Collaborate on Collection Letter for Past Due Invoices for it with Ease Using airSlate SignNow

Collection letter for past due invoices for IT

[Music] chrissy is with us in vegas hi chrissy welcome to the ramsay show hi dave hey what's up how are you good how can i help um okay so i'm on the collection portion of my dead snowball um and um i just wanted to know how i'm supposed to tackle it because none of these um places are actually like contacting me or anything it's most of them are like two years or more so i only have their address and then one of them is also an amex that's not on my credit report anymore so i just want to know how to tackle them because i have all the money already to pay them okay good and you don't have any debts that are active only old debts that are in collection that's correct okay list them as best you understand the balances smallest to largest contact the smallest one and find out what you can settle that for because you may think it's a thousand dollars and they may have run it up to three thousand and you'll have to negotiate and get it back down to a thousand uh what if they don't have a number it's only an address on the credit report you got to find them gotcha just jump online and start looking for a number they're out there they got a phone number gotcha okay and for the emacs that's not on my credit report anymore same thing it doesn't matter if it's on your credit bureau report or not you still owe it got it and they can still come sue you got it so so here's the rule okay call them and they're going to act like that all of a sudden they're they're uh going to get aggressive which is humorous considering they haven't even contacted you in years right but they're all sudden going to go and you're going to go no no no no no so it's not a thousand it's 3 000 now well i'm not paying 3 000. i i have a thousand dollars that says you'll take it and and you negotiate with them and they say okay we'll take a thousand dollars then you have to get that in writing say in writing chrissy christie in writing if it's not in writing it didn't happen when you're dealing with collectors you can tell they're lying if their mouth is moving it's a scummy business okay in writing and then do not give them electronic access to your regular checking account because they'll step in there and clean your butt out okay okay so you in writing and you can do a wire transfer or a prepaid debit card or something else but no electronic access to your checking account do not let them have get into your account because they'll pull 3000 out after you agree to a thousand and you're gonna have trouble getting it back right so in writing no electronic access to checking account how many of these debts are there um just three and oh it's actually four including that you mix okay good luck cause it's gonna be a hassle it's not gonna be it's not gonna be like one phone call and it's done you're going to have to argue with them and call them back and hang up on them and they're going to call you and it's just going to be a mess do not give them a bunch of information on you where do you work none of your business i'm here on the phone trying to give you money that's all you need to know you got it and you listen i i know you're you're a sweet person i can tell by talking to you i need the not sweet version of you on the phone with them okay okay because they're gonna be nasty now you don't have to be nasty but i mean you got to be tough you with me yeah okay in writing no electronic access to your checking account that's how you do this stuff