school and finally passing with a D grade,Staying home at 16 when my gut was telling me to get out,Leaving home at 17/18 with only $20 that Mom had given to me for my Slectric typewriter, was my graduation present that she liked better than me….My best ever closest friend stroking out and barely surviving for two years in a hospital bed on life support while I was living in a Podunk trashy situation in the armpit of America and succumbed to a serious emotional breakdown,my 14th birthday no one came to my party so I ate the whole cake (rare recipe) in 1962….the real red velvet cake and icing, this wasn't so hard thoughBeing laughed at and pointed at while trying to walk up a sand dune where my butt was exaggerated so much that someone yelled, have you ever seen such a big butt? Oh yeah, that hurt so much and I was only 13 I still can feel the sting of being made fun of……Having to pretend to be happy when miserably despondent inside wanting to kill myself whenever I was around people, depression is misunderstood and chaotically difficult,Letting someone else clean my home because I'm in too much arthritis pain to stand up longer than five minutes,reinventing myself, my identity, my values, my passions, my dreams after overwhelming loss and deciding to stay alive instead of dying.Maybe I should stop here….too many difficult things I've been through to list I guess and probably haven't even touched the more life changing ones on this list yet, but that's enough for now I think. I have just as many wonderful memories too and those keep me going.06/21/2018edit note: After writing this answer, nothing above seems as hard or difficult to me any more as what has happened to me since.I can't see ( blind) in my right eye now which could simply be a cataract…I'm hopingAll of my teeth are falling out or decaying, and the bridges put in 40 years ago are broken, chipped or goneI'm not able to get my knee replacement surgery for reasons listed belowI have a huge fatty tumor in between my shoulders on my backA red flat patch next to it that bleeds occasionally all on its ownoh yeah, and I've been diagnosed with Stage 4 melanoma and bone cancer, metastaticso what's difficult?Making the right decision for me of whether to do chemo or let the cancer take me naturally.I'm rather numb right now…

Neither (and no, Aramaic didn’t evolve from Arabic).Syriac is a variety of Aramaic, and Arabic definitely didn’t develop from it or any other varitey of Aramaic (notwithstanding a couple of others here who think Aram and Arab sounding similar is somehow evidence. It isn’t—not once you know what Aram meant in ancient times (i.e, what is now Syria: Aramaya literally means “of Syria”—a reflection of the Syrian origin of the language):Aram (region) - WikipediaIt also starts with an Aleph; Arabic’s name starts with a Ayin (and no, Aramaic didn’t lose its Ayins in ancient times, nor did Arabic gain Ayins).Arabic lacks the Northwest Semitic innovations common to both Hebrew and Aramaic (such as word-initial mutation of w to y). It also lacks Aramaic’s suffix (which then became the language’s equivalent to the definite article EDIT: I’ve found other interpretations, such as an extension of the feminine, or as an inversion of the ha pronoun—think “noun+ha”, instead if “ha+noun” (Pat-El, 2009, “The development of the Semitic Definite Article: a Syntactic approach), or its use of dhu as a purely genitive marker (Frozen itself in a genitive form).Arabic also doesn’t have Aramaic’s tendency of turning n’s to r’s ( bar in Aramaic, bin in Arabic, for example), not did it share the trend toward spirantization (so it can’t even be said to very influenced by Aramaic, beyond some loanwords. EDIT: and apparently, they got those from writing, since the pronounciation is too archaic, or just plain off***). Finally, Arabic largely lost the originaly conceptive derivation (this takes some explanation: in PS, you got a concept for a root—say m-l-k, by adding an ūt ending. So m-l-k = malkūtum* “kingship”. Arabic borrowed this word from Aramaic, but beyond a few loanwords of this form from it and Hebrew, this form was lost early in Arabic’s evolution; concepts are instead done in other ways: most commonly, like this: 3-S-b > 3aSabiyyah).Similarly, Aramaic lacks the following features that Arabic exhibited since the earliest attestations in text (as complete sentences, anyway)1-fi (Arabic for “in”)2-inna and anna (I forget the technical term in English, but they look like this in Arabic: إن، أن(.3-the use of the maf’ul form.4–negative ma (this is partly shared with Hebrew, but in Hebrew’s case it’s largely a poetic device, and is not used at all in regular speech or writing (it’s in the bible); Arabic’s ma no longer just means “what”, but also means “not”)5-broken plurals (this btw isn’t as helpful in figuring out where Arabic belongs; we’ll return to this).Finally: both are first attested withing a century of each other—not enough time for Aramaic to become Arabic (and certainly not enough to develop the complex case system Proto-Arabic had, which survives in our writing to this day: that system btw is more complex than what PS had).Arabic is currently classified as a Primary branch of Central Semitic (the other is NW Semitic—Aramaic goes here, along with Hebrew, Amorite, and possibly Sabaean and its kin, though Sabaean and its kin might themselves form a primary offshoot of Central Semitic). So the features it does share with Aramaic are typically those it inherited from proto-central-Semitic, spoken sometime before 2000BC. Keep in mind that Semitic languages exhibit signs of constant contact for long period before they split off from each other: this is why Moabite—a Canaanite dialect—has features similar to those in Aramaic and Arabic (the use of n instead of m for plurals comes to mind).So Arabic didn’t evolve from Aramaic. While we’re at it, it sure as heck didn’t evolve from Sabaean** or any other Epigraphic South Arabian Language (Arabic lacks the bizarre turn those fellows took with the case system, which uses m, n, and null to indicate various states of definitiveness; the specifics have prompted one linguist to propose that Aramaic and Sabaean are somehow related more closely than previously believed (Sabaean doens’t have the w-y change though, so…)).Additionally, the broken plural system used there and in Arabic are different in form anyway, with slightly different strategies (the differences are even greater with Ethio-Semitic). It’s now being proposed (notably by Huehnergard and al-Jallad), that all broken plurals are in fact derived from a PS strategy for plurals, lost in Akkadian and NW Semitic.So Arabic evolved directly from a proto-Central Semitic dialect. The only question is where?Well, I can tell you where it didn’t:1-Yemen: not attested there till c. The 1st Century BC. It has another issue—one shared by Oman (see below).2-Central Arabia: the Thamudic inscriptions there typically reveal an undeciphered language (if it were Arabic, we’d know: keep reading)3-Ihsa’: Arabic is found there, but it postdates the first record of either Arabic or Arabs.4-Oman: we know South Semitic languages were spoken there first: they all have a notable Cushitic substratum that Sabaean and Arabic lack. That should tell you something obvious, so I’ll not type up the paragraph needed to elaborate.5-Ethiopia: they did their own thing there too, and this is first attested around the same time Arabic is.6-the fertile crescent proper (obvious reasons).So where is Arabic from?Well, there’s one area left out: the marginal regions in what is now Jordan, the Sinai, and eastern Syria, and the Hijaz (particularly the north). That’s the only area that hasn’t been ruled out. Any inscriptions?well, yes: here are some inscriptions—mostly in Jordan and Hijaz (I’ll transliterate into the languages current writing system: any missing long vowels should be easy to fill in):مرد عل اجرفس كسر هسلسلة (if you know your Holy Land History, you can date this one)فيفعل لا فدا و لا اثرا فكن هنا يبغنا الموت لا ابغاه فكن هنا ارد جرج لا يردنالصعب بن وهب هسفرلشر بن نشدال بن فرس و هرق هنقة (the last part would be spelled nowadays as و هرّق هناقة(here’s a curse (can you spot the deity?)فهلت عورم عور حجر بعد سفر (with modern spelling: فهلّات عوّري ما عوّر حجر بعد سفر)A random king’s name from the area:حارثLet me put this way: I’ll let any Arab who reads the above take a stab at translation. There’s one word here that may be not so obvious, but context might clear it up (these are all rock inscriptions: that’s all the context needed)I mentioned tow people here: Huehnergard and al-Jallad. Their articles are readily available online, and they do a great job explaining the evidence. Conclusive? No. It’s possible more inscriptions could upend this, so this might make this all outdated anyway. But currently, that origin makes the most sense: the earliest mention of Arabs (or any Arabic word), are as soldiers fighting in Northern Syria at Qarqar, 853BC, as part of a coalition of a dozen princes against Shalmaneser III. As gindibu—their leader—is listed as a prince, this suggest they’ve been around long enough to form at least a proto-state.Anyone arguing for a Yemeni origin (or anywhere else) for the language would have to explain the earlier mention in the North, and also explain how a people in Yemen were able to bring a contingent all the way to Northern Syria—and not be noted for this by anyone. Finally, why no evidence of Arabic in the south till centuries later—by which time the Arabs produced three polities in the north (Gindibu’s Arabs, Qeder, Nabataea)?EDIT: I’ve fixed so typos, and added suggestions for further typos to be fixed.**there are two branches of Semitic represented in these inscriptions: South and Central (Ethiosemitic traditionally under the former, though it might in fact be separate). Sabaean is in the latter, as are a few of the other Old South Arabian languages.***It seems strange, until you consider that even in many Arab areas, Aramaic was used for administration (the Nabataeans were Arab, and spoke Arabic, but used Aramaic for administration. This was a pro-business policy: the Nabataeans—much like Arabs later on, and into the present—have always appreciated business: they were as much merchants as nomad and warriors.)

(Warning: this answer is written so that non-technical readers get a good idea of the issues involved. For pedagogical purposes, there are a number of over-simplifications, and instances of terms being used loosely. For "technically accurate" terminology and details, readers are encouraged to click through to the links provided.) Most good companies will never store your password in the database  directly, and nobody in the company will know, or have access to your password directly. There are a few incompetent companies (or in-house software at your office) which do store the password directly. If a company is able to send you back your password in an email or over the  phone, that's a sure sign that the company's software is very insecure.The reason passwords are never stored directly in the database is that anybody who gets access to the database would then have access to all the  passwords of all the users. That would be disastrous, since not only would accounts of millions of people be compromised in an instant, but  also remember that many, many people use the same password across websites, so somebody who gets your Quora password might also be able to get into your Gmail and Facebook and other accounts.Instead, your password is stored using what I would call "one-way encryption."  (Technically, this is called a one-way function, or a cryptographically  secure hash function. See the Wikipedia page for details: http://en.wikipedia.org/wiki/One...) Basically, "one-way encryption" is an encryption method in which it is easy to  encode stuff, but very difficult (read: almost impossible) to decrypt it. For example, a typical one-way encryption function might have the following characteristics: it takes 1 microsecond to compute the encrypted form from a password, but is estimated to take 2000 years if you want to figure out the password from the encrypted form. Now, if you enter your username and password, the system finds the database record based on your username, and finds the encrypted version of your password there. It then takes the password that you entered, encrypts it using the one-way function (and this takes negligible time), and checks whether the encrypted form matches what is stored in the database. If yes, you're allowed into the system, otherwise you are not. If, any admin, or malicious user gets their hands on the database the encrypted passwords are of no use to them. It is still practically impossible to decrypt the stored encrypted entries and get passwords out of them. Thus, your password is safe even if the database is compromised.However, it is still possible for the hacker to try and guess what your password is. The basic idea is very simple: Guess what that user's password might be. Use the one-way function to verify whether the guess was correct or not. This takes 1 microsecond. This means that they can check a million guesses in 1 second. In other words, and they can try all the common English words, all common proper names of people and animals, with and without caplitalization, and with and without one or two digits appended to the end - all in a few minutes. Thus, if your password happens to be Jebediah23, it will get cracked in a few minutes if not less. Now realize that if I get my hands upon the database of encrypted passwords of a big site like LinkedIn - I have access to millions of encrypted passwords. In this database, I can guarantee that there will literally be hundreds of thousands of users with passwords that are English words or names, possibly with a digit or two appended at the end. In a few minutes, by simply trying all English words, names, etc., I can crack hundreds of thousands of passwords. This is called a "dictionary attack" (http://en.wikipedia.org/wiki/Dic...)There is a free program called John the Ripper (http://en.wikipedia.org/wiki/Joh...) which does exactly this. (And this has already happened, many, many times in the past, with major websites, including LinkedIn.)This should help you understand why your password needs digits and punctuation in the middle, and should not be a common English word, or name. Remember how some sites and system administrators are trying to enforce "strong" passwords upon you? This is what they're trying to prevent.One important concept here is that of "salting", which is useful for preventing dictionary attack. Instead of simply encrypting the password, the website appends the username or the email address or just some random string to the password and encrypts the resultant combined string. Thus if 'navin' and 'makarand' both have the password 'quorarox' the database will actually store the encrypted form of 'quorarox:navin' with navin's database record, and 'quorarox:makarand' with makarand's record. This makes it signNowly more difficult for the dictionary attack to succeed. (I have over-simplified - For more details read up on rainbow tables: http://en.wikipedia.org/wiki/Rai...). The string added to the password is called a 'salt', and salting is strongly recommended, but sadly not all websites follow this practice. For example, the LinkedIn leak of June 2012 showed that LinkedIn had not salted passwords (this has since been fixed).Update: These days many websites allow users to log in using Facebook, or Google or other third parties. This works a little differently. In that case,  instead of an encrypted password, the website stores an "authorization token"  that is provided by Facebook/Google/etc to the website specifically for this user. This authorization token can be used only by this website to check whether this particular user is logged in. This is done by the website contacting Facebook/Google's servers at the time of each login. If a  hacker gets access to this authorization token, it is of no use to her,  since it cannot be used by anybody other than this website. This is because the website itself has a secret key provided to it by Facebook/Google, and this secret key is not usually stored in the database.

Mostly you will find that in "Quick Sales" places, it is because a cashier will ring in items, hit the clear buttons, and then hit a "No-Sale" key which opens the cash drawer, then complete the transaction with the customer by giving any change due. When the offending cashier believes they are in a spot where cameras cannot see them they pocket the money.  The other is to use a slight of hand, putting the money physically under the cash register, then later "finding" it on the counter and placing it in the tip jar, or a breast pocket, (make sure they have cleared their till and are walking out before you approach them for the monies in their possession).  You can normally tell when a cashier does this because their cash register will be *off* by  .5 -1.5%. (see note at bottom). While this may seem an extremely small percentage, something one would not notice, or pay attention to, an established business has extremely consistent sales at specific cash register stations, it is one reason why so many business' would wait until the last minute to call up an extra cashier.  Based upon specific criteria. Any diviation from your stations norm is something one should pay attention to. It's a very old, very effective trick for those who don't compare the "hourly sales, cash register stations, to the cashiers working.  If you do this and there is a tad bit more complicated formula, but in summary if a single cashier's shift receipts are consistently lower by .5-1.5% consistently, you've got a thief.  Many business' now require a shift supervisor to void anything which has been rang into the cash register, in addition many chains have also removed the 'no-sale' key and require a supervisor to open the cash register if a sale is not tendered.As a customer, small business owner, average upstanding member of your community then you will notify the management that something was up when your receipt total reads zero. Which is why the cashier won't even let you see the receipt..they flash it at you say "do you want this" crumpling it up and throwing it away at the same time.They offer YOU money if you don't get the receipt because again, the establishment has a thief. (or in the above, reference, which I'd never even thought of having not delt with Franchises much, the establishment is the theif)Another item which helps the establishment determin if they have a thief is for the customer to circle the total amount and write it in their own handwriting next to the circle. This prevents the odd 2.00 tip from becoming a 20.00 tip. In restraunts, retail, and retail within gaming establishments I litterally could not count the number of times I caught people doing this and so very much more. I've had employee's who've crawled up through the suspended ceiling breaking into the office, use a coathanger to pry out envelopes from a 'drop safe' (the kind where there is only a slit in the top), steal the cash and throw the checks, CC receipts into the garbage bins in back of the establishment. Chuckling to myself here because I don't know how he did that and not manage to cave in that ceiling.  When you're tills are off, then you start watching the video's and sure enough you'll find your answers. Watch closely, these people practice these slight of hands everyday when they are not on shift for hours at a time. *Note: Always rotate your cashier's and the stations they work. This way you get an accurate reading for the cashiers AND the stations. To take it to the other extreme, is 'upsales' if you consistently have a cashier who is over in sales from everyone else, then you can see this cashier is selling more warrenties, extra's, going the extra mile to ensure the customer found everything they were looking for, and retrieving it for them if the customer could not find it.From Above:Bonus Tip 2: Make sure you place "odd" transactions on Notify for your Credit Cards. i.e. log into your bank, if you rarely make a transaction overseas, then have your bank text you with any oversea's transactions placed on your card. If you only make *one* purchase a month from say Netflicks, the have your bank text you if you go over this 1 transaction limit.  This 'trick' has saved my bank account on numerous times, with minor transactions  5.63, 7.89, 15.98, 21.43 (notice the escalation) that is because the smart thieves start out with typical transactions, skype, netflicks, a gift store with an under $20.00 purchase, but then if you don't notice these transactions and report them you'll find they escalate. This will continue until you catch them. Banks charge you nothing for these notices,  One other item I have noticed repeatedly is with paypal and the re-occuring payments. This I am sure is accidental and should not reflect on the business, but if you 'upgrade' to a new plan, many times the previous re-occuring payment is not deleted and you will find out they are now billing you for both plans.  I honestly do not feel this should reflect on the business as they are always more than happy to rectifiy the issue, I believe it's just one of *those* things that either gets overlooked or the business believed they had the process completed to remove the old subscription. Accidents Happen and 95% or so are honest upstanding citizens and business' it's just the 5% that give everyone such a hard time people expect everyone to rip them off. It's a very sad state of affairs in reality.

Do you want to show different cost calculation on your website? Then, you don’t have to look anywhere else. We have collected some useful WordPress price calculator plugin which allows you to easily create quote or price estimation forms for your WordPress powered website. These cost calculator plugins can be used for creating both single and complex calculations such as ideal weight calculators, calorie calculators, and general calculators. Check out these WordPress cost calculator plugins and choose your favorite plugin from the below list.Please note that all these price calculator WordPress plugins are fully compatible with the latest version of WordPress. You can easily use these WordPress price calculator plugin according to your own requirement.1).WP Cost Estimation & Payment Forms BuilderIf you want to sell any customized services and products and want to create your flat and responsive cost calculator or payment form, then this plugin will be suitable for you. You can easily use this plugin to sell any services or products such as graphics, websites, applications, SEO, lunar fragments, pets or anything you want. Your customers will get an accurate estimate of their request, or they can directly make payment through PayPal or Stripe. It supports WooCommerce and easy digital downloads and includes statistics panel. Other features of this WordPress plugin are as follows.Features:Custom calculationsDiscount couponsMultiple forms managementPowerful conditional & calculation systemSmartly designed backendMultiple files upload fields with image previewUse any Google fonts in your formsOpen a form as popupImport or export data systemOrders are stored on backendDistance calculationsConditional final restrictionsGoogle Analytics supportsLegal notice on the last stepVisual Composer & gravity form optionsWPML readyGetresponse integration etc.View Demo Download2).ez Form Calculator WordPress PluginEz Form Calculator WordPress plugin will allow you to create a form calculator/cost estimator for both your customers and yourself. You can quickly add basic form elements such as dropdown menus, radio buttons, and checkboxes. The users can upload single/multiple files and send them as an email attachment. Easily attach forms to products or only use WooCommerce as a payment gateway. Some other features of this WordPress plugin are as follows.Features:Advanced calculationEmail notificationsImport/export formsGenerate forms with visual drag-n-drop editorTranslation readyFile uploadsDiscountsPayPal integrationVisual email handling etc.View Demo Download3).Cost Calculator WordPress PluginCost calculator WordPress plugin allows you to easily create quote or estimation forms for your WordPress powered website. It comes with respective shortcodes, and it is intended to be used with visual composer plugin. You can easily assign a value to each form element, and it will automatically contribute to the total value by adding or multiplying attached item price. It will automatically adapt to every device, from smartphones, tables to desktops. The contact form will send all the user data set in the cost calculator to defined email address. Some other features of this WordPress plugin are as follows.Features:PayPal supportShortcodes includedUser friendlyRapid composer compatibleNumeric slidersDropdown menuContact formFully responsive layoutMulti language etc.View Demo Download4).Uni CPO WooCommerce Options & Price Calculation FormulasThis WordPress plugin will allow you to add any custom options to your WooCommerce products as well as an enables custom price calculation based on any maths formula. You can quickly use any maths formula to calculate the price of the product based on user’s input option chosen. You can create non – option based variable and use it in formula conditional rules. It also can disable product ordering under certain circumstances. Some other features of this WordPress plugin are as follows.Features:10+ types of options/fields includedConditional logic for formulasConditional logic for options/fieldsOptions BuilderCart discountsChange product image for option type dropdown etc.View Demo Download5).WP Amortization Calculator PluginWP amortization calculator WordPress plugin can be used to create websites for a mortgage, auto, or any amortized loan. You can easily insert the calculator anywhere you want such as page, widget and or it even multiple times. The visual composer is already integrated, and you can also add your logo and info to the PDF and customize the email sent to the leads. It is perfect for real estate and lenders. Other features of this WordPress plugin are as follows.Features:Responsive designReceive a BBC copy of email & PDF sent to visitorsLead captureHighly customizable backend settingsResponsive designUse any currency symbolThree different money format choicesOverride main settings per calculatorBack – end settings, etc.View Demo Download6).WordPress Cost Calculator & Payment Forms BuilderThis WordPress plugin will be suitable for those who want to sell highly customizable products or services. It comes with a powerful front – end WYSIWYG form builder with big elements library and unlimited nested rows and support theme styles of form elements. You can easily create any type of forms layout through easy to use builder. It will allow you to add mathematical expressions to strings concatenation and comparison operators to any text element you want. You can easily apply visibility logic to any part of your form. Other features of this WordPress plugin are as follows.Features:Multi – step form builderPayPal integration with payment status synchronizationMoney/numbers format localizationRe – Captcha supportCustom imageSubmissions notification email templateRegular expression filed value validationShortcodes supportedSubmit confirmation builderOrder summary table builderSelect fieldRadio buttonsRange sliderDate pickerColor pickerVideo & iconsTable & check boxes etc.View Demo Download7).WooCommerce Variation Price Hints PluginWooCommerce Variation price hints WordPress plugin will allow you to display the prices of variations product through dropdowns on your online store. Your customers first have to select the each and every option of a variation before any prices are calculated. It uses Ajax to load variation data on your site which do have an impact on page load speed. You can quickly change the way your variation display text and prices. Some other features of this WordPress plugin are as follows.Features:Show prices in variation dropdownsShow prices in dropdown during selectionsCompatibiltiy with most themes and pluginsOptionally set global default variationsFully customizable etc.View Demo Download8).EMI Calculator with Percentage CalculatorIf you are running any website related to bank, real estate, auto shop or similar business, then this plugin will surely help your visitors to calculate expense directly on your site. If your client enters principal amount, interest rate or periods in months then it will show EMI, interest amount and the total amount. It also comes with a percentage calculator which allows your clients to calculate the percentage of figures. It will automatically match with your theme’s color, font, and button.View Demo Download9).WooCommerce Measurement Price Calculator PluginWooCommerce measurement price calculator plugin will let you set product pricing concerning its measurement and even allow you to sell a product based on the price by a unit of measurement. It also allows you to sell product by weight such as rice, sugar, fertilizers and concerning area. You can quickly create measurement ranges by entering a starting and ending product size & quantity, and once you configure measurement ranges, you can quickly set normal and set price for each range. Other features of this WooCommerce plugin are set a custom label for each input field, six default nodes of price calculation, show pricing table on the product page with discounts, etc.View Demo Download10).Contact Form 7 Cost Calculation – Price CalculationContact form 7 cost calculation WordPress plugin will let you create a quote or estimate forms for the most popular contact form 7 plugin. The calculated field forms can be used for both single and complex calculations including general calculators, calorie calculators, calculate quotes for hotel booking and rent a car service, calculate quotes, etc. It is entirely compatible with all the latest version of browsers. Other features are custom form total field, quote & finance calculators, booking cost calculators, radio and checkbox custom fields and you can also select another custom field, etc.View Demo DownloadFree Price Calculator Plugin11).Calculated Fields Form PluginCalculated fields form WordPress plugin will help you to create forms with dynamically calculated fields to display the calculated values. These calculated field form can be easily used for creating various calculations such as ideal weight calculators, calorie calculators, calculate quote, general calculators, rent a car service, calculate a quote for appointments. It supports form separators and comments sections to layout the form in a friendly way. Easily disable the forms when the website is visited by search engine spiders and crawlers, increasing the site’s speed. Some other features of this WordPress plugin are as follows.Features:Visual form builderSupports multiple field typesAccept operations with datesFive pre – built practical samples includedMulti-page form supportedPredefined form templatesCalculated fields can be hidden fieldsEasy and visual calculator interface etc.Download Now12).Responsive Mortgage Calculator PluginResponsive mortgage calculator WordPress plugin allows your website visitors to estimate their mortgage payments by the total of the home, a down payment method, the amortization period, an interest rate and they can quickly select a payment period, either monthly, bi-weekly or weekly. Immediately use the shortcodes on different pages with different field names by using shortcode attributes. Some other features of this WordPress plugin are as follows.Features:Rename the input labelsAdd your CSS classesHide the down payment fieldSet a fixed payment periodSet a default interest rate etc.Download Now13).Finance Calculator WordPress PluginThe finance calculator is easy to use drop in form for users like you to calculate indicative repayments. It can easily use for car purchases or payments, real estate, and big loans calculations. It features payment protection and 12 to 60 months calculation and also contains application form which sends a message to a specified email address. You can quickly implement it any post or a page.Download Now14).Cab Grid WordPress PluginCab grid WordPress plugin is a simple taxi fare calculator for your WordPress powered website. It will allow you to do calculations of fare prices for simple A to B journeys. You can easily display the calculator via a shortcode or a widget on your site. Other features of this WordPress plugin are as follows.Features:Customizable CSSCustomizable booking messageTranslation readyCustomizable currency (set your currency symbol) etc.Download Now15).Service Calculator WordPress PluginThis WordPress plugin will allow your site visitors to calculate your services prices.Download Now16).Contact Form 7 Cost Calculator PluginIf you are using contact form 7 and want to create quote or price estimate form for your site, then you should use this plugin. Contact form 7 cost calculator plugin is specially designed to create both single and complex calculations, and you can add radio custom field, checkbox custom field and can select custom fields. You can use this plugin to create finance and cost calculator. Other features are booking cost calculators, cross browser’s compatible, etc.Download Now17).Zigaform – Calculator & Cost Estimation Form BuilderZigaform WordPress plugin is a real – time drag and drops form builder which allows you to build your forms in just a few clicks. It comes with an advanced grid system and skin customizer that helps you to create a professional form. It includes cost estimation and calculation feature and multiple forms on a WordPress page. It is compatible with all the major web browsers, and you can import or export your forms. Other features of this plugin are as follows.Features:Advanced summary estimate boxCost estimation and calculation featureCreate custom forms fieldsOffline payment gateway includedAdvanced search for entriesInvoicing featureOption to duplicate formsAjax powered formsBootstrap integratedUnlimited formsMulti-language supportLanguage switcher etc.Download Now18).WooPrice Calculator PluginWooPrice calculator WordPress plugin will allow the website owners to create prices for their products based on the features chosen by their customers. The features of the products become variables in mathematical formulas that were created and matched to those products and the customers will be able to modify those variables through the product’s characteristics on a product page, directly modifying the final value of the product and their shopping cart.Download Now19).Simple Loan & Mortgage Calculator PluginThis WordPress plugin will let you generate a report on the payment of any loan or mortgage. You can quickly add the calculator to any post or widget using easy to use the shortcode.Download Now20).JIMMO WP-Property Finance Budget CalculatorThis WordPress plugin will let you add a multi – page form to your website where your visitors can calculate the amount of loan or mortgage they can afford for real estate. It is fully responsive and adapts to the place where it is included. Other features are loan data, the cost of purchasing, administration cost of the property and financial situation of the visitors, etc.Download Now21).FC Auto Loan Calculator WordPress PluginThis WordPress plugin will allow you to calculate the monthly payment as well as affordable car price, down payment or the loan amount. Your users can quickly select their currency and date conversion used in loan schedule. It will also create a detailed amortization schedule with date based payments as well as a set of colorful charts. It supports touch and responsive designed website.Download Now22).FC Savings Calculator PluginFC saving calculator WordPress plugin will allow you to create a detail saving schedule with date based deposits as well as a set of charts. It supports touch and responsive designed website. Users can quickly select their currency and date convention used in the future value schedule. It can be used in a post or page content area via a shortcode, widget area and can be called from a template file.Download Now23).Property Hive Stamp Duty CalculatorIt will allow you to add stamp duty calculator to your website by simply adding the shortcode and show the calculator anywhere you want. Your users can quickly enter the purchase price then the stamp duty information will be calculated instantly etc.Download Now24).Reactive Mortgage Calculator PluginYou can quickly add mortgage calculator to your website which is reactive and easy to use and customize.Download Now25).CC Savings Calculator PluginThis easy to use calculator will allow you to calculate what interest your deposits on any specified deposit of time and you can quickly change the color of borders, background and text to match your website’s theme, select currency sign, and change widget title, etc.Download Now26).Simple Loan & Mortgage CalculatorIt will generate a report on the payment of a loan and mortgage after your users select the amount, the interest and payment period. You can quickly add the calculator to any page or post just by using a shortcode.Download Now27).CC Canadian GST CalculatorThis simple calculator will allow you to do GST calculation for Goods and service tax calculation in Canada and you can easily customize everything just by few clicks.Download Now28).Ontario HST CalculatorIt will allow you to calculate harmonized sale tax calculation in Ontario province in Canada.

Consider you are investing lump-sum or SIP into mutual fund regular plans.What are you missing out on?You forgot to track the most important thing, Expense Ratio. Here is the Wikipedia definition "The expense ratio of an asset fund is the total percentage of fund assets used for administrative, management, advertising and all other expenses. An expense ratio of 1% per annum means that each year 1% of the fund's total assets will be used to cover expenses."When you invest via regular plan, the Mutual Fund house needs to factor in the trail commission it must pay to the the distributor or the agent for getting them the business. And this commission is earned by transferring a lower return to a regular fund investor vs a direct fund investor. Let's see how this works?Here is a snapshot of Kotak Select Focus Fund on 10th May, 2018. The change in NAV was -0.48% with respect to previous day value.Now let's look at the regular plan of the same fund, it fell 0.01% more. This is how, the commission is collected slowly & steadily to be paid to the distributor.Some of you would be thinking, ahh 1% yearly -who cares?If you had to choose a home loan & had two options, one offering 8.75% & other 9.75%, who would you choose? Obviously the one offering lower interest rates. Then why do you ignore the same criteria in mutual funds?If you invest Rs. 10,000 in a monthly SIP with an average return of 14% in direct plans, the return at the end of 20 years would be 1.3 crore. And if you invest in regular plans, considering an additional 1% as the expense ration, the investment at the end of 20 years will be 1.1 crore. Now, consider the difference if you invest even more, you'll get your answer.Where do i buy Direct Mutual Fund Plans?With the ease in KYC norms & e-KYC, investing into mutual funds is quite a simple process. Here are some platforms you can consider to invest into direct plans -Directly through Mutual Fund Website - Investors can choose to register on the AMC (Asset Management Company) website. You can directly fill the form to select your mutual fund plan, investment amount, frequency and other details. You need to select the mode of investment as DIRECT instead of specifying the distributor code. It is advisable to always diversify your investments across different fund houses & for the same reason you will need to maintain multiple accounts across websites to manage your investments. Although, it is an ideal way to invest but getting a 360 degree view of your investments is a difficult task.Mutual Fund Utility - All fund houses have come together to create a direct mutual fund investment platform called as MFU. You need to create a Common Account Number (CAN), which can be used for investment across all fund house to invest into Direct Mutual Funds. There is no additional fee levied on the investments made through this portal. New investors can find the portal quite confusing & not much investment insights are available as part of portfolio analysis. Here is the link - https://www.mfuindia.com/Karvy or myCams - Both these mechanisms provide direct mutual fund plans. The limitation of both these platforms is they provide investment options only for selected fund houses. In case your asset management company is not listed on either of the portals, you will again need to split your investments across multiple platforms - which destroys the entire purpose.MoneyFront - Moneyfront has almost all direct mutual funds available on it's platform. The drawback lies in it's pricing strategy. Currently they charge INR 100 per month which is billed annually. Umm..We understand not many investors will like this, specially the ones who invest periodically by analyzing the market conditions & the ones who don't put a huge amount into SIP's. The sole reason for investing in direct mutual funds is to save money, then why do you want to pay to the platform? If you wish to explore further, here is the link https://www.moneyfront.in/Zerodha Coin - You could choose to invest into both regular and direct plans through the Coin platform. If you wish to invest into direct plans, you will be charged a monthly fee of Rs. 50 post first INR 25000 investment. Again going back to the same point, if i'm starting an SIP of Rs. 500, will i be happy to pay Rs. 50 monthly. NO!! Here is the link - https://coin.zerodha.com/KUVERA - A GAME CHANGER! Yes believe it or not, you can invest into direct mutual fund plans at zero cost. The sign up process seems pretty easy & the verification process is as fast as it can get. The direct plans of all fund houses are available on their platform. You could also import your existing portfolio by uploading Karvy's Combined Account Statement. The dashboard provides meaningful insights on the portfolio performance. I have personally switched all my existing SIP's to this platform & this is my RECOMMENDATION. Here is the link - https://kuvera.in/With gaining popularity, many other platforms have opened up which offer direct plans. EvenPayTm has announced a new mutual fund investment platform to be launched soon. Read - Will Paytm's foray into mutual funds shake up the industry?Unless you need an agent or distributor to guide you, Go DIRECT!!Follow our website Mutual Funds Wiki or Facebook/Twitter page to get regular updates on best long term investment strategies -Facebook - Mutual Funds WikiTwitter - Mutual Funds WikiHappy Investing!!

The Department of Transportation/Federal Motor Carrier Safety Administration requires companies that have big trucks, especially those that drive interstate, to keep files on their drivers. These are called DQ (Driver Qualification) files and consist of an application for employment, a driver’s record (which you’ve checked over), negative pre-employment and random drug and alcohol testing reports, and copies of their valid commercial DLs and health cards (i.e., Medical Examiner’s Certificates).A state trooper had gotten angry with us for some reason, so he referred us for an audit, which did occur in a limited form. Basically, it was limited to collating mechanic’s repair reports with driver’s need-repairs reports and looking over the DQ files. It turns out that the auditor liked us; he seemed to have a genuine affinity for our little trucking operation, and so he performed a very limited audit, which we passed, with only a couple of infractions noted.If I remember there were two infractions, both of which being easy to fix.One was that he noted the owner/President of the company did not have an application for employment.—I took the owner a job application. He wrote in his name and information. For job wanted, he put boss.For references, he listed me, myself, and I (three references). How long had these people known him? He put down his age.For salary requested, he wrote as much as I can get. Signed it, dated it.I filed it away, and I guess he was hired over 30 years after he started the company.