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FAQs
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What is the best email hosting besides Google?
Disclaimer: we do not work at Zoho. We are Freelensia, an online platform that connects freelance interpreters and companies looking for short-term interpretation for meetings, seminars and exhibitions. Our moto is interpreters anywhere, anytime, for any language. If you are interested, please visit us at https://www.freelensia.com.We are a previous user of Google’s corporate mail and currently are using Zoho Mail. Please see the screenshot below:The interface is very much like Gmail. We had some trouble visually in the beginning because it is so overwhelming (the view seems more cluttered than Gmail). But we later appreciate very much because it is a lot more powerful. For example, you can tag people in your organization in a specific mail instead of forwarding the e-mail.A big plus is that you will be able to integrate with a entire suite of Zoho products: forms, campaigns, CRM etc. Some of these products do not exist for Google or is a lot better.A drawback of Zoho Mail is that you do not have all the cool labs of Google. Setting up signatures is a bit difficult. Canned responses do not exist. There may be some font issues if you are writing e-mails in non-alphabetic languages.The coolest thing is that their basic plan is free forever up to 15 e-mail addresses. I don't think there are many e-mail services out there that offer this level of flexibility for early startups.If you are interested, please use the link below to sign up. We will both receive 5 more free e-mail address slots from this invite. It is completely and forever free as long as you are below the limit for number of users. No trial, no credit card input, etc.EDIT: The limit is now 25 users + 5 free users from our referral linkLet me know if you have issues setting up!https://zm4.bz/7M01kkXa
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Is there an industry standard e-signature software that insurance companies use for online life insurance sales?
Many insurance companies use signNow for their e-signature needs. It has the best online link/forms solution in the esign industry so that you can integrate new enrollments directly from your website. There's also a flexible API for integrations as well. If you want to send documents in bulk for esigning, like customer renewals, you can do that too. There's also an in-person signing feature for clients right in your office. signNow just integrated with Salesforce and has payment processing capabilities as well. signNow is easy to use, cost-effective and has great customer service if you have any issues. You can sign up for signNow's free trial on their website and request to see a webinar to check out how it will work for your requirements.
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Why isn't the legal system willing to accept "I never received a notice," as a valid excuse? Why don't they simply mail the impo
When “I never received notice” isn’t a valid excuse, it is because too many people will, frankly, lie about this. People also make affirmative efforts to evade service. And sometimes people decide to just up and move without bothering to tell anyone. Shocking, I know.Thus, formal rules about service make it easy to determine whether service was done properly, and a party claiming lack of notice despite compliance with the rules will be required to prove the likelihood of actual lack of notice before the excuse will be even considered. On the other hand, if the party purportedly giving notice did not comply with the rules, the notice won’t be presumed to be valid without either an acknowledgment or waiver by the defendant.There are two different categories of notices—initial process and subsequent notice.For initial process, the court must obtain jurisdiction over the defendant. Traditionally this was done by personal service within the court’s territorial jurisdiction—the defendant needed to be “tagged.” This tagging was done by the sheriff (or a deputy), an agent of the court itself. If the defendant never showed up in the jurisdiction, the case could not proceed.¹More modern concepts of personal jurisdiction do not place as much emphasis on presence within the place; as any American law student will know, the case of International Shoe Co. v. State of Washington² established that personal jurisdiction could be asserted beyond a State’s boundaries if “minimum contacts” existed and “fair play” suggests that haling a foreign defendant to answer an in-state complaint would be reasonable.Of course, personal service by the state’s sheriff isn’t possible in such a case, and so most states do permit alternative forms of service as a matter of course (sometimes those alternative methods are available domestically as well). The exact requirements may vary by type of case and in any event will be spelled out in local rules of civil procedure; for proper advice you will want to consult a lawyer in the place where the action is. But generally, when initial process is involved, some form of service that leaves no doubt about the service, and the verification of some third party—the sheriff, the Post Office, a process server, &c—is required (the plaintiff in propria persona is not usually allowed to do initial personal service as they have as much motivation to lie about it as does the defendant). That might be personal service by a disinterested adult, another jurisdiction’s deputized sheriff, or service by certified mail.³ This means that someone is in a position to submit proof of the service to the court. (A defendant may also acknowledge service or waive⁴ any defects in service.)Now, for subsequent service, the rules tend to be a bit different. Once a party has been tagged and haled into court, they have a responsibility to themself and to the court to appear and present whatever defence they have to the action. Parties are, of course, entitled to notice of things that happen in the case—ex parte and sealed proceedings are extremely limited. But, at this point, because being party to a suit involves this responsibility, part of it is to keep the court and the other parties apprised of a proper address where notices may be served with a minimum of fuss (and to notify the court if that changes). Usually this is a mailing address and service is made by ordinary mail—which doesn’t require a signature and thus is less hassle for everyone—but in some cases service by e-mail, facsimile transmission, and the like may be agreed to (in the case of electronic case filing systems, e-mail service will likely be mandated as a condition of ECF use). Personal service is still permitted as a method of serving these subsequent papers, but not required. Again as to specific methods of service, you need to consult your local rules of procedure and the local attorney previously suggested.And so, a movant or the court will not be expected to make extraordinary efforts to provide “actual notice” of every single piece of paper by certified mail or personal service and give the defendant the opportunity to delay the case by evading service of motions. Neither will the court or other parties be required to chase a party around in the event of their moving and not leaving a forwarding address.⁵ Service to the “last known address” is almost universally sufficient. And the court won’t be impressed with “I didn’t get notices” when the lack of such notices is apparently the respondent’s own fault.N.B. This answer may be somewhat generalized for the United States; other legal régimes have their own ideas about notices.Notes:¹ A plaintiff unable to effect service could, of course, attempt to commence the action in another jurisdiction where the defendant could be found.² 326 U.S. 310 (1945). International Shoe is famous for the notion that an out-of-state defendant with “continuous and systematic contacts” to the state would nonetheless be susceptible to being sued there; the rule was further broadened by Burger King Corp. v. Rudzewicz, 471 U.S. 462 (1985), where even contacts that could not even be characterized as “minimum” with Florida were sufficient in the context of specifically making a comprehensive agreement to deal with a corporation legally resident in Florida.³ “Special service” or service not generally provided for by rule may be obtained by order of court only in the event that regular service cannot be obtained. Special service is usually publication. The purpose of special service is to allow the plaintiff to proceed with the action without having it stayed for an unreasonable period of time due to the absence of the defendant. The showing required for special service will vary by jurisdiction and possibly the facts of the case. And a defendant seeking to set aside a judgment obtained in this manner will have a much easier time of it than the defendant seeking to contest normal methods of service.⁴ As the primary purpose of service requirements is “notice to the defendant,” the mere fact that the defendant appears in the action suggests rather strongly that the defendant does in fact know about it. Consequently, a party seeking to challenge the validity of original service must do so at the outset and before making any substantive response to the complaint, otherwise the court will not hear such challenges and they will be deemed waived.⁵ We have this problem rather perennially in support court. I suspect it is a combination of general haplessness on the part of some of our obligors and deliberate efforts to evade our enforcement proceedings, but we get a lot of people who don’t show up at their contempt hearings because they “didn’t get notice.” The court issues bench warrants and most of the individuals are later arrested, and the failure of notice is not regarded as a defense by the court and in fact often leads to an additional contempt for failing to appear or to comply with the language in the support orders requiring parties to notify the court of address changes.
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Is there a software platform that supports a membership database, newsletter, website, event calendar, ticket sales, email newsl
YES!Unlimited Professional Autoresponder ServiceSee their extensive feature list below... Unlimited autoresponders. Unlimited personalized follow up messages. Unlimited message length, unlimited changes, and full integrated HTML creator and/or plain text message capability. Unlimited campaigns. Templates pre-designed HTML to allow larger fonts, bold, colors, and images. Fully customizable. Unlimited personalized broadcast newsletters and segmented broadcast capability. Easy web form generator allows easy addition of opt-in forms to your website, pop-ups, pop-overs, hover pops, and exit pops along with split testing of different forms. Name, date, geographical, 25 custom fields, and more personalization features. Graphical account statistics and reporting with automatic emailing of reports. Automatic undeliverable email handling. Automated ad tracking features. Complete 24/7 control over your own account, via an online control panel. Integrated CAN-SPAM compliance checks with SPF & Sender ID email authentication included. Unlimited Autoresponder and Follow Up Campaigns: Unlimited autoresponders, follow up messages, and campaigns are at the heart of the i-Autoresponder system! Take advantage of the complete control we give you over your messages: Personalize your messages with each lead's name Easily include limited time offers. Use pre-designed HTML templates to send messages with larger fonts, bold, colors, and images. Use HTML in your messages with the built in WYSIWYG (point and click) editor. Create messages of unlimited length. Track click thru's and open rates automatically. Include attachments such as ebooks or PDF's with your messages. Easy Paypal and 3rd party shopping cart integration. Campaign message sharing for easy working with colleagues or sales staff. Subscriber Management: Your opt-in leads are your livelihood! Import, export, and organize them with i-Autoresponder's subscriber features: Add subscribers via e-mail, web forms, or the list import function. Import your own pre-existing lists of opt-in subscribers in multiple formats. Export your list for backup purposes in multiple formats. Save up to 25 fields of custom data with each lead. Receive notice via e-mail each time a new opt-in lead signs up. Have this e-mail notice automatically sent to multiple people. Automatically capture the IP address and website address where each subscriber came from. Capture geographic information such as origin Country, State, City, Postal Code, Area Code, Latitude, Longitude, and DMA code. Optionally use verified opt-in (also commonly called confirmed opt-in) for leads subscribing via a form on your website. Strongly recommended. View any undeliverable leads while the service automatically handles anyone who is permanently undeliverable. Block individual email addresses or entire domains from subscribing. Allow lead removal via a "Subscription Options" link in each of your messages. Save time by manually removing multiple leads at once. Automation rules save time by subscribing or unsubscribing leads when certain actions are completed (ie: unsubscribe a new customer from a prospect list). Customized "Subscription Options" web page with your company logo and website link. Search subscribers and save custom searches for later retrieval or segmenting of newsletter message sending. Unlimited Newsletter Messages: Want even more marketing power? Try i-Autoresponder's broadcast messages: Send unlimited broadcast newsletter messages to your subscribers with no additional cost. Use pre-designed HTML templates to send messages with larger fonts, bold, colors, and images. Segment your list based on custom profile information. Use Split testing to increase response rates with different subject lines and body content. Use the time delay feature to write newsletters now, and send automatically at a date/time in the future. Track click thru's and open rates automatically. Include attachments such as ebooks or PDF's. Use HTML in your messages with the built in WYSIWYG (point and click) editor. RSS/XML and HTML web archives publish sent newsletters on your website automatically. Automatic newsletter creation from RSS/XML feeds using our exclusive Feed Broadcaster technology. Reports and Statistics: How do you know that your i-Autoresponder account is working for you? Which of your ads is generating the most leads? View real time reports online or have them emailed to you automatically at predetermined schedules. All report data can be easily exported in CSV for usage in Excel spreadsheet reporting. Daily, weekly, and monthly new subscriber graphs. Sent newsletter statistics including # sent, undeliverables, open rates, and click thrus. Subscriber ad tracking categories. Geographic distribution including origin Countries, State, City, Area Code, and DMA Code. View geographic subscriber distribution around the world visually on a map. Follow up message open rates and click thrus. Message Personalization: Prompt results, and create messages that are more valuable to your leads by taking advantage of i-Autoresponder's many personalization features: Name personalization: Full name, first name, and last name. Automated capitalization correction. Email address personalization. Geographic information such as origin Country, State, City, Postal Code, Area Code, Latitude, Longitude, and DMA code. Date Personalization: Current, future, and sign up dates. Insert data from 25 other custom fields that you specify. Easy ad tracking inclusion. Extra remove link placement. Signature files. Automatic CAN-SPAM postal address compliance. Ad Tracking: You put a good deal of time and effort into your marketing campaigns. Let i-autoresponder keep track of each campaign's success! Automatically track any type of ad, including e-mail, web, and print ads. Track an unlimited number ad campaigns. Real time reports and statistics per ad tracking category. AND... ALL of these features for less than $8.4 monthly so... Quality/price ratio and value for money :)
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How reliable is WWICS?
In April 2017 me and my wife approached WWICS (World Wide Immigration Consultancy Services) office in Sharjah - UAE for our daughter's admission in a good Canadian university. Our first meeting was with Ms. Areeba Ansari, who gave a very rosy picture of her agency. She not only assured us of our daughter's admission in a Canadian university with a good scholarship, but also through her sweet talk, convinced us to go for their Canadian PR program, which she promised to be completed within 6 months from the application date. Seeing her enthusiasm and backed by her assurance, my wife became the primary applicant for their PR program. Very cleverly we were made to pay approx. Dhs. 11.5K for the two service packages in one shot, to avail their so-called on-going promotional discount at that time! Once complete payment was received by the agency, our sordid ordeal with WWICS began:1.In the initial Counseling Report given to us by Ms. Areeba, mostly the fee structure was explained to us in detail. This was the only piece of hardcopy / soft copy report which we received from WWICS. We were not given any other reports such as Evaluation Report, CRS Valuation Report, etc... There was no proper step-by-step procedure, course of action or time-line provided to us in writing.2.We are based in UAE since many years and our applications for both the service packages were submitted at WWICS Sharjah office. However, in our initial meeting with Ms. Areeba, we were not informed that all the correspondence, documentation, dealings / proceedings with Canadian authorities will be done from WWICS HO in India. If we were informed about this fact in advance, we would have never initiated our case with WWICS!3.At a later stage, we did not even receive any information or email stating that our files will be handled by some other staff member and not Ms. Areeba, as she was only handling sales. We continued writing to her to which she neither had the courtesy to respond nor inform us that she is not handling our case anymore, Our both cases were then handed-over to Ms. Sily Mer in customer service department. As a result, replies to our initial queries went unanswered or were dragged into months.4.WWICS never shared any username and password against our applications to be on-board their portal to check & follow the progress of our application by ourselves. We were not given proper information about the updated status on the progress of our case files.5.Our daughter lost a major scholarship from one of her preferred Universities due to sheer carelessness of Ms. Silky Mer who was handling her file. Since the username & password were never shared with us and by the time she checked, the deadline to apply for the scholarship to York University had already gone!6.The vital fact that, the age difference by 1 year for the primary applicant will reduce 1 point from the total CRS score was also not informed to us by Ms. Areeba. The initial overall score required from IELTS test was informed to us as 6.5 points, which was later changed to 7.5 points in each module. So my wife was made to write the IELTS test thrice, to achieve the desired score!7.Only after 1.5 years of our contact with WWICS Sharjah office, we came to know that there was a Check List for Express Entry Application according to which all the documents were supposed to be submitted and also there was an Express Entry Application Form which was supposed to be filled-in and submitted at the initial stage itself! After many weeks of submitting all the documents as mentioned & required by WWICS, they came back to us for some more pending documents or corrections required.8.The very detailed Express Entry Forms which we were given to us to be fill-up by hand could have been filled up online by us. However, hand written Express Entry Forms were submitted to WWICS staff, who filled it up online and then send it back to us for re-checking - unnecessarily wasting more time. Surprisingly, once we were also told that some forms are missing or incomplete and needed to be filled up in the native language (Hindi)!9.WWICS office in Sharjah was just acting as a typing / documentation office and all our documents were being forwarded to their HO in India without even checking the same. In many other documents as well, false and vague information was filled up by WWICS HO staff and then sent back to us for our review and rectification.10.In-spite of providing detailed personal history forms for my daughter & wife, wrong facts and information were filled up by their HO staff and we had to rectify and resend the forms again to them. Still both the forms came back to us for approval and signature with the wrong details.11.Even after my repeated reminders and e-mails, I never received any reply for my question - How WWICS is helping us in finding suitable jobs in Canada? which was part of the service package offered to us. Mostly all the documentation was being done as a formality with zero work being done on the ground in reality.12.One-sided and biased replies against our complains and concerns were given to us by their branch manager - Ms. Jyothi Kumari, as if we have done some grave mistake by approaching WWICS. She never took responsibility for the lapse of coordination and negligence of her staff.13.Many times false information was provided to us such as - our application has already been applied online to Canada Government and at the same time when I asked them to show some proof of their claim, Ms. Jyothi said - "How can we submit your application without your signature & confirmation"!14.Ms. Jyothi also did not like our e-mails to be marked c.c. to all the departments and HO of WWICS, as it showed total carelessness, un-professionalism and inefficiency of her team , which incurred so much damage to us in terms of opportunities, time and money.15.There was severe Lack of coordination and communication between WWICS Sharjah staff and their HO staff in India, as well as with us. There was absolutely no transparency in their dealings, no proper and timely answers to our e-mails and it has been us only requesting all the meetings with their staff. - No initiative or proper feedback / update received from their staff in-spite of our repeated reminders and telephone calls.Frankly speaking, ultimately we got sick and frustrated about the delays happening due to the lack of professionalism, miscommunication, wrong information & negligence received from WWICS agency and the casual manner in which both of our cases were handled. We believe WWICS has done more damage to us than good while handling both our cases. After suffering nearly two years none of the 2 service packages were delivered by WWICS. Finally our daughter went to Canadian university on her own merit, research and hard work and we applied for our Canadian PR through another internationally renowned immigration agency.I am requesting all prospective immigrants - Please do not trust or engage with this pathetic & fraud immigration agency - WWICS, as it is a big scam company which will somehow swindle your hard earned money and deliver you nothing!!
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What is the most interesting fact that you know and I don't, but I should?
Interesting Facts1. If you somehow found a way to extract all of the gold from the bubbling core of our lovely little planet, you would be able to cover all of the land in a layer of gold up to your knees.2. McDonalds calls frequent buyers of their food “heavy users.”3. The average person spends 6 months of their lifetime waiting on a red light to turn green.4. The largest recorded snowflake was in Keogh, MT during year 1887, and was 15 inches wide.5. You burn more calories sleeping than you do watching television.6. There are more lifeforms living on your skin than there are people on the ...
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How did Bitcoin get started?
Bitcoin was introduced to the public on November 1st, 2008 with an email from Satoshi Nakamoto to the cryptography@metzdowd.com mailing list:I've been working on a new electronic cash system that's fully peer-to-peer, with no trusted third party.The paper is available at:http://www.bitcoin.org/bitcoin.pdfThe main properties: Double-spending is prevented with a peer-to-peer network. No mint or other trusted parties. Participants can be anonymous. New coins are made from Hashcash style proof-of-work. The proof-of-work for new coin generation also powers the network to prevent double-spending. Bitcoin: A Peer-to-Peer Electronic Cash System Abstract. A purely peer-to-peer version of electronic cash would allow online payments to be sent directly from one party to another without the burdens of going through a financial institution. Digital signatures provide part of the solution, but the main benefits are lost if a trusted party is still required to prevent double-spending. We propose a solution to the double-spending problem using a peer-to-peer network. The network timestamps transactions by hashing them into an ongoing chain of hash-based proof-of-work, forming a record that cannot be changed without redoing the proof-of-work. The longest chain not only serves as proof of the sequence of events witnessed, but proof that it came from the largest pool of CPU power. As long as honest nodes control the most CPU power on the network, they can generate the longest chain and outpace any attackers. The network itself requires minimal structure. Messages are broadcasted on a best effort basis, and nodes can leave and rejoin the network at will, accepting the longest proof-of-work chain as proof of what happened while they were gone. Full paper at: http://www.bitcoin.org/bitcoin.pdfSatoshi NakamotoThe resulting thread saw some insightful analysis by Hal Finney, James A. Donald, and others on the email list. Satoshi also revealed something of 'his' motivations by saying that while Bitcoin wouldn't solve the world's political problems, "we can win a major battle in the arms race and gain a new territory of freedom for several years".Prior to that first email, nothing is known of the genesis of the Bitcoin idea. Satoshi Nakamoto is a pseudonym, used by an individual or a group to protect their identity. The protocol has precedents in prior e-cash attempts, like Wei Dai's "B-money".Two months later, the official Block 0 was mined, and Satoshi posted to the crypto list again to announce the open-source release of the first Bitcoin client.References:Bitcoin P2P e-cash paperRe: Bitcoin P2P e-cash paperRe: Bitcoin P2P e-cash paperBitcoin v0.1 released
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Is WWICS immigration a good organization for arranging immigration to Canada and job searches there? If not, what are some bette
In April 2017 me and my wife approached WWICS (World Wide Immigration Consultancy Services) office in Sharjah - UAE for our daughter's admission in a good Canadian university. Our first meeting was with Ms. Areeba Ansari, who gave a very rosy picture of her agency. She not only assured us of our daughter's admission in a Canadian university with a good scholarship, but also through her sweet talk, convinced us to go for their Canadian PR program, which she promised to be completed within 6 months from the application date. Seeing her enthusiasm and backed by her assurance, my wife became the primary applicant for their PR program. Very cleverly we were made to pay approx. Dhs. 11.5K for the two service packages in one shot, to avail their so-called on-going promotional discount at that time! Once complete payment was received by the agency, our sordid ordeal with WWICS began:1.In the initial Counseling Report given to us by Ms. Areeba, mostly the fee structure was explained to us in detail. This was the only piece of hardcopy / soft copy report which we received from WWICS. We were not given any other reports such as Evaluation Report, CRS Valuation Report, etc... There was no proper step-by-step procedure, course of action or time-line provided to us in writing.2.We are based in UAE since many years and our applications for both the service packages were submitted at WWICS Sharjah office. However, in our initial meeting with Ms. Areeba, we were not informed that all the correspondence, documentation, dealings / proceedings with Canadian authorities will be done from WWICS HO in India. If we were informed about this fact in advance, we would have never initiated our case with WWICS!3.At a later stage, we did not even receive any information or email stating that our files will be handled by some other staff member and not Ms. Areeba, as she was only handling sales. We continued writing to her to which she neither had the courtesy to respond nor inform us that she is not handling our case anymore, Our both cases were then handed-over to Ms. Sily Mer in customer service department. As a result, replies to our initial queries went unanswered or were dragged into months.4.WWICS never shared any username and password against our applications to be on-board their portal to check & follow the progress of our application by ourselves. We were not given proper information about the updated status on the progress of our case files.5.Our daughter lost a major scholarship from one of her preferred Universities due to sheer carelessness of Ms. Silky Mer who was handling her file. Since the username & password were never shared with us and by the time she checked, the deadline to apply for the scholarship to York University had already gone!6.The vital fact that, the age difference by 1 year for the primary applicant will reduce 1 point from the total CRS score was also not informed to us by Ms. Areeba. The initial overall score required from IELTS test was informed to us as 6.5 points, which was later changed to 7.5 points in each module. So my wife was made to write the IELTS test thrice, to achieve the desired score!7.Only after 1.5 years of our contact with WWICS Sharjah office, we came to know that there was a Check List for Express Entry Application according to which all the documents were supposed to be submitted and also there was an Express Entry Application Form which was supposed to be filled-in and submitted at the initial stage itself! After many weeks of submitting all the documents as mentioned & required by WWICS, they came back to us for some more pending documents or corrections required.8.The very detailed Express Entry Forms which we were given to us to be fill-up by hand could have been filled up online by us. However, hand written Express Entry Forms were submitted to WWICS staff, who filled it up online and then send it back to us for re-checking - unnecessarily wasting more time. Surprisingly, once we were also told that some forms are missing or incomplete and needed to be filled up in the native language (Hindi)!9.WWICS office in Sharjah was just acting as a typing / documentation office and all our documents were being forwarded to their HO in India without even checking the same. In many other documents as well, false and vague information was filled up by WWICS HO staff and then sent back to us for our review and rectification.10.In-spite of providing detailed personal history forms for my daughter & wife, wrong facts and information were filled up by their HO staff and we had to rectify and resend the forms again to them. Still both the forms came back to us for approval and signature with the wrong details.11.Even after my repeated reminders and e-mails, I never received any reply for my question - How WWICS is helping us in finding suitable jobs in Canada? which was part of the service package offered to us. Mostly all the documentation was being done as a formality with zero work being done on the ground in reality.12.One-sided and biased replies against our complains and concerns were given to us by their branch manager - Ms. Jyothi Kumari, as if we have done some grave mistake by approaching WWICS. She never took responsibility for the lapse of coordination and negligence of her staff.13.Many times false information was provided to us such as - our application has already been applied online to Canada Government and at the same time when I asked them to show some proof of their claim, Ms. Jyothi said - "How can we submit your application without your signature & confirmation"!14.Ms. Jyothi also did not like our e-mails to be marked c.c. to all the departments and HO of WWICS, as it showed total carelessness, un-professionalism and inefficiency of her team , which incurred so much damage to us in terms of opportunities, time and money.15.There was severe Lack of coordination and communication between WWICS Sharjah staff and their HO staff in India, as well as with us. There was absolutely no transparency in their dealings, no proper and timely answers to our e-mails and it has been us only requesting all the meetings with their staff. - No initiative or proper feedback / update received from their staff in-spite of our repeated reminders and telephone calls.Frankly speaking, ultimately we got sick and frustrated about the delays happening due to the lack of professionalism, miscommunication, wrong information & negligence received from WWICS agency and the casual manner in which both of our cases were handled. We believe WWICS has done more damage to us than good while handling both our cases. After suffering nearly two years none of the 2 service packages were delivered by WWICS. Finally our daughter went to Canadian university on her own merit, research and hard work and we applied for our Canadian PR through another internationally renowned immigration agency.I am requesting all prospective immigrants - Please do not trust or engage with this pathetic & fraud immigration agency - WWICS, as it is a big scam company which will somehow swindle your hard earned money and deliver you nothing!!
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How can I open a block account for studying in Germany from India?
To open an account in Deutsche Bank, Germany, there are two choices or ways that you can open an account.Through German Consulate [Time Consuming process] (or)Directly through Deutsche Bank [Easy process].Steps to follow for Choice ‘1’:1. To open an account through German Consulate (GC), firstly, you need to book an appointment by sending an E-mail to your local German Consulate for getting the required documents attested.2. Then in the mean time you need to get the ‘Bank’s Application Form’ [Can get it from the Deutsche bank’s website. Click here] and a xerox copy of your original passport.3. Now fill in the application form [Caution: Don’t write the place, date and signature. It needs to be filled at GC.) [General queries will be answered in FAQ’s. Please check below].4. On the day of appointment, go to the respective German Consulate withDuly filled in Bank’s Application Form.Passport Xerox Copy & Original.Pancard (original).2 passport size photos.Admission letter from university (not mandatory).Money( 30€ in rupees. Subject to current day’s exchange rate). Check in rupees here.Appointment mail copy which you got reply about date confirmation.5. Once the documents get attested, courier them to the address on the Deutsche Bank’s application form.6. With in few days, you will get a mail from the Deutsche Bank with the details like Bank Account number etc. so that you can transfer your money to your account.* Here you need to pay all the fees like Attestation fees, Courier charges, travelling expenses (in case if the German consulate is not in your city) etc.Steps to follow for Choice ‘2’: It’s very easy and recommended process as you can save fees, courier charges and travelling expenses (in case if the Deutsche Bank is not in your city). Very simple steps to follow. Read belowVisit the nearest Deutsche Bank branch, you can visit any branch in India for that matter.Tell them that you want to open the German Student Blocked Account, they will explain you the complete procedure.You will first have to open a Savings Bank Account with the Deutsche Bank India (which is extra amount that you need to afford) , which has a minimum balance requirement of INR 100,000. Note that every Deutsche Bank branch in India has different schemes to open an savings account at them. Once you approach them, they will explain you in detail.Take all the documents mentioned above in the CHOICE ‘1’ along with 1 lakh Cheque and then they will take care of you in helping for the rest of the procedure.Once you get the mail from the Deutsche Bank, Germany, you can transfer the amount to your account.Pay Attention: If you are processing through Deutsche Bank i.e.; ‘Choice 2′ then I suggest that you can ask your doubts (if any) directly to the respective Person in the Bank. Thank you!FAQ’s:1. How can I book an appointment for to get my documents attested?A: If you are going through German Consulate then just send an E-mail to the local German Consulate with the subject, “opening a blocked account” and write your name and contact in mail’s body. You get reply within a day.2. Where can I get the respective Bank’s Application Form?A: You can find them in Deutsche Bank’s website. Click here.3. Do I need to sign in the Application Form as I fill other details?A: No. Don’t fill the Date, Place and Signature columns. You need to fill and sign at German Consulate.4. I am not understanding what to fill at certain sections of the application form. Can you help me?A: Yes sure. I am attaching a sample filled in Application Form. Download here sample-db-acc.5. Can I transfer any extra amount to my blocked account?A: Yes. Put 50€ extra i.e.; total of 8090 Euros while transferring the amount as it will be deducted by Deutsche Bank, Germany as processing fees. If you put more no harm but it will be useless as that amount will be just blocked and will carry no interest.6. Through which bank I can transfer the money to my blocked account?A: Any nationalized bank (of course you need to pay for processing and transferring fees) like SBI, Deutsche Bank etc.7. What’s the difference between opening a blocked account through German Consulate and directly through Deutsche Bank?A: No difference. Difference lies in procedure that’s it. When you go through German Consulate it is time consuming as you need to take appointment and pay all the other charges like Attestation fees, Courier charges, traveling expenses etc. where as you can avoid these when you open through Deutsche Bank directly and the process will be easier. But here you need to open a savings account at them of 1,00,000 rupees.For more information on blocked account and VISA process, go to: German Missions in India
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