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If you're searching for a convenient method to handle your document signatures, airSlate SignNow is a robust application that enables you to generate, dispatch, and monitor PDF signatures effortlessly. This user-friendly platform enhances your signing workflow, making it suitable for organizations of all sizes looking for an economical option.
Instructions for generating your PDF signature with airSlate SignNow
- Access the airSlate SignNow website using your preferred web browser.
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- If you expect to utilize the document frequently, convert it into a template for later use.
- Modify the document as necessary by incorporating fillable fields and entering the required information.
- Sign your document and assign signature fields for every recipient.
- Proceed to complete and send an eSignature invitation.
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FAQs
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What is a pdf signature and how does it work?
A pdf signature is a digital representation of a handwritten signature that allows you to sign PDF documents securely. Using airSlate SignNow, you can easily upload your PDF, add your signature, and send it for signing. This process enhances document integrity and ensures that the signatures are legally binding.
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Is airSlate SignNow a cost-effective solution for pdf signatures?
Yes, airSlate SignNow offers a cost-effective solution for obtaining pdf signatures, with competitive pricing plans tailored to fit various business needs. Our user-friendly platform provides unlimited signing capabilities without breaking the bank, making it ideal for businesses of all sizes seeking an efficient signing solution.
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What features does airSlate SignNow offer for pdf signature signing?
airSlate SignNow provides a range of robust features for pdf signatures, including customizable templates, in-person signing options, and easy integration with popular applications. Additionally, our platform allows you to track document statuses and stores signed documents securely for future reference.
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Can I integrate airSlate SignNow with other applications for pdf signatures?
Absolutely! airSlate SignNow seamlessly integrates with numerous applications like Google Drive, Salesforce, and Microsoft Office, enhancing your workflow for pdf signatures. These integrations help streamline document management processes and improve overall productivity for users.
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What are the benefits of using airSlate SignNow for pdf signatures?
Using airSlate SignNow for pdf signatures offers numerous benefits, including increased efficiency and reduced turnaround time for document signing. Our platform is designed with user experience in mind, ensuring a smooth signing process that can be completed from any device, anywhere, at any time.
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Is it safe to use airSlate SignNow for pdf signature signing?
Yes, airSlate SignNow prioritizes security for pdf signatures by employing state-of-the-art encryption and compliance with industry standards. Your documents and signatures are protected, giving you peace of mind that your sensitive information remains secure throughout the signing process.
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How can I get started with pdf signatures on airSlate SignNow?
Getting started with pdf signatures on airSlate SignNow is quick and easy! Simply sign up for an account, upload your PDF document, and follow the intuitive instructions to add your signature. With our user-friendly interface, you'll be sending and receiving signed documents in no time.
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What is the process to get Educational Credential Assessment (ECA) for Canada PR from WES?
For everyone asking questions on WES. Steps for WES ECA evaluation for Canada Immigration purpose, important points and some more info.(a lot of info, so going to be a long post) Before you start just check following things: 1. Website: World Education Services Canada: International Credential Evaluation [ https://www.wes.org/ca/ ] Please please go through the website and make yourself familiar with navigation. You will get most of your answers there. Don't start asking questions before going through information posted on website. Its for your own good to get first hand information before listening to other people. ***Always make sure you are on Canada website not USA one. you can see that on top right corner of Website where a flag is listed with country name or in website address with "/ca" listed in address.*** 2. Degree equivalency tool Degree Equivalency Tool [ https://applications.wes.org/ca/degree-equivalency-tool/ ] WES has free tool to check equivalency of your degree to Canadian degree. Don't rely completely on this as the final assessment always depends on the actual evaluation but it will give you an idea and a head start. If your degree is not listed there it doesn't mean it wont be equivalent to anything, you will get to know that in real assessment. ***If you are not sure after using the tool, if your degree/college will be valid for ECA through WES try to email/ WES to check or ask if anyone had same degree evaluated before. That might help you little bit in the case where your degree/ college is not valid and save you some money, you can check other designated organizations for your ECA then.*** 3. Required Documents Required Documents - World Education Services [ https://www.wes.org/ca/required-documents/ ] Check what documents you need for your evaluation here. If you don't have those in hand just start collecting those. Get your transcripts from your university or any other document listed as per your education. You can also ask your university if they can mail your transcripts directly to WES, you can use "Academic records request form" given on website for this. Check if your University needs their own form filled too for releasing your documents.(do this after you get your WES reference number as you will need that in case you are giving the address of WES to university for mailing your transcripts, In case you are taking your transcripts yourself for mailing, you can get reference number later too). ***Make sure your transcripts are valid. Transcripts must show: all subjects taken, grades received for each subject, and for each year you were in the program. Semester wise transcripts are not valid for evaluation. Transcripts should be sealed and signed with a stamp from university.*** ***If your University does not give subject-wise Transcript, Ask if you can get all your mark sheets attested from University, and they will sign and stamp all photocopies and put them in one envelope and seal them with stamp like transcripts. That is mostly called document verification in University.*** 4. Check how will you pay your fees. Credit card/ Money order/ Western Union or in case any other option listed in instructions. Check it out. Fee is approximately $225-$230(including taxes) in Canadian currency. Rest depends on what additional services you chose for delivery etc. Cheapest courier option is $7. ECA - World Education Services [ https://www.wes.org/ca/evaluations-and-fees/eca/ ] Next steps: 1. Create a WES account. World Education Services Canada: International Credential Evaluation [ https://www.wes.org/ca/#get-started ] Click "Apply now", then click on "Canada", Then "ECA application for IRCC" and proceed with further steps. ***Make sure you choose ECA application for IRCC not the other option.*** Fill up your details in all pages very carefully and correctly. You will have to provide a recipient address, give your address there. When you will proceed it will automatically generate "Recipient 2" as IRCC. Don't worry about that one, it is used for electronic delivery of your records to IRCC when you put your WES report number while filling your express entry profile. 2. Pay your fees 3. Reference number will be generated.(This will be used in all your communications with WES) ***Once you submit your profile and reference number is generated you cannot edit your information so do not be in haste, check carefully and then submit.*** ***Your reference number is not ECA report number. You can't use it in Express entry profile. It is only used for communication with WES. When your evaluation is completed and you get your ECA report it will have your ECA number which you will mention in Express Entry application.*** 4. Read all instructions on what documents to send and at which address. *** Put your reference number on all your transcript envelops(at an empty space, not on the seal or signature or anywhere on flaps) and backside of your degree photocopies. I will suggest using a pencil not a pen for that as sometimes pen ink leaks through paper.*** ***You can put all your documents in one big/ master envelope and send to WES. No need to mail everything separately. Make sure again to put your reference number with WES address on the packet.*** ***Do not send any original document to WES unless asked specifically with instructions that they will return it after evaluation.*** 5. you can check status of your application by logging in your WES account. It will show once they have received your documents, your evaluation report will take up to 20 days after your documents are received. Be patient. ***If you are using tracking with your courier and it shows your documents delivered but WES account doesn't show received don't panic. It takes up to a week for WES to update receiving of documents.*** 6. Once your evaluation is completed you most probably will receive an email. You can find pdf copy of your report by logging in your WES account. ***Check your report that everything is correctly mentioned.*** ***No need to wait for hard copy of your report for Express entry if you have got pdf version in your account. It is same and have your report number on it which you can use for express entry profile.*** ***Your ECA is valid for 5 years.*** Note: Do not ask any question if you have not read entire post. If the information is already posted here just check it out. I am no expert but will try to answer any question which I haven't answered here if and only I am sure about that. Will also edit the post and add the point. If I have posted anything wrong feel free to mention and I will edit the post. Good Luck. Cheers.
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Does anyone want to write their heart out here?
YES! I will Definitely spill my heart out here for everyone to experience my immense pain and few of my flaws during eight months of a relationship. Basically I am an introvert and my ex girlfriend was an extrovert. I was always insecure about her as she doesn't spent more time with me. Here, goes my story!. I was not that guy who flirt with girls and taking part in night parties, vacation trips, birthday treats are not my cup of cake, updating insta stories does’nt excite me, so I was occasionally available on social media. One day I recieved a friend request on Facebook from her. Initially I thought it to be a random one but, after reading her messages, I came to know that she's a girl from my class but, a different section. so, I replied.. Actually, within one week of chats and calls, I started liking her or to be honest I have fallen for her, as I was never close with any girl as much as I was with her . Its the most beautiful feeling in this world, I just wanted her to be mine. She was too cute and was way out of my league, I knew that. (She looked similar to this girl). I thought one of my mates was kidding with me by creating a fake female profile, But one week is too long for a guy to talk with another guy. I saw some You tube videos like how to ask a girl out. Finally, I asked her out. She - “calm down!. Gaurav, Don’t you think it’s too early, I respect your feelings but I need some more time”. Me- I really don’t know how to flirt and talk bullshit like other bad boys and girls don't believe in time pass love, relationship means a lot to me. I am a one woman man. If I am the next guy in your league, count me out of this. I need clarity!!. Right now. She- oh gaurav! You are leading this conversation nowhere!. I said I need some time. Me- okay! Fine. Will wait for your proposal.( tried flirting). Two days later,I got the first proposal of my life!. I was on the seventh cloud. We started talking rubbish. All sort of things which was unimportant and immature. Here, the love starts. I used to be the person with least attendance in class, but now even the teacher noticed my presence in class. I also joined a tuition class with her just to spend more time. When an introvert fall in love he does things only which relates to his partner. So, I started focusing on my looks, my dressing sense and a lot more stuffs, had a fierce fight with mom for scooty, had world war 3 for increment in my pocket money. Finally, we started dating. Yes! It was a true relationship. I was ready to do anything for her, we started sharing secrets( this is the only way to signNow any girls heart, if she share secrets, its a turn on for you). Huh!! Now, here are some cons of every love story. During school days we did not get enough time to talk, we could only talk after coaching classes so most of the talk was just on chats and that too on mesaages not on whatsapp( as family used to notice). She was never ready to reveal our relationship. She always made excuses for not hanging out with me. She was only comfortable on chats. Whenever, I was with her it felt like I was dating two persons at a time. But, I thought she needed some more time to open up with me. I started giving some space. I was insecure but never showed. Its been six months we were dating.Our summer vacations started and now we got more time but she again refused to hang out with me. I was like when the hell will you join with me. In six months we have seen two movies and visited few restaurants only with a lot of requests. I started doubting myself?. Am i not good looking, Am i not intelligent enough?. Finally, its my birthday and GOD has decided to give me a wonderful present. I had almost no friends and i told her to come alone as i wanted to spend the entire day with her. She joined me, and brought a beautiful present for me, it was a watch(a branded one fastrack) as she noticed i was not having any. We went to theatre for movie, followed by restaurant where we ordered some snacks. I felt like she was just hiding by covering herself with the menu card. When suddenly a boy approached with a complexion of anger and suspense on his pale face. Boy- who is he? and what you two are doing here?. Are you dating him?. Why did you do this to me?. I was in a trauma and felt paralised. I handled the situation with delicacy and a mature love took over anger and revenge. Me- Do not worry brother, I am just her cousin from lucknow for my exam as my centre here( I could’ve told him the truth & created a scene but I wanted her to realise, that what she did was nothing less than a crime). Boy- Great bro. Fine. How was your exam? *Put his hand forward to shake* I neither replied nor looked at him. I moved out the restaurant wiping my tears . I cried for two days, did not eat. As far as an introvert’s heart was broken. That was the worst birthday ever. Finally, I found myself blocked from everywhere, she changed her number. she started bunking schools and left coaching. I felt heart broken not because she was dating someone else also, but she did’nt even try to explain me and instead of consoling me at the restaurant she was explaining him. She was again thinking practically at that time (may be she was knowing that I will never return in her life again as she broke my trust, so she consoled him for an option). She did not even stop me. I could harm her in many ways, but i truly believe in “KARMA” . Gaurav✍.
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How much time does it take to master python from scratch?
how much time does it take to master python from scratch? See My answers to these very similar questions :Tony Flury's answer to How should I improve Python Programming?Tony Flury's answer to The Python syntax is easy, but is it really that easy to "Master" the language itself since some of the hundreds of modules on Python are not that easy to learn?Tony Flury's answer to What are advanced Python features and topics one should grasp before they could call themself ‘master of the Python’? What are the best online resources to learn them systematically?I would argue that you could go from beginner to basic within a few months - by basic I mean able...
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I want to explore the darknet. What should I know first? Is there any way that I could get in trouble with law enforcement agenc
Disclaimer: Your curiosity may land you into trouble. Know what you are doing, and always remember there is always someone watching even with infinite layers of security and anonymity. In the worst case be ready to have a date with law enforcement agencies. You have been warned.The Dark Net is classified as a small portion of the Deep Web that has been intentionally hidden and is inaccessible through standard web browsers. In the Dark Net, users really do intentionally bury data. Often, these parts of the Web are accessible only if you use special browser software that helps to peel away the onion-like layers of the Dark Web. In simple terms, it is a term given to collectively describe sites which are not directly signNowable from the public network, but only through an intermediary or a proxy.How do you access it ?In order to access the Deep Web or Dark Net, you need to use a dedicated browser. TOR(The Onion Router) is the most commonly used, but other options such as I2P and Freenet offer an alternative solution. Start at https://www.torproject.org/ and download the Tor browser to start. Ideally, on a computer that you plan to use, completely erase your history when you are done.Due to anonymity that TOR has to offer, the Dark Net has also become a popular nesting ground for criminal activity, including and not limited toHit-men for hireSnuff filmsWeapons TradingDrug traffickingChild pornographyHuman experimentation filesSo is it legal to access it ?Its perfectly legal to access it Dark Web or Dark Net. TOR can be used same as you would use any other Internet Browser. Many people are now beginning to use TOR as a way of maintaining their privacy online. In fact it is widely used by Military, Police, Journalists, and Whistleblowers (Edward Snowden, Julian Assange)How to ensure maximum PrivacyI will assume you are using TOR browser, it is built over Firefox and available free. It attempts to use HTTPs for virtually everything. It by default disables certain plugins that can leak your ip address.Use a trusted VPN connection in conjunction with TOR to create an encrypted tunnel at every point of connection.Avoid sending your personal info, credit card details over TOR, and use PGP email signature with at least 1024bits of encryption.Don’t use direct downloads, it makes you vulnerable as you are giving away your precious IP. Same goes with bit torrent, in some cases Bit Torrent protocols broadcasts your IP address.If possible, use some linux Live CDs to do all your fun. I would recommend TailsOS.Possible RepercussionsAs you can probably tell, there's a lot of bad things on the dark web, and there's a lot of illegal activity going on there. There may be wealth of information out there, but you should be careful about what you look for. Just like Alice, the deeper you go, the more trouble you could find yourself in.We have stories, where people got the their computer webcam and mic hacked, without they knowing it. As a person I would not suggest a newbie to visit Deep Net, even his curious it may seem. There are many disturbing things on there, and you don't want to wind up getting into illegal activity or at least suspected of it. There is a lot to the deep web that hasn't even been discovered, and you'll never know what you'll wind up looking into.
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Was Elon Musk right to tweet 'inaccurate' production figures?
Ethics and legal nuances aside (which we’ll get to), my main interest here is just how much of a mess this whole story has been at nearly every level.Now, yes, I promised myself a while back that I’d stop writing about Musk and the media and all my concerns with BuzzFeed. And I really do wish I could honor those promises! I wish, often and in earnest, that I could signNow a place of acceptance with the idea of so many professionals not feeling obligated to carefully read the stuff they’re writing about, and I really wish I could think less about how we’re trusting them and the institutions they represent to help keep this world from descending into chaos and darkness and measles epidemics.But here we are again, so we might as well get going.ContextMusk infamously did that thing last year where he tweeted “funding secured” when the reality was more like “some funding verbally offered”, which caused all sorts of market swings and made lots of investors very angry, leading the SEC to punish Musk by stripping his chairmanship of Tesla, fining him $40m*, and making him promise to stop tweeting stuff that would cause markets to flip out without a Very Serious Adult first saying “ok, go ahead”.(Tesla’s resulting comms policy assigned these approval powers to Tesla’s general counsel and a new “Designated Securities Counsel” who cleverly chose to remain nameless, with the CFO serving as backup adult.)It’s now been a little over two months since this new policy kicked in, during which time the SEC hadn’t found cause to complain, right up until Musk decided to shake things up with this tweet last week:Tesla made 0 cars in 2011, but will make around 500k in 2019— Elon Musk (@elonmusk) February 20, 2019 Now, I want to call attention to one detail in this tweet that will turn out to be really important: Musk said cars, not Model 3s specifically.(Also, I looked it up and Tesla did produce cars in 2011. Only Roadsters, and only in the hundreds. But this feels like Exhibit #6,676 supporting the case that we should all just agree to take Musk’s tweets for what they are — i.e., shower thoughts and off-the-cuff directional updates, not precise statements of material facts; which is to say that they’re, you know, tweets and not short-form 8-K disclosures. Like, there may be legal arguments against this re-categorization, but I’m pretty sure I speak for ~98% of people in saying that this adjustment would make everyone a whole lot happier, with the added upside of giving the laziest journalists fewer things to pearl-clutch and tut-tut about.)Anyway, the above tweet was followed up some four hours later with this one:Meant to say annualized production rate at end of 2019 probably around 500k, ie 10k cars/week. Deliveries for year still estimated to be about 400k.— Elon Musk (@elonmusk) February 20, 2019 Both were posted while the NASDAQ was closed, which I think is itself a hint that Musk’s intention was maybe less “let’s manipulate the market!” and more “500k is the type of number Justin Timberlake would get more excited about in a dramatic restaurant scene!”. While there’s an obvious and serious argument that CEOs ought to reject these aggrandizing impulses (especially Musk!), there’s also a not-totally-offsetting argument that Twitter has a way of inducing bad decisions, with the sin here being fractional to that of #karajack.(Alternatively, Musk simply got the numbers confused, which would put him in the company of the majority of people involved in this whole dumb thing.)Whatever Musk’s motivation(s), the SEC, uh, didn’t care much for the whole episode. They guessed correctly that Musk hadn’t gotten sign-off on his first tweet, which they opted to interpret as equivalent to Musk saying “lmao, I was crossing my fingers when I said I’d stop doing exactly this sort of thing”.As such, the SEC filed a request with the SDNY district court to find Musk in contempt of his agreement. **And this is where things get interesting:The SEC argued that the original tweet violated both the deal and Tesla’s new comms policy because it contained material information that hadn’t been pre-approved by counsel.Bradley Bondi, a former SEC guy, answered on Tesla’s behalf (pages 24-26 here), arguing that Musk’s original tweet was just a bungled rehash of a disclosure made in Tesla’s Q4 statement (“we are targeting annualized Model 3 output in excess of 500,000 units sometime between Q4 of 2019 and Q2 of 2020”), and that this original statement had been properly vetted per the agreement, meaning that Musk didn’t do anything wrong in repeating it without explicit approval, but simply made an honest mistake in repeating it incorrectly.The WSJ subsequently put out a story about the SEC’s lawsuit, which prompted someone on Twitter to respond back with this:Read the transcripts from Q4 earnings. He said it there pic.twitter.com/Q6kw5oZBdM— JonP (@JPUConn) February 26, 2019 (You have to click the tweet to see the whole excerpt. For those who can’t open it, the money quote is Musk saying "maybe on the order of 350,000 to 500,000 Model 3s, something like that this year”, either in reference to hoped for sales or deliveries. Note that this general lack of distinction between production and sales and deliveries leaked into the SEC’s suit and much of the reporting on this subject. Those numbers should all be close-ish, but would never be the same. Using arbitrary numbers, Tesla could very well produce 350k Model 3s, sell only 315k of them, and deliver only 300k within the calendar year, etc.)Anyway, as Musk is wont to do, he then did the other type of tweeting that his employees and peers and friends and loved ones and local baristas probably all implore him to stop doing, opting to respond to the quoted excerpt with:That all in mind, here’s a non-exhaustive list of grievances:The SEC lawsuit failed to note the distinction between “cars” and “Model 3s”, which is almost inexplicable to me (by which I really mean I wish it was inexplicable, as all the obvious explanations seem bad).BuzzFeed News (I’m fighting a powerful urge to put the word news in quotation marks here) also got it wrong: “Musk’s tweet was potentially misleading because it suggested that the company would make 500,000 Model 3 cars this year, conflicting with earlier reports from the company that it would deliver more than 350,000 of those vehicles in 2019.”(Quick sidebar to unpack how bad and representative this single sentence is. First, Musk didn’t say Model 3s. Second, reports is plural, yet the author didn’t link to a single such report. I looked and couldn’t find any public source for the 350k claim. Third, the author’s use of “potentially” reminds me of how some people feel this reflexive need to lace their arguments with adjectives, yet don’t go on to consider what these added words actually mean. In a similar vein, Musk’s tweet didn’t “suggest” anything. It stated something. I guess this is the standard of copyediting you get after signNow layoffs — or just in an era where enough people agree that words don’t have to mean things.)Whatever happened to live pushback? Musk’s estimate on the earnings call (of 350k-500k Model 3s, in whatever context) was more or less irreconcilable with the actual earnings report, which clearly said “we are expecting to deliver 360,000 to 400,000 vehicles in 2019” (emphasis mine). Just under 100k of Tesla’s 2018 deliveries were S and X models, which is a number Musk suggested would decline only slightly in 2019. If we assume 85k non-3 deliveries this year, this means a forecast of some 275-315k 3s, which I’m pretty sure is enough fewer than 350k-500k to be worth at least a quick clarification question. Amazingly, none of the people on the call asked said question, despite the enormous bottom-line impact inherent in the disparity. ***Putting this all together, I’m led to a few conclusions:Nothing in this SEC lawsuit is really about protecting investors. Musk’s tweets came after-hours and were corrected before the market re-opened (some damage can happen after-hours, but you’d be hard-pressed to find real litigants who sustained meaningful losses).[NOTE: Because I’m a curious kitten, I asked Glenn Luk to look into the real-time impact of Musk’s original tweet. His response: “Around 5-10k shares changed hands from 7:15pm to the end of extended trading hours. So around $1.5-3 million worth. These impacted shares traded in the $306.50 to $307.50 range. The official closing price on that day was $305.64.” I have two general comments here: 1. If you aren’t following Glenn, you should be. 2. This impact is trivial. Even at the high end of $3m, that’s 0.005% of Tesla’s float. Also, some of the trades in the remaining 45 mins following Musk’s first tweet actually went for less $/share than those immediately before!]The SEC mostly seems interested in forcing Musk to both respect the system more and to stop making fun of them. While that first concern is certainly valid, their actual response here seems antagonistic to said hopes. Their suit was weak and lazy. Whatever Tesla/Musk did wrong here, they also self-policed. I can see the logic in maybe a stern letter, but it’s hard to see practical value in the route they took. While I’m vaguely sympathetic to what they must have felt were a lack of alternative options, this ultimately feels like a failure of creativity and/or latitude. They should be able to suggest things like “hey, you made a mistake, now go make a $10m good faith donation to charity”, with those amounts doubling for every additional trivial infraction. Or if they really wanted to get through to him, they could force him to donate said money to BuzzFeed (whom I’m told could really use the help).The SEC also over-signNowed (page 12) in arguing that even if Musk had been accurately quoting his previously-vetted Q4 disclosure, that said vetting is only valid for 48 hours per Tesla’s own comms policy — which I find to be a dubious and/or disingenuous reading of said policy. Like, are they seriously trying to argue that Musk wouldn’t be free to repeat an exact quote from a past disclosure without re-approval? That’s the sort of argument that makes it hard to take the whole complaint seriously.Anyway, moving on from the SEC, let’s talk about the people who make money reporting on Tesla in a professional capacity. My restrained take? Most would benefit from spending less time on Twitter and more doing their homework with an appropriate level of diligence.(If any journalists are reading this and feeling keen to turn the tables, please note that I offer financial rewards for corrections. All are welcome to pick holes where they can. I’ve been careful here, but would also be gracious and enthusiastic in improving the accuracy of this piece where possible. Though I don’t make a dime off these posts, I’m happy to pay such incentives out-of-pocket on principle.)Lastly, we have Musk. He, uh, really needs to stop doing this, if for no other reason than that he’s an example that many model. He needs to lead the way, and that means using Twitter responsibly. The tweet was wrong, whatever the cause, and it should have been right. It’s (arguably) a small thing in itself. But it’s also value-destruction in its purest form. This can only hurt the causes he cares about.NOTES & EDITS:* There were actually two fines: $20m to Musk, and $20m to Tesla. Musk partially offset the latter by buying $20m in stock directly from Tesla. (I say partially because Musk got stock in return, which had a dilutive effect on existing shares. So it’s less that he paid $40m in fines and more that he paid $20m and then supplied Tesla with $20m in ready cash to pay theirs.)** More precisely, their request was that Musk “show cause” to prove to the judge that he wasn’t in contempt.*** Emmanuel Rosner from Deutsche Bank kinda-almost asked this question, but ultimately narrowed his context to why their official estimates were so cautious. It isn’t clear to me how anyone could come up with a useful price assessment without clarity on the single largest item affecting Tesla this year. Either there’s a substantial reason to believe that Tesla can produce/sell/deliver 350k+ Models 3s this year, or there isn’t — which feels like something we should desire a clear answer to, which I’m told is the point of earnings calls.PS - One of the things on the call (transcript here) that I’m surprised didn’t get more coverage is the exchange between Musk and Gene Munster about Waymo. Musk laughed off their recent valuation projections, claiming that Tesla has 95% of all accumulated training miles thanks to their fleet size. Now, this isn’t quite the same as autonomous miles. Waymo has more of the latter. But the argument implied here is that miles driven where the autonomous driving system is taking in data even while not fully engaged are still worth an awful lot, with Tesla having the lion’s share of these. There’s a lot to this that’s beyond my pay grade, but I’m a little miffed that more people who do know about this aren’t talking more about it.EDIT (03-12-19)Musk’s legal team (well, one of them) filed a response to the SEC’s “show cause” filing, and, well, it’s a hell of a read. Focusing on just the new stuff:(i) The SEC’s second request for info came at 10:28am PT on a Sunday, with a deadline to respond by 5pm PT the same day. Musk’s lawyer (Bondi) responded back around 5:30pm PT basically saying “I’ve been off email all day dealing with another US Attorney’s office about a different trial, and I obviously can’t get you answers on a Sunday, but I’ll get back to you ASAP”. The SEC responded by filing with the court Monday afternoon (3:10pm PT), which honestly just feels petty.(ii) While I already covered one way in which the SEC misread Tesla’s new comms policy above (i.e., the facially silly argument about needing re-approval for something that had already been publicly disclosed), there’s also this bit:While I’m not entirely sold on Musk’s argument that his “500k” tweet was 100% justifiable, the SEC’s reading here is the sort of thing you kinda expect from a document written angrily and in haste. As Musk’s team points out later in their filing, if you take out the “depending on its significance” qualifier, the level of restriction would almost certainly become a first amendment issue. It’s fine to make Musk look for pre-approval for likely market-moving stuff, but interpreting Tesla’s policy so broadly is a definite signNow.(iii) If you scroll down to the bottom of the PDF, there’s an interesting appendice from Christopher Noe, an MIT Sloan lecturer brought on to quantify the materiality of Musk’s original tweet by way of how it moved the market. I’m pleased to report that he came to the same conclusion that Glenn and I did as it concerned the after-hours activity. But where he went beyond us is looking at the pre-market trading the next day (after Musk’s “correction” tweet). Interestingly, the stock went slightly up (0.7%), which indicates that investors saw no net concern. Noe also looked through the analyst reports available on Thomson One and couldn’t find any that referenced the tweets prior to the SEC’s filing, further suggesting that no one really cared. (Noe separately pointed out that after-hours trading following the SEC’s filing was ~17x brisker than after Musk’s original tweet, which does kinda make you think about relative harm.)(iv) While it’s true that Musk has never actually gotten any of his tweets pre-approved since the new policy went into place (though he did begin doing so after the most recent filing), it’s also true that his self-filtering had made said step unnecessary. (His lawyers even went so far as to challenge the SEC to find a single tweet that would have required pre-approval, which is a pretty strong gambit.) And given that the Very Serious Adults were reviewing Musk’s tweets in real-time to flag any that straddled the line (as they did successfully here), it’s hard to argue that they were acting in contempt. IMO, the SEC was so worked up about his TV interview (“I don’t respect the SEC”) that they failed to see this with any objectivity. If they were waiting for their moment to nab him, this wasn’t it.
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I have money (500k) and I want to start my own business, but I have no idea what do I want to do, how should I start?
Thanks for requesting an answer from me.Just to be fair, I started with negative 500K, this included housing loans, car loans and you name it. Hence, my answer here pertains to my own experience, because I don’t find myself qualified to give you an advise, only to share what I have been through and what I know.That said, even if you are starting with $0 or $1000000, my take is to only start a business if it shows on paper that it will eventually make a profit.The business I’ve started is a graphic design service business. Of course, you may not be starting the same business.Here’s what I’ve done from starting with half a million dollars in debt to growing a profitable graphic design business in 4 years and counting.After working as a full-time freelance graphic designer since 2005, I realised to start a business is actually the easy part. There are many ways to start one. The tough part is to be focused enough to see it through even when you don’t seem to receive any reward along the way.I gave up in 2014. Well, sort of. For six months, I told myself I was turning away from my passion in design and started to dabble in other industries like food, sports and more, trying to think up of more unique startup ideas, hoping to find quick success in these areas.At that time, I kept blaming myself for wasting my time in an industry where the space is already so-called crowded or competitive, thinking there’s nothing left in the design space to occupy or that every piece of the pie has been taken.This screwed up mindset left me high and dry at the end of 2014. I failed miserably trying to start something that’s new to me. Then I remembered what my former tutor Bernard Leong told me:Do something you know so well that others don’t know.This is essentially what most people termed as your “secret sauce”. I never knew what secret sauce meant until thinking what Bernard told me finally clicked!With more than 10 years of design experience under my belt, I would have learned what problems most customers would be dying to solve and deliver the right solutions to them in the shortest time possible.With these lessons in mind, my husband and I co-founded an ongoing graphic design business in 2015 and never looked back since.If you don’t know what business to start, start by first looking into what you know best that you think nobody else knows better than you. Although there’s more to starting a business, this is a good point to get you across the first river so to speak.Next, ask yourself this question:Why start a businessWhether you are fresh out of school, starting a side hustle, quitting full-time employment or transiting from freelancing and in your case, with so much money in your bank, you first have to be clear with your reasons for starting a service-based business.If I were you, I’d ask myself this question first:“Why do you want to start a business?”Why ask why?As Bill Marriott of Marriott International says:Recently our team brought in a recommendation to make a sizable investment. When I asked why — they had a hard time answering the question as to why we should do this. So we didn’t do it. The next time you are asked to make a decision you will be far more informed if you ask “why?”Here are our (my husband’s and my) reasons:We are advocates of helping brands put themselves out there through storytelling. Instead of using words, we use visuals. Many people who are struggling with this still do it themselves (DIY) in the hopes of saving money. Instead, they lose time, ironically losing the opportunity to make more money. We are here to resolve this pain point for as many people as possible.After our first kid was born, reality hit us that we can’t be at two places at one time. That told me I’ve created a job for myself for the past 10+ years. Working full-time for someone else is not an option because I want to have the freedom and flexible control of my time and life — starting a business is the way for us.We love designing and creating. When we were freelancers, we were the ones working on the designs. As time went by, we started to love the business of design even more. In 2015, we decided to do less of the craft itself and dive into more of the business side of things. Such as working with customers we want, building a team and immersing in the works of marketing, sales and community. To do anything beyond graphic design.Growing a team used to be for ego reasons. I used to think I had something to prove as if with a big team I’m considered a great leader. As I grew with our business, our mission became clear. That is to improve the lives of graphic designers everywhere by hiring them into our virtual team and providing them with regular work.Eventually, we don’t grow for the sake of it. Our growth will help customers build their own design team they can rely on every day. With the help of automated tools online for us to collaborate better, this will bring down their overheads, less need to hire in-house designers and that leads to more growth for them too.We are here to serve others beyond graphic design. It’s clear we are a value and mission-based business, growing to support our own lifestyle, our customers and designers all over the world.What’s yours?Once you are clear with your reasons, these are the steps you need to know that worked for us:Figure out what’s the problemWhen I graduated from university, I wanted to earn an income for myself and not rely on my parents. That pressure led me to only think about what I could do rather than what’s in demand.That mindset led me to focus only on what I want to help people with the skills I have rather than the problems they are facing.It’s great to have a bit of talent and skills in something, but those are just tools to leverage in times of need. Instead of simply deciding to start a business in graphic design because I thought I was good at it, I should have researched the web for clues to what people are looking for in the realm of graphic design.Note that I used the word “clues” because not many people are able to articulate what they really want. As Henry Ford famously said:“If I had asked people what they wanted, they would have said faster horses.”I started to go places like Quora, Reddit and join Facebook Groups that include a community who are not designers but carry out marketing activities that require graphics services. People in these communities value designs and post their challenges, asking for help there.Thanks to their questions, I responded as if they were asking me only. Then I gave them as much information as I could without withholding anything. I did that not because I was kind, but because I wanted to do business with them and obviously to make money.But as I went on, I didn’t really enjoy that process. While I was expecting people to work with me after I revealed my “secrets”, most of them don’t and didn’t even leave a note of appreciation.Since then, I realised I shouldn’t give information so that they buy from me. I should do that to make their lives easier. That change in mindset and setting expectations aside also started to make my lives a whole lot easier.This is the act of building trust.Once I’ve earned their trust they started to signNow out to me. As we got to know one another better through our regular conversations, the consistency of my actions led to more people asking me:“Do you design this thing and how much do you charge?”.You may wish to go to similar groups like these, join those that are of your interests and capabilities. Then, check out what people are asking for. Once you know their problems, do a self-check to see if that’s something you’d like to solve for them.Start with freelancingStarting as a freelancer lets you test your services and products first-hand.You may wish to start as a freelancer first by tailoring your services based on clients’ requests. This means each request may be very different and you have to customise it to the specific client.When I first started freelancing, bringing home an income was the first thing in mind. Hence I did everything from logo design to packaging to illustration. So long I was able to use a software that I’m an expert in (ie. signNow), I would charge someone in exchange for work.If you wish to start off the same way, know that it’s similar to being in the first year of art school. That’s when you will be exposed to many things in the artsy world like sketching to photography.While freelancing, you have to cover everything from your finances to work on the designs and final delivery. It’s a great starting point to find a firm footing for yourself to make a decent living.At some point, I did some work without money in return for selected people. I was strategic about this since it’s an investment of a lot of my time. This was not done through cold email or cold call. These are people I’ve already connected with as mentioned in step #1. This was also when I know my bank has enough to allow me to do some free work.Next, I go to their website to have a look at what they have, such as lead magnets, workbooks, ebooks, cheatsheets or anything that I can provide in the field of graphics. Most likely they can be improved upon and I get to work.Then I sent them a message with the work done and let them use it in any way they want. That’s all. However, be prepared that not all of them are willing to buy. Sometimes timing plays a part. I have received responses that they are happy to do it themselves or they don’t need better designs. But they are appreciative and we keep in touch till this day.People work with people they know and trust. When I first started, prospects did not know me, giving away my time for free allowed us to know each other better. After I got my foot in the door, that was my chance to know what works for these people. Then, I learned as much as I can on what makes me different from other designers. We don’t always have to make a sale.This is one good way to build up your professional portfolio.Decide on one solutionAs I figure out how marketing works, doing everything for everyone makes it harder for anyone to remember me. Sticking to one small area of design allows me to go deeper into the subject and getting micro-famous in that area.It’s like searching for gold in a huge field. You stand a higher chance of hitting a gold mine if you find one spot and drill as deep as you can rather than scrape the surface far and wide to drill a thousand spots.How to decide on where’s a good spot?In step #2, you’ve learned your unique capabilities that solve a problem in your client’s world.Next, ask yourself if most of your clients face the same problem. This may not be the best spot. But it’s a good sign for you to focus on at least for a while. Here’s where you may wish to specialise or so-called unleash your superpower to solve this problem.You may face a situation where you don’t enjoy digging this spot as much as another one. Keep in mind your reasons for starting a business in the first place. Then ask yourself these questions:Can I project this business to be profitable in the long term if I carry on?Can I still lead the lifestyle I wish to have?In my case, many of my customers need to keep changing content to suit different collaterals on a regular basis. This rang a bell for me to focus on the ongoing consistency of design elements to keep a brand coherent.Structure your offeringOnce you’ve decided which problem to solve, the next thing is to package your skills and know-how into a set of deliverables. This will be a format where you handover your service to your clients in the form of a product.Another mistake I made was getting stuck in my ‘freelance job’ waiting to take orders, not knowing what’s to come. I have been an order-taker, doing anything to fulfil clients’ requirements.With different requests, almost every process that leads up to each deliverable is customised and tailor-made. For every request, I had to start from scratch and create something from the ground up. It’s like opening a restaurant without a menu.This resulted in extreme burnout.Conversely, when you structure your offering, your services will look similar to a pre-mix chocolate cake. Instead of allowing any client to tell you what they want in the chocolate cake, you are the one to decide the fixed set of ingredients added to this pre-mix.You would have known what to put in your box of pre-mix based on your lessons learned from steps #1 to #3.The fun part is, you get to mix and match and test out which set of ingredients works best to the clients you know will need the most.All the above are necessary steps to find out what exactly you want to do. Everything else below is the action to take once you’ve decided what business you wish to get into.Price your offeringThere’s no magic to the numbers. Over the years I hear things like numbers 3, 7, 8 and 9 work well. I’ve tried them all and realised that if nobody has a pain that I can help with and if my service does not solve their pain, any number does not help.The way to pricing can be very simple if you have a simple “pre-mix”. Do not price it solely based on what other similar design businesses are pricing. I agree that we must be aware of the so-called “market-rate”. But the knowledge is only to understand what a certain group of people are willing to pay.However, there are many design businesses out there that charge lower than they could survive on just to win clients. Hence, “market-rates” may not be a reliable gauge after all.In my case, I work from home and I have a mini team of professional designers who will work on the designs. The price of my offering is decided based on my customer’s stage of business to ensure they are willing and able to afford it.Next, I have to make sure it covers my operational bills, marketing budget, the internet, salary for the team and myself. It also has to include at least a 50% top up as the profit where part of it will be reinvested into the business such as automation, tools and more.The lower my expenses are, the lower I can price my offer to help customers save more money. At the same time, the higher the volume of people signing up to our service, the more my business will profit. In this way, I’m able to keep my business sustainable and in turn help more people.6. Level up your skillsAt this point in time, the most important part of getting your business off the ground is to differentiate yourself.People work with people, someone who’s alive, not brands or a beautiful logo or a company. People want to know if they can rely on you.Can you be trusted to deliver what they need in tough times?Will you take ownership when you make a mistake?Will you react in your worst temper when customers happened to criticise you sarcastically on a bad day?If you intend to hire, do you know what to do if your team members can’t deliver what’s been asked for?Do you know what it takes to train your team?Do you know how to promote your service without being salesy?There are now at least 400,555 businesses in the world providing graphic design services, which means there’s no shortage of supply. This means the best way to thrive is to differentiate oneself and stand out in a subset of the graphic design industry.What is working for my business is my neverending quest and perseverance to mastering as many skills as I can beyond graphic design, such as:MarketingSalesCommunicationRelationshipCustomer ServiceLeadershipTeambuildingCultureInvestmentFinancePersonal GrowthI’m no guru, but I am willing to learn all of the above as frequently as possible.Note that this is a non-exhaustive list. If you wish to explore more skills to learn and become unstoppable, check out how to skill up your life with Danny Forest.Implement Operating SystemsThis step for me is one of the most life-changing, crucial steps in building a business. It relieves me from doing the things that not only I can do. This helps remove me from the “I can’t be at two places at one time” situation.It gives me the freedom to choose when to get creative and work on anything for anyone I choose. Rather than to do work because I have to do so, this allows me to pass on tasks to those who enjoy working on them.With a structured offer in place (Step #4), I have a fixed list of items to deliver, I was able to filter out daily tasks that are repeatable and those that simply can’t be replicable no matter what. I reserved one day a week to list out common or standard tasks that I have to do to deliver one set of design to each customer.Here’s a sample daily checklist:When a customer emails a request, our designer gets to work —Customer’s request is scheduled, first come first servedA folder or file is set up for the customer’s request in Google DriveThe first request in progress — designer reads, come up with the conceptThree options are createdThree file formats are created — namely: source file, .PNG and .PDFDrafts are emailed to the customer, usually within 3 days or lessRepeatChecklists I’ve created:Branding questionsFulfilling a requestQuality controlCustomer serviceEventually, I took one full year to get the necessary system in place to remove myself as the designer (I’m sure you can do this sooner). Then I hired my first designer. Other than creativity, my designer only has to refer to the checklist and get to work while I sleep, travel, eat, watch my kids or work on other side projects.That said, the systems and processes I’ve created are not set in stone and require regular updates. I learn that they are constantly work in progress. Currently, I review and improve upon this every Friday. I’m creating more systems as I go.In the near future, I will be opening this up to my team for everyone to chip into improving it weekly. Including them in the process will help to streamline the processes better since they are the ones referring to the checklists every day.Remember that your reason or your ‘WHY’ will be the motivating factor to help you overcome inertia, procrastination and weather most storms.Honestly, it’s really awesome to have lots of money, but you can literally start from anywhere and also end up anywhere, somewhere or nowhere. There are people who had millions and ended up bankrupt building businesses.Nothing wrong with that, we bless them that they will pick themselves up and try again. As for you, I hope you enjoy what you are about to do and make a positive impact on the world. Good luck!Get started now.Originally published in Medium.
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My boss is being investigated for workplace harassment; how should I be documenting incidents in order to protect myself?
Both George and Susan offered good advice in documenting everything in a journal. The ‘email hack’ for timestamping journal entries can work, but it’s not foolproof and could result in a crafty defense lawyer requesting access to your personal email account to ensure that the email was in fact received on the date you state it was. The defense lawyer could argue that any printouts could have been modified or altered. This can lead to unneeded stress and headaches for yourself especially if access is granted by the courts to your personal email account. An important point to remember, you should never use work email to document any workplace incidents. Technically the organization owns the email and therefore can delete and remove it at any point which would leave you without any evidence. This is why we offer our note taking application for free [ https://www.forensicnotes.com/document-workplace-bullying-harassment-and-discrimination-for-free ] to targets and victims of workplace bullying, harassment and discrimination. This allows you to properly journal the incidents and then provide a PDF Printout that can be easily validated to be genuine and authentic [ https://www.forensicnotes.com/validation-test ] if required. Each note is Digitally Signed and Timestamped by an Independent Time Stamping Authority (TSA). In addition to our free application [ https://www.forensicnotes.com/document-workplace-bullying-harassment-and-discrimination-for-free ], we also offer articles on workplace harassment and bullying [ https://www.forensicnotes.com/eeoc-and-eeo ]. By working together to combat workplace bullying, we can provide better working conditions in the future.
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What is the process and the time taken for CBSE Class 10 Board Exam Re-evaluation?
Let me walk you through my experience of the process last year.The result came on 25th May, I scored good in all other subjects except Economics - in which I expected 90+ but got only 73.The next day, CBSE published a notice regarding the rechecking/revaluation process. It had complete instructions, with the steps highlighted.The first step of the process is rechecking - or verification of marks - in which they will check whether any questions is left unchecked and whether the sum of marks is correct. The fees for that was Rs 300/subject. There was a 7 day window to apply for it from 27th May to 3rd June.This step doesn’t take much time, I applied on 27th and I got the result for it on 4th June - no increase in marks.The next step is - Application for Obtaining Photocopy of the evaluated answer book. The window to apply was form 12th to 16th June. And the cost was Rs 700/subject. You will have to sign and upload an undertaking that CBSE’s decision regarding your marks can’t be challenged in a court of law.I applied for it and got the photocopy of my answer-book on 18th June. Around the same time ( I think just a few days earlier ) CBSE released official answers keys of the papers.To my surprise the marks mentioned on my answer-book were just 60! I matched all my answers with the answer-key and most of them matched word to word with the key.Now comes the last step - Revaluation.You can apply for revaluation of only core subjects. For example, Computer Science is left out of its purview, though you can apply for the 2nd step.You can choose maximum 10 questions for Revaluation. The cost is Rs 100/question. (Which is refundable in case your marks increase, though I never got the refund)The window was from 20th to 24th June. Again an undertaking has to be uploaded. So I applied for this step too.I got the result for it on 30th June, through email. Oh boy, was I overjoyed. My marks increased to 95 after revaluation.So I sent back my old mark-sheet. And got the new one around 12th July. They also sent the same letter (which was sent by email first) via post and informed my school about the change in marks.So, it took 1 month, total Rs 2000 ( for just one subject ), 2 undertakings and long depression for my marks to get corrected.Here are somethings that you should keep in mind:The whole process is online. No alternative.You will have to go through the whole process, i.e., apply for each step. You can’t skip step 1 or 2 and then apply for revaluation.There is almost no room for error here, so double check every entry you make.I have uploaded the Notice I talked about in the beginning here, Notice.pdfGo through it as it covers everything in detail.If you have any other questions regarding the process, I am here to help.EDIT: CBSE has released the notice for this year : http://cbse.nic.in/NOTICE_REVAL.pdf . Better hurry.
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Marking where people need to sign pdf?
Thanks for the help
B.
I have to say I am glad to see that the "new" PDF is being corrected. It is a very good example of what we are going to be doing, and I know that the people doing the new PDF will keep up their excellent record of corrections.
The problem with the current version is that when you print it out you get a different font than the page size you set, so the font is hard to read in the printed version. The solution is a new PDF with a different font. We will be putting the new pdf version on the web with the current PDF file in a little bit.
Thank you for the great work you all do!
A few questions I have about the new PDF.
When I print it out, the page is about 3/4 and half the normal size, and it has a very dark background that I can see only with the light table and it is not readable with the dark table on, even with a black background or a white one. (I am having a hard time seeing it with the light table and dark table on.) Also, it appears the text is too large for the printer. How will you fix these problems?
Also, I think my printer is set for text only. The new PDF has been corrected to print it in all caps, but I am having a hard time reading the text with a black background.
This was my last question:
Do you expect people to print out the file? It is very difficult to print out the file without a printer.
Thank you,
John
The pdf file will print to a printer. We will post an updated page soon.
Blessings.
Thank you,
Jo...
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