How To Sign Missouri Banking PDF

How to industry sign banking missouri pdf simple

Home Bank a community institution based in Missouri saw tremendous growth in 2018 and one of the leading areas of that growth was in their business banking we emphasize business banking and lending because those are the lifeblood of our communities overall our bank has grown approximately 10% organically in the last 12 months we feel like we focus on the business products and we're focusing on deposit acquisition our management team is very dedicated to always trying to find the best products and services that will meet the needs of our customers and help them be successful which is where the partnership with CSI has been really great in order to accomplish that we use a variety of the basic core services the main focus starts in the digital banking platform so from there our business customers are able to get products like cash management for ACH origination remote deposit capture positive pay for fraud prevention but having all these tools in place does not guarantee businesses will embrace them in fact home bank credits much of their recent business banking growth to a new concept inside their branches which they proudly referred to as resource centers many of the banking products were developed in the back office of the bank and we felt if we could bring those products and knowledge and expertise to the lobby then it would make the products out and more available for demonstration and for possible implementation we've introduced the concept of a discovery bar we really feel that being able to show that customer right when they walk in not have to schedule an appointment but at the time that they're in here when we have their attention that we can show them how easy that product is to use and then we're able to more successful resell it our lending and CSR staff members could just instantly coordinate a preview with business banker right in any one of our bank lobbies when they walk through our lobby and they see the remote deposit capture machine setup or they ask the question what is that then we have a higher success rate and we've seen that in our growth over the last years since reducing the discovery bars into our lobbies we've seen roughly a 20% increase in our cache management users and our remote deposit caption users we also provide as debit cards through CSI for our business customers and we've seen a growth in the past year that of about 30% and home bank is continuing their business banking push into 2019 and beyond we're currently in the early stages of creating our business banking app with co-signs this will give our business customers that need to bank on the go and supervise their company from a high level just a tool that they can use on their tablet or phone device I think that our partnership with CSI is going to be critical as we continue to see with generational differences industry differences that people want to be the way they want to be the best thing about the channels in a agricultural or a suburban environment is it closes the distance between the customer in the bank and we rely on that heavily I think CSI has done a good job of helping us bring products that we would need to compete with much bigger banks [Music]