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Warranty Deed

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STATE OF GEORGIA WARRANTY DEED

Prepared by and after recording return to:

Send Tax Statements to Grantee (Name and Address):

WARRANTY DEED

Date:

KNOW ALL MEN BY THESE PRESENTS THAT:

FOR VALUABLE CONSIDERATION OF TEN DOLLARS ($10.00), and other good and valuable consideration, cash in hand paid, the receipt and sufficiency of which is hereby acknowledged, , and Husband and Wife, hereinafter referred to as “Grantors”, whether one or more, do hereby grant, bargain, sell, alien, convey, confirm, and warrant unto and Husband and Wife, as Joint Tenants with the Right of Survivorship, hereinafter “Grantees”, the following lands and property, together with all improvements located thereon, lying in the County of , State of Georgia, to-wit:

See Legal Description Attached as Exhibit A incorporated by reference as though set forth in full

Legal Description:

Prior instrument reference: Book , Page , Document No. , of the Recorder of County, Georgia.

SUBJECT to all easements, rights-of-way, protective covenants and mineral reservations of record, if any.

TO HAVE AND TO HOLD same unto Grantees, and unto Grantees’ heirs and assigns forever, with all appurtenances thereunto belonging.

To the said Grantees as joint tenants, with right of survivorship, their heirs, personal representatives, executors and assigns forever: it being the intention of the parties to this conveyance, that (unless the joint tenancy hereby created is severed or terminated during the joint lives of the grantees herein) in the event one Grantee herein survives the other(s), the entire interest in fee simple shall pass to the surviving Grantee(s), and if one does not survive the other(s), then the heirs and assigns of the Grantees herein shall take as tenants in common.

The property herein conveyed is not a part of the homestead of Grantor, or is part of the homestead of Grantor and if Grantor is married, the conveyance is joined by both Husband and Wife.

GRANTOR does for Grantor and Grantor’s heirs, personal representatives, executors and assigns forever hereby covenant with GRANTEES that Grantor is lawfully seized in fee simple of said premises; that the premises are free from all encumbrances, unless otherwise noted above; and the said Grantor will warrant and defend the right and title to the above described property unto the said Grantees against the claims of all persons whomsoever.

IN WITNESS WHEREOF, the Grantor has signed and sealed this deed, the day and year first above written.

Signed, sealed and delivered in presence of:

My Commission expires:

[NOTARIAL SEAL]

Signature of Grantor

Print or Type Name

Signed, sealed and delivered in presence of:

My Commission expires:

[NOTARIAL SEAL]

Signature of Grantor

Print or Type Name

Grantor(s) Name, Address and phone:

Grantee(s) Name, Address and Phone:

EXHIBIT A

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What a Warranty Deed Is and how it functions

A Warranty Deed is a legal instrument used to transfer real property that includes express guarantees from the grantor to the grantee about title quality and encumbrances. Under a general warranty deed the grantor warrants that they hold clear title, will defend the grantee against lawful claims, and will disclose known liens or defects. The deed typically contains a legal description of the property, recitals of consideration, and covenants such as seisin and quiet enjoyment. Recording the deed with the county recorder is standard to provide public notice and protect the grantee’s ownership rights.

Why parties rely on a Warranty Deed

A Warranty Deed provides the strongest title protection available in a conveyance by including covenants that the grantor owns the property and will defend title. Buyers and lenders prefer warranty deeds because they reduce post-closing title disputes and support clear title insurance underwriting.

Why parties rely on a Warranty Deed

Who typically prepares and signs a Warranty Deed

Individuals, sellers, buyers, title companies, and lenders use warranty deeds when a full title guarantee is required or when financing and title insurance are involved.

  • Individual sellers transferring fee simple property to a buyer
  • Title companies preparing closing packages for financed sales
  • Lenders and investors requiring clear-title assurances for collateral

Use a warranty deed when parties want the broadest seller assurances; use a different instrument only with legal advice about diminished protections.

Core parts of a professional Warranty Deed

A complete warranty deed combines a precise legal description, explicit covenants, consideration statement, grantor and grantee identification, signature and notarization, and recording instructions.

Legal Description

A metes-and-bounds or lot-block description that uniquely identifies the parcel; avoid informal or mailing-only descriptions to prevent recording rejection.

Granting Clause

Language effecting transfer (for example, 'grant, bargain, sell') that makes the grantor’s present conveyance clear and indicates the estate being transferred.

Covenants

Express warranties such as seisin, right to convey, covenant against encumbrances, and covenant of quiet enjoyment that create post-closing obligations and remedies.

Consideration

A specific dollar amount or recital of consideration to show the transaction basis; precise consideration can affect recording tax calculations and transfer tax reporting.

Signatures & Acknowledgement

Grantor signature, dated and notarized per state rules; grantee signature usually not required but often included for clarity.

Recording Block

A block for county recorder entries including instrument number and return-to address to ensure post-recording delivery and public notice.

Essential information required on the deed

Grantor Name: Exact legal name
Grantee Name: Exact legal name
Property Description: Full legal description
Consideration: Amount or recital
Signatures: Grantor signature(s)
Notary: Notary acknowledgement

Step-by-step: preparing and executing a Warranty Deed

Follow these sequential steps to prepare, sign, notarize, and record a warranty deed without avoidable errors.

  • 01
    Draft the deed: Assemble legal description and covenants.
  • 02
    Review title: Confirm no undisclosed liens or encumbrances.
  • 03
    Sign and notarize: Grantor signs before a notary public.
  • 04
    Record: Submit to county recorder and pay fees.

Where to file and who typically receives the recorded deed

After execution and notarization, the deed is recorded at the county recorder and copies are distributed to parties and lienholders as required.

  • County Recorder: Primary filing location for public record.
  • Title Company: Receives copy for closing and insurance.
  • Lender / Servicer: Receives recorded deed if financing is involved.
  • Purchaser: Kept by grantee for ownership proof.

Options for digital completion and distribution

Electronic workflows can streamline signature collection, notarization (where RON permitted), and distribution while preserving audit trails.

  • Supported Formats: PDF, DOCX, HTML
  • Integrations: Salesforce, Microsoft 365, NetSuite
  • Authentication: Email, SMS, KBA options

Typical timelines and recording expectations

Recording, title clearance, and post-closing obligations have predictable timelines that affect possession, taxes, and mortgage priority.

Execution to Recording:

Often same day to two weeks, depending on county workload.

Title Insurance Issuance:

Issued within days after recording if exceptions cleared.

Transfer Tax Reporting:

File per county/state deadlines after recording.

RON Session Records:

Audio-video retention may be required for 5–10 years.

Effective Date:

Deed is effective when executed unless otherwise stated.

Key milestones from preparation to title update

Track these numbered milestones to ensure legal transfer and clear public record of ownership.

01

Prepare Documents

Draft deed, collect legal description, secure signatures.

02

Execute & Notarize

Grantor signs before notary; witness if state requires.

03

Record Instrument

Submit to county recorder and pay fees for indexing.

04

Update Title

Title company updates records and issues policy endorsements.

Common risks and consequences of errors

Recording Rejection: Missing notary or improper description
Title Defect Liability: Claims for breach of covenant
Transfer Tax Penalty: Underreported consideration
Forgery Risk: Invalid signatures create voidable conveyances
Clerical Errors: Can require corrective deeds
Missing Witness: May prevent recordability in some states

How a Warranty Deed compares to other deed types

Choose the instrument that matches the parties’ risk allocation and the buyer’s need for title protection.

Document Type | Full Warranty | Typical Use Warranty Deed Yes Sale with full seller guarantees
Quitclaim Deed | No | Quick transfer, no warranties quitclaim deed clearing cloud or intra-family transfers
Special Warranty Deed | Limited | Limited seller-period warranty special warranty deed limited seller warrants only during ownership period
Grant Deed | Limited | Common in specific states grant deed limited state-specific use (e.g., california)

Real-world examples of online deed workflows

Industry users have streamlined closings by combining digital signatures, title review, and record-ready PDFs.

Martin Properties — Streamlined Closings

Martin Properties moved closings online to reduce in-person steps and accelerate deals.

  • Outcome: faster turnaround and compliance.
  • Tim Martin, Founder, reported he can execute documents online with full compliance and security, enabling remote closings for buyers and lenders while preserving audit trails for title.

Optica Ventures — Simple Customer Experience

Optica Ventures adopted electronic workflows for investor and purchase transactions.

  • Outcome: easier counterparty signing.
  • Brian Fitzgibbons, COO, said the interface is simple for internal teams and equally straightforward for customers signing closing documents remotely.

Pricing and feature snapshot for eSignature platforms used with Warranty Deeds

Compare basic commercial plans and common capabilities; signNow appears first to reflect available pricing and feature positions for deed execution workflows.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial Yes, 7-day trial Varies Varies Varies Varies
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No

Frequently asked questions about Warranty Deeds and common issues

Answers cover common execution, recording, and electronic signing questions that arise during deed preparation and closing.


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