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Form preview Gsis online loan application f... PRE-TERMINATION. The GSIS CONSO-LOAN PLUS may be pre-terminated by paying the outstanding balance of the loan before the end of the loan term. 10. Form No. CONSOLOAN 02-2007 GSIS CONSOLIDATED LOAN CONSO-LOAN APPLICATION REV 110911 IMPORTANT Before applying for Conso-Loan please secure tentative computation of your proceeds. Please encircle your choice TERMS AND CONDITIONS 1. LOAN AMOUNT. The loan amount that may be availed for the GSIS CONSO-LOAN shall be based on the Basic Monthly Salary BMS and the member s record of creditable service RCS as shown in Table 1. C. The GSIS shall initiate appropriate action for accounts in default as provided for in the CHOICE OF LOAN AMORTIZATION SCHEDULE FOR PENSIONERS CLASP THAT IS APPLICABLE TO RETIRING GSIS MEMBERS WHO WILL AVAIL OF A RETIREMENT SCHEME WITH AN IMMEDIATE PENSION BENEFIT AS PROVIDED UNDER R.A. 660 PD 1146 AND RA8291. d. The borrower may however apply for loan restructuring. 13. DEDUCTIONS. a. All outstanding balances of the loans to be consolidated minus the penalties and surcharges to be waived shall be deducted from the proceeds of the CONSO-LOAN PLUS thus each of the consolidated loan account shall be deemed fully paid. b. TRANSFER/CHANGE OF OFFICE. The Borrower shall immediately inform the GSIS of his transfer to any government office/agency and for the continued remittance of the borrower s monthly payment on the loan this application shall be sufficient authority for GSIS to effect collection through salary deduction from his new office/agency. 20. NOTICES. All notices required under this Agreement for its enforcement shall be sent to the Office Address indicated in the Personal Data portion of this loan application. The notices sent to the said office address shall be valid and shall serve as sufficient notice to the Borrower for all legal intents and purposes. I confirm that I have read and fully understood the CONSO-LOAN PLUS Terms and Conditions and undertake to comply with them. SIGNATURE OF MEMBER/BORROWER TIN Date Signed. Interest will be charged during the period of moratorium at the same rate of 12 per annum. 5. DUE DATE OF MONTHLY AMORTIZATION. The first monthly amortization shall be due on the 10th day of the 3rd calendar month following the grant of the loan and every tenth 10th of the succeeding month thereafter until the loan is paid in full. Grant of the loan shall refer to the month of application for Conso-Loan Plus. 6. PAYMENT MECHANISM. The monthly amortization shall be paid through payroll deduction. It is understood that the deduction shall not be stopped until the loan is paid in full. The borrower shall pay directly to the GSIS the loan amortizations as they fall due under the following circumstances a. the name of a member / borrower is excluded from the monthly collection list b. 660 PD 1146 AND RA8291. d. The borrower may however apply for loan restructuring. 13. DEDUCTIONS. a. All outstanding balances of the loans to be consolidated minus the penalties and surcharges to be waived shall be deducted from the proceeds of the CONSO-LOAN PLUS thus each of the consolidated loan account shall be deemed fully paid. b. The total loan arrearages from Emergency Loan eCard Plus Cash Advance accounts and Housing Loan Account shall 14. CHOICE OF LOAN AMORTIZATION SCHEDULE FOR PENSIONERS CLASP EFFECTIVE JUNE 1 2011 RETIRING GSIS MEMBERS WHO WILL AVAIL OF A RETIREMENT SCHEME WITH AN IMMEDIATE PENSION BENEFIT AS PROVIDED UNDER RA 660 PD 1146 AD RA 8291 MAY AVAIL OF THE CHOICE OF LOAN AMORTIZATION SCHEDULE FOR PENSIONERS CLASP WHERE THE MEMBER-RETIREE MAY CHOOSE TO SETTLE HIS/HER OUTSTANDING BALANCE OF THE LOAN IN WHOLE 100 OR A PERCENTAGE THEREOF 75 50 OR 25 WHICH SHALL BE DEDUCTED FROM HIS/HER RETIREMENT PROCEEDS. FOR THOSE WHO CHOOSE TO PAY A PERCENTAGE OF THE OUTSTANDING BALANCE OF THE LOAN 75 50 OR 25 THE REMAINING UNPAID BALANCE SHALL BE RESTRUCTURED AS A LOAN WITH A RATE OF 10 PER ANNUM COMPOUNDED ANNUALLY PAYABLE OVER A MAXIMUM PERIOD OF THREE 3 YEARS. 15.
Form preview Equity bank loan application f... Application Form DCB Home Loan DCB PayLess Home DCB Home Equity Loan Application Date. Salaried PLEASE FILL IN BLOCK LETTERS ONLY Self Employed Preferred Mailing Address Res. Personal Details Off. To be filled in case applicant / co-applicant / guarantor is an individual. Applicant Title Co-applicant Mrs. First Name Middle Name Last Name Dr. Guarantor Name Father s / Spouse s Name Mother s Maiden Name Current Residence Address Landmark Pin City State No. of yrs at current residence Self owned Rent per month if rented Family Rented Company s No. of dependants Phone No. with STD code Mobile No. E-mail ID Permanent Address D D / M M / Y Y Y Y Date of Birth Marital status Married Single Qualifications Sex M F Others Graduate Post Graduate PAN Religion Category OBC Residential Status Resident SC ST DT / NT NRI PIO Business / Employment Details Occupation Public Ltd. MNC Pvt. Ltd. PSU Nature of Business / Empl. Name of the Concern / Empl. Designation business / employment Date of Commencement Fax No. with STD code Details of previous business / First Directors / Partners Second Third Address Fourth Fifth Sixth Reference 1 From relative only Reference 2 Relationship Phone Mobile Bank Account Details Name of Account Holder Branch Name of Bank A/c operated since Account Nos. Application Form DCB Home Loan DCB PayLess Home DCB Home Equity Loan Application Date. Salaried PLEASE FILL IN BLOCK LETTERS ONLY Self Employed Preferred Mailing Address Res* Personal Details Off* To be filled in case applicant / co-applicant / guarantor is an individual* Applicant Title Co-applicant Mrs. First Name Middle Name Last Name Dr. Guarantor Name Father s / Spouse s Name Mother s Maiden Name Current Residence Address Landmark Pin City State No* of yrs at current residence Self owned Rent per month if rented Family Rented Company s No* of dependants Phone No* with STD code Mobile No* E-mail ID Permanent Address D D / M M / Y Y Y Y Date of Birth Marital status Married Single Qualifications Sex M F Others Graduate Post Graduate PAN Religion Category OBC Residential Status Resident SC ST DT / NT NRI PIO Business / Employment Details Occupation Public Ltd. MNC Pvt. Ltd. PSU Nature of Business / Empl* Name of the Concern / Empl* Designation business / employment Date of Commencement Fax No* with STD code Details of previous business / First Directors / Partners Second Third Address Fourth Fifth Sixth Reference 1 From relative only Reference 2 Relationship Phone Mobile Bank Account Details Name of Account Holder Branch Name of Bank A/c operated since Account Nos. Account Type SB / CA / OD Credit Card Details Card No* Year of issue Year of expiry Existing Relationship with DCB Bank Income / Assets / Liabilities Details VALUE INCOME Gross Monthly Income Rs. Net Monthly Take Home Other Income specify sources Average Monthly Expenses Monthly Instalments you can pay ASSETS 1. Property and other Assets 2. Motor Vehicles 3. Fixed Deposit if any 4. Current Balance in PPF 6. Other Investments bonds / securities 7.
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