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I'm 22 years old and have a demat account with 5k. I have no knowledge in this field. How should I proceed?
Demat AccountDemat account is a type of account where shares are held in electronic form. A monetary deposit is made at a financial institution which can be used for investing in Shares, Mutual Funds, Bonds and Derivative instruments. Securities are held electronically in a DEMAT Account, thereby eliminating the need for physical paper certificatesDemat account is offered by the banks or financial institutions in their capacity as a depository participantAdvantages:It makes allocations of shares easier and quick issuing of and ownership of securities thus increasing liquidity. It avoids confusion in understanding the owner of the securities and provides easy receipt of public issue allotmentsIt also helps you avoid errors in delivery caused due to signature mismatch or postal delays or loss of certificates during transactionIt eliminates risks associated with forgery, counterfeiting and loss due to fire, theft or manipulationHelps avoiding stamp duty, avoid filling up of transfer formalities and obtain quick receipt of such benefits of bonusesTrading AccountTrading Account is a type of account which allows investors to buy and sell or simply trade in shares. It allows trading of securities with the money deposited with a financial institution or brokerage firmUses:Trading accounts are traditionally thought to hold only stocks. In reality, a trading account can hold cash, foreign cash, securities and a number of other types of investmentsInvestors usually use a number of trading strategies thus having a number of trading accounts to separate their accounts in order to avoid confusionTrading account may be a registered for retirement savingsHelps in buying-and-holding long-term stocksCan be used as a margin accountIt can be used for conducting, maintaining and reviewing day-trading activitiesIn India, more than 95% of the population has never invested in the market. They have heard about how one has made excellent returns but they do not have anyone to guide them. Even when they seek advice from brokers and distributors most of the time they are misinformed, misguided and sold high brokerage or commission products. So if you are one of those who is thinking of investing? Here are some lessons for you before you jump into the market.1. Invest for long-termOver 10 years, stock markets have given returns of more than 15% annually. Such a return is better than other asset classes such as Gold and FD. Hence, one should invest in the stock market for a long-term rather than day trading which is very risky since it is very hard to predict the mood of the market for a day. In addition, investing for years carry less risk and in long term excellent companies become more valuable. As shown in the table below, in last 16 years, 54% times BSE Sensex has given daily positive returns and 69% times BSE Sensex has given a yearly positive return. So it is evident that if the investment horizon is long there are more chances to get positive returns.2. Avoid derivative and do not borrow to investOne should avoid trading in derivative products such as options as they are very risky products. Derivatives are leveraged products that can wipe-out your entire wealth. An investor should do an in-depth study before getting into derivatives. Besides, naïve investors should not borrow money to invest, one wrong investment can erase your wealth.3. Invest in Mutual FundsNative investors should invest in mutual funds since they are managed by professionals. Investing in mutual funds lowers your risk since they are diversified. Investing in the stock market requires a lot of market knowledge and time. If you do not have knowledge of the market or you do not have time for market news, you might get trapped and lose money. In addition, you can opt for SIPs instead of investing lump sum amount.4. Do not time the marketMost investors also try to time the market. You should follow a simple rule, “Invest if the valuation of the company is cheap and its business prospectus is good regardless where its share price is”. History has shown that in the long-run market has recovered from the various crisis, despite how severe they are.Conclusion:Investing in the stock market and creating wealth is not a rocket science. Control on emotions can save you from taking wrong decisions. Besides, timing the market is not possible and it is not easy to predict near future but you can see where the company is going in long-run so investing for long-term is key to success.
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What is your review of Osho?
What is your review of Osho? I’ve thought about this question on and off for over twenty-five years. Now I mostly see him as a tragic figure, a man of immense talent who fell victim to the fruits of his own abilities.I think he was seduced by the dark side of his power, and many of the fruits of his labor turned to poison.Lots of people make a big deal out of the sex thing. Osho was very ‘sex-positive’ and there was a tremendous amount of sex happening at his ashrams. By current [2019] San Francisco standards this kind of behavior is ‘so what?’, or ‘who cares?’ His attitudes about sex didn’t work so well for him in Pune, then they didn’t work for him in Montclair, NJ, and they definitely didn’t work well in rural Oregon. But, again, so what?He obviously had tremendous presence, and something about his energy had a huge impact on people around him. It seems likely that he had some spiritual awakening. He definitely had siddhis. He was a tremendous charmer, and could sit down and talk ‘off the cuff’ (unprepared) for hours and keep an audience spell-bound. An amazing talent. His books and lectures have inspired thousands of people to pursue spiritual goals.It wasn’t until years later that I went back and re-read many of his books and realized how careless he was with facts, how many things he said were wrong (even about religion and philosophy) [2] and how extensively he slammed or talked down anyone who could remotely be considered a rival or competitor.I was quite taken aback when I found out about his decades of extensive, personal, recreational drug use (nitrous oxide) and his addiction(?) to valium. I found his obsession with expensive baubles (exotic watches and Rolls Royces) very disturbing. As far as I can tell, he insisted that the community spend money on these when the money was badly needed for other things - like lawyers.Many people claim that Osho was extremely perceptive, and could effectively read the minds of people around him. How then was it that he missed the numerous plots by his senior disciples, all of which was happening within yards of him. For example, the senior sanyassin plotted to murder at least three people:US Attorney Charles H. Turner - Wikipedia;Osho's caretaker and girlfriend, Ma Yoga Vivek; andOsho’s personal physician, Swami Devaraj (Dr. George Meredith).How could Osho not know about the laboratory at Rajneeshpuram where some of the sannyasin cultured the salmonella bacteria that was used to poison 751 people? This is all a matter of public record, and court testimony. You can read about it on wikipedia - 1984 Rajneeshee bioterror attack - Wikipedia. While Osho steadfastly denied that he had any knowledge of the illegal activities taking place at Rajneeshpuram, some of his students testified otherwise. There is court testimony about a tape of a conversation between Sheela and Osho, that tape was played for the senior sannyasin, this is what the listeners believed it said:And the gist of Bhagwan's response, yes, it was going to be necessary to kill people to stay in Oregon. And that actually killing people wasn't such a bad thing. And actually Hitler was a great man, although he could not say that publicly because nobody would understand that. Hitler had great vision." [2]I’ll close with a quote from American neuroscientist and philospher Sam Harris - Wikipedia.He [Osho] was by no means the worst that the New Age had to offer. He undoubtedly harmed many people in the end—and, perhaps, in the beginning and middle as well—but he wasn’t merely a lunatic or a con artist as many other gurus have been. Osho always seemed like a genuinely insightful man who had much to teach, but who grew increasingly intoxicated by the power of his role, and then finally lost his mind in it. When you spend your days sniffing nitrous oxide, demanding fellatio at 45-minute intervals, making sacred gifts of your fingernail clippings, and shopping for your 94th Rolls Royce… you should probably know that you’ve wandered a step or two off the path. Sam HarrisFootnotes, etc.[1] According to court testimony by Ma Ava (Ava Avalos), a prominent disciple, [Ma Anand] Sheela played associates a tape recording of a meeting she had had with Rajneesh about the "need to kill people" in order to strengthen wavering sannyasins resolve in participating in her murderous plots: "She came back to the meeting and […] began to play the tape. It was a little hard to hear what he was saying. […] And the gist of Bhagwan's response, yes, it was going to be necessary to kill people to stay in Oregon. And that actually killing people wasn't such a bad thing. And actually Hitler was a great man, although he could not say that publicly because nobody would understand that. Hitler had great vision."[2] Academic assessments of Rajneesh's work have been mixed and often directly contradictory.Uday Mehta saw errors in his interpretation of Zen and Mahayana Buddhism, speaking of "gross contradictions and inconsistencies in his teachings" that "exploit" the "ignorance and gullibility" of his listeners. [222]The sociologist Bob Mullan wrote in 1983 of "a borrowing of truths, half-truths and occasional misrepresentations from the great traditions"... often bland, inaccurate, spurious and extremely contradictory".[223]Hugh B. Urban also found Rajneesh's teaching neither original nor especially profound and concluded that most of its content had been borrowed from various Eastern and Western philosophies.[171]Rajneesh - Wikipedia - Appraisals by Scholars of ReligionIf you would like to learn more, here are three places to start. Many of Osho’s senior students have written books about their experiences with him, documenting both the good and the bad.25 years after Rajneeshee commune collapsed, truth spills out -- Part 1 of 5Rajneesh - WikipediaPromise of Paradise: : A Woman's Intimate Life With 'Bhagwan' Osho Rajneesh by Satya Bharti Franklin. She was a sannyasin and student of Osho’s for decades. Franklin left for what was intended to be a three-week visit to India. Instead, it was the beginning of her intimate involvement with the Bhagwan Rajneesh, one of the most infamous spiritual teachers of recent decades. In this extraordinary and passionate memoir, Franklin provides an insider’s view of the manipulation, sexual exploitation, and internecine struggles, as well as the more publicized joys and ecstasies, that characterized one of the most talked-about religious experiments of the 20th century.
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Will engineers and scientists find new minerals and resources to use in supercapacitors if the current minerals that are used ru
The first thing is that carbon isn't ever going to run out. Whether or not we will continue to use it as a primary energy source is a different question but probably the most effective way to reduce carbon dioxide emissions would be to reduce the world population and cut the amount of CO2 that people are breathing out, not to mention all the stuff those people want to use, travel in or make.The next option would be to develop things that use less energy — LEDs are amazingly efficient compared to regular incandescent bulbs. High-efficient electric motors use much less power to get more output. PV cells are only in the early stages of development, comparatively speaking, not to mention wind and wave energy.However, we shouldn't lose sight of how much progress in reducing emissions has already been achieved — just check out old photos of London fog are mill chimneys in the North of England to get some perspective, notwithstanding idiot people who continue to build wooden houses in forest areas and are then surprised when thousands of square miles of forestry burns down in the space of a few days but you can't even detect the change in CO2 concentration in the atmosphere. The British stopped living in wooden houses after the Great Fire of London so it beggars belief that the very people who bleat most about CO2 emissions ate also substantially the same people who cry loudest when wildfires destroy their landscape.The truth is we'reliving in a scrubber, and every time it rains the CO2 is collected and sent to the sea, where the chemistry buffers the seawater. So until we start to see a consistent change in the pH of the oceans there really might not be too much to worry about. Are we in a period of global warming? Yes, very probably. Is it necessarily connected to atmospheric CO2 content? Who really knows? Certainly in the past there have been periods when the world was hotter, and there were periods when the world was cooler. Frankly speaking, it is nothing short of incredible that the temperature varies less that one degree Centigrade when you've basically got a lump or junk spinning round the sun by some happenstance.However, that's not to say we shouldn't use our resources carefully, work to maximise the efficiency with which we use them, avoid needlessly polluting the air, the oceans, the land, or our cities and minimize dispersion of micro-particles. I have no desire to return to city buildings and houses that were absolutely black with soot from factory chimneys. No longer do you blow your nose and find black shots in your handkerchief. No, good progress has been made, and that is to the benefit of society world-wide.
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