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The logical route for most small businesses that are operating on tight budgets is to start with free SaaS software. There are many out there but you will find that they are limited in features and capabilities. You may want to have a mix of free tools and set aside a reasonable investment for paid solutions since there are lots of affordably priced, SMB-friendly SaaS software offerings in the market. Here’s a great resource on SaaS tools for small business you may want to check out.The following are my suggestions of software categories and the respective products that are most useful in y...

The good business to start which are worth investing time and money are to start a franchise, they are best in light of the fact that most franchisors help franchisees build up a strategy for success. Numerous components of the arrangement are standard working techniques set up by the franchisor. Different parts of the arrangement are modified to the requirements of the franchisee. The most troublesome part of another business is its start-up. Scarcely any accomplished administrators think about how to set up another business since they just do it a couple of times. Be that as it may, a franchisor has a lot of experience collected from helping its franchisees with start-up. This experience will help diminish botches that are expensive in both cash and time. A franchisor ordinarily offers a few promoting points of interest. The franchisor can get ready and pay for the advancement of expert publicizing efforts. Local or national promoting done by the franchisor benefits all franchisees. What's more, the franchisor can give counsel about how to create compelling promoting programs for a neighborhood. This advantage for the most part has a cost in light of the fact that numerous franchisors require franchisees to contribute a level of their gross pay to a co-agent advertising store.It is conceivable to get help with financing another franchise through the franchisor. A franchisor will frequently make courses of action with a loaning foundation to loan cash to a franchisee. Loaning organizations locate that such plans can be very gainful and generally safe in light of the high achievement rate of establishment tasks. The franchisee should in any case acknowledge moral obligation regarding the advance, yet the franchisor's contribution as a rule improves the probability that an advance will be endorsed. An appealing component of most establishments is that they have a demonstrated arrangement of task. This framework has been created and refined by the franchisor. A franchisor with numerous franchisees will ordinarily have a very refined framework in light of the whole experience of every one of these activities.The best franchises I can suggest you now a days are Online services, They are the franchise options for many reasons, low cost and less initial space are the two important features of it.Look out for a company like Phixman. This company is India’s one of the best Online Mobile Repair Company, this is the best investment because smartphones are becoming a basic need in everyone’s life and we can’t live without our phone for a day. Phixman is the company that takes your smartphone from your doorstep, repairs it and then delivers it back to your doorstep, all you have to do is place your order. It is India’s one of the fastest growing franchises and is the best franchise to start in 2019.

Like others in this thread, I agree that it depends on the specific features your industry/company demands. Hopefully one of the following tools will suit your needs.We did a huge crowd-sourcing of the best sales tools out there in different categories. This list of contract lifecycle managementt tools might do some service here. These should help you get your email workflows to be more efficient and easier to track throughout campaigns.The whole list of all 157 tools in different categories is here —-> Sales Tools: The Complete List (2017 Update) | Sales HackerHere are the ones we highligh...

You might have observed that most good companies have a higher market capitalization than business net worth. This means that a share, which is a part of the company, trades at a higher value than the underlying value of the company.The reason why stocks trade at a premium compared to business value is because stock market discount the future estimated earnings of the business to the present value.When a business is expected to do well in the future, its stock trades at a higher premium to the business value as people want to invest in a fast growing company, and are willing to pay a higher...

1. Secure your footwear at templesThe quick hack to the problem is to never put your footwear together and if possible, turn one of them upside down. This drastically reduces the chances of your good looking footwear catching a thief’s eye. Thieves normally just pick up the ones that are kept together and look good at first glance before escaping the venue quickly.2. Make moving to a new city easier for yourselfLearn to say “I am learning the language” instead of “Sorry, I don’t know the language” in the language of the city you are moving to. People are always glad to hear that you are willing to make the effort to learn their language!3. Prevent cake from going stale in the fridgeKeeping the cake out in hot weather can spoil it while storing it in the fridge can make it go hard and stale. The solution to this never-ending confusion is this fantastic hack that will ensure the cake stays nice, fresh and soft in the fridge. All it takes are a few slices of bread and some toothpicks to cover the open parts of the cake that aren’t covered by frosting.4. Being nice can help you out of a tight spotBe extra nice to people like security guards, hotel staff, chauffeurs, waiters and valets. They work all day and rarely get a kind word in return. They also have a lot of information about the locality they work in. You’ll be surprised how much they can help in return.5. Keep your essentials safe on the beachA great beach life hack is to clean out an old sunscreen lotion bottle and hide your phone,money and keys in there! Chances are that no one will steal this from you and you can safely keep your stuff in there while you’re in the water.6. For when you doubt your tea cup is cleanIn India, local tea stalls often serve awesome tea. If you have ever visited these busy stalls and been afraid of having tea in a cup that you doubt is clean, this hack is for you. Just turn the cup by 180 degrees, hold it with the left hand and have your tea. Most people are right handed and hold the cup in their right hand thus using just one half of the cup opening. Its not foolproof but being cautious helps when you are not sure!7. Smelly shoes no moreHot weather in India often leads shoes to emit an unpleasant odour. Deodorize your stinky tennis shoes by inserting old tea bags in them. After all, who doesn’t like wearing fresh smelling shoes?8. Stay on the safer sidePretend to talk on your phone when taking an auto/cab late night and casually mention that you are travelling in a cab and going by so-and-so route. An extra step you take on a late night cab ride is taking a picture of its registration number and sending it to a family member or friend.9. Say goodbye to pesky mosquitoesLets face it, mosquitoes are an aggravation.The buzzing, the biting and the itching are enough to send the bravest outdoor lover back into the safety of the house. So if you find yourself in a place plagued with mosquitoes and with no bug repellent on hand, what you can do is ask around for a mentholated pain balm such as Vicks Vaporub. It works like a charm to keep the pesky mosquitoes away.10. Handy in an emergencyTake a photo of a list of all the medications used by the members of your immediate family on your cell phone. It’s handy to have in the case of an emergency or even when you take them to see a new doctor. You can also add other important details, like their allergies and blood types, to the list.11. Get your stuff backIf you often forget about the stuff you have loaned to others and to whom, this hack is for you. When friends borrows a tool or a beloved book, snap a photo of them holding it. Next time you need something and can’t remember who you gave it too, the photo will help you get it back.12. Stop chilli from burning a hole in your taste-budsWhile chillies can bring amazing flavor to Indian foods of all kinds, nobody likes the fiery sensation of a chilli burn. Since capsaicin, the compound which causes the burn, repels water, it is not something you can simply treat with water. Milk, yoghurt and bread are a better and more effective option when it comes to cooling your burning taste buds.Source : googleMake your life easy now. :DThanks for reading!

Digital India (Programme) (DI) is one of the most ambitious initiative of the present Narendra Modi Government, that aims to transform India  into a complete e-literate and digitalised country. Though it is a herculean task, it is no doubht that India will be once a digital nation. In order to avail the services under Digital India and to make it a grand success, it promotes three things to be very common and universal. An internet  accessible mobile phone A Bank Account, preferably under Pradhan Mantri Jan-Dhan YojanaA digital identity, provided by UIDAI - Official WebsiteThe whole mammoth project has been framed on three basic concepts. They are, Digital infrastructure E-governanceDigital literacyIt proposes nine ideas to be achieved, usually known as nine pillars of DI. Let's discuss those with the benefits for a common man. Broadband HighwaysAims to provide high speed broadband connectivity to 2.5 lakh villages by 2017 and to spread to all villages in a phased manner. What happens if complete India gets high speed broadband connectivity? Answer is simple. - Speedy processing. What if you gets the result of a competitive exam immediately after the completion of exam? How will it be getting papers cleared and Funds for assistance for a public well in a remote area from their district administration, simply sitting in their gramsabha without going to the respective offices hundred times? How will it be applying for school admissions, college admissions, scholarship applications etc by having dinner with your loving parents in a  two room hut? The move from Microsoft (company) to provide low cost broadband to 5lakhs villages is a welcome one. (Microsoft wants to bring broadband to 500,000 Indian villages) Kerala, by a recent announcement as the first digital State in India in the 69th independence day, made a tremendous success towards the complete achievement of DI ( Kerala becomes India's first 'complete digital state' - The Times of India ) Universal access to Mobile connectivityIt is estimated that India's mobile users figures remains in a very low scale. Less than 20% of the population only have access to mobile services. A recent survey conducted by Internet and Mobile Association of India ( IAMA) has said that the number of total mobile Internet users in India is 213 million. ( Industry) It is undoubted not only for DI, but also for any of the digitally oriented schemes, the real success relies on the number of active mobile Internet and service users. Public Internet AccessWe are going to convert our Post offices as public data centres. Also we are setting up common service centres in each villages. The initiatives like Akshaya project of Government of Kerala can be considered as the initial footsteps to achieve this superb project.India aims to provide 4 lakh public Internet access spots or WiFi hotspots. It also envisages to provide the same in nearly 3 lakh schools and in all universities. The initiative of Google (company) to start faster WiFi spots in 500 railway stations with their Google Fiber technology, is really a warm start for this. Free Wi-Fi at 500 Indian Railway Stations, With Google's HelpNo need of recharging your mobiles with various data offers. Download ebooks, apps, songs, movies, and all relevant data free soon. Call anyone in this world using various apps like WhatsApp, hike, Skype etc. Again, you don't have to rely on your mobile balance. Money savings, money savings, money savings. :)Also dont have to be worried about lack of any data offer for any immediate and emergency need that requires Internet access. E-governanceReduce corruption and bring transparency in public administration. Direct Benefit Transfer, one of its part, is reducing the chance of getting bribe . The style of E-governance envisioned is SMART governance.(SMART -  Simple, Moral, Accountability, Responsive and Transparency). When India achieves SMART governance, we would be free from corruption to a great extent. E-KrantiElectronic delivery of services in important sectors like health, police, agriculture, rural development, treasuries, PDS, road transport etc. Recent initiatives like Sehat (‘Sehat’ Unique Initiative for Health Care Launched),  Jeevan Pramaan or life certificate, digitalised MGNREGA, twitter samvaad, shipping samvaad, Madad, SMS based cyclone warning system, e-money, PRAGATI,  Digilocker etc are paving founding stones of a brighter digitalised India. How would it be going any government office or any such institution without the pile of files. Once you get a certificate, marksheet or any such, just get it in its digital format and e-sign it. There is no need of bringing it to anywhere then. Bureaucracy can't delay any of your needs for any certificate as everything is available within a click on his computer. This will reduce corruption , forgery in documentation etc. DigiLocker, provides you to live a life without any paper documents. Yes it will take time. But not impossible..  :) (Page on digitallocker.gov.in) Information to AllYes. As all government services become digitalized, it's easy to fetch any data regarding anything within a click. You can also be a part of development of this land through MyGov platform (MyGov: A Platform for Citizen Engagement towards Good Governance in India ) Electronic manufacturingFor a digitalised country, you should be self reliant on its electronic needs. Yes we are doing it. We follow new National Electronic Policy. Setting a target of NET ZERO import by 2020 we are working on it by enhancing various electronic sectors like Micro ATMs, Set top boxes etc. IT for jobsOf course, without IT, what digital India? It will provide huge job opportunities for IT sector. At the same time GoI giving priority to underdeveloped areas like northeast. Yes, our engineers will no more need to go abroad. This land is going to be a heaven for our engineers. Because now you have another responsibility too, to be a cog in in the national development. Early harvest programmesWe should something special, that too earlier. ;) Initiatives like changing conventional text books to ebooks, portal to find and share information about missing children, complete biometric attendence, selective weather forecasting etc. are something new, atleast in Indian soil. NoteThe recent shifting an old village, Akodara, into the first digital village BY the collaboration with ICICI Bank is a hope of new dawn of digital face of our country. ( At Akodara, India’s first digital village ) Yes, this scheme is a brain child of Shri. Narendra Modi. We may mock and tease a man with a frame less spects and neatly trimmed white beard wearing a special Modi kurta, visiting large Internet companies of silicon Valley to come and invest in India. But he has a vision. And he makes it. I am not a pro Modi. Not even a BJPian. But, we should give our hands to him. Because he is doing it. Doing it for us. For the brighter future of this land. :)Refer -  Department of Electronics & Information Technology, Government of India

Get the material of CFA level 1 and read it. It won't cost more than 2000 bucks.Apply the learning in the real market. And for that-Regularly follow economic news and Govt policies by reading business news.Also get knowledge about various sectors of the economy and what is happening in key sectors like banking, auto, infra, Oil&Gas, agriculture.After this go down to company level and pick few cos from different sectors. Understand their business, strength & weakness, it's position within the sector, business model etc. Study historical financials to see how the co has evolved. After that you can do some ratio analysis of the recent 2-3 years to see how it has performed. The valuation comes after this. You may not do fully on your own but see what various analysts are saying about the price of shares and whether it is cheap, fair or expensive. You will get different opinions.Also major factor in fundamental analysis and valuations is forecasting the future financial performance where you have to develop your own judgment and take various factors in to account especially growth prospects, profitability and the ability of the management to deliver the results.Continue this process for some time and once you have created enough repository of the knowledge it would be easy to say whether it makes sense to invest in a co or not.

Location: IISc BangaloreNote: long answer aheadI gave the Kvpy SX interview 2017–18.It was my first interview ever. Being a physics enthusiast and ambitious to do pure science after 12th, this interview was very important to me. My calculated score seemed to be pretty decent and I still had a chance of getting a rank below 200 if I get above 80 in the interview.After consulting some seniors and friends I decided to take up electromagnetics and physical chemistry as my strong topics and prepared for the interview.I signNowed the centre by 8 30 AM and waited for about 4 hours before I was finally called in.There were 7–8 interviewers sitting by a long table. Most of them looked young and in their 30s.P: Good afternoon. Have a seat.Me: Good afternoon mam and sirs.P: So Sharaj tell me how have you been preparing for this interview.Me: For last two weeks I have been preparing exclusively for kvpy interview. I went through the concepts of my syllabus and prepared electromagnetics and physical chemistry specificallyP: What about other topicsMe: I went through them but I am not that confident in other topics.P: Ok. So tell me how do you know light is an electromagnetic wave?Me: ( what!? All my life I learn that light is an EM wave and why did it never occur to me why?) Well, I think its because it has sinusoidally varying electric and magnetic fields. Plus it's also non mechanical wave so we know it should be EM waveP: No you just defined an EM wave. But how do you know light is one?Me: (thinks)P: Do you know what diffraction is?Me: Yes mam. But how does that prove….(thinks again)[ well later I realised she was leading me on to polarisation by scattering is phenomenon we observe everyday. And it is caused due the electric fields]P: Ok leave it. Tell me what is lenz law?Me: *answers*P: where do you see it in your real life.Me: *talks about magnet dropped through metallic pipe slows down due to induced currents*P: Ok but where else? Do you know about transformers, step up transformer and all?Me: Yes mam. Step up transformers has two coils with secondary winding more than primary and its used to step up the voltage level.P: go explain it on the board.Me: *goes and draws an air core transformer with 2 coils and explains the apparatus*P: Wait. What is a solenoid?Me: *answers and then continues* Ok here now the current varies in primary which causes a change in flux in secondary and that induced an EMF in the secondary.P: Yes but why is the EMF induced?Me: *Repeats that current is changing and says as a result of faradays law emf is induced.*P: [looks unsatisfied as if she was expecting something else. Maybe I misheard the question] OK leave it. Why does a conductor conduct and not an insulator?Me: there are free electrons in conductor which can move when electric field is applied but in insulators only dipoles can be induced. The electrons are bound.P: So if you rip out all free electrons off a conductor and then apply an AC source across it what would happen.Me: *instantly*it would act as an insulator. It won't conductP: Are you sure?Me: *Thinks and says yes*P: Draw the circuit for AC applied across capacitors. And explain what happens there.[Stupid me! I didn't realise she was leading me to the answer to the previous question. ]Me: *by this time I was already lost as I realised I messed up the interview. I take around a minute to draw the circuit and write Q=CV.* Mam should I derive the impedance equation here(as she asked me to explain the working).P: No that's enough. Q=CV is what I wanted ( not sure if she was being sarcastic)(By this time I had given up already. The chemistry professors C1 and C2 look at me and smile. The math and bio profs don't give a damn and are doing something on their cell phones. Some other prof was sitting in the corner and writing something)C1: Ok now draw the free energy vs reaction coordinates curve.Me: *clumsily starts erasing the board using hands. Then C2 told there was a duster around the corner and to use it.* sir, the free energy..?C1: *repeats* for an exothermic reactionMe: ( well it must be the same as potential energy vs reaction progress graph) *draws this*C2: Are the reactants and products stable?Me: Yes sir but the product is more stable. Hence its exothermic.C1: Yes but your graph doesn't say that.Me: *thinks and has no clue what's wrong *C1: For things to be stable shouldn't its potential energy be at the local minima?Me: Yes *realises and alters the drawing to this*[ In my defense most books including NCERT doesn't have that well in the ends. It was something I learnt during the interview.]C1: Ok now mark the activation energy.Me: *marks everything and explains through graph*C2: What is the EA for backward reaction?Me: *marks*C1: Well tell me, where is the transition state and is it stable?Me: Its at the topmost point and no its not stable ( recalls that intermediate states are the stable states but not transition)C1: Are you sure?Me: Yes sir. It has maximum potential energy and hence its unstable.C1: No there are many degrees of freedom and * talks about stuff I didn't understand. Says something about saddle point*C2: *notices the weird frown I give* they don't have it in their syllabus.Me: (Oh thank god!)C1: Do you have order of reaction in syllabus?Me: yes sir! (Happy because its an easy chapter)C1: What is first order reaction?Me: *answers*C2: What is second order reaction?Me: ( wait! Did I mess up so much that they are asking easy questions now?) *answers*[Now I gather a little confidence and realise 10 minutes are up. (OK ask me questions I”ll answer them!!!)]C1: Ok. You can go now.Me: (No!! Give me more. Let me prove to you that I am worthy to go to iisc. Give another chance. Literally this expression!)*I thank them and leave the room. I come out and I am shocked and disappointed. If I were the interviewer I would hardly give myself 30 marks. I mentally calculate to find that I have very less chance to go to IIsc with such a performance*I come out and my dad just smiles and doesn't ask much. He just says “let's go have lunch”. He might have realised that I messed up.To all who are going to give the interview next…just know that it can go unpredictably good or bad. Just give it and wait for the results. I gave importance mainly to derivations because that's what most of my seniors were asked. But things are never the way you expect them to be!Fingers crossed till the results come.✌peace✌Edit: (20–04–2018)Turns out the interview had not gone as bad as I thought. Might be the interviewers asked relatively difficult problems to test my breaking point. Moreover the aptitude test of 2017 was much more difficult than the previous years.Thank you guys for all the up votes!

Does your e-commerce website doesn’t look credible enough? If so, you will see a lot of people leaving right away.Is it possible to stop them? Hell to the yes!Let’s go through a few tactics that make your online shop more appealing for prospective clients. For your convenience, I will cluster them into 2 areas: the decision-making stage and the ordering stage.The decision-making stageThis stage includes tactics to increase trust in your online shop while prospects are surfing the pages.First, provide high-quality images of your products from multiple angles. What’s more, you can add a 360-degree product video. Then, include as many product’s specs as possible.Second, make your shipping information and return policy easily accessible to prospects so that those who are interested can quickly find them.And don’t forget to be personal. Include face shots of your team on the “About Us” page. Feature your existing customers’ faces to show that you are reliable enough. Share your business’s own personal story to form an emotional connection with prospects.Social proof is a great method to win more customers. You can start by featuring your existing clients’ testimonials. Collects reviews, gathers them together and add them to your website. Try to keep testimonials personal and relevant.Another ingeniously simple, yet super effective type of social proof is various on-site notifications. For instance, you can inform your prospects about what other visitors have done (signed up for a newsletter, made a purchase, etc.) and show how many people are currently viewing the page or entire site in real-time.The number of social followers can be important too, especially to the younger generation.The social proof platform crowdy.ai combines and automates all the above-mentioned social proof tactics, based on your e-commerce website analytics.The ordering stageStart with payment security. First, get an SSL certificate for your payment page. Second, display your security system putting its brand badge right in the cart (MacAfee, Norton or whatever you have chosen). Then, offer a PayPal payment option because some people don’t want to share their card information in no case.Moving forward, clearly list all of the order information with all fees to present a total cost. Also, it’s crucial to include all relevant delivery information.What else? Be always available for assistance. You may display your contact info prominently as well as adopt a live chat tool.