Sign North Dakota Affidavit of Identity Secure

Document type sign affidavit of identity north dakota secure

your ID is your legal avatar it's an unusual concept and it comes because we are not we're not living our lives anymore most of us as natural human beings we're not natural persons we are corporations we're kind of bipedal corporations and we have we have a and that that is a kind of construct of different agreements and commercial operations of government and big corporations and even international organizations and that gives us an ID and it is a corporate way of identifying is if you don't have an ID you are in fact 'visible you're invisible to whom well I would suggest you're invisible to government and to to marketers and business they can see you only through your ID which is your your thing that you're trying to protect right that's why you have you have ways of protecting your ID protecting this legal creation this this artifice that kind of walks parallel to you and is the way by which you are made visible and and if you have an ID well think of all the wonderful benefits that you can share in in our modern debt based credit based economy you can have a credit card you can have you can enter into public school you can file tax returns you can obtain benefits Social Security benefits Medicare benefits Medicaid benefits that you can get a college loan so that you at the end of your time at University will be saddled with $65,000 in debt that maybe the taxpayers will pay for you have you have the privilege of doing that and having that only because you have this thing called the ID so you have an interest you know it's not you in a way you still have a some something of an interest maybe even a legal interest in protecting it and keeping entities parties groups individuals and and conman from using it to their own advantage because that's what they do they will put they will put your ID in the place of some some other party making a purchase often by credit and and then suddenly there's a record somewhere and a police police blotter that says you know the David Tua show listener has bought nine hundred dollars worth of underwear and in high-priced chocolates from a Walmart in in Bismarck North Dakota okay and and so you yours now saddle with that there's a criminal charge floating around and there maybe even a warrant out for your arrest because you bought that underwear in that chocolate and of course you wouldn't you write someone you was using your your legal ID so to answer some of these questions about what to do about this about this threat is is Mark Jones he is with LegalShield and has and has an interest in telling you about ID shield which is a product of that of that business first of all mark what what is legal shield in general how does that work as a as a business what are you selling but basically what we would provide David is that legal shield provides affordable legal services and identity theft protection for individuals families small business owners we also go into companies to make the services available for your employees Legal Shield provides just advice and consultation with you contracts and documents on your behalf new things like prepare you will living will help our attorneys or update those documents is they need to be updated write letters make telephone calls basically what we do is we protect and empower people and is that like buying insurance something like insurance it's similar to insurance but the thing about this product is that we want you to use it we want you to look utilize the services where in most cases insurance something bad has to happen before you can use the services well so Legal Shield operates generally Mark Jones buy a subscription right - he's one of your clients he pays a subscription well what what kind of subscription does you pay what are the different levels how big how big of a policy if you will or how small a policy can he obtain basically we have for individuals and families employees we have individual proper policy which starts as little as $17.95 and then we have a daily no that's monthly that's a monthly subscription and then on our family plan it's only 1995 a month cover family family consists of the member the spouse or significant other children up to the age of 26 while they living at home a full-time college student so we can cover the entire family for that same small monthly subscription okay well tell a bit more about the kinds of services that your subscribers have what can they what are some examples locally of your some of your clients what if they what are they done obtaining through Legal Shield these these benefits well we had one client that I had a situation with his mortgage and so he was able to top the Legal Shield Legal Shield was able to review the contracts and documents and then tell him and advise him what he could do when he talked to the mortgage lender so not only do we assist our clients but we can review those contracts and documents and give our members to give our people opportunities to have access to the system and know what to do when they go and hopefully my you say my listener doesn't have legal problems hasn't had legal problems in 15 years has never even dreamed that he would need to consult an attorney but when it happens it happens and suddenly you need to have advice absolutely absolutely I look at like this now it's almost important to have an attorney as it is to have a doctor in today's that well what now ID shield is a new part of your business Marc you've been involved in Legal Shield for at least a decade in the area right 17 years 17 years and years the local I am the regional manager regional manager for Legal Shield in this in this mark and and now what what is said the new thing is ID shield talk about that yeah I do know a little company called Kroll about 10 about 14 years ago and Kroll is the number one risk consulting company in the world and what they saw several years ago where individuals and families were becoming victim without any death well at the time there was no where to turn to get advice so crow came out with a product and what product does is it gives our members access to licensed investigators a private investigator but consultation review and also what we do with the investigators is that anytime consultation you need well we're gonna provide that if I repent if I members become a victim of identity theft we do what's called restoration will allow you to rest David while investigators restore you back to pre Duff status that's huge and what how is that work done that work is done actually doing private investigators and they work through the repositories well then do the work what we have is a a leave go out and do the work what is where does that entail but done in tells that the investigators are going out and doing the research they find out what half but weren't happened and they're tracking it down and straightening it up for you so let's say in Bismarck South Dakota someone did use a credit card that had your somehow had my listeners identification on it or he had duplicate card that had the right chip configuration and he made nine hundred all a purchase far far away from here would this investigator say contact the manager of that store and say well I'm like you to provide me since we are we're dealing with an ID theft case here provide me with the video of that of that transaction absolutely police works was yes so that's what they actually do is the probe they go out and do all the legwork why you why are you able to stay at home and not worry about it and so and so with a with that being investigators their goal is to do whatever it takes for as long as it take to restore our memories back to the way they were we offer a five million dollar service guarantee so we're gonna spend on a lot of time actually restoring our members that's the best the whole purpose of what we did you know a lot of other companies out there that does other things but we do restoration which is probably one of the most important things you can have done well what were some things that my Lister can do on his own Mark Jones of LegalShield apart from engaging your company what are some basic good sense steps you can make some basic good self is to check your statements on a monthly basis you want to make sure everything is yours you know sometimes a criminal or someone will charge like a $4.95 ID just to see if you're monitoring those statements the other thing is if you don't check those it's after 60 days legally it can be your your bill so that's the other thing 1 take 1 check your statements you wanna check your every checking account statements checking the credit card statements absolutely you want to also check your credit file your uh your credit records where you want actually get a free credit report from each repository so I recommend you do it once again which are where there are passports the repositories of Equifax Experian and TransUnion and you know we just had a serious situation with Equifax but they lost 145 million people's information this is there to listen calling in live with Mark Jones what's on your mind well this recently happened to me and I have a question for you regarding dealing with and it's a nightmare I had one time three thousand dollars and pesos stolen years ago and people have to realize that banks don't give you any information the police don't give you any information you're in the dark the most you'll get out of the bank is if they determine it wasn't authorized but put the money back but you're in the dark and no one's there to help and I've never used her company I'm not I'm not a she'll call but here's what happened to me last month two hundred fifty nine dollars was taken out of my account allegedly by Facebook and I called the bank Tennessee Valley Federal Credit Union and not to him but they connected me to a credit card company and I said this was not authorized by me I didn't authorize them to take two hundred fifty nine dollars out of my personal account I didn't contract for this like that eventually got connected with the credit card company who wanted me to sign an affidavit that it was fraud I said how can I do that fraud denotes intent I don't know if somebody hit the wrong key I can't say it was fraudulent I'm not a cop I'm not a judge or jury but it was unauthorized we have to call the credit card company it can't call Facebook and what I did it was a shield company in India so the meantime I said I am NOT going to sign an affidavit saying it was fraud because that's a conclusion of law in fact but I can say it's unauthorized you know what they did ten days later they took two hundred fifty nine dollars out of my bank account so I want to know does your company resolve these kind of situations where by you know the credit card company want you to say it was fraud I don't know it's fine our company does resolve those type of situation you know you don't know if it was broad enough Robert your money's going it was unauthorized I'm not handle that I'd give an example the electric company didn't credit me because they accidentally hit the wrong number and I called them and they fixed it it wasn't fraud they just used my money on somebody else's account it was a mistake so what happens if this happens if I call you and say Facebook is attempting to take two hundred fifty nine dollars at my bank account I didn't authorize it what did you do I listened on the air thank you all right our company actually does the research they actually go through to find out once you give them the information they gonna go to Facebook to find out what happened so if if it was a long key then Facebook can fix it but if it's unauthorized then they're gonna want you to go ahead in and say I'm gonna press charges if that's what happened if Facebook city welcomes true wrong key then someone may had your information to do this we do thank you for calling this is David Thewlis we're 92.7 FM and 95.3 HD for and Mark Jones for a legal shield telling us about ID shield thanks so much for joining us today yes sir this is David Tillis and we're glad that you're tuning in to the David cooler show we're covering local economy the free market in Chattanooga and beyond the argument is love your neighbor and buy local and we're glad that you think somewhat as I do in the provincial way we are we are provincial ists and we're thinking that Chattanooga is the center of the universe and I know it's a whimsical a whimsical concept but I argue that near is better than far that's small is better than big and the simple is better than than complex and in the footnotes down if it wellmaybe is it five-point timers at 7 point i'll let's just say it's it's 7 point type because you mount my listener are wearing reader glasses and you have a little bit of strange so I'll increase the type size at 7.10 sans-serif I argue that personal is been in corporate and that physical is bill and we are we're alive on Facebook just by the way on Facebook it's it's the new Garre do video on Facebook please do do like us there I do like us there and also we're on we're on YouTube at the hunt news talk radio a channel and we were just talking with Mark Jones LegalShield and I want to give you his number his number is 2 2 7 5 5 7 2 that's 2 2 7 5 5 7 2 and it's legal shield if you're just google legal shield Chattanooga you'll find his name and number there that's legal shield providing a good service if something that you're concerned about not not very expensive a family plan is about just under 20 bucks a month for for protection of legal problems there are lawyers that they'll be there to help you and if you have an ID theft with the legal legal shields ID shield plan there's there are benefits there as well now we're talking earlier well we were talking earlier about the about the the question of stormwater regulations and it's a it's a deep and it might say a dark a dark subject there there is an expert in in Chattanooga that deals with these kinds of questions a great deal a man who ran for for mayor in the last in the last round chris long and i must say that we are we are competing media platform Chattanooga should I say press platform and Chris Long I think got probably more type from me than from the other the big the big the big shots in town and also we we did publish for the benefit of the informed reader and she had no good the man who matters his proposed he had a detailed proposal for things that he thinks would be good for the mayor to consider and that was part of his platform so it wasn't just a platform it was something I think that came from his long reading and some of these arcane codes and and statutes and ordinances so we want to ask Chris long about the stormwater discussion there was one there's a report that I'm looking at in Chattanooga calm that mentions the the comments of several people who spoke they were given the story says five minutes to say something about whether the 1.6 inch deep water requirement be lowered everybody seems to have been for that including bill rains the realtor bill penny spoke for the Home Builders Association said that the the lower water retention level would be fine it does not mean the story says that flood control measures will not still be in place Paula Plummer realtor says something in the same direction she said that the costs are higher when the level of retention depth of water death is 1.6 inches rather than a lower level engineer Mike price also is quoted in the story he says the city will be environmentally conscious even with a 1 inch requirement other words more water can run off into the creeks then then under the current current plan that the counties level is 3/4 of an inch so there's it's about more than an inch less deep water retention requirement and Helen burns sharp also is quote just just she's not she's just not quoted but she's identified in the story as having been there and and she says no reason was given by city officials for pushing for the change there Chris long glad glad to see what what is my list or need to consider in this whole what is the what is the short form of this debate what is it what's it about well what it's about is something that we need to be complying with with the federal guidelines that we have not been able to meet the re son why we're in the trouble that we're in but what's happened is is our state permit there's nothing in the state permit that says about controlling flooding and that's where this thing's kind of getting all mixed up and jumbled up there's there's nothing about flood control in there okay that is that the Chattanooga federal permit and what is the permanent about that's the federal permit plus our state permit that we have to follow and go by and that's the regulation so what we did was is our state permit only requires for one inch okay so but locally here we bumped it up to one point six and the reason for that is they wanted to impose mitigation onto our permit they being whom the city of Chattanooga well what does that mean what the city is the mayor's office or it's the mayor's office wanted to pose a mitigation fee and how that works is is that you taken by a one acre site near the South Chickamauga Creek which you have to be in a 1.6 inch rain event that's what you're the regulations state that you have to design for your mitigation fee would be to two hundred and seventy seven thousand dollars a one-time fee so basically that's that's done by the square footage of an acre like forty six thousand square feet and multiply it by one point six you know don't know what what interest does does mayor Burt have in in having the higher level how how does he let's look at it from his perspective how does he view there there being a benefit in having a one point six inch deep rainfall event rather than mornings what's the benefit that requires the pain of that payment which of course raises the price of anything built on that from that law well I think rationale I I think what's happened is they have discovered this by mistake they had good intentions when they first started this by putting this in they wanted to go with the NGO down in the south chick which is the environmental agency over there and it was encouraging the 1.64 the crayfish because they said it was flooding out over there and it's endangering the fish and all this stuff but this has been going on go on problems before we even said so she were saying the mayor's office Chris Long you're an architectural consultant you're saying that the the city the mayor's office wanted to have a higher level to protect crayfish in Chickamauga Creek right and what happened is is when they put these mitigation fees and they exist downtown downtown just went through the roof under under development so they don't want to ease back up on this and basically what's known to starving the outlying areas of the city so because because downtown is exempted from this fee developers are piling in right right in other areas not downtown you're saying this fee applies and is that is that $277,000 fee the mitigation fee a one-time fee is that per acre yes so if you have a design you have a 10 acre site you're looking at 2.7 million dollars has anybody paid that in the past five or six years Chris long no well we haven't done one thing so there's no subdividing and then no building right on account of that fee the only way you can get around it is people have to retrofit well isn't there some UN goal that's being gratified and satisfied by having people piling into the center of towns isn't there is there something about well this original Louisville planning ideals that have emptied the countryside and fill up the city's yeah it's to get rid of the urban sprawl they want everybody contained once you're riding on a bus they want you you know bike riding that's where all the bike trails and all the stuff that's coming up the city it's getting to be a hassle they want you know that stuff's kind of cool but it's not for everybody getting out outlying areas and intensifying and making more dense to the inner city it right it seemed like a long process if you're going by fees right and we're not addressing our sewer problem for the moccasin ban okay well just back up that's another you're changing the subject here Chris Lawrence know about it's all linked together okay well I know they're all linked together but just let me just clarify or clarify I'm trying to ask a question to you what that my listeners would ask ok so strong water the debate yesterday before the City Council was should we lower the the level from 1.6 inch rain event to it that the property can handle that and avoid runoff to a 1 inch rain event which in other words is if you have if you have a 1.6 th for an event and your Lots are for 1 inch you'll have runoff that what water goes to the Creek okay so that people spoke yesterday they said yes do you say yes is that is what's your position yes or no one my position is to hold off on passing this bill that are wanting to do while you further study on it because of impossible environmental impacts that I've discovered what about one of those well over the history of this program since been in 91 I have a creek that's it's an impaired Creek that's behind my house over on Jenkins roads called Mackey branch everybody's familiar with it so any rate my Creek used to flood all the time when I was a kid he's to have fun out there playing in it he said a boogie board and I do it and I boogie board on it and have a good time but my creeks don't overflow anymore and we had an abundance of crayfish there [Music] so the crayfish is no longer around they have left because the creeks don't flood no more this because of development and development is choking off our creeks because we strict stormwater age like okay so that we're getting to the details here from Chris long architectural consultant and we'll be right back we've got some important messages here this is David to list we argue for local economy in a few markets brought to you by new genomics calm the website the man Humana again new genomics calm do subscribe no charge absolutely no charge free David to us new Garre do the Tennessee valleys news talk leader nuga radio digital FM naughty