How To Sign California Banking PDF

How to industry sign banking california pdf free

we're going to talk about cyber security today because of what happened last week to twitter a 30 billion company ran by jack dorsey 330 million users millions of people use it on a daily basis somebody was able to hack their system and specifically to the following accounts president barack obama joe biden kim kardashian elon musk apple i can give you a ton of names they hacked into the account and here's what the tweet said i am giving back to my community due to covet 19. all bitcoin sent to my address below will be sent back doubled if you send a thousand dollars a bitcoin i will send back two thousand dollars with a link going on and says i'm only doing this for the next 30 minutes a bunch of people fell for it so here's the question if twitter a 30 billion dollar company ran by jack dorsey 330 million users can be hacked can you get hacked and somebody takes away your passwords your checking account your method of getting into all your social media send emails can somebody do that and can you find a way to protect yourself against any of that happening sure you can we're going to talk about that today in today's video we're going to talk about cyber security stats biggest data breaches of the 21st century method of hacking how people hack into accounts and last but not least solution how you can protect yourself [Music] so brace yourself because some of these stats are going to shock you let's get right into it number one hackers attack different accounts every 39 seconds that means every 39 seconds someone's being hacked number two since covet 19 fbi reported a 300 percent increase on reported cyber crimes next 43 percent of cyber attacks target small businesses average global cost for breach is now 3.9 million dollars across the board for small business owners 95 percent of breached records come from three industries government retail technology in retail they're focused on credit cards technology they want passwords which gets into banking and obviously government and social security a bunch of different records approximately watch this number here approximately six trillion dollars is expected to be spent globally on cyber security by 2021. i didn't say 1 trillion 6 trillion unfilled cyber security jobs worldwide will reach 4 million by 2021 by the way average cyber security engineer salary a 140 000 year income more than 77 of organizations do not have any cyber security incident response plan 77 total cost for cyber crimes worldwide added up to over a trillion dollars average time to identify a breach in 2019 was 206 days according to ibm only five percent of company folders are properly protected on average let me say that one more time only five percent of all company folders are protected that's five percent only estimated number of passwords used by humans and machines worldwide is officially over 300 billion passwords we got seven billion people living worldwide 300 billion passwords are being used 56 percent of americans don't know what to do once there's an event of a data breach 34 percent of data breaches involve internal actions 1 in 36 cell phones have high risk apps installed and last but not least financial services industry takes in highest cost from cyber crime at an average of 18.3 million dollars per company surveyed think about that 18.3 million dollars so i'm curious after seeing these stats and hearing me say it to you what do you think about what what does it make you feel like because i can tell you for me at two and a half years ago when i'm at an insurance conference hearing stats like this i sat there and i said let me get this straight i run a business multiple i got investments i got companies i got family i got kids i got all of these different things how am i protecting myself so when we came back two and a half years ago till today i've spent around two million dollars on cyber security different analysts we've hired full-time technology software constantly we're putting money into it now you may be watching the same path i don't have that kind of money i don't have that kind of a size of a business but i'd like to find a way to protect myself that's why this video is sponsored by expressvpn if you follow valuetainment you know we don't say yes to all sponsors but we decided to say yes to expressvpn because we like what they do they're ranked number one by cnet and wired for what they do which is a virtual private network express vpn vpn is a virtual private network here's how it works think about it if you're on your internet service provider you're searching whatever website you're on your internet service provider can legally in u.s sell all your data they can sell it and it's not illegal if you don't have something like expressvpn they can do that once you have it it's protected probably the best analogy i can give you is the following thing think about using the internet and you put a condom on i know it's a weird analogy but no one can get in to see what you got going on because you're officially protected so passwords your ip addresses you go to any of that stuff you're fully protected if you have expressvpn a lot of times people say well i'll go incognito and i'll go private and i can delete my cookie in my history they can still track all of that and the good news is that expressvpn is in 90 plus different countries and you can use expressvpn to protect your phone pc tv video game any of that stuff so if you want to get your online activity protected go to my exclusive link it's expressvpn.com forward slash pbd vpn you see it on the screen as well we're gonna put the link below as well to get yourself started you may not be able to spend the kind of money we've spent to protect our company but you can definitely get yourself started with something simple as expressvpn so having said that let's get into the biggest data breaches of 21st century the first one is yahoo so three billion user accounts in 2014 and 2013 were breached this is names email passwords date of birth and security questions that's yahoo by the way that's the biggest of all time three billion by the way they took two three years to tell the world that they were preached with three billion accounts you got cena weeble which is kind of like the twitter of china 538 million accounts were hacked in march of 2020. marriott 500 million customers that's contact passport number once again your passport information 100 million credit card info that's to come out and tell people that this really took place adult friend finder that's 412.2 million accounts penthouse.com coms.com icoms.comscriptshow.com imagine all of that data that they're going out there breaching right myspace 360 million accounts in 2013 which is pretty funny here to see the myspace link with linkedin you'll be surprised what the hacker asked in return to release all that information back netease 235 million user accounts this is an email this was in october of 2015. zynga 218 million user accounts this is gaming linkedin 165 million user accounts that was in 2016. by the way watch this the same person that hacked myspace is the same person that hacked linkedin you know what all this kid wanted he just wanted five bitcoins at the times it was worth two thousand dollars think about it very soon i have these things i give it back to just give me five bitcoins right some simple kid that's hacking an account dubsmash 162 million user accounts adobe big company 153 million user records my fitness pal that's under armour's app 150 million user accounts equifax 147.9 million ebay 145 million and last but not least ashley madison which was 32 million accounts when that came out it was mayhem everybody was wondering if their name is going to be on the list or not so now all of these companies are big companies these are not small companies but there are different methods of hacking which i'm going to talk to you about and many of the methods of hacking you can protect yourself about but sometimes if you're not aware you get caught because you were not fully prepared on what could potentially happen these companies this typically happens because an employee didn't pay attention to what they were doing and then boom they got caught that's how it happens it's not like these companies don't have the proper protection somebody screwed up now watch this methods of hacking number one a virus a trojan this is a virus within something you download or install the moment you do it virus spreads into your computer and there's many things it can do stop your computer take all the passwords have access to what you're doing there's many methods to it number two is phishing phishing is replicate website to enter login or password for example you'll get an email saying congratulations we found out you're a celebrity you're officially getting verified on instagram oh my gosh i'm getting verified on instagram you log in you put in your username you get your password then a 20-minute study guide sends you an email saying wait a minute we just got into your email account you give me a thousand dollars i'll release your instagram you know how i know this happens it's happened to us before four years ago three years ago when this happened to us it happens to everybody the best way to figure out for phishing is always see where the email is coming from so if it comes from gmail it's not instagram if it's from whatever like john doe at instagramxyz.com it's not instagram so it's always good to click on the email to find out who's sending it to you number three eavesdropping this one is epic because they monitor what you're doing but you don't even know they're in your system so they get into your system you're going on the website there's no virus the virus is i watch everything you're doing that's eavesdropping that's a method of hacking next one is a fake web fake web has fake wi-fi to get access to your data it's very obvious what that is next one is waterhole attacks which means it's similar to a fake web but they're doing it in a location with a lot of traffic coming in so imagine a busy starbucks imagine a busy bookstore a busy mall where a lot of people are tapping into that wi-fi and i can go and get access to a lot of different people's accounts and activity next one is ddosing which is denial of service so flooding with traffic to crash your site it's not really something that they want to get anything from you it's more to embarrass you let me crash the pentagon website let me crash the facebook website to embarrass them and humiliate them it's a it's a different method of doing what they do okay keylogger is very simple this is malware that tracks your keypad so whatever you're typing whatever email you're sending whatever thing you're saying with the keypad they're able to see it next social engineering this is fake phone calls it's also happening on social media whether it's through skype this is when you get somebody calling you and they get you to feel comfortable whether they're representing the irs whether they're representing you you have a lawsuit against you have disciplines you feel guilty oh my gosh i mean what's your social security number is it this and you give all your data boom they're already in and then you're in trouble they're able to use that stuff uh against you next one is bait and switch which is fake ads that takes you to a different place that leads to a virus that's what bait and switch is then it's cookie theft which is taking your cookies off your computer which leads to getting access to your passports and many other things so remember these are things that are happening no matter how much you spend if you don't pay attention to this stuff it can get you in trouble so what's the solution number one everything i talked about today will give you a pdf at the end for you to download where you can teach your employees your family everybody either have them watch this video which i highly recommend your family your kids your spouse your employees watching this video to know exactly what the potential ways of getting actors but teach them these stats our business analysts they send stats mario on a weekly basis what is it every single week we get stats that come out that tell us everything about cyber security so our employees are always watching out for it number two swot analysis with your team and your family what is swot analysis what are our strengths when it comes down to uh cyber security what are our weaknesses what opportunities do we have what are some threats bring in your team bring in your employees bring in your family and talk about swot analysis when you do swot analysis with your family you realize you're just giving your ipad to your kids you don't even know what they're doing and some of the stuff they're doing you're not watching like oh here you go get on the ipad and be distracted for 30 minutes they may have logged into your credit card account that's right there they're not really looking at the stuff so swot analysis with your family and your business number three change passwords don't use your pet's name and your password and your pet's got its own instagram account linked back to you you know and it's oh good this is the password oh what an easy guy thank you so much for making your password so easy change your password make it something that makes no sense put a sentence that is a long sentence with 30 letters no one can find that and then find some numbers that are not necessarily your date of birth number four straighten your home network call your service provider and ask them what do i need to do to make it stronger maybe a little bit more expensive but it's a lot cheaper than you getting hacked number five hire an analyst to do an audit so for example say you're a small business with five employees you may not have a lot of money to spend the kind of money i'm talking about but maybe you can afford three thousand dollars five thousand dollars ten thousand dollars have somebody come in and say can you audit all of my stuff that i have in place and use a credible company they'll come and they'll look at your week here your week here your week they're your week that you agree i can help you with this we can clean this up and they'll help you spend three four five thousand dollars ten thousand dollars to make you feel comfortable what you got going on number six is using certain apps or technology that stores all your passwords there's a lot of credible ones you can go look them up for yourself an example of a company is keepass k-e-e pass these are some of the softwares and technologies that store 40 50 passwords of you know a lot of time you got seven different passwords i forgot the password to this i forgot the password today but you save save it in a place that's not saved then somebody can see it that somebody can get access to the next you know they're fishing into your accounts and money's leaving because you didn't protect yourself you can use different apps to help you with that number seven is keep your eyes on your kids technology go home and talk to your dad what do you use grandpa what do you use mom husband wife kids everybody and last but not least if you are attacked cyber attack whatever happens to you somebody is using your technology contact local authorities whether it's the cops the ftc federal trade commission and fbi i've dealt with all three organizations and i highly recommend you going straight to the reason why many times people don't is for the following reason many times they don't because a person comes back and says listen bro listen dude you pay me 500 i'll give the password back to you and people give it back and it's over with that person needs to be reported so they can't do that to the next person and the next person and the next person so there are fewer victims but many times people don't report them i'm recommending you report them to ftcf behind the cops so they don't do it to the next person because it continuously keeps happening so final thoughts i've got three things for you number one i promise you pdf if you text if you text cyber to one three 310-340-1132 once again cyber text the word cyber to three one zero three four zero one one three two we will text you back a pdf of this so you can share ith your employees your family your staff and talk about it number two is expressvpn if you haven't yet gone to make sure you go to the link below and sign up if you sign up today for 12-month package we'll give three months free because you're going through uh our link that we have in place again you sign up for 12-month package you got three months free get your expressvpn last but not least if you watch this video one of the reasons why i interview a lot of random characters because i'm trying to see how people try to beat the system so i can protect myself the one person i sat with he was on the secret service best list america's most wanted list on every single list and then eventually got arrested did nearly 12 years of jail time because he conned the bank away from 40 million dollars in the most creative ways if you've never watched this interview i highly recommend you watch it to know how this is happening all over the place and you have to think how they think so you can protect yourself against any of these things happening to you and your family so if you've never watched my interview with matthew cox click on the link over here to watch it and if you've not subscribed to the channel please do so thanks for watching everybody take care bye [Music] you