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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
Who to sign documents?
Do I need to show proof of residency to buy a home?
Where can I get information about mortgages and home loans?
My bank told me that they require documentation to purchase a home. How can I get this?
What if I want to refinance my loan or put in a lump sum with the bank, but I want documentation from my home purchase?
The documents to sign to buy a home
Where can I get information about mortgages and home loans?
There may be times when we require documents, either because your loan involves a new construction or there have been some changes to your loan (for example if you changed lenders).
If our bank requires you to take out additional evidence, they may refer you to the relevant person responsible for obtaining documents, usually the Head of Home Loans.
Where you can get information about mortgages and home loans, please see the section on mortgage information below.
What if I want to refinance my loan or put in a lump sum with the bank, but I want documentation from my home purchase?
The documentation we normally require is to confirm you are a British citizen or settled person.
You can usually get this form from your lender or a housing association. There are sometimes circumstances where additional documentation, eg a passport or driving license may be needed. Please contact your bank or housing association about the details you need.
What if I want to have my mortgage paid with a lump sum? I would like to have it paid to me in cash and no one to pay...
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