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Print Electronic signature Form Easy. Explore one of the most end user-friendly exposure to airSlate SignNow. Manage all of your document digesting and revealing system digitally. Go from hand-held, pieces of paper-dependent and erroneous workflows to computerized, electronic and faultless. It is simple to generate, deliver and signal any paperwork on any gadget anyplace. Make sure that your crucial organization circumstances don't fall over the top.
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- Locate any lawful template, create on-line fillable types and reveal them firmly.
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FAQs
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Can NDAs (non-disclosure agreements) be signed through an online form? Are there any legal implications with an online form?
In a word: Yep!Thanks to the E-SIGN Act, documents signed electronically have the same legal protections as those signed with a physical pen! As long as your eSignature solution is committed to strong legality and your NDA is drafted by a professional, you absolutely can trust NDAs that are created, signed, and stored online.There are a few options out there. The rest of these examples are using signNow’s service. You can even create one now with a free signNow account.Here’s how to set up the NDA:Step 1: Acquire an NDA TemplateYou can find NDA templates online, but I would recommend seeking out a legal professional to create one that’s right for your needs.Step 2. Upload the Template, Add SignersAfter signing in to your signNow account, you’ll see the "Who needs to sign?" menu. For a confidentiality agreement, you’ll probably want to choose between “Me & others” or “Just others.” After selecting one, you’ll be able to drag and drop, choose “Add File,” or use any of our integrations to upload your non-disclosure agreement.Now you can add signers, loop in other parties via our CC feature, and assign a signer order if needed. Select “Prepare doc for signing” to move on to the really cool part!Step 3. Format the NDA and Fill in Your InformationWith the NDA you imported pulled up in front of you, click any of the fields across the top of the page and drag it to where you want to place it in the document. Most of the fields have advanced features and some even let you add a validation type (email address, numbers only, etc.) to help guide signers and reduce errors. Take some time to click around to get your NDA dialed in.Once you get your formatting just right, hit Continue at the top of the page. Back on the “Get your document signed” page, you’ll add a title, an optional message, and send your online NDA out for signatures!Step 4. Sign Your NDA Online (Legally and Securely!)If you’re one of the signers, a prompt to sign the non-disclosure agreement will hit your (and other signers’) email inbox as soon as you send it out for signatures. Just click the “Review & Sign” button in the email to continue.We provide a variety of ways to create your electronic signature:Draw your signature on a touch screen using your finger or a stylusUpload a photo of your signatureType in your signature and customize from a selection of fontTake a picture of your signature using your smartphone’s camerasignNow will automatically prompt each signer to complete all their required fields. Once you’ve filled out your portion of the NDA, all you have to do is agree to one last legality measure and your job is done!Step 5. Access Your Online NDA Any TimeTo check the status, edit, or even download a hard copy of your confidentiality agreement; just visit the Documents section of your signNow dashboard any time.
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Why should I use e-signatures?
One, e-signatures are accepted as a legal signature; andtwo, e-signatures are easier to use and send than printing the form - or part of a form - then signing it - then scanning it - then sending it as an email attachment.
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What is the strategy for electronically signing documents without printing and scanning?
There are a number of ways you can address this challenge depending on the need and budget. For starters, I think it's important to identify there is a difference between electronic signatures and digital signatures. An electronic signature is typically a digital image of your signature (whether it's scanned or created digitally) that is placed as a layer over-top of the original document. Digital signatures are a type of electronic signature that encrypts documents with digital codes that are particularly difficult to duplicate and therefore have a higher legal admissibility. Electronic signatures can be done in a variety of ways. signNow for instance, supports placing a digital copy of your signature on a scanned document or electronically generated PDF. Applying the signature varies depending on the version of Acrobat you're using but look for an option that says something along the lines of "Fill & Sign" or "Place Signature". signNow will typically give you four options for creating a signature: 1. Draw my signature - Allows you to draw your signature with a mouse, stylus, etc. 2. Use and image - Upload an existing digital version of your signature 3. Type my signature - This option represents your signature as standard text, not my first choice as it's not professional and easily duplicated 4. Use a webcam - This is a terrific option for most users. Simply sign your name on a white piece of paper with black ink and hold the paper in front of your webcam. Acrobat will then convert it to a digital image. If you're looking for something with more certification, professionalism and functionality, I would suggest signNow [ https://www.signNow.com/ ]. signNow makes it easy for users to send custom documents and forms to anyone for verified digital signatures. You can integrate it into your own solutions with their API plan and it provides the ability to sign from any device. A third option would an end-to-end Document Management Software [ http://www.mesltd.ca/document-management-software ]system. This would allow you to build custom workflows around your documents that require signatures and build processes, which can be audited, around documents that currently require signatures but may not once digital. For instance, most organizations still process vacation request forms with a paper document floating between the employee, the manager and HR for signatures and approvals. In this case the signature is really only used to verify it was approved, there (for the most part) is no legal need for it. A document management system workflow can be used to route the vacation request document between users while electronically capturing who looked at it, who approved it and when.
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signNow versus Echosign. Which do you feel is a better electronic signature service and why?
A lot of the postings here are quite dated -- and this is a really important question -- so I'll weigh in with a few considerations/thoughts. I want to make it clear that I work for signNow, and run the signNow EchoSign team. While this potentially invites skepticism, I've attempted to be as factual as possible. Many organizations are switching to EchoSign these days for the following: 1.) EchoSign is easier to use, especially for your signers. Consistent with a # of the reveiws here already, folks just find EchoSign more intuitive. On average, there are 20 - 30% fewer clicks needed for signers with EchoSign. EchoSign also probably does a bit more to make sure that *your* company branding comes through in your communications [as opposed to signNow or signNow's brand]. EchoSign takes a tablet-first approach for the signer in terms of UX. 2.) Quality of support. This is an area where signNow has done a major investment in last 6 months [which frankly was really needed] and now is a key reason that folks are switching. Accounts aren't randomly turned off. And free chat-based support is always available. 3.) The integration of EchoSign into CRM and Cloud Computing To Grow Your Business - Salesforce.com [ http://Salesforce.com ] is easier to setup, manage, and run. You don't need to know how to write code to get the integration up and running. User review scores on the salesforce AppExchange are dramatically higher: 4.9 (out of 5) for EchoSign vs 4.6 for signNow. 3.) 99.999% of what gets signed is a PDF. signNow invented PDF, and is doing a great deal of work to deeply integrate EchoSign across its digital document portfolio: the Reader and Acrobat have rich integration here to ensure that eSignatures work seamlessly with your digital document workflow. 4.) EchoSign is the only eSignature service that is backed by a publicly traded company. signNow is a strategic partner to the world's largest companies, with a focus on long-term partnerships. signNow has been rated as one of the world's greenest companies (Newsweek), one of the most *ethical* companies (EthiSphere), and one of the Top 100 places to work (Forbes). 5.) Security. PCI, HIPAA compliant, 256-bit encryption, and SOC Type II datacenters. And a roadmap for 2014 that includes native digital signature integration as well as advanced document protection via digital rights management. 6.) Beyond the above, signNow EchoSign delivers unique innovations that are key for a growing # of companies: advanced multi-language support, custom branding, dynamic content fields, leading integrations with CRM systems, advanced library and storage capabilities, and more. System uptime was a tough issue for EchoSign in 2012 and early 2013, but this is now basically on par [and in fact much better if you compare last 10 months of the respective trust sites]. EchoSign's billing was a source of challenge historically, but this too has been addressed. Companies using EchoSign include United Healthcare, Twitter, TimeWarner Cable, Google, Groupon, Foxtons and more, driving almost 3M contracts/month. In sum, competition is a good thing for consumers; and signNow EchoSign has improved much faster than some expected. So definitely time to take a look here.
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How can one be a successful luxury real estate agent?
Ah yes.The lifestyle of the rich and famous. Fast cars. Fancy outfits.Little stone statues at the front of the entryway. The allure is undeniable.And for real estate agents, the chance to eat a slice of the luxury pie is an alluring prospect indeed. ...Especially if that slice comes in the form of a 3% commission off of a multi-million dollar listing. But how does a realtor establish themselves as a luxury agent in the first place?Well, it’s not easy. You can obtain a GREL Certification, for starters.This will walk you down the path of becoming a legitimate, certified luxury real estate agent. But regardless, one thing is certain,To deal with luxury real estate, an agent needs to buckle down.Here are a five powerful tips that could fast track your goals to becoming a Luxury real estate agent.#1 YOU NEED TO KNOW WHAT YOU ARE DOINGBefore you even think of moving forward, ask yourself… do I know what I’m doing? There are many newbie real estate agents that jump from taking the test to becoming a luxury real estate agent.Unless you already have the background and experience in real estate, I strongly suggest you get some experience under your belt. That experience could help you avoid lawsuits and save you money.Simply taking 6 months to learn the ropes at a local real estate brokerage, while shadowing another successful luxury real estate agent, could be the difference in your failure or success. That extra experience will help you feel more confident when taking on a luxury listing and the mentor will help you develop the skills needed to be the greatest in your field.#2 YOU NEED TO LOOK THE PARTNormally we encourage real estate agents to relax and be themselves. Your clients will love you and appreciate your authenticity.Are you the laid back but trusted Realtor who wears jeans and flip flops every day? Show that in your marketing. Are you the young and modern Realtor with a focus on minimalism and technology? Show that in your marketing. I encourage agents to use their personality to market their businesses.However, when you are transitioning to luxury real estate, you need to figure out a way to make sure that your marketing and your style represents the luxury industry. Luxury real estate is a visual niche. The house, the car, the owners, the buyers and the agent all look the part.How to look like a luxury real estate agent? Here are some tipsPay for luxury branding – Make sure everything, from your website and business cards to your signs and advertising, is designed and printed to represent your luxury clientele.Dress to impress – Make sure your clothing is clean, pressed and tailored. First impressions go a long way when trying to win a listing. Just starting out? Purchase one or two neutral suits and multiple dress shirts/blouses. Keep them dry cleaned and wear those when meeting new clients or networking. The suits will be so neutral many won’t recognize you’ve worn it before. Switch up the blouses and/or dress shirts and you’ll always look professional and put together.Drive a nice car – It may sound vain, but in the luxury industry it is a necessity to make sure your car is nice, especially if you are driving luxury buyers around to look at homes. Your car should not only look nice but it should be clean and smell good as well. If you can't afford a luxury car, try Uber, a peer to peer taxi service, allows you to taxi luxury cars. Using Uber, you can sit in the back with your clients and they will get that luxury experience while going on walkthroughs.The only thing to look out for when using any taxi service is timing. This is why I don’t suggest using a taxi service when meeting with a seller unless you are paying them to wait for you outside. After presenting an amazing listing presentation you don’t want to be chilling around at a client’s house waiting for your ride.#3 YOU NEED TO UTILIZE THE LATEST IN REAL ESTATE TECHNOLOGYIf you want a luxury buyer to hire you as their agent or if you want to win a luxury listing, you need to show clients that you can provide them with the latest in real estate marketing and technology. Make sure you understand how to utilize the latest technology to find and market homes and that you can effectively combine that knowledge with traditional techniques.Remember, just having flashy tools isn’t enough. You need to know how to use them effectively to increase the client’s ROI.Technology Used by Luxury Real Estate AgentsElectronic signature softwareShowing feedback softwareInteractive yard signsBeautifully designed websites with powerful home search enginesActive social media and blogsCloud document storageVirtual phone numbersThe latest gadgets (Touch screen laptops, tablets, smartphones, etc.)#4 YOU NEED A LISTING PRESENTATION THAT WOWSTo win a luxury listing, you need to do more than click through a generic PowerPoint and pass out faded flyers and postcard examples. Instead – tweak your presentation to the property. Imagine the impression you’ll make when the seller sees a postcard with their house on it? And marketing that caters to their neighborhood and their current needs?Making those extra steps to personalize your listing presentation is worth the investment.Here are some key points to help you out.Pay for luxury branding – Make sure your listing presentation, listing package and examples are all professionally designed and printed to represent your luxury brand.Memorize your presentation – Although no two listing presentations will ever be the same, knowing the foundation of your presentation will be valuable. It will allow you to quickly and easily skip sections, answer questions without getting off-track and help you sound professional and knowledgeable about marketing real estate.Encourage participation – Get the sellers involved by allowing them to pretend to be buyers. Show them what happens when they text the number on the yard sign. Take them on a walk-through of their listings from your point of view. Luxury sellers are constantly being “sold” to. To get an edge, show them exactly why they should hire you. Actions speak louder than words.#5 YOU NEED TO SUPERCHARGE YOUR FOLLOW UPPotential clients searching for or selling traditional homes need basic follow-up strategies to convert them into clients. Those strategies include using the information collected in your CRM to send them email marketing, postcards and the occasional phone call.In retrospect, potential clients searching for or selling luxury homes need traditional follow-up combined with action to convert them into clients. Just sending a card that says happy birthday isn’t enough. For wealthy clients, sending gifts on birthdays and invitations to exclusive events in the area are key to establishing a healthy lead flow. Here are few tipsRemember the details – When you run into a potential luxury client, whether by chance or by a scheduled meeting, take notes and/or memorize the small details of their life. These small details include spouses, children, hobbies, vacation spots, etc. Make sure you put these things into your CRM and use these details to come up with innovative follow-up techniques.Use partner resources – Developing a lead funnel for luxury clients can be costly. This is why it is imperative to have partners that can provide discounts and resources to luxury amenities.The decision to buy and/or sell a luxury home isn’t an easy one. The real estate sales and lead cycle is already a long one – add in the luxury component and the lead cycle can be even longer. Don’t be discouraged if a potential client hasn’t responded after following up with them for longer than 3 months. Many times, they are busy, on vacation, or dealing with business. Unless they say “remove me from your list” keep marketing. You’ll be in the front of their minds when they are ready to hire a real estate professional.
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What is low code?
“Low-code” is a category label for app building platforms that allow you to build your own applications using drag-and-drop interfaces, without much code—hence the name.Most of these platforms are easy to learn and even non-coders can create complex and fully functional applications using low-code platforms.Typically these platforms allow you to:design forms (input data)create reports (organize data)schedule routines & automate processes (manipulate data)These are the 3 main functions that any business application needs to do and low-code platforms make it possible to create an endless variety of applications using various combinations of these three features.Low-code platforms are gaining traction because they:Grant businesses the ability to create custom applications. With low-code platforms, even small businesses can afford to build their own processes from scratch, or tweak pre-designed templates to suit their requirements.Cut application development time. With coding an application from scratch, each component has to be coded, tested, debugged… It’s a long cycle, but low-code platforms come with the ability to put working components together in various ways and make functional applications very quickly.Cut application development cost.All you need to use a low-code platform is a platform license - and if you don’t want to spend time creating the applications yourself - a developer.Most low-code platforms are designed for develop once, deploy everywhere. Any application that is created on the platform is available across devices by default.You don’t have to maintain a server or build the physical infrastructure necessary - the platforms will take care of all that.What does a low-code platform look like?Let me elaborate with the help of Zoho Creator:This is what a form builder looks like:Here’s a simple report:Here’s an example of a dashboard made with data from various reports:What kinds of businesses can benefit from low-code platforms?Any business that has a unique work-flow or requires custom applications to manage their operations can benefit from a low-code platform.Organizations that are diverse in scale and process from a custom bike manufacturer and towing company to a film-festival have used low-code platforms to help their businesses grow and do better.What are the low-code platforms out there?Zoho Creator - Create Custom Apps For Your BusinessFusioo: Online DatabaseLow-Code Platform for Digital Transformation | BPM Software | AppianBusiness Process Management Tool & Workflow Software | Automate WorkCreate Custom Apps with the FileMaker PlatformBusiness Applications Development & Database SolutionsThe #1 Low-Code Platform for Digital Transformation | OutSystemsNote: I work at Zoho Creator.
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What are the regulations for online beer sales in the UK?
Selling online: an overview of the rulesThis is an edited version of a guide for businesses.E-commerce TMT & Sourcing TMT Retail Education UKThere has been a steady growth in the variety and volume of goods and services which are available on-line to both businesses and consumers, and on-line selling is increasingly seen as a major way for all businesses to save costs. Almost inevitably, as the practice of on-line selling proliferates so does the amount of legislation governing it. This article provides an overview of the law governing on-line sales in the UK and an analysis of the issues that a business should consider before setting up an on-line sales process.The law governing online salesThere are two distinct types of legislation that affect on-line retailers. Firstly, traditional consumer protection regulations apply to all consumer sales made on-line. These regulations are well established, but it is important to remember that they apply to on-line retailers as much as they do to traditional ones. Secondly, there are regulations designed specifically to deal with problems and issues facing retailers on-line.Traditional consumer protection regulationsThese protect purchasers and consumers whether they are buying the goods over the counter of a shop or over the internet. For instance the Sale of Goods Act gives certain rights to purchasers about the quality of the goods they receive, and their rights if the goods fail to live up to these standards. The Consumer Credit Act protects consumers' rights when they enter into an agreement for someone to provide them with loans or credit facilities including circumstances where they buy goods or services using a credit card. The Unfair Terms in Consumer Contract Regulations protect consumers' rights where they enter into agreements with retailers who try to impose unfair terms in the agreement. There are also numerous other pieces of legislation, many of which will apply to different contract and product types.Online regulationsThese regulations are new, and were brought into force largely to protect consumers' rights when they buy products either over the internet or by telephone. They largely derive from EU Directives, and include the E-commerce Regulations , the Distance Selling Regulations and the Electronic Signatures Regulations . These are the regulations that control the actual on-line sales process and they provide the starting block from which we can consider the practical business requirements of on-line retailers.Although the traditional consumer regulations are important for all sales processes, this article focuses on the on-line regulations and how they affect the various stages of the on-line sales process. The next five sections take you through what the regulations require including information that must be provided to a purchaser, the use of electronic signatures, contract formation issues and ensuring your contract is legal.Information that must be suppliedThe various regulations share a central theme: companies should not hide themselves from purchasers, and should provide as much information to purchasers as possible.Company information that must be supplied under the E-Commerce RegulationsThe E-Commerce Regulations require that all commercial web sites make the following information directly and permanently available to consumers via the website:the company's name, postal address (and registered office address if this is different) and email address;the company's registration number;any Trade or Professional Association memberships;the company's VAT number.All of this applies regardlessof whether the site sells on-line. In addition, any commercial communication – that is any email or even SMS text message – used in providing an "Information Society Service" must display this information.The E-Commerce Regulations also require that all prices must be clear and unambiguous, and web sites must state whether the prices are inclusive of taxes and delivery costs.Contractual information that must be supplied under the E-Commerce RegulationsWhen it comes to actually going through the contractual process the requirements for information increase once again and the consumers must be told:the steps involved in completing the contract on-line;whether the contract will be stored by the retailer and/or permanently accessible;the technical means the site uses to allow consumers to spot and correct errors made while inputting their details prior to the order being placed;the languages offered to conclude the contract;The website must also provide links to any relevant Codes of Conduct to which the retailer subscribes and set out the retailer's Terms and Conditions, in a way which allows users to save and print them.All of this information must be provided before the purchaser selects the product and starts the contractual process and it is possible to convey it early on in the sale, without deterring users with an unwieldy sales process. The most common route is to bundle as many of these details into the terms and conditions as possible, and ensure that consumers are appropriately directed to read them.Information that must be supplied under the Distance Selling RegulationsThese Regulations set out the information which must be provided to a consumer prior to the conclusion of the contract.The information must be provided in a clear and comprehensible manner which is appropriate to the means of distance communication used. This means that the information can be set out on a web page, provided that the information is brought to the attention of the consumers before the contract is entered into. The information to be provided includes all of the information which a supplier should, in any event, wish to provide in relation to:the identity of the supplier;the main characteristics of the goods or services;their price;arrangements for payment and delivery; andthe existence of the right of cancellation created under the Distance Selling Regulations.Information that should be set out in the terms and conditionsThe terms and conditions should:make it clear who is selling the product, together with the geographical and email address;describe clearly what the customer is getting and what it will cost, including all taxes and delivery costs; andidentify the arrangements for delivery of the product.The terms and conditions of the site are very important, and will vary for every retailer. It is important that the terms and conditions are properly drafted, as poorly drafted terms and conditions will expose the retailer to unnecessary risk.Electronic signaturesThe Electronic Signature Regulations apply to any contract and not just those entered into with consumers. In order for there to be a binding contract the following essential elements of a contract must be present:an unconditional offer;an unconditional acceptance of that offer;consideration passing from both parties other than in Scotland where consideration is not a requirement; andan intention to create legal relations, i.e. the parties must intend to enter into a legally binding contract.There must also be certainty as to the terms, parties and subject matter of the contract. For the majority of contracts there is no legal requirement for a signature.Whenever a person buys or sells something he or she is entering into a contract, no matter how small the purchase. In the newsagents, when a person buys a newspaper he or she contracts with the newsagent for the purchase. The newsagent makes an 'Invitation to Treat' by placing the publication on sale. The person offers to purchase it from the newsagent, proffering money, and the offer is accepted (concluding the contract) by taking the money. This is still a contract, although not a word needs to be said, and nothing is written down. However, the essentials of a contract have been formed: an offer (to buy, or sell), an acceptance of that offer, and (everywhere except Scotland) consideration (whether money being paid, or some other form of consideration) for the sale. The various stages of the contractual process will be discussed in more detail later, as it is important to distinguish between who is making the offer and who is accepting it.Signatures are not actually necessary for the conclusion of every contract (your visit to the paper shop could become a chore), but they can have three essential functions when we consider on-line contracts:To identify the person who has bought the product;To indicate a personal involvement, or trustworthiness; andTo indicate an intention to be bound to the contract.The principal, and simple effect of the Electronic Signature Regulations is to make electronic signatures legally valid. Most of the discussion, and further interpretation of electronic signatures actually comes from a report published in December 2001 by the Law Commission entitled "Electronic Commerce: Formal requirements in Commercial Transactions", and in subsequent guidance from the DTI.Depending on exactly what is being sold the method of collecting the electronic signature will vary. In most cases, the function required of the electronic signature is the third one listed above – indicating that the purchaser is making an offer to contract. However, for more complex products being sold on-line, for instance financial services products, the role of the signature may become more important for one or both of the first two reasons.Depending on the value and/or importance of the transaction the parties may want a greater degree of certainty as to reliability of the signature. This may involve the use of public key infrastructure, for example.Contract formation issuesThe main issues considered in this section are how, when and where the contract is formed. This involves an analysis of the contract formation procedure based on the principle of offer and acceptance and the significance of the "country of origin" principle.The offer and acceptance procedure onlineStep 1: Establishing the offer and acceptance procedureThis is where the E-commerce Regulations can be used to the seller's advantage. It is possible to sell on-line and take payment by credit card without concluding the contract on-line. The solution is to provide that the customer is making an offer on the site and that the contract will be formed only if the customer's order is accepted – and that taking payment from the customer's credit card does not indicate cceptance.On-line merchant accounts provide for making refunds to a customer's credit card. Therefore, the terms should explain that, while the customer's card may be debited before the contract is formed, if the customer's order is ultimately rejected, a refund will be made immediately.Step 2: Completing the order formThe customer is taken to the order form where he completes the quantity of goods and his delivery details. It would be good practice to offer three buttons: submit, clear and cancel. The "clear" button is needed because the E-Commerce Regulations require a means for the customer to correct any errors.Step 3: Incorporating the terms and conditionsAt the bottom of the terms and conditions page the purchaser should, ideally, be required to check a box to indicate that he or she has read, understood and accepted the terms and conditions, before clicking the "Accept" button. The "Accept" button should not work until the box has been checked. Equally the page should be designed in such a way that the consumer cannot check the box and click "Accept" until the page has fully loaded onto the screen. By doing this, you improve your position in the event that a purchaser claims there was no opportunity to read your terms.While there is no responsibility on the retailer to ensure that the consumer has in fact read them, following this procedure will demonstrate that reasonable efforts have been made to bring them to purchasers' attention. The terms and conditions should be in a format that can be printed or saved – therefore avoid pop-up windows and ensure that they fit within the width of the page and are presented in a way that they will print properly.It is wise to also include a term like the following:"By clicking the 'Accept' button you agree to these terms and conditions. By completing and submitting the following electronic order form you are making an offer to purchase goods which, if accepted by us, will result in a binding contract."The words, "if accepted by us," are very important.This approach is the suggested 'best practice' approach for relaying the terms and conditions, and ensuring that the consumer has read them. However, it is not the most consumer friendly approach to present the purchaser with a screen of 'small print' in the middle of what, to the consumer, was an otherwise normal shopping experience. Therefore a number of on-line retailers adopt a second-best approach, which is to include a link to the terms and conditions, and make the consumer tick a box to confirm that they have read and accepted the terms and conditions, before they click the main button to buy the product. This approach, while not as legally secure, is probably acceptable in a number of purchasing models.Step 4: Taking the consumer's credit card details on-lineAt this stage, the user should be taken to the page on a secure server where his credit card details are taken. This page should state: "Your card will be debited with the sum of £X when you click the Submit button. This will be refunded if your offer is refused." Repeat the choice of submit, clear and cancel.Step 5: Acknowledging receipt of the orderWhen the card details are validated, the E-Commerce Regulations require that you give the customer an acknowledgement page and send an acknowledgement email. This should not confirm a contract; it should instead confirm that the order has been received and that the order is being "processed". It is helpful to give the customer an order number at this stage so that he or she can chase-up any problems. It is good practice, though not legally required, to ask the user to click a button on a confirmation page to indicate that he has read the confirmation – e.g. a "Continue" button, linking to the homepage of the site.Step 6: Providing confirmation of the information provided and the right to cancelThe Distance Selling Regulations now require the supplier to provide the consumer in writing or in another durable medium confirmation of the information provided prior to the conclusion of the contract and details of the right of cancellation. Generally a consumer has a period of seven working days within which to cancel the contract and return the goods to the supplier. The only cost to a consumer will be the cost of returning any goods received by it to the supplier.A consumer will not be entitled to cancel a contract after it has been entered into, where the supplier has commenced the provision of services with the consumer's agreement prior to the end of the cancellation period then the consumer will not have the right to cancel the contract for the provisional services. However, in order to benefit from this exception, the supplier must have advised the consumer that the consumer will not be able to cancel the contract once the performance of the services has begun with the consumer's agreement.It is not possible to contract out of the Distance Selling Regulations. Any term which attempts to do this will be void to the extent that it is inconsistent with the provisions of the distance Selling Regulations.Step 7: DeliveryFinally, dispatch the goods. If a typo mislabelled an item costing £200 at £2 and someone ordered 500 of them, the site could politely – and legally – refuse the order. This is because by following the procedure set out above the dispatch of goods is in effect the acceptance of the offer made by the consumer at the start of the process. Until this point there has been no acceptance and only an acknowledgement.The "country of origin" principleThe E-commerce Regulations apply a "country of origin" principle. In its simplest form, this means that as long as a UK business complies with UK laws, it can "ignore" the laws of other Member States. In general terms this is a definite bonus for on-line retailers. However, recognising that such an approach would be bad news for consumers, this basic rule is qualified.The E-Commerce Regulations do not apply the country of origin principle to the terms of consumer contracts. In practical terms, this means that a UK-based e-commerce site's terms and conditions should meet the laws of every Member State in which consumers can buy its products, not just UK laws.As a result of the consumer contract exception, any site selling to French consumers must provide its terms and conditions in French – otherwise they may be considered invalid. If selling into Denmark, consumers must be given a 14 working day cooling-off period during which the consumer can change his or her mind about the purchase and return the goods for a refund. In the UK, the cooling-off period is only seven working days. These are only examples, of course there are many other differences.Despite this signNow qualification, there are still advantages in the Regulations' country of origin principle that can benefit a UK-based business. For example, the UK's retail laws are among the most relaxed in Europe. This can give UK businesses advantages over, say, German competitors. A German e-tailer must comply with any German restrictions on promotional offers; its UK rival escapes such restrictions, even when selling to German consumers.Ensuring your contract is legalIt is important for e-commerce retailers to ensure that the contract which is formed with the consumer under the process described above is both legally correct and also affords the retailer the maximum protection. There are various ways in which the contracting process can be structured to be legally correct, and it is important to balance absolute best practice, and a more commercial approach which is still legally correct. Equally, it is surprisingly easy to structure the process in a way which is legally incorrect, and which exposes the company to more risk than is necessary.
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How can I incorporate in Delaware without spending money on a lawyer?
Basically a copy + paste job, you say? Documentation fairly standard? If forming a Delaware corporation was this easy, even Unfrozen Caveman Lawyer could do it:With the advent of artificial intelligence and template-based services becoming the norm, the value of using an attorney hasn’t been eliminated, but it has driven the costs of services down (See How much does it cost to incorporate in Delaware? How long will it take? How much is it to do it yourself vs. having a lawyer do it? What are the yearly costs associated? (ie. filing fees, etc.)).First, read this post: A newbie’s guide to incorporating in Delaware.Second, read Legal Concepts for Founders, a publication by Clerky that provides definitions for key startup law terms.Third, if you need more information, please review these steps:(1) Select a Name. Confirm availability of the name chosen for your company (Delaware state web search: https://delecorp.delaware.gov/ti...). Also, if you plan on doing business in any other states, you'll want to make sure you can form under that name in that state as well.(2) Register an Agent. Use the third party service, or have your lawyer choose an option such as Harvard Business Services ($50/yr).(3) Prepare Certificate of Incorporation. Prepare a certificate of incorporation. Any page beyond the first page will cost you $9 per page. Startups generally prefer to issue 10 million shares of common stock. But you will know how to avoid the Delaware tax freak-out and choose a par value - typically a par value of $0.001 or $0.0001 to avoid a large tax bill. One of my former clients DIY'd her Delaware corp and she received a $35,000 tax bill.(4) Have Incorporator Sign and Date the Certificate of Incorporation. Electronic signatures are as good as paper ones, and Delaware accepts documents through e-signature platforms such as signNow, http://h30261.www3.hp.com/~/medi....(5) File Executed Copy of Certificate of Incorporation with Delaware Secretary of State. You can file directly with the Delaware Secretary of State by fax or by mail (see State of Delaware - Division of Corporations ) or through a registered agent service such as The Corporation Trust Company (http://www.ctadvantage.com), Corporate Service Company (Registered Agent Services), or Harvard Business Services. But NOT through email (boo).(6) Receive that filing was accepted by Delaware Secretary of State.(7) Determine Initial Capital Contributions. If there are any items of material value that one founder is bringing to the table that other founders do not have. If a founder is contributing material intellectual property, assets, or other things of value or if any founders plans to contribute more than the minimum amount of cash pre-set to the Company, you'll need to know the tax and legal consequences for their actions.(8) Prepare your Post-Formation Documents, including:Action of IncorporatorBylawsInitial Board ConsentRestricted Stock Purchase Agreements (or Stock Purchase Agreements)Notices of Stock IssuanceIndemnification Agreements83(b) Election FormSubscription LettersConfidential Information and Invention Assignment AgreementsCommon Stock Certificates(9) Collect all signatures for all Post-Formation Documents.(10) Obtain executed copies of your co-founder's Subscription Letters, and, to the extent applicable, Restricted Stock Agreements.(11) Collect all capital contributions from each founder and retain evidence of payment for the Company’s records.(12) Issue Stock Certificates based on your template that prints the applicable restrictive legends on the front page of the certificate.(13) Each Stock Certificate signed and dated by President and the Secretary of the Company.(14) Know difference between delivery vs. retained stock certificates:• Delivered Stock Certificate. If a founder is not entering into a Restricted Stock Agreement and his or her shares are NOT subject to vesting, the Stock Certificate can be delivered immediately to the founder. Of course you need to retain a copy of the Certificate (front and back) for your records.• Retained Stock Certificate. If, however, a founder is entering into a Restricted Stock Agreement and his or her shares are subject to vesting, then the Company would retain that person's Stock Certificate to be held by the Company in escrow pursuant to the Restricted Stock Agreement.(15) File Section 83(b) Notice with IRS. Any founder who is entering into a Restricted Stock Agreement must decide whether or not to file an 83(b) election with the Internal Revenue Service (IRS).(16) File to obtain a Federal Employer Identification Number, which is required of all corporations. See the IRS website for instructions regarding the filing of Form SS-4 (http://www.irs.gov/businesses/sm...). Filing can be completed online.(17) File for State Tax ID. .(18) Securities Law Compliance. Federal and state securities laws may require governmental filings reflecting the issuance of stock to founders.(19) Foreign State Qualifications. You should know that corporations are required to qualify in other US states if they transact business in that state.(20) Prepare a Stock Ledger. You should know to record the issuance of each Stock Certificate and any subsequent transfers and cancellations.(21) Company Recordbook. You should know how to setup and maintain the Company’s records, including a corporate minute book, to hold important corporate documentation (including the Formation Documents).Finally, ask a lot of questions on Quora! There are many great startup lawyers on Quora who are willing to help point you in the right direction without charging their high hourly rates. Please take advantage!SUMMARYSo, forming a corporation is fairly standard but it's not really a copy + paste job.If you want to avoid paying a lawyer altogether, but still want to be provided with the forms necessary to get all this done for $1,000 or less, choose a third party service like Clerky. In the end, it will cost you much more to clean up your operation, but that's okay, because that's how we as cavemen lawyers make a living.Here's how much you can expect to pay for DIY costs and other fees on forming a Delaware corporation.Good luck!
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How do we get a tourist visa for Canada from an Indian passport?
Hi ALL,Visit your local Canada Visa Application Centre (CVAC), make sure you bring your passport, photographs, completed forms and all supporting documents as per checklist and IRCC fee instrument and payment instructions. Applicable service charges will be levied. Please ensure you bring an accepted method of payment.SUBMIT A CANADA VISA APPLICATION IN PAPER:1) The Canadian Visa Forms and FeeDownload the forms and document checklist from the VFS Canada website. Unlike most visa applications, the forms for a tourist visa to Canada are relatively short and few in number. As per the updated guidelines, Canada visa fee for Indians (both single entry and multiple entry visa) is now CAD 100 and the visa is valid for upto 10 years.2) Flight and Accommodation BookingsAs while applying for a Schengen visa, you need to show your confirmed flight and accommodation bookings. Making these in advance of the visa is always a bit of risk – so you’re better off making fully refundable bookings. Most full-fledged carriers and hotels on Booking.com: The largest selection of hotels, homes, and vacation rentals offer full refund upon cancellation. Once you receive your visa, you can cancel these and make your actual bookings. The idea is to show that you have enough money or credit limit to book your flight and stay.3) Cover Letter and Support DocumentsAfter ensuring that all your documents are in order as per the document checklist on the VFS Canada website, you should write a brief cover letter summarizing your application – why are you visiting Canada, how do you intend to cover your expenses, do you have an invitation letter, which countries have you obtained visas for in the past (having Europe, the UK or the US on the list tends to add to your credibility).4) Choose The Multiple Entry Visa OptionI’ve always found Schengen visas to be stingy when it comes to multiple entry and validity. But I got a multiple entry visa to Canada, valid for 7 years! The best 4,000 bucks every spent. Whether or not Canada seems to be part of your plans again, having a valid multiple entry tourist visa to Canada as an Indian, has its advantages – you get Visa on Arrival in a handful of other countries, and it adds to your credibility while applying for other visas.4) Applying For The Visa at VFSVFS has ten visa centers for Canada, across India. If your city or town doesn’t have one, your options might be to go via a travel agent or courier your documents. You can signNow the VFS Canada helpline to confirm.The passport submission timings at VFS are between 8 am-12 noon and 1 pm – 3 pm, and no appointment is needed. You’ll be given a token number when you signNow, and if you have all your documents in order, the process is quite straightforward.5. Passport CollectionThe official processing time is between 10 – 14 working days, but my visa was approved within 2 working days! You can sign up for the free SMS / email alerts at the time of submitting your passport, or track your application online.SUBMIT A CANADA VISA APPLICATION ONLINE:1. Answer a questionnaire to determine your eligibilityIn a series of 20 odd questions in the eligibility questionnaire (on this page, click on “find out if you need a visa” to get to the questionnaire), you are asked why you’re travelling to Canada, if you have relatives there, how long you plan to stay and so on. For a typical Canada tourist visa – whether or not you know someone in the country, Indian citizens now tend to be eligible to apply.2. Create a GC Key and Security Q&ABefore you begin your online application, you are required to create a Government of Canada (GC) Key and security questions and answers. This is to allow easy access to your application.3. Upload the application form and supporting documentsAs in the paper application, you need to download the visitor visa form, fill the details and hit validate at the bottom of the form to generate the bar codes. Don’t make changes to the form after the barcodes are generated. If you are applying online, you don’t need to print the form or barcodes. The checklist for the supporting documents is the same as the paper application (described above); make sure you take clear photos / scanned copies of these documents.4. Declaration, electronic signature and credit card paymentOnce your documents are submitted, you need to fill a Declarations and Electronic Signature page and move on to payment (100 CAD) with a credit card. Consider your online application done!5. Submit your passport at VFS Canada to affix the Canada Visa on your passportThis part sucks. One would think that applying for the Canada visa online means NOT having to go to VFS Canada – but turns out, you still need to submit your passport to affix the actual Canada visa on your passport. Based on what I’ve heard from recent applicants on Twitter, you don’t need an appointment, and the process takes one week to ten days.Thank You !!
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