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So we had been with a certain national bank for about 12 years. We had issues with them off and on, but it wasn't enough to make us want to go through the hassle of finding a new one.Then 2016 happened.It was a chaotic but exciting time for my family. We sold our house and upgraded just a few miles away. Naturally, we were excited but had a long list of things to update. Included on that list was the bank information.We walked into the local bank branch to change our address about a week before we moved. No harm; no foul. It was easy enough.Most of our banking is done online, so it wouldn't be shocking not to receive statements to our new address. I started to realize though that some letters to new address were just addressed to my husband and not myself. Odd, but it's not alarming yet.My debit card expired in December of that year, and around late October I received an email indicating that a new debit card had been mailed to me. Sweet!Only it didn't come. We waited. And waited. And waited. We would call, only to be told that it could take a few weeks.No new debit card for me. Meanwhile, my husband had already received his.Going online, we realized that they had the old address for me still listed. Once again, we trudged down to the post office to get it changed.Side note: Why wasn't mail being forwarded? Good question. Our city postal service struggled with that regardless of our efforts. Different story.Anyway, the next week it was - again - going to be sent to me. And again, no new debit card. It was sent to my old one.This went back and forth for weeks. For some reason, they would not update my address. Usually they would just cancel the debit card that had been sent to the wrong address, but in mid-December they actually canceled my working card, too. Oops.Finally we signNowed an agreement with a supervisor that a new card would be overnighted to one of the few branches open on Christmas Eve. It should be in their mailbox by 11 AM, which would leave us time to still head out of town for the holiday.We made our way down to the branch. It wasn't really close to us, but I really needed a working debit card. We went into the branch, which was located within a grocery store.Two people were working.One other person was in line. One teller was on the phone.When we signNowed to the counter, we explained our situation. We were hopeful that this would solve our issues. Unfortunately, it went south. Fast.The first teller flat out told us to get to the back of the line (by now there were a few other people) because she was busy with other customers. We looked around - she was busy with US. We are customers with a healthy bank account, so...how were we not CUSTOMERS?We asked for clarification. All we wanted was her to check the mailbox for an overnighted envelope with my debit card in it. Mind you, I had no working card.She started yelling, saying she couldn't leave her customers and to - again - get to the back of the line. We calmly explained that we were customers, too. At some point she would have to assist us. We just needed her to check her mailbox. Please. Please. Please.I was almost crying at that point. This entire situation has been a mess despite doing everything we could on our end.That set her off. By now, we had both tellers screaming at us to get out of their bank....all because we wanted her to check the mailbox. For my debit card. Which their bank continuously failed to send to the correct address.I wish I were kidding. If I could get the video footage of it, I would.We immediately placed a call to the bank's call center to at least get it noted what was going on. The supervisor, though at first defensive of the tellers, quickly admitted that they both acted inappropriately. We were even given a credit of like $50 for our trouble. (Weee!)He overnighted ANOTHER new card to my parent's address, which thankfully came on Dec. 26.He also FINALLY updated my address in their system. He had no idea why no one else had been able to update it.Flash forward to March. It was payday, and I had tried to buy a Groupon for something like bowling for the family. My card was declined -- interesting. It also happened at the same time that other people were tweeting that they weren’t able to use their debit cards either. There must be a national outage, right?Wrong.My boss frantically contacted me to ask if everything was okay - my paycheck had not gone through.Naturally, we called to find out that the bank had terminated our relationship. They claim that they sent us a letter in January, but we never received anything like it (though I don't know if I should blame them or our postal service for that one).Why did they terminate our relationship, you ask?Easy: we were in violation of "misconduct" with the tellers who apparently reported us as being belligerent. We may have raised our voices slightly, but it was THEY who yelled at US. I’m not exaggerating here. I’ve never had two grown women yell at customers like those two tellers.No one wants to work on Christmas Eve, but come one now!There was no appeal. It was a done deal - they didn't really care about our side of the story.It turned out in the end because we love our new bank, but dang - it was one of the worst experiences we had ever gone through with bad customer service that went on to actually hurt us beyond the incident.Funny enough, the bank still sends me emails asking me to open a new checking account.

Disclaimer: we do not work at Zoho. We are Freelensia, an online platform that connects freelance interpreters and companies looking for short-term interpretation for meetings, seminars and exhibitions. Our moto is interpreters anywhere, anytime, for any language. If you are interested, please visit us at https://www.freelensia.com.We are a previous user of Google’s corporate mail and currently are using Zoho Mail. Please see the screenshot below:The interface is very much like Gmail. We had some trouble visually in the beginning because it is so overwhelming (the view seems more cluttered than Gmail). But we later appreciate very much because it is a lot more powerful. For example, you can tag people in your organization in a specific mail instead of forwarding the e-mail.A big plus is that you will be able to integrate with a entire suite of Zoho products: forms, campaigns, CRM etc. Some of these products do not exist for Google or is a lot better.A drawback of Zoho Mail is that you do not have all the cool labs of Google. Setting up signatures is a bit difficult. Canned responses do not exist. There may be some font issues if you are writing e-mails in non-alphabetic languages.The coolest thing is that their basic plan is free forever up to 15 e-mail addresses. I don't think there are many e-mail services out there that offer this level of flexibility for early startups.If you are interested, please use the link below to sign up. We will both receive 5 more free e-mail address slots from this invite. It is completely and forever free as long as you are below the limit for number of users. No trial, no credit card input, etc.EDIT: The limit is now 25 users + 5 free users from our referral linkLet me know if you have issues setting up!https://zm4.bz/7M01kkXa

Perhaps not "lesser known", but I've been using keyboard shortcuts for years under "Settings": This probably comes from my vim background, but inside gmail, I almost never use the mouse. Instead:While viewing a list of threads (i.e. Inbox, All Mail, Drafts, search results, etc.):c to compose a new mailj and k to move the cursor down and upx to select/deselect the current thread that's pointed to by the cursore to archive all threads that have been selected [Enter] to go into the thread pointed to by the cursor"g i" to go to my Inbox"g a" to go to All Mail"g d" to go to DraftsWhile inside a thread:n and p to browse down and up messages inside a thread (move the cursor up and down)a to reply all (or r to reply individually, but that's rare) to the message currently pointed to by the cursorf to forward the message that's pointed to by the cursoru to go back to the previous thread list view, which could be your Inbox, All Mail, Drafts, etc. This is the same as the back button: s to toggle through the stars on the message currently pointed to by the cursorIn case you're wondering, the "cursor" is the very thin vertical blue line visible to the left of the third thread in this picture:Other useful shortcuts:/ to make the search bar active"* u" to select all unread emails"* n" to deselect all emailsShift+i to mark all selected emails as readShift+u to mark all selected emails as unreadWhile inside a thread, Shift+u will bring you back to the previous thread list view and marking the current thread as unread. I do this a lot to keep important threads at the top of my inbox.And that's basically all I ever do in gmail. It can be painful to learn at first, but just start with the very basics: j, k, and [Enter] to browse through your inbox. Within a month or two, you'll be zipping through your inbox like Usain Bolt through the 200m.Full list: http://support.google.com/mail/b...Edit: David Craige mentioned a very useful Google Labs add-on under "Settings --> Labs": a [Send & Archive] buttonAnd another useful add-on:

To open an account in Deutsche Bank, Germany, there are two choices or ways that you can open an account.Through German Consulate  [Time Consuming process] (or)Directly through Deutsche Bank [Easy process].Steps to follow for Choice ‘1’:1. To open an account through German Consulate (GC), firstly, you  need to book an appointment by sending an E-mail to your local German  Consulate for getting the required documents attested.2. Then in the mean time you need to get the ‘Bank’s Application Form’ [Can get it from the Deutsche bank’s website. Click here] and a xerox copy of your original passport.3. Now fill in the application form [Caution: Don’t write the place,  date and signature. It needs to be filled at GC.) [General queries will  be answered in FAQ’s. Please check below].4. On the day of appointment, go to the respective German Consulate withDuly filled in Bank’s Application Form.Passport Xerox Copy & Original.Pancard (original).2 passport size photos.Admission letter from university (not mandatory).Money( 30€ in rupees. Subject to current day’s exchange rate). Check in rupees here.Appointment mail copy which you got reply about date confirmation.5. Once the documents get attested, courier them to the address on the Deutsche Bank’s application form.6. With in few days, you will get a mail from the Deutsche Bank with the  details like Bank Account number etc. so that you can transfer your  money to your account.* Here you need to pay all the fees like Attestation fees, Courier  charges, travelling expenses (in case if the German consulate is not in  your city) etc.Steps to follow for Choice ‘2’: It’s very easy and recommended process as you can save fees, courier  charges and travelling expenses (in case if the Deutsche Bank is not in  your city). Very simple steps to follow. Read belowVisit the nearest Deutsche Bank branch, you can visit any branch in India for that matter.Tell them that you want to open the German Student Blocked Account, they will explain you the complete procedure.You will first have to open a Savings Bank Account with the Deutsche  Bank India (which is extra amount that you need to afford) , which has a  minimum balance requirement of INR 100,000.  Note  that every Deutsche Bank branch in India has different schemes to open  an savings account at them. Once you approach them, they will explain  you in detail.Take all the documents mentioned  above in the CHOICE ‘1’ along with  1 lakh Cheque and then they will take care of you in helping for the  rest of the procedure.Once you get the mail from the Deutsche Bank, Germany, you can transfer the amount to your account.Pay Attention: If you are processing through Deutsche Bank  i.e.; ‘Choice 2′ then I suggest that you can ask your doubts  (if any) directly to the respective Person in the Bank. Thank you!FAQ’s:1. How can I book an appointment for to get my documents attested?A: If you are going through German Consulate then just send an E-mail  to the local German Consulate with the subject, “opening a blocked  account” and write your name and contact in mail’s body. You get reply  within a day.2. Where can I get the respective Bank’s Application Form?A:  You can find them in Deutsche Bank’s website. Click here.3. Do I need to sign in the Application Form as I fill other details?A: No. Don’t fill the Date, Place and Signature columns. You need to fill and sign at German Consulate.4. I am not understanding what to fill at certain sections of the application form. Can you help me?A: Yes sure. I am attaching a sample filled in Application Form. Download here sample-db-acc.5. Can I transfer any extra amount to my blocked account?A: Yes. Put 50€ extra i.e.; total of 8090 Euros while transferring  the amount as it will be deducted by Deutsche Bank, Germany as  processing fees. If you put more no harm but it will be useless as that  amount will be just blocked and will carry no interest.6. Through which bank I can transfer the money to my blocked account?A: Any nationalized bank (of course you need to pay for processing and transferring fees) like SBI, Deutsche Bank etc.7. What’s the difference between opening a blocked account  through German Consulate and directly through Deutsche Bank?A: No difference. Difference lies in procedure that’s it. When you go  through German Consulate it is time consuming as you need to take  appointment and pay all the other charges like Attestation fees, Courier  charges, traveling expenses etc. where as you can avoid these when you  open through Deutsche Bank directly and the process will be easier. But  here you need to open a savings account at them of 1,00,000 rupees.For more information on blocked account and VISA process, go to: German Missions in India

Now a days digital tds certificate is mandatory which are issued from traces website and given to deductee by deductor. It is called Form No 16A for deduction tax under other than salaries. Now as per this certificate data will match with ypur 26AS which is sufficient for tax filing returns. Even at the time of scrutiny you shall produce the same which is without signature.Every assessment year has separate form 16A. Normally asessing officer doesn't seek for mandatory signature on form no 16A. Unless you have mis match is 26AS and as per form 16.One more thing on TDS certificate there is unique tds certificate number is given on the uper left side which is required to fill in your income tax return while filing the same.

You can register for exam in three ways.Purchase Exam Voucher from Oracle University and Register at Pearson VUERegister for an Exam at Oracle Testing CenterRegister at Pearson VUE websiteIn the below sections read every option in detail.1)Purchase Exam Voucher from Oracle University and Register at Pearson VUEYou can purchase exam voucher at Oracle University.Two kinds of vouchers availableOracle proctored exam voucher :This voucher cost is Rs 10100. Only credit cards are accepted to buy any voucher in India.Here is the link to purchase this voucher : Oracle proctored exam voucherAfter you place your order you will receive an order confirmation e-mail. Once payment is processed you will receive a second e-mail that will include your exam voucher number -- you need this number to register for your exam at Pearson Vue (Oracle :: Pearson VUE)Exam vouchers are only valid for scheduling an Oracle proctored exam at a Pearson VUE test center in India. When scheduling an exam, use the voucher as payment for the exam. Vouchers expire six months from date of purchase. The Voucher must be used to schedule and sit for the exam on or before the expiration date. The specific expiration date will be sent with the voucher number via email. All sales of exam vouchers are final, no exceptions.Purchase Bundle:This voucher is only for Indians.This voucher cost is Rs. 11,957 .This voucher features are1 Certification Exam Voucher1 Free Exam retake30-days access to the Kaplan SelfTest practice TestThe rules of above voucher will be applicable to this voucher also.Here is the link to purchase this voucher : Bundles2)Register for an Exam at Oracle Testing CenterWe don’t have many Oracle Testing centers in India . We have few Oracle Testing centers in major cities like Mumbai, Bangalore, Chennai, etc.You can directly register for the exam through Oracle Testing center.First Open this link on any of the browser: https://education.oracle.com/pls...Follow the steps as shown in the website.Many people doesn’t go with this option. Because there are less centers.Prefer to register at Pearson VUE website.3)Register at Pearson VUE websiteFirst open this link (Oracle :: Pearson VUE). It opens the website and click on sign-in if you registered or create account yourself an then sign-in. It asks you sign in credentials , Enter your credentials.Once you sign-in with your credentials it takes you into the below screen. Now click on Proctored exam.Type Java SE 8 in the Find Exam test box and select Java SE 8 Programmer INow Click on Schedule this Exam button and it asks you to confirm Exam details , check it once and then click on Proceed to scheduling Button.Enter your address in the Find test centers near text box and select the test center which is near to you and click on Next Button.Select any date on the calendar which is comfortable for you. And it opens available timings and select particular timing.Confirm the exam details and click Proceed to checkout button at bottom right side corner.Click on Next Button.Click on Next Button and again click on Next buttonIf you have bought voucher from Oracle website apply that voucher code.If you don’t Enter your credit card details. Only Credit cards are accepted.Enter Billing address and click on Next and finally submit the Order.Once your payment done , you will receive two details one regarding payment confirmation and other your slot confirmation. Take print out of second email.ID Proof’sYou need to bring two of the following ID proof’s for exam center.Primary IDExamples of accepted Primary ID:A currently valid signed passport of any countryA currently valid signed government issued photo driving licence (full or provisional)Employee ID / work badgeMilitary IDSchool IDSecondary IDMust contain your signature. Examples of accepted Secondary ID:Credit CardDebit CardBank Cardanother ID from the Primary ID listExam Reschedule PolicyIf you wish to reschedule your exam appointment, you must reschedule at least 24 hours prior to your appointment. Rescheduling an exam less than 24 hours before an exam appointment is subject to a same-day forfeit exam fee. Exam fees are due for no-shows.Exam Cancellation PolicyIf you wish to cancel your exam appointment, you must cancel at least 24 hours prior to your exam appointment. Canceling an exam less than 24 hours before scheduled exam is subject to a same-day forfeit exam fee. Exam fees are due for no-shows.If you want any other help , you can take Pearson VUE customer serviceFollow this link Customer ServiceExam ResultsOnce you done with your exam , you will get an email within 15 minuets which contains link to your results .Opent his URL (CertView Login)Login with you credentials(Oracle account details).You results will appear there.You will also get E-Certficate within 2 days in same website.You need to fill a separate form to get your printed Certificate , you will get it after 2 10 weeks to your address.Free Java T ShirtIf you pass OCAJP 8 , you can get free Java T shirt .You need apply in a separate form for Java T shirt.You can apply for this at this link: https://go.oracle.com/java-tshirt.You will get this T-shirt after 1 month through courier to your address.If you are preparing for the exam, read the below links to understand how to prepare for each exam:How to prepare for OCAJP exam?How to prepare for OCPJP Certification Exam?

Email is absolutely awesome. I LOVE email.We constantly hear people complaining that email is terrible. People keep saying that we need to invent something new.Email is the best means of communication that ever existed. And while email can be massively improved, it will remain the best communication means for many, many years.Asynchronous communication is really, really importantEmail is beautiful because it is asynchronous. When you get an email, it is not assumed you will respond that second. You can take a day, think about the message, and respond thoughtfully. Sometimes it is just used to convey information and you do not need to respond at all.Synchronous written communication (like SMS, chat, etc.) have their place and can be really important when real-time is a priority … but most things do not need to be real time.Email is openAnyone using any system can email anyone else. You use Google Apps and I use Microsoft Exchange? We can still communicate. The soldier using Military email can communicate with her grandmother using AOL.You can take your history with you. You can forward your messages to a new system. Don’t like using Gmail? No problem, you can forward your old gmail address email to the new one you like.Messages go through a common protocol.Most of the “new” cool systems are closed. They are not portable. They lock you in. They don’t actually have your best interest at heart.Email has a long history that you can searchThe older you are, the more useful this is. You can figure out when you met that cool person twelve years ago. You can read old communications. You can easily search. And, because it is open, you can take your history with you (though admittedly this is more difficult than it needs to be).Many “new” modes of communication are just emailSMS: synchronous email with threads. (Gmail is asynchronous email with threads)Facebook messaging: email with nice graphics.Slack: email that only works for internal communication.WeChat: synchronous email for people that live in China.Is email perfect? Of course notEmail still could be much better. Even gmail can sometimes be really, really slow. Searches can be awkward. Many great advances and email apps just slow things down or cause bugs.And, of course, the company-wide reply-all is a crazy time suck for everyone.And many people send too many emails. And many people write emails that are WAY too long. And sometimes people write emails when a quick phone or in-person meeting would be better.Email can also break down with big groups trying collaborate together.Email also needs to be much more secure.Like all good things, email can be abused.Email is alive, well, and flourishingYes, there are some high school students that don’t use email … but they use something that is just amore synchronous version of email. In fact, most ppl communicate most with either email or something that looks very much like email. Email makes the world go round. It is the easiest way to communicate with most people. It is the best way to invite someone to a function. It is the common communication language of our era. And like other common communication languages of our era (like the QWERTY keyboard and English), there are structural problems that we wish we could change. But I say, LONG LIVE EMAIL!