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FAQs
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How do I transfer a PF account using UAN?
An employee should transfer his provident fund Using EPFO’s online facility from the previous employer to a new employer. You can do it offline and online. Online you can transfer from the EPFO UAN Portal using Online Services-%3ETransfer Request. To use the facility employee must have activated their UAN and should have linked their Aadhaar, PAN, bank account details with IFSC code and verified PAN and Aadhaar. The Employee has to get his claim attested by the current or the previous employer. * Go to the EPFO members’ portal [ https://unifiedportal-mem.epfindia.gov.in/memberinterface/ ] and log in using your UAN and password. * Verify that all your details are populated in the UAN portal. No missing or incorrect information. * Verify that your KYC is approved. * Please check that your Bank Account Number, IFSC code is correct. * Click on Online Services-%3ETransfer Request. * The Employee has to get his claim attested by the current or the previous employer. * A PIN will be generated and sent to the registered mobile number. * Submit the claim form to the selected employer. * The employer should approve the request. * You can check the status of your EPF transfer claim by clicking on Online Services-%3ETrack Claim Status. You will also receive regular updates. * After submitting the form within 2-3 weeks your EPF account will be transferred. * You can check your claim status by logging to UAN site and clicking on Online Services-%3ETrack Claim Status. You will also receive regular updates. * You can also check your claim status by going to EPF website epfindia.gov.in [ https://epfindia.gov.in/ ]-%3EOur services-%3EFor Employee. Selecting Know Your Claim Status. Enter the UAN and the Captcha. * After the successful claim, UAN passbook of the old and new employer will reflect the transfer as shown here [ https://www.bemoneyaware.com/blog/transfer-epf-online-changing-jobs/#idUANPassbookAfterEPFTransfer ]. * There is no information about EPS transfer. Your EPS pension is dependant on the number of years you contributed to EPS. So View-%3EService Details on UAN site is sufficient but you can get Annexure K for your own record by raising EPF grievance. Our article How to Transfer EPF Online on changing jobs [ https://www.bemoneyaware.com/blog/transfer-epf-online-changing-jobs/ ] explains it in detail
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How can I prepare my English for a banking exam?
Note-This is a long answer but believe me, it is worth reading.This answer targets every competitive exam in which the English section plays a major role.I am taking an example of English section of bank exams because it is the hardest nut to crack.I am not promoting any apps, websites. I am preparing for this exam also. I have watched a lot of videos of the English strategy. They just beat around the bush and say only two things-Do reading and Improve your vocab. But they don't tell the exact sources that we should follow.That’s why i am writing this answer.English is the toughest section in the bank exams. Most of the people think that I am from English medium background, therefore, cracking this section is a piece a cake for me. This is the reason why the most of the people are not able to clear even sectional cutoff of this section. Just see the cutoff-IBPS PO PRE 2015 CUTOFF-(Out of 30)IBPS PO MAINS 2015 CUTOFF-IBPS PO PRE 2016 CUTOFF-IBPS PO MAINS 2016 CUTOFF-IBPS PO PRE 2017 CUTOFF-IBPS PO MAINS 2017 CUTOFF-(Out of 40)Did you notice something?The cutoff for this section is in single digit out of 30/40 marks. So you can guess the level of this section. That's why I showed screenshot to know the importance of this section.Now how to prepare for this section?There are 3 major parts in this section-1.Reading Comprehension.2.Vocab.3.Grammar.Now let's discuss one by one1.Reading Comprehension-To master this section do at least one- hour editorial reading(Business/Economy related articles) of The Hindu, Indian Express, Economic Times etc. There is no need to buy any newspaper. Just install this app.Daily editorial-The advantage of this app is that when you click on the word the meaning of the word will pop up. So there is no need to use the dictionary again and again.And please don't waste your precious time in jotting down current affairs and vocab. You have two choices either waste your time in jotting down things or follow my advice(i did this thing and believe me making notes is an utter waste of time).For speed reading, I suggest these two apps-1.2.For RC practice-Ideal Test Simulator For The RC Section Found On All Standard Tests.Book to follow for speed reading-How to read better and faster by Norman Lewis.2. Vocab- I have already discussed the importance of these two apps. I will provide the link to the answers at the end of this answer.1.VOLT-2.VOCAB MEME-Follow these lectures for vocabulary-How to build your English Vocabulary - YouTube3. Grammar- This is the section where most the banking aspirants waste their precious time. There are thousands of rules and cramming these rules is a difficult task. Do reading and your half of the work is done for this section. But if you are preparing for SSC then just follow these two books-Plinth to paramount by Neetu Singh.Mirror of common errors by Dr Ashok Kumar Singh.For grammar follow these videos by MERITSHINE-1.GRAMMAR BY SAMIR SIR-Learn the nuances of English Grammar - YouTube2. GRAMMAR BY RATNABHA SHAH SIR-English Grammar for Competitive Exams - YouTubeSome other useful pieces of stuff-Which dictionary should we follow?It depends on person to person but I follow Merriam Webster.What are some important lectures?1.THE EDITORIAL TIMES - YouTube2. Meritshine videos on English.Where to practice?1.Sanctum English2. Daily quizzes of adaa, gradeup, ibpsguide, aspirant zone, olive board.Links of other answers that may be useful for you-1.Nitish Arya's answer to What are good YouTube channels to learn English language?2.Nitish Arya's answer to Which is the best app for learning English vocabulary?3.Nitish Arya's answer to What is the best youtube channel to prepare for bank exam?4.Nitish Arya's answer to How does one read the Hindu newspaper for bank exams?5.Nitish Arya's answer to Which is the best book for reasoning and aptitude?Request-If you know better resources/strategy please tell me in the comment section. Please don't be narrow-minded people who think that if we share our strategy then it will increase the competition. Just remember this quote-Aap jeevan me tab tak safal nhi ho skate jab tak aap dusro ke safal hone m unki madad nhi krte.To get more guidance about bank exams, you can search my channel name on youtube.Channel name-BeNextBankerI will not provide the link. If you are serious banking aspirant then you will definitely search. If i will provide the link then non banking aspirant will click on the link just to see my channel only. They will watch the video only for 1 minute. So why to waste their precious time./-
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What are the best tricks you know and want to share?
I am a YouTube addict and here are a few YouTube tricks that I know:To create funny GIF files from your favourite videos just add GIF in the video url before YouTube. This will take you to the GIF center. Here you can also add various other effects and captions too.To download a YouTube video, type magic You and Tube in the video URL i.e. YoumagicTube followed by the other part of the URL. Here you can download the video in various formats. This hack is quite helpful.Search #artistname to land on a musician’s topic page. Eg.- #AdeleKeyboard Shortcuts: k = pause or play j = rewind 10 seconds l = fast-forward 10 secondsm = mutef = full screenNumber 0 = go to the beginning of the video Numbers 1 to 9 = jump to 10% to 90% of the videoWhile captions are on: + = make caption font bigger - = make caption font smallerIf you want to share a video at a specific time during the video i.e. like lets say after 1 min 5 seconds right click on the video and select “Get Video URL at specific time”.There is an app called Kids Youtube available in the playstore which is a very handy app for your kids. It has all your Kid’s favourite shows along with various other videos related to their education, fun etc.There are a bajillion videos on Youtube so trying to find that specific Youtube video you want to watch is an adventure by itself. You might find yourself crawling through dozens of pages hoping to land the video you actually want to watch. The solution for this time-consuming exercise is to add allintitle: before the keywords you are search for. What it does is basically provide you with only videos that include the chosen keywords.If you are listening to a song and want to hear the song on a loop, then simply add repeat after YouTube in the URL i.e. YouTubeRepeat followed by the URL as usual.At the bottom of the screen (when you access YouTube through a browser) you will find an option called “Try Something New”. Here you will have certain features that are not launched yet by YouTube, which you can try in advance. This feature is actually very cool.Hope this helps!
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Can a company take away my vested shares?
I co-founded a company three years ago. I left the company over a year ago. My co-founders were mad at me for leaving, and now that the company is taking off, they’re saying that they will recapitalize the company to make my vested shares worthless. Can they do this? I have signed forms.Without anything in writing stating the contrary, the other shareholders cannot simply make your shares worthless without making their own shares worthless.Simply because you are no longer an employee does not negate the fact that you are still part owner in the company. They are two separate things.I would strongly advise hiring an attorney to represent you in this matter to fight for what is rightfully yours.
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How do I transfer PF funds online?
Step-By-Step Guide for OnlineTransfer of PF FundsHere is a step-by-step guide to how you can log into the EPFO portal and facilitate the transfer of your PF fundsfrom one employer to another.If you have already been assigned a Universal Account Number, you can transfer funds easily. Ask your employer for UAN, if you haven’t got it.Go to the EPFO website at http://members.epfoservices.in/h... and create your UAN based login ID.This will take you to a page where you have to enter your UAN, mobile number and details of current employer like state, establishment number and account number.Then you need to check if account is eligible for a transfer on the EPFO site. You need to fill in the state where the employer was located and search by name or establishment number from a drop down menu.After you have filled in the details, click on Check Eligibility.The site will then let you know if your account is eligible, or not. If it is, then you can register on the EPFO website.You have to submit a valid photo ID such PAN card, Aadhaar or driving licence. The website will also send a PIN to your mobile which you have to verify.Submitting the PIN successfully will give you a confirmation message. Continue further.This will take you to the EPFO Member Claims Portal, To log in you have to provide the document ID and phone number. After signing in, you can see all options.Go to the top tabs and click on Request for transfer of account.You can now access and fill in PF transfer form. It has three broad parts:First, you have to enter personal information in the first part. Other than your name and email you have to enter IFSC code of the bank and your salary account number.In second part, fill in details of your old PF accountIn part three, fill in details of current PF account.The claim can be attested by your previous or current employer. It takes some time for their end to do it.After the form is correctly filled in, you can click preview to see if the information is correct. Or else modify.After ensuring all the information is correct, enter the captcha and get PIN. Also click “I Agree”.After entering the PIN, the claim transfer is initiated.You can also check the status of your funds transfer through the portal. In case of any hitches you may enquire at the previous/ current employer end or write to EPFO directly.Be Peaceful !!!
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What is it like to be the only Deaf person in a hearing family?
I am completely qualified to answer this. I am the only deaf person in the entire family tree of mine. From my parents point of view, it was scary and confusing for them, not because of the disability but because they didn't know how to guide me or how to bring me up. But luckily, they received tons of supports and so they somehow found the right persons to connect and help me be the person I am today. They know I am also human, and never actually treated me differently. Maybe that's the reason I never knew I was different in the early stages of my life. After repeatedly contact with the outside world, only I did come to know that we weren't the same as others. I infact, believed that all of us, normal hearing and deaf people used to talk with lips movement like I just did. When we all were kids, my cousins and other friends of mine used to whisper stuffs into my ears, like everyone does. I used to feel puzzled that what are they saying, I used to let it off. I thought it's nothing. Later only I realised its people were talking about something. That time I made sure to let people know to talk face to face and not to whisper into my ears, as it would have been of no use. Basically it's both a rewarding experience as well as a learning experience for me. It's then I realised that I do have parents and family as supports, but I can't expect them to find all the answers for me as they are also learning it along with me. I had to learn to find those by myself. They (my parents and my close family) have tried their best to make my life easier, by talking in English to me, and conversing to me with the help of social medias like WhatsApp, messaging. They even try to ensure if subtitles are happening for the particular movie we plan to watch in theatre. My aunts (like my parent's sisters, or their brother's wife) try their best to converse with me in English, and they keep lamenting for not having learnt proper English. I try my best to convince them that's it's alright, I really appreciate their efforts. It's actually my family who has been really supportive in this journey of mine. I do thank god for having received an amazing family. My parents let me know beforehand, that I would definitely have to do hardwork, but I always left it aside. Now though I know the value of hardwork. I used to believe that if I weren't deaf, my life would be easier. But then I realised, life being easier isn't full of sunshine, it tends to get boring after a while. Came to the conclusion that life should be a mixture of Hardwork and relaxation too. Every single and small achievements of mine are recorded in my family mind. Few Hindi words spoken is a delight for them. Or if I achieve something related to hearing stuff, they express their happiness. They know it's not taken for granted. Couple of things happened after I joined this family. ->Made English language a part of daily conversations, not just Hindi. ->Let everyone know that I am actually normal, and made me comfortable in the atmosphere. ->Taught me to live comfortably and manage in this world.->Taught that impossible is just a word. ->Even my younger brother looks up to me, I don't think he knows that I actually have a disability. ->Learnt that I am a good human being. ->Learnt that family and close friends will stand by you, for anything. ->Oh yeah, how could I forget the overprotective shell I am in, created by my parents. Basically it's an amazing journey for me.
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Why don't more young professionals buy into a Wine Clubs? What is appealing/unappealing about a wine subscription?
First and foremost, the market is incredibly saturated. Not only does each winery have its own club (or three), so do most independent wine shops, mega-chains, social groups, and online stores. I haven't checked my alumni spam lately but chances are there's a Princeton Club of the Bay Area wine club too. It's like branded credit cards.Given that, why don't people ally themselves with a single local winery? A few thoughts:There are far more wineries than before, and much more wine knowledge. With so many choices, why chain yourself to just one seller?Many if not most high-end wineries are now part of international companies. It doesn't feel special anymore to sign up with Winery X, knowing that it's the same company that sells half the liquor at SafewayIn most of America you can find Bevmo, some great independent wine shops, or order online. You don't need that extra service level of a trustworthy local winery.Young professionals, being more cosmopolitan, are less likely to develop instant brand loyalty with one company when they know there are hundreds more out there. They're circumspect. I think older people, raised in a more local business climate, are more ready to tell a trusted merchant - I trust you, just take care of it.Wine prices in America are out of control. Even with a weak dollar / strong Euro, and in the middle of a recession, decent California wine is expensive and you can get better stuff in the $10-20 range from Europe. Back in the 90s, I signed up for multiple wine clubs that would sell me half a case of great stuff every two months for $12 a bottle. Today, it's 3 bottles for $80, plus shipping.The winery experience that led people to fall in love with wine is mostly gone. It used to be you would hang around the office, a guy named Bob would serve you wine he made himself, treat you to a wild boar sandwich he had smoked out back, and you'd sign up for his club, packed by his family members, with a handwritten Christmas card every year. And this wasn't just any Bob, this might be the guy who fist introduced Merlot to America or something. Today wine tasting rooms are corporate profit centers, run by professionals. It just doesn't inspire the same kind of romantic connection, or loyalty, to sign up for a corporate promotion.
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