Sign New Hampshire RFP Myself

Document type sign rfp new hampshire myself

so we want to record so that those people who are not able to attend today will will be able to um to find out what we talked about and you know be able to listen to this later on so welcome everyone let's let's get started i know there will probably still be people jumping in but that's okay i just would like to start for those who are here so we can be respectful of your time and uh they i think that there are a number of us on the call who who know each other already but i would love to do just quick introductions um of at least some folks and if you would prefer not to like christine i won't call on you because i know your microphone's not working um if you don't respond we'll just skip right over you and keep on going okay um but i would i would love to just start for i think i know most of you but my name is kate kirkwood i'm so excited to uh to be working with sullivan county as a program manager on this new grant program and you'll get to hear from me later so let me turn it over to derek berlin all right thanks kate so i'm derek ferlin i'm the county manager for sullivan county and i'd just like to echo kate's excitement at the county level this hud grant that we received last fall was really the result of a lot of collaboration and partnership across the county led by the efforts in particular in the city of claremont of trying to find ways to obtain a more focused resources to help us address this problem of lead paint and homes unfortunately being a relatively small rural county no individual municipality was really going to have the juice to obtain these funds directly from hud in the past typically it's been city of manchester city of nashua and then a statewide grant and so by banding together though we were able to put together an attractive enough application package uh that we received the same type of funding that manchester and nashua are getting so we think that's really cool and it's really it's the first time that that's happened in the state of new hampshire so that's really a good thing but like i said it's the result of a lot of collaboration and partnership the county just happens to be really the the convener that helped um make it all possible but we've hired some really experienced people um kate being one of our two contractors that's going to be responsible for administering the program our lead inspector is also a gentleman by the name of mickey lasky who's got years and years of experience and so we're really grateful to them because as a first-time grantee it's important that we that we execute these funds responsibly and so part of it is having people that know the system know the paperwork know the key players and can make sure that we can do this correctly because if we do there's a very good chance we'll continue to get more funding down the road so we really hope this is the first of what will be many many many years of getting funded directly from hud um in terms of the uh the importance of this so beyond the excitement there's a couple of real very practical considerations of why this is so important for sullivan county first of all the public health aspect and the the dozens of young children that get poisoned every year uh with potentially uh damage to their bodies that's irreversible and so the long-term societal generational impacts that that has that's just a tragedy that could be completely avoided and so this grant is going to help us take concrete steps to um to reducing the number of times that that tragedy occurs in our county that's a good thing and secondly from just a broader economic development aspect we know how important the quality and availability of our housing stock is to our regional economy we have a lot of great employers in our area the one thing that they need to grow is people and if people don't want to move here because the housing stock is perceived to be either unsafe or poor quality that's a problem and it's a problem again that we can fix and this grant is going to help us take some steps to fix it so we have a tremendous number of housing units in the county that are built before 1940 and before 1978 even and so there's a lot of lead paint so there's a pretty big problem and we're not going to solve it overnight not even the next couple of years but we're going to make a heck of a of a good head start and that's what's um you know the journey of a million steps starts with the first one uh this is our first one and it certainly won't be our last and so having homeowners come forward to apply is a really big part of this we will not be able to succeed without you so i just want to say thanks for uh for dialing in today and working with kate down the road to get your applications in and we're looking forward to uh rolling up our sleeves and and getting the let out so um kate i will turn it back over to you thank you thank you so much derek i really appreciate it i have to tell you that uh this this group has been just amazing to work with they're you know they're excited they're efficient they're accomplished they they really made this easy um in terms of you know writing the application and putting the package together um they've been they had already done so much work behind the scenes before i ever got involved that they're they're ready and uh and so we're hitting the ground running here so you'll see um you'll see a lot of activity i think over the next few weeks very excited there are a couple of um folks on the call sort of special visitors on the call that i'd love to introduce uh and then i will throw it open to you as property owners to decide if you want to say hello and who you are and where your property is and all that you are welcome to if you don't want to that's fine i'm happy if you're just here to listen that's okay too but i wonder if beverly if i could just turn it over to you for a minute to introduce yourself and say what your role is sure hi everybody my name is beverly drewen and i work at public health state of new hampshire public health um i oversee the lead program so my program does home investigations for families that have children with blood lead elevations we do the licensing of all the abatement contractors the inspectors workers and um we have a full medical team that does case management for all the children that um have blood lead elevations and so when we have children families that need our help we we refer them to the hub program so that's my relationship with kate and derrick here as we refer families into this program thank you very much and molly would you like to say hello and say who you are is that okay sure uh thank you kate this is molly magoon i'm an inspector at the u.s epa in out of boston and we cover six new england states for the two main lead rules that we enforce are the lead disclosure rule and the renovation repair and painting goal so i'm i'm just a fly on the wall here uh it's it's exciting to see claremont uh do what they're doing and um and you too kate and and beverly and if mickey lasky's on the line that ought to be interesting too mickey and i go go back on a few different issues so anyway hello everybody and thank you thank you so much molly i love it that you take the time to attend these functions you know molly works for the epa out of boston she's worried she's got six states to take care of and the fact that you know she takes the time to come and just and show a face and have a human connection with such a big agency i very much appreciate it thank you so i will uh at this point i will ask uh property owners if anyone would like to say hello and who you are you are more than welcome if not that's okay too you just unmute yourself and jump right in if you'd like i'll go ahead and introduce myself since i'm a newcomer here so my name is dana mcgrath i'm actually not a homeowner yet but i am hopefully closing at the end of february on a home on broad street so very excited my first single family home um but i'm all about like engaging in the community so i saw like i joined the what's up claremont facebook page like followed sullivan county's facebook page so i saw this um program and reached out to kate so i'm really excited to learn more so thank you for for having the zoom meeting you are more than welcome this is kevin lacasse with new england family housing we um own and manage about 140 apartment units in claremont um some of them we've done some lead work on in the past and uh some quite a few still have work to be done so i just want to say thanks for putting this grant together and uh look forward to hearing more on the call today you know kevin yesterday i recorded a presentation for a national hud conference where we were talking about how to increase a pipeline of property owners in in your um you know in your grant program and uh and i said the best thing is to find people who will write you letters of support before you get funded and then you know they're on board for after and i want to thank kevin for that he helped to strengthen our application by writing a letter of support before we ever got funded saying uh you know i'd be interested in working with this program and here he is and here we are thank you hi everyone my name is john nelson and this is my partner berkeley e hello and uh i grew up in claremont and recently moved back uh we just purchased a old uh historic victorian on myrtle street that is has paint inside and out and we're really excited to get involved with the program and uh i also have been working with some of the people in the community for the past few years um and was actually part of the group that that uh got licensed last year through habitat for humanity so i am a licensed lead abatement contractor as well so i'll probably be working on some homes in in the area as well welcome john it's great to have somebody that's on both sides of the of the table you know a contractor and a property owner in this in the community right anyone else uh i'm benjamin hahn i um i have a couple of rental properties in newport new hampshire and i'm also just became a real estate agent so i'd like to just learn more about you know lead-based paint and everything since we have so many older homes here i think it'd be good for me to know about it and i i know in one of my properties the one that i live in it's a duplex um i do have some lead-based paint on the outside and i figured this would be a good place to come to uh learn you know who i can go to to have that taken care of for me absolutely absolutely great glad you're here last last call anyone else okay i'm going to be technical here for a minute and uh pull up a presentation which i will share with all of you uh nope that's not okay so um again thank you all for coming and i'm happy that you're here so uh samantha just give me you're seeing the presentation screen aren't you yeah we're seeing like your slide in the next screen not the screen i want you to see that's okay i'll just do it a different way got it okay so sorry about that one sometimes things get a little crazy here but there we go okay so now you should be seeing just an information session green screen is that true sure thanks all right i am um i'm gonna just you know move through some pieces of the program if you are in a situation where you're uh you have questions i'd like you to just hold on to them until i get through the slides and then i'm happy to answer any questions that you have or pop your question in the chat it's possible that samantha will be able to answer it for me or she will make sure that i get it and i'll answer it later if you can't um stick around okay so so who's here well we have property owners we just saw we have derrick furland who's the project director and also the sullivan county manager sharon who you can see on the screen sharon column who is the fiscal and procurement officer um and sharon if you want to say something you're more than welcome but i know last time you said you didn't want to talk you're good okay sharon's a really important person to you to the property owners because she's the one who handles the money so that's a really important piece um nikki lasky i don't know if she's going to join us later or not uh lead inspector risk assessor we have regulatory folks who you just met paul schalifor got a hold of me a little while ago and was unable to join us today but sent me some information which i will share with you he is the program manager of the new hampshire housing uh lead and healthy homes program and the reason why we wanted him here is because we have partnered with them to expand our funds a little bit through a loan program which i'll be happy to tell you about uh in a bit so and then me program manager and i can um you know i think you all have my contact information but i can also be reached as ken derrick and sharon through the sullivan county website um if you go to sullivan county new hampshire and search um the lead program it's right there so i've i got a bunch of stuff i can tell you about me i'm a trainer and an author and all that kind of stuff but um the one thing i would love to ask you to do is go if you get a chance go to my website which is leadpaintclearandsimple.com where there's a 10-minute talk 12-minute talk on why you should worry about lead poisoning in a new home we can't talk about that today i don't have time and we can't do any money we can't give you any money for new homes anyway but i'd love it if you would just listen to that because it's a piece of the puzzle that people don't think about sometimes is that we do see children poisoned in new homes as well because you might bring lead into the house so that's just something else to look at um for you so when you get a chance um but what we're here to talk about is the the problem of lead is something i'm sure most of you know you know you understand the problems with reduced iq the problems with brain damage with learning disabilities that these kids uh at once they get led into their system it very often is permanent and so the the problems carry on not only through their lifetime but through the society right what what it costs all of us in terms of these children's health care and lost wages and special education costs and and also what happens to the properties when we're not able to um invest in them to improve them so i would encourage you to think in terms of this program being good for the children good for the community good for the housing and i'll get into that a little bit more in a minute but i just wanted to start here to remind you what we're doing here and why this is so important so what do we have we have about two million dollars it's a little under two million dollars to make homes safer in sullivan county the goal is to inspect 70 homes to identify lead paint and dust hazards we also have healthy homes money that we can do some other work besides lead we will bait lead and do some limited rehab in 60 of these homes maybe more it depends on the specific costs of each home we recognize that some that we inspect will either not need the funding or we'll choose not to take it for whatever reason so there's a there's a discrepancy in the number we'll start with and the number that will actually finish the program we will train 20-ish contractors in let abatement again could be a few more could be a few less but we've got some funding to help with that training we will improve property values we will create jobs we'll keep people safe from lead poisoning and here's the really exciting number these programs return to the community somewhere between 17 and roughly 200 for every dollar invested in the program so these programs are just phenomenal in terms of what they do for the community and i'm excited to be able to share that with sullivan county so how will we do it you know basically we only need two things once we have our staff and our team put together there's only two things we need we need contractors and we have quite a few that are expressing interest in the program and we need property owners we need properties to work on and contractors to do the work so that's why you're here and please share this information with other property owners you know what makes for a successful hud grant program is these two ipelines that that we need to keep full right we need to always have property owners interested in various stages of of getting their work done in their properties and we need contractors who are doing the work or getting trained to do the work interested in doing the work and if we have both of those two things hud will keep us supplied with funding and we will keep on working so very exciting stuff so people ask about this healthy homes piece i think everybody knows what lead is right but the healthy homes piece we can include a lot of different things and here are some examples of the kinds of hazards we can address with this extra healthy homes money and we have about five thousand dollars a unit for healthy homes which is not a ton of money but you know five thousand dollars a unit right so if you have a two family we could spend ten thousand for example dealing with some of these other issues and we also can partner with other programs so we can once we are working with you we can help you to know if you qualify for you know i don't know maybe a weatherization program or you know a rural development program or some other program so we can so we can partner and maybe um turn you over to a program that has more resources that you can use as well how does it work i'm going to start with a single family owner occupied home because i know we have a couple of those folks on the call here so the first step is you fill out enough an application and it does look pretty um kind of a little bit you know overwhelming when you first look at it the application by the way is live right now on the sullivan county website you can go there click on it download it fill it out today it's a fillable pdf you can print it or you can fill it out online and i think it's 19 pages 18 19 something like that so you might kind of you know be taken aback a little bit about that but it's actually not that difficult and my background i kind of skimmed through it because it doesn't really matter right now but i ran another program i was program manager for a program in a large city uh for five years and after that i've been almost 10 years now doing intake with a statewide program so that by intake that means filling out these applications so i'm happy to help you i'm used to doing it it's kind of like the difference between doing your own taxes or having a cpa do it you know i'm used to doing it i know which parts we can skip i know which parts we have to really pay attention to so let me help you get through that um the application is is not as bad as it looks you need to prove you own the home that's important right a deed a tax bill something like that and then you do the same kind of paperwork really that you would do if you were applying for maybe a second mortgage you know are your property taxes paid are your utility bills covered you know give us the insurance information that kind of stuff and again most of these are public documents so i can help you find them and get them as attachments to your to your application there's a 10 owner's match don't be afraid of that either we actually have funds to help with that so it is very likely if the 10 owner's match is a problem for you it's very likely we can get it covered so don't let that hold you back really it's uh we're very fortunate there are a couple of different programs out there that can help us cover that for you so don't stress about that um we like to work with properties with kids under six that's a kind of an important piece so if you have kids under six that live in your house no stress you're all set if you have kids under six that visit on a regular basis grandchildren nieces nephews neighbors friends you you babysit for somebody that's we want to record that too that will help and it just bumps us up on the priority list in terms of what we can do for you so kids under six are a big factor an important one you do have to income qualify you don't have to be real low income you have to be what we call moderate income and there's a chart in the owner's application you can look at it and you'll be able to tell if you can if you meet those income guidelines or not basically for those who understand how this stuff works you have to be about 80 of the area median income so um that's what we're looking at for the grant program now as i'll explain in a minute there's also a loan program that we can work with so once you qualify you can get up to twelve thousand dollars per unit for lead and five thousand for healthy homes as a grant straight up grant you never pay it back also there's a loan program and this is where we partner with new hampshire housing and they're able to help us make available to you a zero interest deferred loan and what that means is you never pay it back and there is no interest you do pay it back but you never have to make a payment you pay it back basically when the house is sold and if that's next year or 20 years from now it doesn't matter the loan amount never changes it's not dependent on your income or your credit score or anything like that it's um it's once you qualify for this program you qualify for the loan program as long as there's funding available and for the loan program you can make a little bit more so it's possible that you would not qualify for the grant but you would qualify for the loan so if you're 90 of the um area median income you can qualify for the loan program and that's something i will help you with that we will do the paperwork here at sullivan county but the actual um holder of the note would be new hampshire housing and so that's why we would work with them um so so you qualify you fill out an application and then we meet with you we inspect the property mickey lasky who whoops who you've all heard about ah last you for a second there hang on sorry that's what i get for trying to do things at once here i was trying to um advance my screen so let's go to where we were there we go oh you should be back up and running no not that one this one here we go okay so um so you can actually we will inspect we will develop a work scope for you and we will help you to um to qualify and then we hire and we pay the contractors right you don't we don't give you any money we pay for the work to be done i think that's an important part because sometimes people think oh yeah i could use twelve thousand dollars that's not the way it works um all right so then let's look at landlords if you are own rental property whether it's single-family home or multi-family home again the property owner fills out that same application when you're a property owner and you don't live there we don't care about your income it doesn't matter how much you make but your tenants have to income qualify more about that in a second we don't care about your credit score if you own a three family and you know you struggle to make it work and you know you're worried because your credit score is not good it doesn't matter we don't ask we don't ask anything about the landlord's financial situation but your mortgages and your utilities have to be current you can be in a payment plan but you have to be making those payments right we have to we have to see that the property is not imminently in foreclosure basically so as long as we know that that payments are being made that the property is is in the you know secure position it's insured um and you're and you're paying utilities and so forth then we can go ahead and work with you now i know sometimes that's that scares people so i wanted to make sure to mention that um same application as we just talked about with the single-family homeowner except you don't have to worry about the income part however your tenants must fill out a tenant application and we can help them too the same way that we can help you fill out your application we can help them fill out theirs and i have another page about tenants in just a minute as a property owner you must agree to a three-year compliance period which means when we give you this money you have to promise to follow a couple of rules for the next three years don't undo the work that we did right if we put sheetrock up over a leaded wall don't rip that down for at least three years so we want to make sure the work that we we do is maintained we want you to hold the property we're not really in the business of helping folks flip properties so we expect that you will hold the property for the three-year compliance period and i continue to own it um things happen sometimes and obviously sometimes people you know their situation changes and they need to sell and we'll work with you but our expectation is that you would not sell that property within three years that you will not raise the rent more than three percent you can raise it a little bit but we really don't want to fix it up and then raise it beyond what those tenants can afford that's not the goal either so um and you must promise to market the property to low moderate income families with kids so when you um when you go to you have a vacancy and you go to re-rent that unit we don't we don't say you have to rent to a family with kids if they don't meet your otherwise meet your criteria then you know we're not forcing you but we are we're saying you can't discriminate against right you must attempt you must market to uh low mod income families with children so once you agree to this three-year compliance period you will sign a grant agreement that says you understand that that's you're getting this money for lead work and healthy homes work you understand that you don't have to pay it back but you will be asked every year to um to sign a letter saying that yes you're still in agreement with these terms uh until your three years is up and then you can do whatever you want um we will inspect the property we will develop a work scope in consultation with the property owner obviously we're not going to dictate what has to happen to your property you do have you know we work with you you're part of the team here to make sure that we're happy and you're happy with how the money's being spent um and then we hire and pay the contractors uh you can get again up to 12 000 per unit up to 5 000 for healthy homes and up to 11 000 a unit for this on this zero percent interest loan if it's not owner occupied you don't have the um the single family owners i think i let me make sure i shared that with you single-family property owners um can have can get up to a hundred thousand dollars as a zero interest deferred loan as long as they're living in the property um we don't do that with um landlords landlords can get up to 11 000 per unit um and again paul is not with us but i have a bunch of information from him and i'm happy to turn you um to put you in touch with him if you need to talk with him i want to take a minute here to talk about property owners under order and if you don't know what that means good you're you're fine um what happens if a child has been poisoned in one of that lives in one of your apartments and the state has determined that the child has an elevated level they've paid you a visit they've determined that there are hazards in your building you have then an order to obey the state requires you to abate the property um we're happy to deal with property owners under order in fact we want to because we want to help you we know that these are situations where um you know our money is needed and our help is needed and we're happy to do that i just want to be clear with the of the rest of the folks that a property does not have to be under order to come through the sullivan county um lead program we're happy to work with anyone who would like to be proactive and get out there and uh and do the work ahead of time but in the case where a property is under order that's fine we're happy to help um with the laws that are changing in new hampshire landlords who might feel like oh no that's not me i don't have any problem i'm not under order you want to be careful because many more properties will be coming under order soon in new hampshire and and are right now going under order because the way the laws have changed we are testing many more children than we used to you know in order for a property to go under order a child has to be identified as having an elevated blood lead level being lead poisoned in that apartment well a couple of years ago we were only testing 20 of our kids in new hampshire so not that many kids were getting tested right one out of five so not that many kids were going uh we're getting the levels we're you know we weren't getting that data and those properties were not getting put under order but now with our new law that passed a couple of years ago senate bill 247 we are testing every child at age one and age two at their well child visit so if you're a landlord and you've got apartments that you you're thinking well you know i've had kids in those apartments for 30 years and i haven't had any trouble well trouble might be you know might be at your door any minute now because those children those families who never were tested before may be getting tested you know any minute when they go to their well child visit and then you'll be getting one of those letters saying hey someone who lives in your building has tested above the level and will be paying you a visit um also we are dropping the level we consider poisoned and so it doesn't you know the numbers don't really matter if you're not familiar with uh with the lead world but we but we test uh blood we test a child's blood and we determine how much lead is in their blood and so you know when i started this business it was 20 right there was oh there was a level of 20 considered poisoned a few years ago it dropped down to 10. and then last in 2019 it dropped down to 7.5 july of this year it drops down to five so children who were not considered poisoned before are going to be now so a property owner might have tenants or children in their building they don't even know their lead level might be six or seven if they were tested today they're not considered poisoned but in a couple of months they will be so your liability as a landlord is definitely increasing depending on how you look at this that's a bad thing maybe if you're a landlord and you're worried about it it's a great thing for those of us who are worried about the kids right we're testing the kids and we're finding out who needs our help and who and hopefully we're getting those children while their levels are still low enough that we can help them before they have some permanent injuries and permanent brain damage so so get proactive landlords that's all i can say get proactive if you're not under order great you don't want to be under order right it's a lot calmer if you're not i mean i love our my friends at the state but it's it's a lot plumber if you don't have them sort of you know chasing you with timelines and paperwork and deadlines and you can just take care of your properties proactively yourself and we will help you so the class um if you were under order or uh you had a property and you suddenly had to go in and do a lead inspection we call it a lead inspection risk assessment because once it's under order particularly it's a very extensive investigation you have to go through not just a lead inspection but dust wipes and soil samples and and a work scope is developed and here's how you know the the abatement rules we have to follow to get this work done that inspection alone might cost you between 1500 and two thousand per unit right so again a ten unit building you could spend twenty thousand just on inspections you haven't done any work yet and then hud says on average you can assume it will cost you ten thousand dollars a unit to abate so if you have a three family property you might spend forty five hundred five thousand six thousand on on inspections and then you might spend another thirty thousand thirty five thousand on abatement and you haven't done the outside yet it could easily run you fifty thousand dollars and i would be willing to bet that most you know small landlords that have a three family building a five family building they don't have a spare fifty thousand dollars sitting in the bank for this kind of a problem so we are here to help with that we will do properties under order or not but i would encourage you not to wait let's get proactive about it you don't want to be under order now if you're a tenant or if you those of you who have to talk to tenants about this the landlord asks them to fill out an application theirs is a little bit you know it's a little bit less because they don't have to do all the you know mortgage and all that kind of stuff but they do have to provide their income so they have to say who lives in the house and how much money do they make because this is based on their income i was saying earlier hud doesn't care that much about the financial situation of the landlord but they sure do care about who lives in the house who are the people that we're helping so they want to know are their children under sex what are the blood lead levels of those kids and how much money does the family make if the family makes too much we will not be able to give you funding for that unit so this is something we can talk about and uh and see like i said it doesn't they don't have to be real low income and we can't just take an estimate we need paycheck stocks tax returns that kind of stuff and if there are children under six we need their blood lead level or we need parents to say in writing not i want to give you that information because it's a private medical it matters they don't have to give it to us so we will ask you for this information we will help explain to your tenants why we need it and we'll help you to get the information from them and there are lots of different ways we can we can explain to them what we need and why and in some cases you know things get complicated people are self-employed and they have different income sources we can work through all of that we've been doing this a long time we know how to make it work um so healthy homes we ask the tenants to tell us what do they notice are they cold in the house do they see evidence of pests you know are they worried about mold growing in their bathroom or anything we can we can we can deal with a lot of different things besides lead so this is why it's exciting to work with tenants because we really can make their property safer and in many ways nicer for them let me talk about investors for a minute now now regulatory folks don't you don't have to listen to this part we're not about helping people make money but it happens that way sometimes right so i'm an mba i taught college business courses for 30 years before i got involved in lead so i know that investors really make this program work you know it's about it's about money show me the money where else can an investor get zero percent loan money or grants or deferred payment by the way you know not only we're going to give you the money at zero percent but you don't have to pay it back until you decide to sell the property this is an amazing opportunity for investors and we don't talk about that much in the lead world because we like to think oh we're doing this for you know the good of the children and the good of the community and we don't think about private business people making money but the reality is they do on both sides of the fence contractors build big business doing this with us sometimes and do very well and investor property owners can do very well also there's not so so that's not a problem as long as we crunch the numbers and we make sure it works for everybody obviously we can i can help you do that and we can look at it and obviously this can work for an investor who who gets essentially rehab work done on that they don't have to pay for for now they might have to pay for it later so i encourage investors don't be afraid of this program take a look at it get educated get certified there's free training available we call it lead abatement but many of you would call it rehab right and it's not just rehab it's a special kind of rehab called lead abatement but look at the kind of things we do these are the same kinds of things that you do and you pay to do it why not do it on our money why not let us replace the windows and do the vinyl siding and do the baseboard and and then you have money left to i don't know add a washer and dryer or pave the parking lot or you know whatever else there is that needs to be done on your properties we can improve properties for the community as well as for the individual um investor and the individual homeowner all right so what's the catch there's a catch it's not all easy i want to be really upfront with you about this um i'm a landlord too so i get this one of the things that's a little difficult sometimes is relocation people cannot be in the building while we're doing this work we can't we have to put them somewhere safe the property owner is ultimately responsible for making sure that we have a safe place to put these folks while the work is being done but we have money we have money in our budget to help you with that and and i don't know what that will look like yet we have to look at it on a case-by-case basis maybe you have a vacant apartment that we can set up and we can rotate people through that or maybe we end up with hotels i don't really know yet it depends on your situation but i'm good at this and i can help you with this so we'll make this work the other touch is you can't do the work yourself with these funds often we will have a property owner who says i'm a contractor or i do all my own maintenance so pay me and i can i can make this work we can't do that hud sees that as a conflict of interest a separate contractor must be hired to do this work so maybe you have a separate company that you work with and we can work through them maybe we we put it out and and to bid and there's blind bids and you know maybe a company that you have an interest in might still win the bid but but we can't guarantee that and we can't um we can't sort of bend the rules to make that happen so talk with me about it no promises we'll do the best we can to work with you one key is you have to be a state of new hampshire abatement certified contractors that means you've taken a three or four day class many people say i've taken that one day lead class i'm certified yeah that's called rrp and that's great renovate repair and paint you need that too but that's not enough for this program so if you're not abatement certified talk with us we can we have funds to get you certified there's lots of classes around the state we can connect you with um and we can get that work done so you but you need that certification um anybody who's doing work so you have a contractor you like to work with you say hey why don't you you know get in this program and then you can bid on our property or whatever great but they need that certification first another sort of uh catch for property owners maybe is you have to disclose what you know and that's what molly was saying earlier this is what epa does right federal disclosure if you know there's lead in the building you must tell your tenants and you must tell anybody whose perspective uh purchase of this you know you're gonna sell the building at some point you have to let them know that there's lead there and where it is so once we do an inspection for you which we do the inspection for free right you don't pay for it but once we do the inspection for you and we provide you with a copy of that inspection now you know now you are you must disclose and the fines if you don't are very steep so you need to know that this is a this could be perceived as a downside by a landlord right and then the last thing and this is true for all of the people all the property owners on the call whether you're a single family home or an investor um we're not remodeling that's not the purpose of this program maybe it'll be nicer when we're done but that's not the goal the goal is safer right and so uh we would hope that we're going to be able to make you very happy with the end result and you're going to love the property when we're done but that's not a guarantee what's a guarantee is the lead hazards will be gone permanently covered or removed so we will work with you to to try to make it um you know to make everyone happy with the end result but it's not a remodeling program that's really not what it's about i will say this much and then i'm done and i'll take questions when this program works it works for everybody this is an amazing program when the pieces come together contractors in the community get more work communities get to improve their tax base and reduce the number of vacant and derelict buildings because we can fix them up we create safe and affordable housing in the community landlords get help you know maintaining and improving the properties single-family homeowners get improvements they might not be able to afford i mean up to a hundred thousand dollars in zero interest money i mean we can really help a property owner take good care of their property and make it safe and uh and also um more comfortable for them to live in tenants get a safer place to live kids get a safer place to live and that's really the most important thing and all of us benefit from that so i have i'm happy to take questions now or later this is the contact information for everybody that we've talked about um in our program on our team here you can certainly um call one of us or text us or email us later but also i'm happy to take questions now and this recording will be up on the sullivan county website tomorrow so people will be able to come and listen to this presentation so we've got questions hi kate um just a question here regarding the um tenant certification so that's done on an annual basis um you mean income income yeah no only once oh okay and then for three years just any new tenant that comes in they don't actually yeah we don't actually even check that all we ask is that in as part of your compliance you sign a document saying that you are marketing to low moderate income families with children we don't actually check their income okay all right and then the um rent increases so it's it's capped at three percent per year for the compliance period no for the entire compliance period higher compliance okay yeah so make sure your rents are at a place that you're comfortable with before you come into the program don't come into the program assuming that you'll raise them because you won't you won't be able to okay for three years i mean you can but only three percent over the whole three years okay thank you sure yeah that was a little bit confusing to me too that um it looked like on the application that we would need to verify income for three years afterwards and so i was kind of no that's not um that's not a requirement we we only ask you to sign a statement saying that you are marketing to low mod income families with housing and that's a fair housing regulation we determined that you have income qualifying tenants when we first come in and we we really don't um have the ability to track it after that it just gets too cumbersome we you know we know that it was that the property was uh available to low mod income families we know your marketing to low mod income families and honestly we've found that enough in many cases that's neighborhood dependent anyway you know it's either there's a market rent in your neighborhood and that's what you're going to be able to charge realistically and then i had another question um we have a little bit of a unique situation because we bought a multi-family house that is under order uh for lead abatements but but we also live here in one of the units right now so i'm just not sure you know what we would qualify um as far as i guess the big difference was the uh zero percent interest loan um and it's also currently designated as a single family because it's under order i understand it so your either maximum uh zero percent interest loan is much higher for a single family right you can get up to a hundred thousand so unless you had some reason to to want to revert to a multi-family i would think through the process of working with us at least you would want to keep it single-family which is also what you need to stay in compliance with the state right well it's not it's not that it's a single family it's that it's a multi-family with with uh vacant units so it's still a multi-family it's just we're an owner occupied multi-family with vacant unit i understand so your your zero interest loan max would be 11 000 a unit okay yeah was that the question or was there something yeah yeah that was pretty much it i guess just which one do we fall into yeah yes yeah it would be it would be 11 000 per unit for however many units you have okay you have a question in the chat thank you can you tell me what it says yep um the question is how long does it take to start once we have applied with the documents hmm that's a big question isn't it um i would say uh so when you have an application that's been approved right we've checked your income all that kind of stuff it's been approved and we're ready to go you'll have an inspection within a couple of weeks i would say and um and then a contractor bid walk another couple weeks after that assuming it you know takes a little bit to choose the contractor 60 days or so after your application is approved before work is actually starting is that what you is that what you meant that's not someone that we've heard from verbally so i don't know if they can or not it's okay yeah hopefully that's and she can pop in the chat if there's if there's any other questions but hopefully that's the answer so before before work is actually being done i would say about two months but maybe a little less it depends on yeah it depends on a lot of things how quickly we get tenant information back all that kind of stuff anything else i had a quick question as far as like when you apply for the program and you're approved like if they come in and inspect it they find lead like they're gonna continue with the work right it's not like oh we found lead and then you're not approved for the program and then you like have to disclose that there's lead now and then you deal with the abatement like i guess i'm just a little concerned about that dana right yes yeah i totally get it um no we we want to help you because there's lead right okay we want the lid yeah so yeah no problem and actually work no work would start until after the inspection is over anyway okay so from the inspection we develop a work scope okay perfect thank you sure anybody else samantha um do you do you have um online the charts for for income restrictions and all that yes right now if you go to the sullivan county website and you'll see a tab at the top for programs and then you'll see the led hazard control and healthy homes program and then you'll scroll down to the owner section and it will it will say you know click here for an owner application and that has the income charts right in it and i'm happy to answer any questions you have about that and remember this is nothing to do with you as an owner unless you are also a tenant we don't care about the owner's income unless they're also a tenant an occupant okay i am also attending mine okay um another question about that is the the lead paint that i am aware of is on the outside of the house on the porches um i've disclosed it to my tenants because i i got one of those little kits and tested it um but to when that is being remediated do we have to leave the house since it's purely on the exterior it really depends on the situation we would have to look at it um the short answer is probably not as long as there's a what we call a safe passage as long as there's a way that we can get you in and out of the building safely without having you know to pass through the area where we're creating lead dust as long as you you know the windows are closed all that kind of stuff it really depends on the situation we would prefer not to have anybody in the building but you know we'll we'll have to work with you private each individual case we certainly can't do any work on the interior when you're there but sometimes exterior work can happen when folks are there sorry i can be more specific if we talk privately or if i ome see the property sure yeah i'll give you a call sometime right my contact information is all on the sullivan county website as well thank you you're welcome last call anybody else just one more question about tenant relocation you said something about a safe house or something like that that you guys available is it several units or how how does that work yeah typically i mean we're we're still figuring that out because it really is dependent on the project right so if we had uh say in claremont enough units where it made sense we would rent an apartment or a couple of apartments um just to cycle people through and we would you know keep them cleaned and all that kind of stuff but um we might not if it didn't if it didn't make sense you know like if um if we couldn't their people live too far away then we might do hotels or something so it's kind of a case-by-case basis but we have funds to to cover the cost of them okay thank you so in a situation like yours kevin we might even find that you had a couple of apartments that we could use that the program could use you know that were close to the ones we were working on and people could cycle through and then the program could pay you rent for those or something we could we can talk about that okay great yeah i just had one more quick question too this is dana again so obviously because i don't own the home yet is there a certain time frame that this application period is open for new home buyers in the area until we run out of money okay good answer got it depends on how fast people come to the table no we have um this is supposed to be a three and a half year program my best guess the way things are looking i bet we're going to run out of money in two years that would be my guess but you've got a few months anyway perfect thank you sure anybody uh from beverly or molly or anybody from sullivan county want to chime in at all here before we let people go i don't know that i have anything to add i think it's you did a really comprehensive job i'm psyched that it's getting started i'm very excited about that um i don't know if anybody ever have questions of me feel free to call me at public health about your property under order by your children who have elevated blood leads or anything beverly would you put your contact information in the chat i can that would be great actually if you don't mind just in case somebody wants to have a contact at the state you know that's sometimes an important thing yeah no problem at all uh another question go ahead ben and then molly okay um is it okay if i call you right after this i have a couple of questions i'd like to ask privately okay yeah give me give me 15 minutes or so after we're done here and then yeah sure molly hi um just i'll put my contact information in if anyone has questions about lead disclosure rule or the rrp rule thank you so much molly wow you all going to be glad you got here today right you have a contact at the state and a contact at epa um i i had a question about the uh you you mentioned earlier the 10 owner uh matching and how that there are some funds available for that and so yeah just just speaking to people in the community about this program you know i i could see how that would be an issue so so uh do you mind just just you know getting more into that no i don't mind getting more into it but i'm not sure uh how far along we are in some of these negotiations i don't know derek are you still on the call you may not be i'm not sure he may have been all the way um so so we're looking into other funding sources that the county has um that will be able to help folks with the match also that uh 10 i mean that um zero interest loan money that i talked about from new hampshire housing that can be used as match yeah so we do we said we have two sources basically one that we know for sure we have which is that um new hampshire housing loan money and the other one which we're working on which is a county-based um tax credit drive and we'll see how that plays out but we're i'm pretty confident that we're going to i mean we already have some money and i'm pretty confident that we're going to have enough um that it's not going to be an issue um but but let's yeah let's keep in touch privately about that also um and in your case i think you have another funding source right that we that we talked about that we can use anything as long as it's not federal money we can use other like charitable sources from the community so um so we've got a lot of support and a lot of people interested in this program i feel pretty confident that nobody is going to be turned away because they can't make the match happen we're if that was an important part of what claremont and then sullivan county wanted to do right from the beginning was not force people into that 10 match so i'm pretty confident we can do it kind of piggybacking on that too so if as a first-time homebuyer i'm also eligible for like the new hampshire tax credit would that default me from being able to be the 100 percent zero deferred okay 100 whatever it is the 100 zero deferred loan like would that not allow me to qualify for that i don't think that has any impact but let me look at that privately with you um submit your application are you working on an application i will once once i close because i need that proof of that you know what even if you haven't closed yet fill out the parts you can oh cool okay yeah and just shoot me an email um and let me work with you on that because i think i don't think it's a problem at all but i just need to make sure yeah absolutely thank you sure is that everything i think if anybody did not get a question answered please reach out to me afterwards and i'm happy to talk and i'm so excited that you're all here thank you thank you i'm going to call it done then thank you very much everyone appreciate your good night time night