How do i industry sign banking oklahoma form now
wow I didn't even have to cling glass or do anything Wow number one thing I need to ask everybody to do if you have a cell phone or a smartphone please turn them off I do have some very big faculty in the audience disperse the crowd if your phone goes off and starts ringing they noted to abscond it okay they're going to take off with it good evening my name is Paul Barrett on the Dean of the College of Business and Economics here at longwood welcome you to the first of four executive residence programs this academic year with the college's mission of preparing students to be tomorrow's citizen leaders we cannot think of a better way to help us accomplish this mission than to bring to campus some of the most effective values based leaders in the world tonight's guest speaker is truly a remarkable business leader in every sense of the word and we feel very fortunate to heaven with us our executive resident in residence program began in the early 1990s and it continues to be an important learning tool for our students and the rest of us who consider ourselves students for life with the theme of this year's series leadership and innovation we will be learning more about how the great melting pot known as the United States of America continues to empower organizations that provide creative leadership across the globe in this regard tonight's speaker well-dressed the topic arts business creativity tonight's event is sponsored by Barrett Capital Management and suntrust bank and we thank these gracious sponsors for bringing the most distinguished in influential leaders to longwood like tonight's speaker we get to share their experiences and insights on innovation and finance and service and corporate responsibility including the protection of the most precious of all of our organizational assets the human capital and the human spirit that deserves respect and the right to live independent lives everywhere throughout the world when I think of our speaker this evening I am reminded of the remarks made by daniel pink the independent thinker of politics business economic society and the author of the best-selling book a whole new mind held by many for his profound yet practical forecast on how people can unleash their left brain and right brain skills to succeed in this turbulent economic environment mr. pink said this and I open with a quote there are two kinds of people in the world but those who believe that everything can be divided into two chaotic categories and the rest of you human beings somehow seem naturally inclined to see life in pairs East versus West logic vs emotion left versus right and I end quote so then just what separates effective leaders from the also Ran's as mr. pink pointed out it is often just two things number one it is the integration of the pairs the integration of the logic left-brain thinking and creativity right brain thinking and secondly it is the expectation of out-of-the-box results sometimes referred to as a practice of innovation tonight's guest speaker is an incredible example of an executive who has clearly embraced the power of creativity and how it can change lives and society as a whole for the better he is a leader that I know from our conversations has led a vast array of organizations that i would say nurse the mind the body and the soul of their constituents let me name just a few he has served on the boards of the Oklahoma school of science and math foundation the americas for the arts the national arts policy roundtable the american indian cultural center and museum foundation in one of my favorites the national cowboy & western heritage museum and in doing this he has demonstrated a high level of curve and by this i mean that our speaker tonight is not afraid to break through the glass ceiling that many believe exists a Daniel pink business versus the Arts no tonight's leader has consistently integrated vision with an unwavering commitment to develop highly functional business and art alliances so we have an armistice evening a real left brain right brain thinker and he is a leader about to share his wisdom with us and I thank him in advance for sharing a story and insights with us this evening but before our speakers introduce I'd like to recognize a couple people particularly our financial sponsors for tonight's program please stand briefly from Barrett capital management we have with us David Barrett CEO and damaris thermal investment analyst thank you both for being here this evening I'd also like to recognize someone who is our very own resident creative leader who is building a similar set of diverse alliances all across campus we have with us this evening and is you stand briefly the president of Longwood University General Patrick Finnegan I would also like to recognize a student sponsoring Association for tonight's event will the members of the Lancer student investment fund group please stand all right they continue to beat the professional asset managers year after year okay thank you guys for coming finally is my pleasure to present to you an individual who actually will introduce our guest speaker this evening the Stephanie Roddenberry is a senior standout from course in Virginia who will be completing the bachelor of science and business administration degree in finance this December in just a few months as president of the Lancer student investment fund she has been working tirelessly to manage the activities of this association and her commitments to the Dean Student Advisory Board she is also an honor student here at longwood and maintains an overall GPA of get ready four point oh she has worked as an office assistant Longwood's admissions office spent her summers and as an assistant examiner intern at the Federal Reserve Bank in Richmond and in her spare time she has held together the budgets and accounting as a vice president for finance for the delta sigma pi business fraternity stephanie is clearly an emerging leader representing the best of Longwood University and in its quest she is truly an authentic citizen leader please join me in welcoming welcoming to the podium miss Stephanie Roddenberry Thank You Dean Barrett born and raised in krull Texas our speaker tonight went on to earn his bachelors of business administration as well as his master's degree in economics at Texas Tech University soon after graduation he established himself as a valuable asset to the banking industry with his innovative ideas and his contributions after working for two other banks early in his career he purchased the majority of the National Bank of Commerce and ulta Oklahoma in 1985 now called MBC Oklahoma the bank has grown significantly both in and outside of Altus and he currently serves as the bank's chairman over the years he has established rapport within his community and his date he has served on over 30 boards and councils at the local state and national level in both banking arena and in areas of his personal interest within the banking industry he served as the chairman of the American Bankers Association from 2003 to 2004 and is also a past chairman of the Oklahoma Bankers Association community bankers council and the men bank capital corporation throughout the community he is active in supporting and promoting the Arts and currently serves as the president of creative Oklahoma incorporated and the treasurer of americans for the arts he was the recipient of the 2001 business and the arts leadership award and he was also recognized by Forbes magazine for his exceptional leadership vision and commitment to developing and encouraging business art alliances he was also inducted into the Oklahoma Hall of Fame in 2009 without further ado I present to you our speaker tonight mr. ken Ferguson thank you Stefan you google all that it's amazing valentina I didn't know who she was talking about the but i guess it was me it was amazing that we she mentioned the getting the forbes whatever it was awarded in fact it's going on tonight in New York the Americans the arts honors ten businesses for their commitment in arts and I got to do that a few years ago and part of this the deal is you go to dinner and we had ours at the Asian museum you've talked about you're going to museums and they put you on the fords yacht and you're going around the harbor and you may not know this but my wife Mary Ann who couldn't be here tonight and I were in the same high school class in Kroll Texas 2,000 people in the county and when we went on the date there was eighteen percent of the class that one car if we afford a wife the foot had a record wiped out the class but we were staying on the fork shot Christie hefter over just tons of people there and so we were looking at the statute of liberty and I said honey has it can you believe that two kids from Kroll Texas and your wildest imagination you believe would be standing here doing that and she looked at me and said ken you're not in my wildest imagination so it's a tough tough crowd to have and but thank you Stephanie and Paul thank you that was a very nice of you and it's really great to be here I do want to talk about the ABCs the arts business and creativity and how they fit together so that's what we're going to try to get through tonight I promised the heavy out of here but ten so we'll be okay I was in church two weeks ago and minister was talking about Ephesians 4 to know know if you know that verse or not but the digest of the verse is have tolerance for other people he was talking about lifestyles but I hope that you'll have tolerance for me tonight just in my presentation again i'm a country banker so not a public speaker but i hope to get through this tow the class today that I got into banking to save agriculture during my master's thesis I was studying agriculture and amount of capital it was flowing into the industry and determined there it was insufficient and agriculture was inefficient because of a lack of capital so I was naive leaves is single-handedly going to save agriculture and I thought the best way to do that is getting a bank they have the money so we get it to him I didn't know a banker never been didn't have any banking knowledge didn't know any banks or anything so I just decided I walked in 300 banks looking for a job one was crazy enough to finally hire me and I finally but I got in to the bay and I realized that agriculture was getting sufficient capital sometimes too much when they couldn't pay it back but it was it was a opening experience to get in a bank and I was very lucky to go to work for a banking upon the city that really believed in giving back and one of the things right after I got there oklahoma city's about a million three people in their united ways are very large and it were trying to expand it so they asked me to be a loaned executive of course after 10 years of the banking back on me an executive i said sure yeah i'll be happy to go do that but it was is amazing because I got to know people in the town I got to go to all of these agencies that the United Way supports they all have boards a lot of them are wealthy people so not knowing one person Oklahoma all of a sudden I was hopin ah being with the wealthiest people in Oklahoma so I think the bank got a good return on their investment and I got to do good and and get out there our little bank is is in altus and we were really a country bank we just have we're in five communities and we try to serve those communities in do we do loans old-fashioned way we loan you money and we expect you to pay it back and so we can loan it to somebody else and we try to make money off the margins sometimes it works sometimes it doesn't right and so that speaking of the other bankers there I noticed suntrust I didn't hear anybody here from suntrust but I wanted to say that that it takes all of us it takes a little Bank like me to make a loan to somebody who wants to start a business in the garage and it takes a bank like suntrust to to make a Turnpike loan or to make a water system loan or something that's enormous so it takes all of us but but I have a really sorry close to my heart he told me not to do that close to my heart is community banking because we're actually with the people and so that's what we try to do schmitz and I got the chair of the American Bankers Association there's 8,500 banks in American they all blonde American Bankers Association but the neat thing about that is they let you pick up a theme and my theme that I picked was banking as a ministry I didn't hear any chuckles so them as good but it is if you look in the dictionary ministry is to serve others and I think that's exactly what thanks do especially community banks whether it's a loan to buy a car to go to work alone to buy you home a startup business or get an education you know that's what we do every a all day long is to help others and I think it's just a wonderful thing our little bank has 140 employees we gave back forty five hundred hours last year to 114 nonprofits across the state and so it's amazing what you can do you don't have to have a lot of money you just have to have a willingness to serve into Guild and that's what we get to do maybe you notice when you're walking in it's going to tie this back to arts a little bit one of the things that we do is we've commissioned six pieces of public art around the state three of them at universities during that we've also raised five hundred thousand dollars for nonprofits around the state by selling buckets or small versions of the big piece so it's a win-win for the artists it's a win for the bank in the wind for the nonprofit that we get to do we nine years ago we started commissioning artist to paint a painting for the bank did that one reason is because I'm cheap we have each one of our bank presidents could do their own thing for holiday yes you know some of them gave briefcases and some gave turkeys and and so what we've decided to do was we commissioned one piece of art we asked the artist to do a limited edition print series and we do posters and postcards and so every customer that we have gets a piece of art it may be a postcard through the teller line or it may be a poster at the courthouse or the library and if you're a really good customer I'll frame that that limited edition and I'll hang it for you you know so it kind of depends on where you are but it's been a fun thing for us to do and again it separates our bank from other banks you probably realize that banking is almost a commodity now we all have the same checking accounts we all have the same debit cards credit cards is in service of course we'll separate is but by commissioning a piece of art our customers think of us is unique they think of us as original and that we're giving back to our communities they in August they start asking me who's the artist this year what's it going to look like what's it going to be so it's really been a good thing for us I think and we we do that a lot I mentioned that we bought the bank in 85 works from other banks and one of my old customers called me one day and said I want to sell my bank you know anybody else yeah I'd like to buy of course I had a house and college fund for jarrod and a college fund for his sister and that's all I had so I borrowed the money from them I paid them back and sold the house and then I went heavily in debt and bought this little Bank it was amazing right after that I went to a meeting in Norman Oklahoma the Academy state goals which is a think tank in Oklahoma it hired the Hudson Institute to look at Oklahoma and see what they would look like in the year twenty twenty I was a little late to the meeting I walked in and economist was there and he said well I have good news and bad news yeah I got that at home not long ago Marianne called me at work one day and said I have good news and bad news for you she said which one first I said well it's been a hard day at the bank I've had to foreclose on three widows and kick him out of their home and I said kidding me the good news first I really need it and she said well the airbag works in the car and so that was kind of what this economist was talking about he had a big slide just like this behind him and he had a red line from tulsa oklahoma city in oklahoma city to dallas he said i
you're in this red line you're going to prosper and do well if you're outside of this red line you're dead economically this world bank i bought was way outside that red line and of course I've gone into hock up to my eyeballs and I thought what am I going to do and so that's when I decided to try to get involved in statewide organizations you know under the theory that if you're not at the table it's your fault if your issues don't get brought up and so I wanted to be at the table in one of those tables was the State Chamber of Commerce and I ended up sharing the State Chamber of Commerce and I traveled all over the state visiting with local chambers and visiting with business groups and I just noticed that towns that had prosperous arts and cultural activities the town was booming and of course the reverse of that was true towns that had no cultural no arts activities their towns were dying said you know it's just something you noticed I didn't anything to back it up and so I also about that time our my US congressman had three military base and post in his district and so he was really big about going out and calling on defense contractors saying if you're going to build a plant anyway or if you're going to expand once you do it in my district and we did that would go to everywhere we go to California a lot because California has such strict economic or environmental laws and things so we thought Oklahoma would be attracted and I notice that every time we'd go into the CEO or chairman of these large corporation fortune 500s the they would ask about what can you do from our people they didn't ask about tax incentives they didn't ask about water which I thought was really important they didn't ask if we could build in the building they asked about you have a symphony do you have a higher education where our people can continue their education do you have arts do you have this and that was the first question so my idea was reinforced and I didn't have again didn't have anything to back it up but once I got involved with the Americans the Arts they have completed for economic impact stays in the arts both nonprofit arts and for-profit arts and now I have numbers to back it up money spent on the Arts come back to the community come back to the organization come back to the town multiple times in fact if you the dollar spend at any age National endowments the Arts gets returned 32 times in state local and federal taxes they give a dollar they get 32 back that's better than banking you know that's it's about the best thing you can do so they do that and so I've been involved with Americans for Arts for a long time and it's a wonderful organization I would encourage you to go online sign up membership is free arts USA org and we will put you on a cap Wiz and we'll alert you when there's something important going on in the arts at a federal level and so I'd encourage you to that also when I got involved with Americans hearts I'll learn more about arts education which I had not really paid a lot of attention to but I've seen studies now we're four years of Arts in high school equal another 50 points on both of your SATs the four years in high school of arts will tell me as an employer that you're more likely to finish the project that you're more likely to know how to work with other people you're more likely to respect others and you're obviously going to be very much more creative in what you do and so you're very more attractive to me as an employer we have a crisis in America right now in education we r 1 out of 3 hospital students that finish high school and of course it's worse in minority areas for than African Americans and Hispanics one out of two don't finish hospital on time but there was a national say 11 year study that looked at low income school districts and those were if the participating arts there were more likely to be higher academic achievers more likely to be elected a class officer more likely to participate in science and math fairs more likely to win awards in essays and poetry I really think that obviously education is important arts education is really important and those of what we can use to turn those numbers around I think obviously everybody in this room agrees education is important or he wouldn't be here again I was reminded of a story about how important was it was a guy about my age came home one day and his son was there sitting in the couch clicking channels he said son you gotta go get an education he said then why not need an education it's why i tell you said you know that big house up on the hill that rich lady that lives up there so that i had a job interview when I was about your age there so I go up to the interview and I finally got into seer and she asked me to raise my pant legs and turn around now I looked at her and she said I want to see what your ankles look like in stockings so for the uniform so I did and then she said show me your testimonials now son if I had had an education I might have got that job Ron someone got it but it's extremely important obviously every study I've seen has a direct relationship between the number of college degrees living in your state and the prosperity if you're safe it's so important and so we have to be able to do that and I believe that the arts education you do at the conference board which does a lot of surveys for the fortune 500 people the conference board two years ago did a survey of employers in seventy two percent of those employers said that creativity was the top skill that they're looking for eighty-five percent of them said they can find it I believe that the arts in education can play a role in living American education system forward so that we can actually be effective in the 21st century I think that arts equal creativity creativity is the process it's obviously not the end result it's not the symphony it's the act of writing the symphony it's not the masterpiece painting it's the act of creating that painting next month I'm going to attend a meeting in Northwest Arkansas where Alice Walton is opening her crystal bridges a new museum of american art it's already had a big impact economically there they have four-lane highways being built to the museum and her airport now has commercial traffic but the creative thing that mrs. Walton has done is the way she's acquired art of course she buys tons of it and she and her curator have an idea of what's important but sometimes she can't buy what she wants it belongs to university or it belongs to the library and they either do the river gave them they can't sell it or they just don't want to sell it they've owned this long but they desperately need the money so she's devised a system where she will buy these of the art and so she gets to take it to her museum for six months or nine months the library of the university gets to show it in their place for six or nine months so it's really a win-win for everybody the art is seen by more people she has highlighted its importance that piece the error or a genre or whatever it is so I think it's really creative and may change the way museums acquire art and show art in the future it was a I think it's definitely mentioned that I chaired the Oklahoma creative pink that's a creative district there's 13 creative districts in the united states of being in the world oklahoma is only one in north america there's most of them are in europe and asia they're all sponsored by government and there they're all have to do with commerce we took a different approach we wanted to look at creativity from culture from education hand from commerce so that's why we did and we hosted the world creativity forum we had 17 countries there we had 27 hundred participants and of course people from all over the world were blown away with our Native American experience that welcomed and close it but the speakers there was just unbelievable about what they were looking at one guy turned his body into a computer you know it was just unbelievable stuff but what I was most proud of is that it the results of this we are now starting a creative network where Oklahoma in Wisconsin in New Jersey or gathering together to create and support this creative network we want to highlight creativity we want to show it we want to bring spotlights on it and so things that are really neat and we can share ideas among us so I hope Virginia will join us as a state in this creative network it's really important Oklahoma I forgot who said that he's overlooked sometimes it's one of those flyover States you know that but it's really right in the middle it's in fact if you draw a line from Seattle to Miami San Diego to New York it crosses somewhere the hell up in Kansas but we're still the middle of everything you know it's really great and we're doing fun things we have a new thing called the Academy of contemporary music there's two others in the United States but they're both private this one is affiliated with the University of Central Oklahoma so you pay state tuition not private tuition the contemporary Academy of temporary music is the president is Scott Booker he may not have heard of but he's the band manager for flaming lips a great band in Oklahoma he has contacts everywhere so is the drummer from people tell me somebody you know los Lobos come in thank you to do masters class these kids are learning to not only composed music to perform music they're learning the business of music how to keep books how to copyright your work how to do contracts they're learning of course all of the digital all the background stuff but the really creative thing about it is that a band maybe has one of their members sick and so they can call the school and say I need a five foot eight redhead that can learn 40 songs in a week and as well we have three of those and so we send them tapes and they picked somebody and they come out the singer can go out while their lead singer is getting well perform for a month there are two months come right back in school and never miss a beat so they can go out and come back so i think it's it's one another one of those ways that education can offer creative ideas and creative ways to deliver this product we talked about that a lot today we have one of the few state liberal arts colleges you ESO and Chickasha Oklahoma again state tuition but always in the top ten Western liberal arts schools state-run we have the school science and math that they mentioned it's a residential high school always in the top five usually in the top one or two high schools in America what's unique about them is the president of the school thinks the arts are so important that she makes it part of her core curriculum for these science and math students it's it's really neat to see you may not know that Oklahoma is the leader manufacturer of unmanned aircraft it's kind of cool but the problem with that is FAA thinks unmanned aircraft or model airplanes so they won't let you fly them higher than 500 feet but if you're designing a new airplane that has a sniffer and it's supposed to fly a pipeline to see if there's a gas leak you need to practice at higher than 500 feet so Oklahoma in in a creative way went to Fort Sill a big army posts in South Central Oklahoma and we contracted for their airspace above its restricted airspace so people are not using it and we're able to use it so not only do our manufacturers to get to use it but if you're making an unmanned unmanned aircraft anywhere in the United States you can bring you to a poem and test it really cool stuff we're a leader in nanotubes nanotubes manufacture the the number one manufacturing plant of nanotubes is in Norman Oklahoma really great things I think it's it's so exciting to be alive right now I know we're faced with lots of challenges both socially economic you know everybody that's here is got some challenges if you don't have a challenge of paying your tuition or your parents helping you pay tuition or if you have a child challenge retirement your last few days your RA and your 401 K is taking a hit but these challenges are going to be met by young people today that are doing these wonderful creative things it's just a phenomenal thing I was reading about three economist magazines find out catching up I don't know about you but I'm always behind the reading if one of them I picked up was I talked about creative industries going on right now and one was lat row Lytro is making a point and shoot camera this point G camera takes a hundred hundreds of thousand images every time you click the button so you go back to those hundreds of thousand images you pick the one has the desktop the depth of field the focus the color that you like so you create the perfect photo that you had in mind I think it will change the point shoot desalination of saltwater seaman a German company and Singapore got together and using electro dialysis are able to take the salt out of water cheaply with less energy in less cause of course Singapore desperately needs fresh water it's one of the highest densely populated places nanotubes we talked about there are delivering drugs using nano tubes to the exact right spot in your body they're using nano tubes to make clothing is bulletproof they're using the nanotubes is just going to be something that I wish I could be around longer just to see what all we get to do one of the things that Italian company is doing is using wall not they're great a wall but you're great bewar inner if you may not know this but wool absorbs 10 times its weight in liquid so they're going to take this grade B will make a tube out of it put it on a ship and when there's an oil spill in the Gulf they'll run these tubes out they'll soak up the oil and water bring you back on the ship squeeze it out separate the two refined the oil put the water back in the gall send it back out and soak up all again one of the oldest materials known to man wore a new creative innovative way to use it unmanned aircrafts we talked about of course you've heard about predators if Iraq and I in Afghanistan the problem with predators is they cost five million dollars each you have to be a licensed pilot to fly one costs about five thousand dollars an hour to fly one they have a new one called The Raven it weighs two kilos you can put it in your backpack you go out to the theater you clip the wings on your throw it in the air it only costs about fifty thousand dollars and we can fly 40 of them in one theater each one doing something different one may have a GPS when they have a listening device one may have a sniffer all flying in one deal the things that we're doing to protect our men and women and the service now is phenomenal I think and it's exciting that you young people especially are really on the cutting edge for all this I just I'm so excited for you the things that are possible in the near future so I think we'll be seeing and hearing more about those the last thing I want to talk about I'm know I'm dragging on a little bit but artificial muscles I don't know if you know anything about those but of course we've thought about them for a long time to use with artificial limbs you know and especially during wartime when people are so livid shot up so bad but they discovered when an artificial muscle relaxants contracts and expands it creates energy so they're using them to replace electric motors they haven't done anything big yet but can you imagine a motor that didn't have to use electricity they're using when cameras now they'll run the focus on your camera the artificial muscle which again talked about our world created form and I hope that someday you'll get Blake Mycoskie here the toms shoes guy this is a guy that use it used his passion for making money and for entrepreneurship and his passion to give back and he married the two together with toms shoes you buy pair of shoes he gives somebody shoes it's just a wonderful thing to see and do and I'm sure there's some of young people in this audience may do that someday you will marry your passion for your entrepreneurship the way to make money with your desire to give back to humanity up again I'm so excited to be there dr. Jordan Tang a wonderful story in itself of how he got to America as a research scientist at Oakland s
hool or Oklahoma Medical Research Foundation we're in human trials and a drug that he's invented that will inhibit enzymes from cutting the genes that cause Alzheimer's human trials means the next step is that we get to use it I mean it's really exciting about what's going on today I get so excited and I get ahead of myself some time but sometimes my wife always brings me down the other day she was driving around Alta we have a lot of Native Americans in our world I live in southwest Oklahoma and a lot of them walk and so the day she saw this older lady walking carrying two big sacks so she stopped to offer a ride with the problem when she had been to the liquor store and had some wine and she was embarrassed so the lady got in the car and my wife said I got this line for my husband and the lady looked at her and said good trade him so it was so she's she always keeps me humble and it's always fun i I don't know obviously know what the future holds but I do know that there's somebody in this room that will make a difference in your life in my life and I'm excited not have faith in higher education I think our education provides a safe place a place where we can cross pollinate ideas in where we can have them f1 cross you get to pure breds and cattle you cross them the f1 is that one has a vigor the one that will do the best and this is the place to do that this is a place to experiment safely where there's ideas don't get shot down where ideas get to go to fruition again thank you for having me i enjoyed being with the students today both of them no I'm sorry it was so they are the ones that were awake that was the ones i did but thank you for having me and thank you for having me Paul and thank you for making it possible David so thank you very much coke question mr. Burt I thought I talked long enough there wouldn't be yes sir uh-huh multiple times yes we haven't given in our position very well in schools and everything it's always one of the first things to cut but I think that we're getting better telling our story by the use of economic impact studies you know congressman slaughter from New York every time she gets up cheeses in one of our graphs you know to advocate for the Arts so I think we're as we get better if making our case to me it's just intuitive you know that arts education to be part of the core curriculum Oklahoma is kind of unique and we have an arts requirement to get out of high school which we have no arts requirement to get into college so there's a disconnect there and some of our rural schools show a film that's their arts components you know go watch the film so we have a long ways to go but we'll get there have a lot of faith guys are really easy only thank you oh yeah oh yeah and I I'm not advocating that anybody do this I mean you never put all your eggs in one basket it was just that I was didn't have any money and it was the only way I knew that I would ever be my own boss that I would own the bank and I didn't have to have partners but there was I mean the debt looked like a mountain you know but but I knew I'd worked in banking for 15 years I knew about banks how to run a bank I thought I had good decision-making abilities I knew how to analyze financial statements how to look at cash flows and so I thought I had a chance to really do well and I used every skill i had to do forecast to do the pro formas to see what it would look like and then I was really lucky and and they had good families couldn't have done it without churns yeah I normally read books I don't I don't read to me magazines I used to read news week that I've quit that it's become something that you know it has to do with entertainment or something it's more like a people's magazine but the economist i read i usually read The Wall Street I you read the horse impose read the New York Times and of course every local paper that i can get my hands on but I I live again there's not a bookstore where I live so amazon i'll usually order about 20 books at a time stay up late get up early yes I read all kinds fiction nonfiction I really like fictional history you know where I can get a sense of a place I was red one the other day it was an old book about the 1989 not real old for some of us do but it's about Ireland and the conflicts there that I didn't really have a grasp in even though the story was fiction the conflicts were real and I enjoyed those a lot I listened to a lot of books on tape drive 50,000 miles a year so I listened to a lot of lectures and the fact I've been listening to the world's religion lately and it's a series of all the religions of the world which is really fascinating and so I get to do that get a lot of wind chill time oh I don't know thank you yes sir okay we talked about it I farming where we've sharecropped the bankers farm you know so we were not owners we just worked there and I promised God if you'd ever let me off at farm I'd never go back I've kept my end and he has to it's a tough deal this is a banker that on the farm was so tight I told one class today he was an old grouchy God he's achieved to back his whole side of his car was brown you know it's just nasty and he wouldn't spend a dime you know the house we lived in was his house and it was falling apart and my mother was deathly afraid of tornadoes and storms so every time a cloud comes up she dragged us to the cellar well it's arm came up and blew the cellar door away one time and so my father and the banker negotiated for three months on who was going to replace the cellar door in three months of negotiations the banker agreed to buy the piece of 10 we had divided the lumber the nails the hinges and all the labor that was my first clue i might have been on the wrong side of that negotiation and so i don't know if that's why I got into banking but it had to be one of the reasons yeah but for me it's a good incentive to go to college it's a it's great yes ma'am get a job we talked about that some today and I don't know if you're going to graduate in May or so you got a year I would encourage you to build your resume son and to do that by being active in your sorority or other organizations on campus be a leader get elected to be the treasurer nice stephanie was the treasurer something I don't know now finally yeah you had to be the Treasury but be a leader don't just be a member you know a banker our employers are looking for people that lead get involved locally or the main street or the chamber result this town that's got a lot going on for it and there's a lot of things you can do or maybe you want to get involved in steps a wonderful program that helps people work and feel good about themselves and so I built that resume and if you work be sure to put that on your resume as an employer I'll look to see if a student worked through school it tells me that they had this one that they could get up in the mornings or night whenever their job was so I look for those kind of things and obviously have the best grades you can have in use your professors they have tons of contacts and use them all you can use them and they're happy to do that if your student in their class they want you to succeed it makes them look better and then then go the president and get it raised but you know you just get out and do it and what's Woody Allen bill eighty percent of success is showing up you know just show up and then and be active not you dare oh that's perfect Stephanie I was nice to you now you know oh wow presence on behalf of the College of Business Economics we would like to give you these gifts to thank you for sharing your time with us and spending the entire day with us oh thank you sharing all of your experiences okay thank you so much oh did somebody thank one after I got one more for audacious all right sure it's not ticking it's some wine oh oh good i'm afraid that for your wife oh yeah thank you you were listening worth it yeah I lost my cell phone one time in a cab in New York and he mailed it back to me and he was still owned and so that my postman he said there's something in here sub I'm always cautious yeah mr. Ferguson I got to tell you that this this is a baseball that was used in a game with our men's baseball team yeah it was a ball was hit by a lancer baseball's member team member Justin Lacey they this one went over the fence it's a home run baseball oh well and the reason we're giving it to you describe to you because we think what you did today during the day for our students our faculty for this audience is you hit a home run denial thank you so much I know that's great Oh it's great thank you great
