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oh all right our Florence deployed insurance warriors I would like to say on young one I thought I was getting deployed however I found out being called to go to orientations certifications and among and feeling excuse me filling out paperwork among other things does not necessarily mean you're actually deployed yet well then I didn't know that your deployments can get canceled before you even get gone I do have some friends who are currently working for big blue and they have ex I'm sorry that big blue they are out working with the grid now their assignments are good they're still doing orientation what I was told was that the assignment changed because there wasn't as much wind damage with this hurricane and they're not so they're not gonna need as many property field adjusters however there was a lot of flooding in fact let me show you something so those are some of my pictures from the field Florence the hurricane I also do like forcing a machine that's why I came up so if you look North Carolina Governor warns of epic inland flooding as it happened okay I don't know what that last part means but look at this one over here 15 minutes reported ago some returned to areas damaged in Florence well this is good that people are returning because when people return they called our insurance company they file claims now you can see in some of these videos that wait I'm sorry you can't see this can you all right so yeah North Carolina Governor warns of epic flooding inland philic flooding let's see what else we have here you can donate unfortunately some people have circum days of flooding ahead in the Carolina and storm leaves you can see that was reported just 40 minutes ago so five day to chocolate with storm is flooding and surges continue so I believe the surge is like water come in let's go to the news real quick so the reason why I'm reporting this is because I had my NFIP certification which means although my assignment did get canceled I'll be able to get flood flood claims fluffly pays more anyway so I'm not I'm actually it's actually good news I wonder if that's real that water right there but you can see tropical storm Florence is crawling across South Carolina and causing catastrophic flooding so I do have my flood but not everybody has flood insurance so we'll see how it goes all right so as I prepare for my first deployment I do want to show you a couple videos now did this is my like fourth time recording this video because there were too many too much noise in the background so I hope you can see everything I'm doing I'm really trying to do it on the fly here but since I have a couple extra day they decided to repost this video but you can first see my own oh I guess like I will start in the pack so I'll put some food together okay so turn that volume down so hopefully you can hear me pretty well all right so you can see I start to put food right there I plan on cooking there's a crock pot behind me I don't know if you can see that however I found one in the garage so I am preparing that I also show you what I'm doing inside my car because I have a hatchback but it's still a smaller car some people would think oh I need to go get a truck now I don't believe you will need to I met the guy who taught my rope and harness course who's been doing it Justin for at least a decade he has a Kia sedate sedate deck Benza card Enza I think the car is called something by Kia is four-door and he does rope and learn the harness so I'm not sure where his letter e is how he does what he does but he does it where's the other video I wanted to show you up right here this is a quick video it just shows my car you can see the hatch opening and how I fold it the seats down yeah I'm ready the little crock-pot that I had I wanted to use so that I could have my meals oh I don't like really eating at night so I was thinking about starting a crock-pot at night and then letting the smell of food help wake me up because I'm not an early bird either so I do have a crock pot that video is over now I don't have a video of it though so nevermind anyway let's get to what we're here to get to and how I'm preparing now on this video it's a little out of date because I made it five days ago over this PowerPoint is anyway and I mean I'm just I don't have that much time people 115 115 food adjusters needed that's why we got me excited that was Monday oh I called up best are is and neighbor ready for me excited for me but did you know they only wanted me to do auto at first I held out I made sure that I could wait until the property was available and I did that so I was able to increase my pay by a lot by about $17 an hour so here's what we're going to do today we're going to focus on how to becoming an independent adjuster what I'm doing now at least how I did it what I'm doing now how much money I'm making what I've learned so far my trainings and certifications and my supplies okay so I'm a Claims Manager for a restoration company I've been working for about six weeks in my claim total is actually closer to about six thousand now because I closed claim today it's very easy very very easy I get to help a lot of people people just don't know about insurance so I get to tell them about how there earned with they're paying for month by month decade after decade is going to finally help them and not just take money from them as I stated before they were winning me to come in and do auto claims Auto page about to a pays $25 an hour you also get overtime so if you only work 40 hours at $25 an hour you will make about a thousand bucks however because you have that overtime just 20 well know if you work about 70 hours a week that's gonna be 11 hour days for seven days you will make about $2,100 a week could you make mm I don't know about you but I know that I would be happy to meet mm all right so property page 350 to 650 a day that's really on the low end because you're gonna get about three claims a day so each claim is gonna pay about 350 if you you know if they have them there for you but you're guaranteed at least at least what I was told you're guaranteed that 10 hours so even if you don't have enough claims to there would suffice in you making like if you do have enough claims to make what your which you would your daily rate they'll take that hourly and bump it so like you know they will take it to matches so you not losing out on money they're really good about that well I mean I don't know how good they are only been in the industry in a short time and I haven't worked with this I am so we'll see how it goes the paperwork is more though when you do when you do a buy fee schedule I have a video about fee schedules and how much other positions pay here are the challenges will be coming to Diane do your expenses are very high I personally spent $400 just on that rope and harness course I took that was just one day the licenses gonna vary from let's say average maybe is about 115 because they're some that are really really high there are some myths about 15 bucks Michigan is $15 I might get apply for Michigan I know I'm going to apply for some of the Caribbeans if I'm able to just I know I don't want to work in a super super cold and the Caribbean seem to get hurricanes later in the year if you look at the one that hit I think Porto Rico last year that came later lots of paperwork I cry over paperwork I hate paperwork paperwork is work it's the worst huh follow-up is also bad the combination of the two is just you get a lot of kicks backs because maybe this wasn't right you did put this incorrectly hopefully you're not having to go back and talk to the homeowner which is like not only embarrassing but frustrating time wasting time consuming I get rained can you just feel me talking about it so I really want to move on but it is challenging and it does cost to get in is don't put your day job just because you got your license I didn't have a day job so I got pretty lucky I got pretty lucky to be able to find work so quickly here are my certifications in training I am State Farm auto now also property certified they did an emergency training there is a property course that I took it's kind of like one of those bootcamp courses out there that's going to be recognized throughout the industry I would like to get my drone certification next because they're paying high premium and homeowners are being asked about it yes they are so they're being asked if they if their insurance company can use a drone over their house insurance companies pay a lot to adjuster so if that's something that they can save on and use latter assist instead then you can very well do that but they do want you to be rope and harness as certified to do the rope to do become a rope a harness field property adjuster anyway I have my national flood insurance policy certification that is national federal program so I don't have to worry about the different licenses if it's a flood Oklahoma it's a flood in Burma I could work either one without having an additional license I do have however have an IE license to be able to work in South Carolina Georgia Florida Mississippi and Texas I'm thinking about going for Louisiana haven't really decided on it yet I figure something hit Louisiana Mississippi is bound to be affected and I figure something hits Alabama Mississippi or Florida is bound to be it's affected so I think I'm okay right now I kind of have a good you know my markings I'm you doing mine strategically some people just go for the whole coast which is fine I will apply for more later as my income allows I think that's Oh so here are the supplies I have which have changed because I no longer have the ladder I don't need it the clipboard apps and first-aid kit I still have I still have gloves and when I mean gloves I'm talking about fit gloves to keep your hands germ-free so like okay wait a minute Vic loves for to keep your hands nice when you're on the hot roof then I have gloves that are more medical gloves because I'm gonna be crawling in and out of places I don't want to be touching a lot of stuff I mean yeah see my nails right I just want to keep them as nice I like to keep my hands clean I touched my face and eat what my hands so property adjusting is a dirty job but it pays we are here are some other apps I downloaded did I even touch on the apps in this other 101 this four-seat is very good you take a picture it categorizes your spending for you automatically it's gonna help with tax time it also helps to see which are spending money on from where and what gouri's food gas dining health and spa it was such a thing get waze waze is really really good about putting up information about road closures and just traffic in general I put it on no matter where I'm going even if I've been there before some adjusting apps that I use I use Google Voice camScanner and pitch gauge miles like cute miles like you it is going to be great again if you are going to be filing your taxes you want to be able to claim those miles and it does it for you automatically so you don't have to worry about going back and forth in it however you do have to maybe at the end of the day put okay these drives were all for work for the most part in this job almost all your drives you're going to be for work so you could probably just say okay Thursday these all this driving was for work and then you not look at it until next week when you take a day off and say okay today's driving was personal I'll put that under a different category for miles like you other than that it's a Saturday forget it to pitch gauge some some people are okay and when I say people I'm a I a firms and when I say ia firms are really mean insurance companies some of them are okay what you have in the pitch gauge app some of them want you to get the actual physical pitch gauge here are some other supplies I need to get I don't need to shingle gauge so much but I still need food I still need food and water still need khakis I'll get a son buy sunglasses and things of that nature tool belt chalk hundred bucks in cash there's probably some other stuff I need there is a list the point of deployment list somebody said get about 14 days worth of clothes ready so let me actually type that in real quick because I don't want you to see you have 14 days were for clothes because you'll be going a long time and they said you don't want to be spending your whole life front of a washing machine okay let me just change the color and then I'll pose this out front okay so 14 days of clothes to edit oh wait yeah you can see that okay uh next okay now I'm done now what however my to-do list I still have so many things at the time of making the original video I still had to go get my certifications those are not completed I still had to pack that is not completed there's a lot of paperwork I need to make sure it's filled out document sent in identifications background checks all sent through to the right teams so that I can be on the roster in ready mode you don't want to be on hard mode because they will skip past you I've caught this one ia firm about 15 times to make sure my IDs went through they just keep calling I send the emails telling me that it's not ready it's not helpful when you when you like me you're ready to bang and boom and shake and it just claims all right well I think I'm done for the day here if you have comments please write them in or if you have questions please write them in the comment box I'm telling you let me tell you to the training I did for property last night was so incredibly intensive I cried like five times I mean I almost quit okay and I'm a strong person like it was just so mentally exhausting we were there for from 7:00 it's the sign-in started at 7:00 a.m. I got there by 8:00 a.m. I didn't leave until like nine o'clock I mean and they only gave you one lunch break I mean I almost cried I just couldn't with them I couldn't I didn't even say to see if my answers were right I was just so upset I was just like no leave us alone like kill me already but you know it'll be worth it so that's all I have for you today as I was saying I really hope these videos are helping just really just give me insight I don't see anything else out there I know I have mad questions take a look at my video about how independent adjusting firms or IAS themselves get paid and that'll probably just keep you going and motivated I know it helped me out a lot okay until next time talk to you soon