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FAQs
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Has anyone taken a loan from the Paras Education Foundation? What was the process?
Hi!Paras education foundation helped me with my finances for my graduation degree at Northeastern University. They helped me to acquire lower interest rates for the loan and also were a great help while the process was going on.Their process was easy and fast.The disbursements had a perfect timing, so I had no trouble with the university. My experience with the helpline number was also quite good. Everything related to Paras foundation is methodical and easy to follow.Process:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back.Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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As a nurse, how do you feel when a patient leaves AMA?
It really depends.I recently treated a dear elderly man. He’s a sweetheart and still dresses in corduroy pants, a flannel shirt and a top hat. He came in with a simple complaint of constipation. As a side note his blood pressure was very low despite IV hydration. We wanted to admit him for his hypotension.He insisted on leaving the hospital “because I have a book store to run, and all my toiletries are home, and Jamie I’m just fine, I don’t need any help I promise!”His caregiver reported to me that he did in fact still run his bookstore.“I drop him off every morning and he hangs out with hi...
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Is there someone who has taken education loan from paras foundation?
Hi!I am a Fall 2016 student at Northeastern University.Paras education foundation helped me with my finances for my graduation degree.They helped me to acquire lower interest rates for the loan and also were a great help while the process was going on.Their process was easy and fast.The disbursements had a perfect timing, so I had no trouble with the university. My experience with the helpline number was also quite good. Everything related to Paras foundation is methodical and easy to follow.If you guys were wondering about the Process, Here it is as I remember:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back. Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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What paperwork is needed in order to take a loan from the Paras Foundation, and how does the process work?
Hi!If you guys were wondering about the Process, Here it is as I remember:First, you need to fill a loan application for and a VMR from on their site, where you have to include 2 references.Then, You need to have a co-signor ready who has a green card or citizenship who will need to be your co-signor. He/She has to fill a form and co-operate with the US office to confirm his status.Once that’s approved, there is a E-signing process of the loan application where Paras mails you a form you have to print, sign and then scan and email them back. Then wait for you loan to be approved at a low interest rate.All this happens inside 2 weeks. So its fast and easy!
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Why should I use e-signatures?
One, e-signatures are accepted as a legal signature; andtwo, e-signatures are easier to use and send than printing the form - or part of a form - then signing it - then scanning it - then sending it as an email attachment.
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Why can't the government just print more money to resolve its debts?
So this question gets asked over and over on Quora in many different forms. Let me explain with a story since this is typically explained with boring economic theory. Zimbabwe is in Africa. It's run possibly one of the worst leaders in the history of the world Robert Mugabe. Before Zimbabwe was Zimbabwe it was called Rhodesia and it was the richest nation in Africa. Due to internal problems in the country Mugabe was elected as prime minister in 1980. Zimbabwe's GDP growth at that time was 10% and 12% in 1981! It was on fire economically. Under Mr Mugabe's watch GDP growth plummeted to just 2.7% from 1982-1989. In 1987 Mr Mugabe abolished the prime minister's position and became Executive President of Zimbabwe giving himself additional powers (pretty big sign this isn't going to end well). In 1990 his economic reforms crushed the remaining economic growth of Zimbabwe, and over the next 20 years succeeded in demolishing his country's economy. Starting in 2000 Mr Mugabe ran the country into the ground with hyperinflation and the GDP shrunk by -40% over the course of several years! In 2003 his economy shrunk by -17% and again -17% in 2008. To put this into perspective America about lost its shit when during the great recession the economy shrank by just -2.9% in 2009. Greece, which is in awful economic shape, saw it's country shrink by only -5%and -9% in 2010 and 2011. A -40% reduction in GDP is disastrous!Other things went haywire too in Zimbabwe. The average life expectancy for a man in Zimbabwe today is 37 for men, and 34 for females. The lowest of any nation in the world. That is down from 64 in the 1990s when the IMF pulled funding because Mr Mugabe didn't enact the reforms the WMF demanded after he asked for more money to pay back debts. Also his austerity programs decimated the majority poor economically after highly educated graduates had no jobs to work.So what the hell was Mr. Mugabe doing that caused his country to fall off a cliff? Without going into the gory details I think these two pictures sum it up.This is a 2007 Zimbabwe dollar. And this is that same dollar in 2008.That's right! What a dollar could buy in 2007 took $100,000,0000,000,000 dollars in 2008! If you had any savings in 2007 whether it was $1,000,000 dollars or $2. It was worthless by 2008.In fact both of these bills are worthless since in 2009 the Zimbabwe currency was abolished as Mr Mugabe had destroyed it by printing money to pay his creditors. These are my Zimbabwe dollars (I'm not nor have i every been a Zimbabwe citizen). I keep these dollars as a reminder of what terrible leaders can do to your money. Plus I like collecting money.But these are tangible impacts that inflation and printing money do. They ruin your county's wealth.Mr Mugabe first ruined his country by taking businesses away from the people that owned them and turned them into state controlled enterprises, he stagnated the economy by doing this and created huge expensive social programs that he couldn't pay for, borrowed lots of money from international markets to subsidize his social programs after his economy was gutted. After years of terrible reforms, massive debt and mismanagement of his economy he started printing money to pay back debt.This isn't the only story like this. Venezuela, once the richest nation in South America, is now the poorest nation in South America because of printing money and lavish social programs. North Korea too, but North Korea was never nor will it ever be rich. It's always been a pathetic government brutalizing its people with a terrible political ideology. An ideology that is not to far off from Venezuela's and Zimbabwe's ideology.The short answer is that if you wanted to ruin America horribly then print money to pay debts. Once the printing presses are turned on it will ruin your economy extremely fast.
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What are some romantic arranged-marriage stories?
After coming from honeymoon, Sid and Sharmila are resting in their rooms.Sharmila: Sid, do you love me?Sid: No Darling, absolutely not.Sharmila: (angry mode) What??………You don’t love me?Sid: YES Darling, Ofcourse I don’t.(after hearing this she starts hitting him)Sid: (Hugs her completely from the front restraining her and kisses her in the forehead) I am joking. Why are you asking these stupid questions which you know the answer?…..Sharmila: (murmured)still you doesn’t say itShe left his warmth with a sad face.Sid: What?( trying to get hold of her leaving hand)Sharmila: On the railway station we saw your ex…Sid:(cutting her speech) Yeah my lover keerthana. What about her?…. You don’t like our meeting?..Sharmila: No thats not it, I like her……. But……(after some hesitation). You are seeing her with pure love in your eyes like still yearning for herSid: Oh…..(shrugging) You are sad for that. You know that I loved her the most before our arranged marriage and I told you that I will love and care for her for the rest of my life. You accepted me after knowing that right?Sharmila: Yeah I know. But being your wife I can’t convince myself while you are caring her like that.(she started lowering her voice like she would cry any time)Sid: Oh… My cute WIFE.(hugged her and kissed her on those shivering lips of her)Sid: Of course I love her still, but after you had said OK for our marriage I started loving you more than anything.She started crying like a baby in his chest..Sid: (lifting her face) You don’t believe me?…Sharmila: (crying happily) No, you finally said it for the first time after our marriage.Sid: (confused) What did I say?……Sharmila: (pinching his cheeks) My idiot husband.. You said ‘ I LOVE YOU ‘ to me.They both embraced each other with happy tears.He finally realized the uneasiness about her lover is gone. He made his wife complete with him.Now they started packing their bags for the next honeymoon.
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Which is the best trading platform with minimum charges in India?
There are plenty of Share brokerage companies in India and some of them have been serving for a long time and established themselves in the field of Stock market and emerged as big names today. They have been providing all the financial products for their clients with decent charges. Some of those big names are Angel Broking (1987), Sharekhan (2000), SMC Global (1994), Geojit (1987), Karvy (1982/83), Motilal Oswal (1987).In 2010, the existing full service brokers got a challenge to their business model as India got its first discount broker who redefined the way of trading and investing in stock market. Today there are a lot of discount brokers serving successfully like Samco, Upstox, Zerodha, Fyres, etc.Services:Full service brokers generally provide almost all kind of investment option and advisory services for their clients including trading in stock (equity), Future & Options, commodities and currency derivatives, Investing in Mutual Funds, IPOs, Fixed Deposits and Bonds, Life Insurance and General Insurance. They also provide Wealth Management and Investment Planning services to individual as well as corporate customers. For this they charge you heavy. Sometimes you find yourself paying more than what you earn by trading or investing. To some investors paying more charge for quality service is necessary and thus ignorable.On the other hand, discount brokers encourage with knowledge, educate for self trading at very low charges and AMC as they don’t provide you all the investment options.But if you are looking for a broker who provides you the best trading platform with minimum charges, you may try Zerodha, the pioneer of discount broking model in India (2010).Client Base: Around 3 lakh and growing fast.Brokerage: Nil for Delivery and 0.01% or Rs 20/- whichever is lower for per executed order on intraday trades across equity, currency and commodity trades across NSE, BSE, and MCX.You can use their Brokerage savings calculator to know how much you can save by trading on Zerodha in repect to other broking houses in the market.Education: They have Varsity for all round education of clients free of cost. Online demo and tutorial available on youtube.Trading Platform: Pi for desktop, Kite for web, android and iOS. Advanced and user friendly platform, Charting, coding and back testing facility available. Call & Trade facility but no research tips/call. They have Brokerage calculator and Margin calculator for convenience of customers while placing orders.Mutual Fund: You can invest in mutual funds through the Zerodha’s platform Coin where you can buy from asset management companies directly. You can keep a tab to all of your investments in MFs , equities, commodities, etc in the same account.Fund transfer from and to the bank and trading accounts are easy as transfer through IMPS, NEFT, RTGS are possible.AMC: Rs 300/- (pro rata)Customer Service: Through well co-ordinated network of experts and partners across the country. Besides, they have TradingQnA and Z-connect for queries of customers.Account opening charges:Rs 300/- for Demat & TradingRs 200/- for Commodity.Account opening mode:Offline: Forms can be printed, signed and sent to Bangalore HO along with requisite docs. Takes around 48 hours after the form signNowes there.Online: They have introduced opening accounts online through Aadhar. Keep all the docs ready on your computer and go for account opening page by clicking here:Open an online trading and demat account with Zerodha and enjoy the lowest brokerageHappy trading !
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