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Thanks for A2A.When you enter a business premises you are entering onto private “enclosed” land, even if there is no fence. The presentation of an open door and sale signs constitutes an implied invitation to enter the premises. The owner or manager can revoke this implied invitation at any time and for any reason. Immediately that a person is asked to leave and fails to do so, zhe is trespassing.Restaurants and other dine-in cafeterias are generally required to provide restrooms for customers. Unless there is a law that says the facilities must be publicly accessible (which is usually the case at a fuel or truck stop, or a large shopping mall), there is nothing stopping the Owner or Manager from saying, “Customers Only.” If you turned up at my front door demanding to use the loo, I have no obligation to let a complete stranger into my house for that purpose, although I’ve been very grateful to some farmhouse owners who have allowed me this privilege when traveling long distances and, even if not obligated, I would probably return the favor.Here in Australia, there are many cafe/restaurants (in a particularly disreputable part of Sydney) which have no restroom because all-too-often it is used for shooting up instead of its intended purpose. Depending on the circumstances, a Manager may make an exception and allow someone (e.g., a child) to use the staff toilet but, generally, it is “Use the pub on the next corner.”When you look at it pragmatically, there is a cost-factor in maintaining and cleaning restroom facilities (and despite what most people would think, the Men’s facility is pretty disgusting, but the Women’s is even worse!). Why is a business owner going to allow free access to these facilities if you are not contributing something toward the maintenance?It’s pretty much the same when it comes to Customer Parking. If a business is paying rates and taxes to support parking space for customers, random parking by non-customers interferes with business, and a non-customer is technically trespassing.Conversely, in Australia, because of heatwave and drought conditions, it is now mandatory for any food outlet to provide at least a glass of tap-water , free of charge, to someone who requests it. There have been too many cases of dehydration because shops would not extend this basic (almost costless) necessity.

Neil K. Jones, IBM Market Segment Manager:“In a single generation, personal privacy has been completely transformed. Back in the day, only those closest to you- your family, close friends and business colleagues- had access to your most private activities. These days, a simple posting to a social media site can reveal your most intimate personal details and geographical whereabouts to social media contacts in a matter of seconds, whether they’re accessing the Internet from Peoria, Illinois or Peru.By reading this posting, it’s clear that you want to learn more about protecting yourself. So, here’s a brief recap of what you should know about cyber-security:Providing Your GPS Coordinates is a Cyber-Stalker’s Best FriendMajor online dating sites are strongly promoting “missed connections” capabilities that permit you to find out which singles have crossed your path during the day, by accessing your GPS activity. Imagine how such a capability could be maliciously utilized by a potential cyber-stalker, a jilted ex or an impersonator who’s created a fraudulent dating profile. I strongly recommend that you be judicious in your use of location-enabled applications.Don’t Believe Everything You See OnlineMany of us can be overly-trusting about accepting new social media contacts, since it’s human nature to trust others, until proven otherwise. With that in mind, review all of your new social media requests closely. Questions you should ask yourself as you evaluate new social media contacts include the following:Was the account opened recently?Does the user have zero contacts in common with you? If so, why would he or she want to connect with you?Are the user’s photos too good to be true? Yes, the user could be drop-dead gorgeous, but it could also be an indication that he or she is utilizing pilfered photographs from the Internet and concealing his or her true identity.Does the contact’s social media account display only solo photos, but no photos of the contact with their friends, family and business colleagues? If so, that could be a sign of a potential cat-fishing account. The popular Investigation Discovery television program “Web of Lies” presents many episodes that recount the stories of trusting Internet users who’ve been duped and/or threatened by cat-fishers on the Internet.Does the account contain extremely vague “About Me” content, such as the person residing in “The World,” or apparently working for the social media provider that you’re interacting with him or her on? If so, you should definitely proceed with caution.Don’t Expect Law Enforcement to be Cyber-Security ExpertsIn a recent blog, I shared my personal cyber-stalking experience. At the time, I was shocked at how little local law enforcement knew about user interaction on social media accounts, even though cyber-stalking was categorized as a felony in the state where I lived at the time. So, it’s up to you to protect yourself, educate your friends and family about cyber-security and review your minors’ online activity on a routine basis.Password Protection is Mission-CriticalSince we utilize social media accounts so frequently, often we forget to follow a regular regimen of password changes and software updates. In addition, for sake of convenience, many users utilize the same passwords across different social media accounts. You should change your social media passwords- and related e-mail passwords- on a regular basis. You should also utilize different passwords across your various accounts; otherwise, a security bsignNow on one of your accounts could result in a security bsignNow on all of your accounts. I highly recommend that you sign off of accounts when they are not in use, and also update your social media applications frequently.Beware of Free Wi-FiThe proliferation of free Wi-Fi has permitted us to remain productive whilst traveling and dining out. However, you should be wary of look-alike Wi-Fi connections that mimic the names of authentic connections. As a frequent traveler, I see these fraudulent connections on a regular basis, when I try to access Wi-Fi connections at hotels and events. If you sign on to the look-alike accounts, your access credentials could easily be stolen.Approach Online Shopping with CautionMy colleague, Preethy Soman, has written a compelling blog about the potential perils associated with online shopping applications. I strongly encourage you to consult the blog, and to follow its recommendations.Lastly, I encourage you to share this Quora response with your friends, families and business associates. It truly takes a village to protect ourselves on the Internet.I’m pleased to answer any other questions you might have- Thank you!”Any information IBM provides is not legal advice.

Flying for the first time could be very exciting !Here are some tips to help one making his/her first flight experience good.signNow airport at-the-least 90 mins prior to boarding time as this is your first time. You don't need the stress. Airlines are very strict about their boarding time.The points mentioned below are more suited for domestic flights.At the airport:Procedure that is followed at most of the airports in India:1. Show your ticket copy / sms to the security guard at the terminal entrance along with one photo identity proof in original.2. Once you enter the terminal, go to your respective airline counter to get the boarding pass and to checkin luggage. Show your ticket copy at the counter. Make sure your total luggage weight is in the limits, otherwise be ready to pay extra for additional kilos.Once you get your boarding pass, confirm the gate number which is written in your boarding pass. Get some baggage tags from the counter for your cabin (hand) luggage. Put them right away in your hand baggage.3. Once you get the boarding pass and have given all your luggage (except hand baggages) for checkin, you can now proceed for security check. Follow directions at the airport to signNow the security check spot for your gate.4. Once you signNow the security check, empty your pockets (except the boarding pass) and keep everything in your hand baggage. Laptops needs to be kept separately from its backpack. Trays will be provided to keep your belongings. A security personnel will scan your body and put a seal of security check on your boarding pass. Similarly, your hand baggage + tray + laptop will go through scanning system monitored by security personnel. Once that is through, security personnel will put a seal on the tag present on your hand baggage as well.5. Now the security check is done. Make sure that your hand baggages have security seal on them. You can now proceed to the respective gate. Follow the directions at the airport to signNow the right gate.6. At the right flight time, gates will be opened. Airline executives will scan your boarding pass and allot you a seat (for people not familiar with web checkin). A bus would take you from the gate to the area where aircraft is placed.7. Once signNowed at the aircraft, congratulations, you can now board the flight.Misc points:a. Food items are bit costly inside the airport as compared to outside. Bring your own sandwich, fruit or snack. However, drinking water is free everywhere even in the flight. You can consider taking an empty bottle with you ;)b. You can enjoy free wifi at the airport. You are at an advantage of you have a dual sim phone ;).c. Express checkin counters are available if you are a privileged member of the airline.d. Listen to all the announcements made at the airport. It may happen that gate numbers are changed at the last moment. So audiophiles out there, keep your headphones volume low ;).e. There are smoking rooms available at the airports. You may find beer shops as well.f. For the senior citizens or specially abled, wheel chair services are provided free of cost. This will come along with an escort to help one do all the formalities at every stage of the journey. You will need to book the wheelchair in >1 day in advance.g. Knives, scissors, cutters or any such kind of sharp item must be kept in the checkin luggage. Otherwise, you will be forced to throw them away during hand baggage security check.h. If the weight of your checkin luggage is greater than the specified limit by few kilos, take some clothes out and put on yourself. No one will question that :). I have done this myself when they asked me to give 3000 Rs for 3kgs of extra weight (International flight). Dont forget to take picture of yours when you do this :)Another way is to contact someone in your queue, travelling in the same plane and having the same destination to get it through for you.If any suspicious item is found by security, you can do three things:Put that item in your checkin luggage. In this case, security will cancel your boarding pass. you have to go back at the airline counter. Ask for checkin of that item along with your existing checked in luggage. They will issue new boarding pass and you have to again go through the security check. Make sure you have time to do this and sufficient kilos left in your checkin luggage limit.Or, Put that item in lost and found. If you dont want to carry that item, you can put that in lost and found. And then you can tell your relative/friend to collect that item later on from Airport.Or, Put that item in the dustbin. Simple.i. Dont weigh hand baggages (or cabin luggage) unless asked by them. That means dont overfill your cabin luggage and make it look like a light item ;).j. Heard of ‘free airport lounge access with XYZ credit/debit card’ before? This is the time to try that if your flight is delayed or you have signNowed early. Some lounges (esp. in Bangalore) provide good unlimited free food ;).In the flight1. Listen to all the announcements mentioned in the flight very carefully. Those are for your safety only.2. Keep your mobile phones in airplane mode or switched off mode when asked to do so. This help pilots in their work as mobile waves create hindrance in communication.3. During daytime and if you have got window seat, enjoy the scenic beauty. Otherwise, take a nap or listen to music or talk to your neighbor. Just enjoy the flight :)4. During the flight, you may feel bit of pain in your ears. That is temporary and is because of pressure difference created in the ear internals. Swallow regularly to minify the pain.Also, depending on weather conditions you may feel some turbulence in the aircraft. Dont worry, its normal :).Be nice with the air hostesses. If you need anything, press the button provided just above your seat.5. During landing, you may feel bit of jerk. Thats normal as the plane is reducing its speed. Listen to the announcement as it will be told that from which conveyor belt you can collect your checkin luggage.Misc points:a. You are not allowed to keep or have any alcohol or smoking stuff inside the flight. Airlines executives are very strict about this and if found before take off, they will throw you out.After landing1. Once the plane has landed, a bus then will take you to the arrival terminal. Follow directions at the airport to signNow the conveyor belt to collect your checkin luggage. And yeah, don't forget to switch on your mobile phones :)2. You can now go out of the airport. Congratulations, your first airplane journey is complete ! :)Misc points:a. For the salaried, keep your boarding pass safe if you are interested in claiming LTA (Leave Travel Allowance) :).b. If you are really late at airport, don't hesitate to jump the queues. Take help from security personnel or airline staff immediately. They will help you in most cases.If you have a connecting flight (place A → B → C):Always choose connecting flights of the same airline (i.e. both flights in Indigo or both in Jet Airways for example.) Doing this will give you two advantages. You wont need to collect the checked in luggage when you complete A->B. The airline staff will take care of this. And in case your A->B gets delayed, and the layover time is very less, there are high chances that the airline will wait for you (and many others) who were to board B->C.Now in connecting flights, there are two possibilities:a. When the aircraft is same: You will not need to change the aircraft when you are at B. A security person will come inside the aircraft and check your boarding pass for B->C. b. When aircraft is different:You will have to getoff of this aircraft and follow the directions “domestic transfers” to signNow the gate number of your journey from B->C. When you do this, you will have undergo full security screening again. It may happen that because of the delay in A->B flight, you get very little layover time at B. You ran crazily and just managed to onboard flight B->C. But your checked in luggage in aircraft 1 could not be transferred to aircraft 2. Dont worry. Airline staff will let you know about this and it is their responsibility to make your luggage available to you. The staff will ask you to fill a form with all details like look and make of your luggage and its contents. They will ship your luggage to your address of stay at C. You will not have to pay anything. Also, in cases like this, you are entitled to buy goods you need to survive and stay when you are without your luggage at C. Example: cosmetics, under garments, clothing etc. Their is an upper limit to this expense (I think 10K INR. Check the terms once). You will need to submit the bill of the expense made to the airline and in due course you will get your refund.Hope this was useful!Cheers.Bonus tip: book cabs little outside from airport to save atleast hundred bucks. Try this at Mumbai domestic airport.

Try using FileInvite.You can request customers complete our KYC Form Template and upload all supporting evidence of their identification.KYC Checklist - Know your customer to protect your business.A basic KYC Checklist will include:Company trading nameAddressStatusCompany NumberVAT/GST NumberDetails of present Directors/Partners/ProprietorsNameAddressMobile NumberEmailVAT/Tax File/IRD NumberCompany Bank DetailsName of the bankBranch AddressAccount NumberIBAN/Swift CodePrimary ContactFull NameAddressMobile NumberEmailVAT/Tax File/IRD NumberSupporting files for KYCAs part of the KYC process you will also need to request as verification copies of:Certificate of Incorporation (for Companies, LLP, Trusts)GST/company tax numberConfirmation of company address (Telephone bill/Electricity Bill)Passport/Driver's License of Primary Contact and DirectorsTax file/IRD Number of Primary Contact and DirectorsWith FileInvite you can request a client completes a KYC checklist and supplies supporting files in secondsAs always, we recommend consulting a lawyer to ensure you are collecting the right KYC data and supporting documents for your industryAuditors and legislative bodies are clamping down to capture illegal activities and ensuring purchases are lawful. Acronyms like KYC (Know Your Customer) CDD (Customer Due Diligence) and AML (Anti Money Laundering) have placed added focus on clearly verifying the identity of your customers and the source of their funds for purchases of property and businesses.Try our KYC templateCompleting a KYC checklist with FileInvite will ensure that you have all your supporting files in one system should you be required to provide them.Our secure client portal also gives a good first impression. Users can complete and e-sign or digitally sign your KYC form, and upload supporting documents from any device. Start today.

Bulk SMS is the dissemination of large numbers of SMS messages for delivery to mobile phone terminals. It is used by media companies, enterprises, banks and consumer brands for a variety of purposes including entertainment, enterprise and mobile marketing.Bulk messaging is commonly used for alerts, reminders, marketing but also for information and communication between both staff and customers.Most of the Bulk SMS Service Providers used following Application Programming Interface (API).FTP (File Transfer Protocol)SMPP (Short Message Peer to Peer)HTTP ( Hypertext Transfer Protocol)Emailcurrently texting is everywhere and everything to consumers, according to the CTIA 2.27 trillion text messages are sent every year, in the US alone which 6.3 billion per day or about 20 text messages per person. But despite huge numbers, when it comes to brands signNowing their consumers still it needs to get effective. Even though text messages which includes coupons, special offers and participation in loyalty programs is redeemed 8 more times frequently when compare to email marketing.In order to run Effective SMS Campaign need to consider some important aspectsSimple and precise: The text you are sending to the consumers need to be simple and in understandable form. The open rate of text promotions/offers is a whopping 98% compare to 22% open rate of emails.Segmentation and targeting: Consumers opt in to mobile programs and make careful decision on which text campaigns they choose. This differs from email where consumers subscribe more generally for brands they may only be temporarily interested in.Build your brand Conversation: While email Communication is a one- way street, people can actually reply to an SMS Promotion and engage with the brand through two way SMS dialog.Sell more and drive awareness: Unlike email, which tends to drive online sales, text promotions drive engagement to bring consumers in store. Once in-store, the consumer is more likely to buy other attractive products and a consumer’s basket size is on average three times larger. SMS gets your Consumer in the store and opens their eyes to additional offerings they might not otherwise Interested inMeasure your Ad value: With so many customer acquisition points with SMS programing, brands can easily track where users are texting in to join(Via in-store advertising, print advertising) and measure the relative effectiveness of that advertisement. This allows marketers to measures advertising in a way like before and is valuable tool for marketers.SMS practices are not just an efficient way to signNow today’s consumer but also the most relevant way to engage with them, build brand trust, and even track the effectiveness of advertising. If you are not engaging with customers via SMS based campaigns, now its time to go Mobile.Advantages of SMS Marketing1. Direct and Immediate Message DeliverySMS is the most immediate marketing channel available to marketers. Ninety-seven percent of text messages are opened and read and most are read within three minutes of delivery.Direct communication with consumers can help stimulate an immediate purchase. The faster the communication, the sooner consumers can make a purchase. The use of this direct communication can also cultivate lasting relationships between brands and their consumers.2. Quick Feedback from CustomersResearch shows that 31 percent of consumers will respond to a survey via smartphone. Brands can initiate surveys via SMS and receive results in relatively short amount of time. The average response time is less than six minutes.Customer feedback is valuable information for businesses. This data helps the company improve its products. Customer feedback also helps the company learn more about market trends and gain a better understanding of what customers like and don't like.3. Instant DeliverabilityText messages are usually delivered within seconds. Average SMS delivery time for most mobile carriers is less than 10 seconds. Brands can deliver time-sensitive messages instantly.IDC data indicates 62 percent of smartphone users check their phones immediately after waking up, while 79 percent check theirs within 15 minutes of waking up. With brands struggling to increase email deliverability, the astonishing SMS deliverability leaves no question that SMS marketing is a worthwhile investment.4. High Open RateHigher open rates make a marketing campaign more effective. With a 90 percent open rate, the SMS open rate is almost triple that of the average email open rate. Brands don't have to worry about crafting great subject lines that will encourage the recipient to open and read a text message. The buzz going off in a mobile user's pocket is all the motivation they need to open a text message.5. High Conversion RateSMS has a very high conversion rate. Mobile users respond to call-to-actions in text messages more than any other marketing channel. Time Warner has used SMS to boost late bill collections by 49 percent and Kiehl's saw over 73 percent of their opted-in customers make a purchase as a result of receiving SMS product alerts.Currently there is so many service provider offer mass messaging Solutions but one need to choose the best among other alternative available in the market who offers the reliable, high Quality, Flexible and hassle free services at real affordable prices.KAPSYSTEM is not only a leading business communication solutions provider in India but the company has been actively delivering communication solutions for international markets as well. The company is actively providing its bulk SMS services for 200+ countries with a support of over 1200 + networks. It wouldn’t be wrong to say that KAPSYSTEM is one of the fastest growing international bulk SMS providers in Bangalore, India.The company has a tie-up as principal business partner with major telecom networks (over 1200+ networks) hence capable of providing the best of pricing to clients for international bulk SMS marketing.What you can expectInstant SMS DeliveryIntegrate API with your Respective Portal/Website/APPNow Get the Delivery Report within 24 hoursDelivery ratio on Promotional BULK SMS is 10:8Delivery ratio Transactional Bulk SMS is 10:1024 Hours SupportWhy Join UsEasy to use Interface.Resale Bulk SMS with your own Brand Name.Sell the Bulk SMS at Your Own rate and Earn Higher Profits.24x7 Technical Support.Create Sub Re-seller and further they can create Re-seller.Becoming a Re-seller is very simple.Buy Bulk SMS Packages from KAPSYSTEM at Cheaper rates and sell them at higher rates.For More Info Do Connect with me at faheem@kapmessaging.comor call : +91–9738010000Try Texting for FreeIf you’re ready to give text marketing a try, we encourage you to sign up for a free trial account with us.https://goo.gl/fZlVgkDo you use Bulk SMS Services in your Organisation? If so, have you had any wild successes or faced any notable struggles? Tell me about your experiences in the comments.

I always wanted to convey a message to all which was buried a long time ago.I think it’s the right moment and perfect stage to bring it out .I will start with some preface.Now, it’s not time to predict the future. It’s time to extrapolate the present situation.16 May, 2014Narendra Modi's landslide victory shatters Congress's grip on India.Why there was a need to change the government who ruled on us for straight 10 years?After reading a lot of articles in magazines, newspapers, blogs and answers on quora, I came on to a conclusion for this question.We were tired and our hearts weren’t that strong to bearONE MORE TIME A REGIME RESULTING LOTS OF SCAMS2012 Coal block allocation scam2013 Railgate2010 2G spectrum2010 CWG2011 Antrix Devas deal2011 Tatra truck scam2009 Satyam Computer Services scandalAdarsh Housing society scam2013 Saradha Group chit fund scam…..ONE MORE TIME A REGIME APRRECIATING APPEASEMENTONE MORE TIME A REGIME WELCOMING TERROSRISTS ATTACKS2008 26/11 Terror Attack2005 Delhi Serial Bomb Blast2006 Mumbai Train Blast2008 Jaipur Blasts2008 Assam Bombings…..ONE MORE TIME A REGIME MAKING PUBLIC POLICY/SCHEME DEPENDENT RATHER MAKING THEM SELF DEPENDENTONE MORE TIME A REGIME SPREADING NEPOTISM1) Gandhi Family2) Lalu Prasad Yadav and family3) Mulayam singh Yadav and Akhilesh Yadav...ONE MORE TIME A REGIME DESCRIMINATING US ON RELIGION & CAST BASISONE MORE TIME A REGIME INCREASING GAP BETWEEN RICH-MIDDLE CLASS-POORONE MORE TIME A REGIME HAVING NO CLUE IS OUR PM IS DEAD OR ALIVEIndia’s ‘silent’ prime minister always been a tragic figureONE MORE TIME A REGIME KNOWING NOTHING ABOUT OUR COUNTRIES POSITION AT WORLD LEVELONE MORE TIME A REGIME TAKING OUR COUNTRY TOWARDS DOOMSo, coming together and leaving the past behind people finally got commited to bring a change“Once you choose hope, anything is possible!” ~Christopher ReevesNarendra Damodardas Modi was that ray of hope for people.Well, we have heard the famous saying and PM NaMO also knew it quiet well.With great power comes great responsibility.Responsibilities…BRINGING UP THE RESPECT BACK OF OUR COUNTRY WHICH IT DESERVESInternational prime ministerial trips made by Narendra Modi[1]Foreign policy of the Narendra Modi government[2]Act East policyNeighbourhood first policyNeighbourhood first policyProject MausamCooperation with Pacific Islands________________________________________________________________________________________ENDING UP THE APPEASEMENTEnd of International “Appeasement”Modi visit to ISREALNarendra Modi became the first Prime Minister of free India to visit Israel when he landed in Tel Aviv on July 4, 2017. The visit came 14 years after Israeli Prime Minister Ariel Sharon’s visit to New Delhi and 25 years after the two countries established diplomatic relations in 1992.Modi visit to PALESTINE - Honoured by Grand Collar of state of PalestineFirst visit by an Indian Prime Minister. Signed six agreements worth around USD 50 million that includes setting up of a USD 30 million super speciality hospital in Beit Sahur. Construction of a centre for empowering women.Now, Coming over the appeasement in our country of which UPA has been champion of champions.Appeasement politics for narrow self-interest was the biggest enemy of inclusive growth of the minorities. The Modi government in the last four years has created an atmosphere of trust among all sections of society by adopting policy of empowerment without appeasement.INDIAN ARMY ROARING BACKIndian army has rediscovered itself. It has regained its previously dwindling morale due to the policies of erstwhile regime.On 29 September, eleven days after the Uri attack, the Indian army reported it conducted surgical strikes against suspected militants in Pakistan administrated Kashmir. Lt Gen Ranbir Singh, Indian Director General of Military Operations (DGMO), said that it had received "very credible and specific information" about "terrorist teams" who were preparing to "carry out infiltration and conduct terrorist strikes inside Jammu and Kashmir and in various metros in other states". The Indian action was meant to pre-empt their infiltrationIndian counter-insurgency operation in MyanmarOn 10 June India conducted surgical strikes against terrorist camps along the Indo-Myanmar international border, and inflicted signNow casualties.Indian media reported the casualty figure is up to 158.Pak forces request BSF to stop retaliatory firing[3]MAKING MIDDLE-CLASS AND POOR SELF-DEPENDENTFirstly, attacking the rich class whose treasure was built on the pillar of Black-MoneyDemonetisationKnocks out fake currency out of circulation in one stroke.Drought for Hawala sourcesKashmir back to normalcyReduction in Fiscal DeficitMoving towards Cashless IndiaSecondly. providing opportunities to poor be self-dependent.MISSION NEW INDIA ‘2022’Pradhan Mantri Aawas Yojana - Gramin :Under the PM Aawas Yojana Gramin affordable housing scheme, central government aims to develop 3 Crore homes by the year 2022 in rural areas for poor families including BPL. Under the scheme, the government will provide financial assistance to the poor home buyers, interest subsidy on home loan and direct subsidy on homes bought under the scheme.Skill India :To fast track skill development efforts. The aim is to skilled 300 million by 2022. Four initiative were launched till today. The main goal of Skill India Program is to create opportunities, space and scope for the development of talents of the Indian youth.Make in India :This was more of a slogan than a campaign coined by the Prime Minister Narendra Modi to ensure self sufficiency in the field of mass production. The vision has been to attract global investors to invest in domestic market and thus create India a manufacturing hub for the entire world.Make in India would also ensure that there are sufficient job opportunities for the national youth who are struggling to get a decent job in order to compete with their international counterpartsStartup India, Standup India :To provide support to all start-up businesses in all aspects of doing business in India. This encourage the youth and also increase the employment in the country.Pradhan Mantri Jan Dhan Yojana :To achieve 100% financial inclusion through banks to reduce corruption which indirectly will help poor peoples. 22 crore bank accounts have been opened so far. The scheme was mostly targeted to the people belonging to the Below Poverty Line but is beneficial to everyone who does not have a bank account.Mudra Bank Yojana :Stands for micro unit development. Loans between 50000 to 10 lakh rupees provided. This will boost poor people to utilize their skill. As per the official website of PMMY, 27344053 number of loans have been sanctioned under the scheme till 26 February 2016. The amount sanctioned has signNowed more than Rs. 1 Lakh Crore.Pradhan Mantri Ujjwala Yojana :To provide LPG connection to 5 crore BPL families. Financial support of Rs. 1600 per family. Allocated Rs. 8000 crore for 3 years. According the estimates, about 1.50 Crore BPL families will be benefited under the scheme in the year 2016-17. The scheme will cover 3.5 Crore more BPL families in the next two years.Deen Dayal Upadhyaya Gram Jyoti Yojana :To achieve 100% electrification. Has an outlay of 76000 crore rupees. It will help in providing round the clock power to rural households and adequate power to agricultural consumers.All villages in India electrified: PM[4]Let’s come forward to make India a Digital IndiaDigital India consists of three core components,development of secure and stable digital infrastructuredelivering government services digitallyuniversal digital literacyThe Modi Government specifically targets nine 'Pillars of the Digital India' as follows:Broadband HighwayUniversal Access to Mobile connectivityPublic Internet Access ProgrammeE-Governance, reforming Government through TechnologyE-Kranti, electronic delivery of servicesInformation for AllElectronics ManufacturingIT for JobsEarly Harvest ProgrammesHe was brave enough to implement the Goods and Services Tax (GST)Helped in reducing tax evasion:All the distributors will prefer purchase with invoices, because that would give them better profit margins as the distributor will get credit of all the taxes paid at the previous stage. Currently, it is the distributor who has to bear the burden of the excise duty. So if the customer insists on taking the bill, we can presume that the tax evasion should fall. This will indeed be the biggest advantage of GST.Removal of location bias approach:GST would help to even out the tax structures across various states, omitting location bias. As taxes should not be a hindrance to the investment decision of an individual, introduction of GST would help an investor to put up business units in any state without the worry of tax difference. This would boost the business in undeveloped locations as well.Lesser incentive for tax evasion:Currently, taxes are being paid on the entire underlying value of a product or service, but with GST, companies will have to pay tax only on the value-addition. This would lead to reduction in the actual tax paid and also decrease the incentive for evasion.Unified market:With the implementation of GST, there will be cut down of individual taxes imposed by the central government as well by the states. This would lead to a unified market and would boost the movement of goods across states with drop in the business costs.Increase in State revenues:GST will expand the tax base and thereby lead to increase in the revenues available at the states’ and centre’s disposal. This would thereby help in increasing the resources of the poorer / consumer states like, Bihar, Uttar Pradesh and Madhya Pradesh will increase substantially.Improvement in tax governance:GST would improve tax governance in two ways. One it is related to self-policing incentive inherent to a valued-added tax that can work very powerfully in the GST. The second relates to the dual monitoring structure of GST, one by the States and the other by the Centre.GST will bring in transparent and corruption-free tax administration, removing the current shortcomings of the supply chain owing to the multi-layered policies. GST is not only investor or business friendly but also consumer friendly. GST is the need of the hour and any hindrance to its enactment is clearly unjustified and not in national interest. Critics argue about the feasibility of implementing GST. But one should always remember that there is no reform that is perfect. It is important that we start with the current bill and gradually improvise the same in due course.MESSAGE TO ALL-No person is perfect and never been perfect in this world of billions. So, why to be so stupid and expect Narendra Modi to be so. He too have some limitations. Infact, Stop being a moron and think for him while like you think for you friends, and families. Is he is alone enough to change our country alone. Okay, take some of his honest Ministers, MPs, CMs, MLAs, and party members too.But, ARE THEY ENOUGH?NO. A BIG NO.It’s time to be that responsible citizen of OUR COUNTRY who actually want to work for country just not for his betterment but also for making it perfect than any country.Changing ourselves take long time when we try to change ourselve one day.Now, He has decided and is commited to work for the best of our country internally and externally both and to change it completely.So, don’t he deserve some more time. Why are we being so poor here.Don’t be blind and don’t get stuck in the river of appeasement flowing directly from the source of people for whom India is a not more than a country on which only they can rule.Get out of it and try to see and observe that ray of hope through which you can see the India of our dreams.Come Forward and Support theRAY OF HOPE - SHREE NARENDRA DAMODARDAS MODIFoot Notes-List of international prime ministerial trips made by Narendra Modi - WikipediaForeign policy of the Narendra Modi government - WikipediaPak forces request BSF to stop retaliatory firing - Times of IndiaAll villages in India electrified: PM - Times of IndiaThank youPeriod.Footnotes[1] http:// international prime mini...[2] Foreign policy of the Narendra Modi government - Wikipedia[3] Pak forces request BSF to stop retaliatory firing - Times of India[4] All villages in India electrified: PM - Times of India

Business - to - Business (B2B)Website following B2B business model sells its product to an intermediate buyer who then sells the product to the final customer. As an example, a wholesaler places an order from a company's website and after receiving the consignment, sells the end product to final customer who comes to buy the product at wholesaler's retail outlet.Business - to - Consumer(B2C)Website following B2C business model sells its product directly to a customer. A customer can view products shown on the website of business organization. The customer can choose a product and order the ...

Prior to travel dateCheck the schedule of your flight and confirm that there is no change in schedule - either call or check onlinePrint a copy of your flight tickets.Keep an original identity card with you - Passport, PAN Card, Voter's ID (EPIC)Check the baggage rules and pack accordingly - Generally one cabin bag (bag that you can carry with you in the flight) is allowed and one or two checked-in bags (bags that you need to "check-in" (more on that later) at the airline counter and are carried in a separate baggage area in the flight)Do not pack prohibited items from the following list and ensure that you put items that are not allowed in hand baggage into the checked in baggage - Baggage tips and restricted itemsBefore the flightArrive at the airport at least two hours before the scheduled departure of your flight.If you have too much luggage to carry in hand, get a luggage trolley, which is normally free to use, from the airport.Show the copy of your flight ticket and your identity card at the airport entry to the Central Industrial Security Force (CISF) guard posted there.He will check the details and let you into the airport - do not forget to collect your ticket and ID card.Either look for or ask anyone around to direct you to the baggage X-Ray screening area corresponding to your airline.At the baggage screening area, get the bags that you intend to "check-in", screened (X-Rayed). After checking, a sticker will be applied on the screened bags in such a way that the bags cannot be opened without tearing the sticker. So, do not open your bags after screening.Proceed to the "check-in" counter corresponding to your airline. You can identify this by the airline logo displayed above the counter. Checking in essentially tells the airline that you have arrived and are ready to board the flight. If in doubt, ask.You will have to wait in queue at the check-in counter and when your turn comes, proceed to the check-in counter and display your ticket and identity card to the person at the counter. You need not handover the bag that you plan to carry with yourself in the flight. But, the bags that you want to "check-in" or want the airline to carry on your behalf in the separate baggage area of the aircraft, should be handed over. Those bags will be weighed and measured to ensure that they are within the baggage rules and then sent away for loading. You only need to worry about them after landing at your destination.You will then be given your boarding pass along with the baggage receipt (which will help you in locating your luggage at the destination) and one baggage tag for each piece of luggage that you are carry with you inside the  flight cabin (hand baggage).Collect the boarding pass, baggage tag, bag receipt, copy of your ticket, your identity card and your hand baggage and move away from the counter so that the next person in queue can check-in.Attach the baggage tag to your hand baggage.Look at your boarding pass and locate your boarding gate and boarding time.Proceed for security check where you will have to wait in queue and then you will have to place your hand baggage on a conveyor belt for X-Ray and screening - if you have a laptop in the bag, you will have to remove it and place is separately for screening. You will also have to put you mobile phone, watch, wallet, purse, belt etc. for scanning before going through security.You will be asked to walk through a metal detector as part of security.You will then be frisked by a CISF guard (men frisked by men and women by women).The CISF guard will stamp your boarding pass once you clear security and hand it to you.Your hand baggage would have arrived after screening right next to you. Ensure that the baggage tag on your hand baggage has been stamped after security clearance - occasionally you might be asked to open the bag and show the contents for inspection.Collect your hand baggage and boarding pass and look for your boarding gate - there will be directions marked clearly in the airport indicating the position of the gates. If in doubt, ask anyone around.Arrive at the boarding gate mentioned on your boarding pass and wait for boarding to start till the boarding time indicated on the boarding pass.When boarding starts, queue up for boarding if requested - sometimes boarding is done based on priority and also based on seat zones. If so, wait for your seat zone (normally the first letter of the seat number C, D, E, F etc.) to be called for boarding.Present your boarding pass to the airline attendant who will verify the details, keep one section of the boarding pass and return the other part to you.From here, there are two possibilitiesYou might be asked to board a bus that will take you to the aircraft or you might board the aircraft via an aerobridge - which is easier. In either case, you will be guided to the aircraft by the crew.Once in the aircraft, the air hostess will normally ask for your seat number and guide you to your seat. If not, feel free to ask.Once at your seat, put your hand baggage in the overhead bin and sit comfortably in your seat.Fasten your seat belt - ask for assistance, if required. It is pretty much the same as a seat belt in a car, just that it goes around your waist alone, and not across your body.You are ready to fly!In flightWhen all passengers have boarded, the crew will prepare the flight for takeoff.The crew will demonstrate safety instructions and emergency procedures.There will be announcements from the captain about the details of the flight - destination, expected duration of flight, weather etc.You will be asked to open the window blinds, fold the food tray, return your backrest to the upright position, switch off your electronic devices (or put them in airplane mode) and fasten your seat belt. Ask the air hostess for help, if required.When the flight gets the nod for takeoff, it will taxi to the designated runway and position itself for takeoff - you will feel more or less like sitting in a car.You will then hear the engines being powered to full throttle and then the airplane will start its takeoff run - this will be more like sitting in a sportscar, extreme acceleration and high speed run.The aircraft will then lift off and you will at times feel weightless as it leaves the ground, noise levels will fall dramatically.As the aircraft ascends, some people might feel a slight pain in the ears due to pressure variation. This can usually be avoided by chewing candy or  forcefully yawning/opening the mouth wide repeatedly.Once at cruising altitude, the seat belt sign will be turned off, but it is advisable to keep the seat belt on while seated, just in case turbulence is encountered.You can use the toilet when the seat belt sign is switched off. Depending on the airline you might be served food and drinks as part of the service or you may have to buy it, if you want it. Be aware that food in flights is at least twice as expensive compared to the normal price.If you would like to summon an air hostess, you can use a button above your seat, to do so.Sit back, relax and enjoy your flight.Once the flight is close to the destination, the captain will announce that the flight is ready to land and will request the cabin crew to prepare for landing.The cabin crew will collect any rubbish that you might have.Toilets will be locked.You will again be asked to open the window blinds, fold the food tray, return your backrest to the upright position, switch off your electronic devices (or put them in airplane mode) and fasten your seat belt - this time for landing. Ask the air hostess for help, if required.You will feel the aircraft descending as it approaches the airport runway and will be able to see landmarks through the aircraft window.You might feel a thud as the aircraft touches down and then a rapid deceleration.The aircraft will then taxi to the designated gate - please remain seated during this time and keep your seat belt on.Once the aircraft has come to a complete halt, unfasten your seat belt, open the overhead bin carefully - some  baggage could have shifted during the flight and you do not want it to fall off as you open the bin - pick your baggage and prepare to disembark.Thank the air hostess and disembark - you might either disembark via an aerobridge or might need to take a bus to your gate, just like you did when you boarded the plane.After the flightOnce at your destination airport, look for airport signs and make your way to the baggage carousel - it is like a conveyor belt where you need to collect your checked-in baggage.There will be multiple carousels. You will need to locate the carousel corresponding to your flight. This will sometimes be announced in the flight after your flight has landed at the destination. In any case, each carousel will also display the flight number and flight details. Ask for help, if required.Get a luggage trolley, if required and wait for your checked in bags to arrive. Most times, you will be able to identify your bags by their looks. It is however advisable to double check that the luggage tag you have matches the luggage tag on your bags - many people can sometimes have the same bag and you do not want a mix up, do you?Collect you bags when they arrive and exit the airport - leave the luggage trolley behind.Congratulations! You have just completed your first flight! Wish you many more exciting flights over the years.Finally, at any point, do not hesitate to ask for help. There is nothing wrong in asking and most people will gladly assist you.Hope this helps!

Many industries are becoming heavily legislated around getting to know your customer from a legal perspective.Here are the main elements of a KYC checklist that you can complete using a KYC form.A basic KYC Checklist will include:Company trading nameAddressStatusCompany NumberVAT/GST NumberDetails of present Directors/Partners/ProprietorsNameAddressMobile NumberEmailVAT/Tax File/IRD NumberCompany Bank DetailsName of the bankBranch AddressAccount NumberIBAN/Swift CodePrimary ContactFull NameAddressMobile NumberEmailVAT/Tax File/IRD NumberSupporting files for KYCAs part of the KYC process you will also need to request as verification copies of:Certificate of Incorporation (for Companies, LLP, Trusts)GST/company tax numberConfirmation of company address (Telephone bill/Electricity Bill)Passport/Driver's License of Primary Contact and DirectorsTax file/IRD Number of Primary Contact and DirectorsWith FileInvite you can request a client completes a KYC checklist and supplies supporting files in secondsAs always, we recommend consulting a lawyer to ensure you are collecting the right KYC data and supporting documents for your industryAuditors and legislative bodies are clamping down to capture illegal activities and ensuring purchases are lawful. Acronyms like KYC (Know Your Customer) CDD (Customer Due Diligence) and AML (Anti Money Laundering) have placed added focus on clearly verifying the identity of your customers and the source of their funds for purchases of property and businesses.Try our KYC templateCompleting a KYC checklist with FileInvite will ensure that you have all your supporting files in one system should you be required to provide them.Our secure client portal also gives a good first impression. Users can complete and e-sign or digitally sign your KYC form, and upload supporting documents from any device. Check us out: KYC Checklist - Start now collecting KYC documents and declarations.