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Frequently asked questions
How do you make a document that has an electronic signature?
How do you make this information that was not in a digital format a computer-readable document for the user? "
"So the question is not only how can you get to an individual from an individual, but how can you get to an individual with a group of individuals. How do you get from one location and say let's go to this location and say let's go to that location. How do you get from, you know, some of the more traditional forms of information that you are used to seeing in a document or other forms. The ability to do that in a digital medium has been a huge challenge. I think we've done it, but there's some work that we have to do on the security side of that. And of course, there's the question of how do you protect it from being read by people that you're not intending to be able to actually read it? "
When asked to describe what he means by a "user-centric" approach to security, Bensley responds that "you're still in a situation where you are still talking about a lot of the security that is done by individuals, but we've done a very good job of making it a user-centric process. You're not going to be able to create a document or something on your own that you can give to an individual. You can't just open and copy over and then give it to somebody else. You still have to do the work of the document being created in the first place and the work of the document being delivered in a secure manner."
How to make a document where a client can esign?
"The best way of getting a document signed is by a real lawyer, but if they are unavailable we can often work it out. In addition to getting your lawyer involved, I'll want to know who is handling it for you. Do you trust a real estate lawyer to do the signature work for you, or do you need to do the work yourself (and get a professional to make sure it's done well)?
"Do you want to get all the documents in one fell swoop ( all your insurance paperwork) or do you want to get some small bits and pieces in there?
"Will you need an escrow account or do you already have one? "
If you can't get your signature or your lawyer is unwilling to take care of it, you can have the client send back and tell the attorney that they want the document signed. If the attorney doesn't sign it, you can ask for a refund.
I've found that a good way to handle the paperwork is to start with an original copy. Make a note of where you got it — your computer, your mobile, wherever makes sense. Then make your signature in a new envelope and hand it to the lawyer. When the lawyer gets it, send it back to the original address. This is a good idea to start with, so you aren't in trouble if any of the other information (like the signature) is missing or incorrect.
Once the document is in the attorney's possession, let her know that it's not complete, so they can start working on the paperwork. You'll want the attorney to start the process over again, this time sending the signed document back to you...
How does electronic signature work?
To verify the identity of a user, a website uses a standard set of cryptographic hashes. The hash is created as follows: A user enters their password. The hash is then calculated. The resulting hash is compared to a list. If the two matches, the two keys are "locked". This means that the user cannot perform any action until one key is unlocked.
There are different "hash functions". A hash function converts an input to a string. The hash function is usually very fast, so it is not possible to guess a password using hash comparison. But since passwords are unique, a website may choose a hash function with higher speed so the comparison will be less likely.
In order to make sure that the user actually has access to a password, a website will "sign" the password with a cryptographic hash. This means that a website will have to reveal some private information. Usually a website uses a "hash algorithm" in order to sign the password. When a user enters his password into a site, the hash will be converted to a string and a secret key will be generated. This key will be used to encrypt the password to make it easier for a website to check if the user owns the password and is actually trying to steal their data.
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