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[Music] if you shopped at Target recently your credit card information could be at risk the retailer confirms that it has been the victim of a massive security breach their news 12 New Jersey's Walt Cain is in your corner to explain what you can do next well Rick you know the big thing about this is that this security breach happened during the busiest shopping season of the year it actually started the day before Thanksgiving so a lot of people could wind up being affected including quite frankly me so here are a few easy steps we should all consider taking now to avoid big problems later on if you're one of the 40 million people who shopped at Target between november 27th and december 15th you may have had your credit or debit card information stolen target confirms someone hacked into their point-of-service computer system and stole customer names card numbers and expiration dates even the three digit security code on the back target says online customers were not affected it's the fastest growing crime in the country and it's going to continue to be that way Paul Auster is a credit card fraud expert he says even if you weren't affected this time sooner or later all of us will likely fall victim to some kind of identity fraud all of our information is in ten thousand different databases all over the world it's a question of when not if for sure that someone gets access and uses it so what should you do if you think your card information was stolen first review your bank and credit card statements and check every transaction if you see one that looks suspicious call your bank or credit card company right away also check your credit report periodically see if there are any new accounts set up in your name you're allowed one free credit report a year from each of the three major credit reporting companies or you can get unlimited access by enrolling in a credit monitoring service those usually cost about ten dollars a month and if you'd like an extra layer of protection you can also call any of the major credit agencies and ask them to set up a fraud alert or a credit freeze the means no one can issue credit until you lift it using your password neither of those options is perfect they can make it harder for you in fact to get credit yourself do you know something I need to investigate Coleman 732 738 cane or email Cain in your corner m12 comp or find me on facebook at Kane in your corner and there is more information about this on news 12 calm for you the other thing is you know this day and age you don't have to just wait until that you get the monthly statement in the mail check online check at least once a week you know this does happen not exactly 40 million and you know what I mean know there was one a few years back I think 2900 130 million so these things happening it's gonna happen at some point just have to be alert all right well thank you so much and this leads for a question of the day do you pay for credit monitoring yes no or I will now vote in our online poll in New 12.com or you can go to news 12 interactive that is channel 612 on your optimum cable box Oh [Music] [Music] [Music]