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Which kinds of business requires e-signatures?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you needA “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc.Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently.The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined.And you are good to go!!
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What is the best small business accounting software for Mac?
There are an array of Mac-compatible cloud bookkeeping and accounting software products available suitable for small business use, most guaranteeing users the same full features and intuitiveness as the PC versions. Whichever OS you go for, however, take care when choosing the product itself: consider carefully what you require: is it mainly bookkeeping you need or does your business require more comprehensive accounts and compliance too; would a CRM component be useful, and what is your budget? User irritation seems to surface once it’s discovered that there are no updates and that certain features are missing unless you pay extra for them; that data storage is poor – unless you pay extra – and unsatisfactory support is another common complaint from users.How do you know which is the right Mac-compatible accounting software solution for your business? We take two popular small business cloud bookkeeping and accounting solutions to see which offers the best value for money.Xero and Nomisma are two cloud accounting software products marketed for Mac and for small businesses use.Xero states on its website that it is cloud software designed initially with small businesses in mind, and which is now marketed to bookkeepers and accountants to “grow their practice … to help build a trusted relationship with small business clients through online collaboration”. Xero’s reputation for doing what it says on the tin is marred, however, not least by how expensive it can get when users opt for additional features (such as receipt storage).While the standout feature of Xero is its bookkeeping capability, its low point has always been its quite basic accounts and compliance options. This is fine for businesses that want mainly bookkeeping and require only basic accounting features, but it can turn out to be a problem for businesses that need a full accounts-generation package, along with other features such as detailed reporting.If you require a more comprehensive accounts production package, then FreeAgent, Kashflow, or Sage might be considered as options. But then, when you look closely into these three, even they appear to have good accountant-level compliance capability but suffer from quite poor bookkeeping and front-end integration.It seemed that the main accounts software players had strengths weighted at either end, but nothing with a balanced approached, but then Nomisma software solution caught my eye, because when you look at what it offers, it seems to have everything covered – bookkeeping, accounts and compliance –it seems to tick all the boxes.Nomisma Solution states on its website that it “makes running your business easy”. Designed with major input by the MD of a successful London-based accountancy practice in order to improve the way the firm delivers services to contractor and small business clients, since its inception, the product has been perfected: it’s balanced at both ends, and has some unique features.Nomisma for Mac provides the basic applications needed for bookkeeping and accounting tasks, but its fully integrated modules, designed to support small business owners and managers to ensure full compliance, delivers a product that takes the best from the rest and comes up with something really very compelling.How running a business is made easier with NomismaBookkeeping, accounting and compliance is made easier with Nomisma. See at a glance who owes you money, bill clients, check where you’re spending money and record and categorise expenses. The bookkeeping module offers:ExpensesEasily and quickly track expenses and categorise them; add notes as reminders and mark them as paid or due.Mobile appThe Nomisma mobile app means you can upload data, e.g. receipts anywhere without waiting until you signNow the office.Upload and save billsUpload e.g. purchase and subcontractor bills, debit notes, purchase invoices, etc. easily and quickly. Save purchase bills as PDF, Word or any other file format you want. At no extra cost, no matter how many you save to the system.Multi-currencyNomisma works effortlessly across currencies.InvoicesSend multiple invoices via email to any of your contacts via Nomisma and track payments as they’re received. Create sales invoices, credit notes, VAT-only invoices, multi-currency invoices, multi-trade invoices, batch upload, etc. Set invoices to re-occur, and customise invoices with Nomisma’s templates.ProposalsSend business proposals to prospective clients and easily customise from Nomisma’s templates. Turn proposals into invoices.Powerful reportingNomisma gives a clear picture of how your business is doing at the press of a button. Allsorts of reports are generated: a unique VAT comparison report, management reports, balance sheet, trial balance, profit and loss, departmental reports, detailed audit trail, detailed ledger report, transactional report, debtor summary, debtor detail, creditor summary and creditor detailed report.Unique modulesNomisma is power packed with modules such as allowances and reimbursement modules, use of home as office, receipt management (on mobile as well).Bank feedSave time and virtually eliminate reconciliation errors with bank feed, as the data will feed straight from any of the bank accounts you have integrated and feed directly to books.Payroll softwareMaintain payroll too. Nomisma comes with a powerful payroll module at a very competitive price.Reference lettersProduce income references at the press of a button.It seems unbelievable that Nomisma’s user-friendly design allows finance professionals, savvy business minded users and total novices with little knowledge of bookkeeping or accounts to generate all this data. But for me it is this fully integrated approach that made Nomisma stand out against its competitors. Xero is great for bookkeeping and has some very strong features that have cemented the product’s deserved success, but Nomisma’s fine balance of strong bookkeeping, robust accounts, and solid compliance features, at a very affordable price, with regular, free updates and support, represents the best small business accounting software for Mac, in my book.
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Which is the best electronic signature for small startup company?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.n short, “best” varies by your specific need - and there are dozens of comparison vectors. The 2 most important, IMHO, are do you needA “standing order” doc that can be easily signed anytime by anyone, such as an injury waiver at a karate school / trampoline park / etc- that sort of thing. The signor is not pre-defined. For that, we (SwiftCloud) may well be best, but there are dozens to compare, and important to consider is volume, HIPAA medical compliance, integration to marketing, etc.Specific doc / signor - such as a real estate sales contract. The parties are pre-defined, and automation can be added to flow from group 1 (say, “the seller(s)”) to group 2 (seller’s agent, for example) to group 3 (the buyer(s) consecutively or concurrently.The #1 reason to use e-signature is to save time + integration on the data i.e. so marketing is 100% automated for example, and reducing time-to-close which results in higher sales pull-through rates. Don’t get me wrong, saving money on paper, printer, ink, printer jams, etc. is important - but that’s a money saver, not a money maker. Marketing and sales will actually create new revenue for you, so to not use electronic signature is for most businesses, downright neglectful. Granted, I’m a bit biased, but happy to do a formal study to prove it with real numbers, should anyone be so inclined.And you are good to go!!
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What are the benefits of electronic signature?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authen...
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Are you aware that electronic signatures are very trustworthy?
Building trust with technology isn’t quite as easy as falling backward into someone’s arms. Unless you have a technical background, cybersecurity can be difficult to grasp.Most people are comfortable with ink signatures, but it’s a common misconception that just because a document has been signed with ink, it’s safe, secure and valid. In fact, without physically meeting and talking with the signer.For example, if you’ve never seen the signer’s signature before, how do you know it is actually their signature? If you know what the signature is supposed to look like, how do you know the one in front of you wasn't forged? And if the signature is on the last page of a multi-page document, how do you know that something in the preceding pages was not altered after the document was signed?The reality of e-signatures – especially independent e-signatures, in which the evidence of their validity is embedded in the signed document – is that they are more trustworthy than traditional ink signatures.Offer Transparency and ControlIn the same way, building trust means providing all the facts. If signers have access to the entire signing process from a comprehensive audit trail, they’re able to keep close watch over their transaction and its process from identity authentication to opening and reviewing documents to signing.Use Trusted TechnologyPeople trust those who are trustworthy. Companies that use e-signature technology that goes above and beyond security requirements will naturally win over the trust.Educate DownstreamNo matter how many thousands of dollars e-signatures will save your company, for an e-signature solution to be successful at every level, you must educate everyone involved in the importance your e-signature provider places on security and independence.
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Will onlineservices.nsdl use the photo on your Aadhar on your PAN card?
While making PAN mandatory for many more transactions, the government has also made it easy to get it by enabling the online application process.The Central Board of Direct Taxes (CBDT), in a circular dated 22 July 2016, has said that a new permanent account number (PAN) card can be applied for online, using an application form that can be e-signed using the Aadhaar linked e-signature. For individual PAN applicants, the entire process is managed by PAN service providers: National Securities Depository Ltd (NSDL) and UTI Infrastructure Technology and Services Ltd (UTIITSL).According to the board, “introduction of Aadhaar based e-signature in PAN application not only ensures paperless hassle-free PAN application process, but also seeding of Aadhaar in PAN, which will curb the problem of duplicate PAN to a great extent.” Here is why having a PAN is a must, and how to get it online.THE NEED FOR A PANIn its endeavor to check black money transactions, government has expanded the list of transactions (and decreased the limit on many existing ones) for which a PAN is mandatory. Effective 1 January 2016, PAN has to be quoted for all transactions above Rs.2 lakh. This applies to sale and purchase of all goods and services, regardless of the mode of payment.PAN is now used for almost all the financial-sector transactions like investing in mutual funds and shares. The government has also made it mandatory for various other things like the purchase of cash cards and prepaid cards amounting to Rs.50,000 or more in year. For purchasing gold jewellery above Rs.2 lakh too, you need to furnish PAN details. Earlier you had to furnish PAN details only if the gold purchase was above Rs.5 lakh.This move will also help the government to widen the tax base, which will result in higher tax collection.ONLINE PAN APPLICATIONAlong with making PAN mandatory for many more transactions, the government has also made it easy to get one by enabling the online application process. These online application can be made either through the portal of NSDL (http://tin.tin.nsdl.com/pan/inde...) or the portal of UTIITSL (http://www.myutiitsl.com/PANONLINE/).Last September a digital signature certificate-based PAN application form (Form 49A) for individuals was enabled on these websites. Now, the application form has also been enabled with the Aadhaar based e-signature. Aadhaar can also be used as a proof of identity, address and date of birth, which are required to get a PAN. After filling up the online application form, an individual has to upload the scanned image of her photograph and the Aadhaar card, as per the specifications on the website.The application fee is Rs.107, including service tax, for persons residing in India and Rs.994 for those with overseas addresses. It can be paid through credit cards, debit cards or Net banking. All these forms of payment attract a small charge, above the fee payable.At present, the facility for dispatch of PAN cards outside India is available for a select list of countries. Applicants from other countries may contact the service provider before applying.
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How can I open a block account for studying in Germany from India?
To open an account in Deutsche Bank, Germany, there are two choices or ways that you can open an account.Through German Consulate [Time Consuming process] (or)Directly through Deutsche Bank [Easy process].Steps to follow for Choice ‘1’:1. To open an account through German Consulate (GC), firstly, you need to book an appointment by sending an E-mail to your local German Consulate for getting the required documents attested.2. Then in the mean time you need to get the ‘Bank’s Application Form’ [Can get it from the Deutsche bank’s website. Click here] and a xerox copy of your original passport.3. Now fill in the application form [Caution: Don’t write the place, date and signature. It needs to be filled at GC.) [General queries will be answered in FAQ’s. Please check below].4. On the day of appointment, go to the respective German Consulate withDuly filled in Bank’s Application Form.Passport Xerox Copy & Original.Pancard (original).2 passport size photos.Admission letter from university (not mandatory).Money( 30€ in rupees. Subject to current day’s exchange rate). Check in rupees here.Appointment mail copy which you got reply about date confirmation.5. Once the documents get attested, courier them to the address on the Deutsche Bank’s application form.6. With in few days, you will get a mail from the Deutsche Bank with the details like Bank Account number etc. so that you can transfer your money to your account.* Here you need to pay all the fees like Attestation fees, Courier charges, travelling expenses (in case if the German consulate is not in your city) etc.Steps to follow for Choice ‘2’: It’s very easy and recommended process as you can save fees, courier charges and travelling expenses (in case if the Deutsche Bank is not in your city). Very simple steps to follow. Read belowVisit the nearest Deutsche Bank branch, you can visit any branch in India for that matter.Tell them that you want to open the German Student Blocked Account, they will explain you the complete procedure.You will first have to open a Savings Bank Account with the Deutsche Bank India (which is extra amount that you need to afford) , which has a minimum balance requirement of INR 100,000. Note that every Deutsche Bank branch in India has different schemes to open an savings account at them. Once you approach them, they will explain you in detail.Take all the documents mentioned above in the CHOICE ‘1’ along with 1 lakh Cheque and then they will take care of you in helping for the rest of the procedure.Once you get the mail from the Deutsche Bank, Germany, you can transfer the amount to your account.Pay Attention: If you are processing through Deutsche Bank i.e.; ‘Choice 2′ then I suggest that you can ask your doubts (if any) directly to the respective Person in the Bank. Thank you!FAQ’s:1. How can I book an appointment for to get my documents attested?A: If you are going through German Consulate then just send an E-mail to the local German Consulate with the subject, “opening a blocked account” and write your name and contact in mail’s body. You get reply within a day.2. Where can I get the respective Bank’s Application Form?A: You can find them in Deutsche Bank’s website. Click here.3. Do I need to sign in the Application Form as I fill other details?A: No. Don’t fill the Date, Place and Signature columns. You need to fill and sign at German Consulate.4. I am not understanding what to fill at certain sections of the application form. Can you help me?A: Yes sure. I am attaching a sample filled in Application Form. Download here sample-db-acc.5. Can I transfer any extra amount to my blocked account?A: Yes. Put 50€ extra i.e.; total of 8090 Euros while transferring the amount as it will be deducted by Deutsche Bank, Germany as processing fees. If you put more no harm but it will be useless as that amount will be just blocked and will carry no interest.6. Through which bank I can transfer the money to my blocked account?A: Any nationalized bank (of course you need to pay for processing and transferring fees) like SBI, Deutsche Bank etc.7. What’s the difference between opening a blocked account through German Consulate and directly through Deutsche Bank?A: No difference. Difference lies in procedure that’s it. When you go through German Consulate it is time consuming as you need to take appointment and pay all the other charges like Attestation fees, Courier charges, traveling expenses etc. where as you can avoid these when you open through Deutsche Bank directly and the process will be easier. But here you need to open a savings account at them of 1,00,000 rupees.For more information on blocked account and VISA process, go to: German Missions in India
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What is the procedure for a PAN card applied to though the eKYC online Aadhaar mode?
You can apply for pan card online through Aadhar based ekyc without sending documents to NSDLThe Central Board of Direct Taxes (CBDT), in a circular dated 22 July 2016, has said that a new permanent account number (PAN) card can be applied for online, using an application form that can be e-signed using the Aadhaar linked e-signature. For individual PAN applicants, the entire process is managed by PAN service providers: National Securities Depository Ltd (NSDL) and UTI Infrastructure Technology and Services Ltd (UTIITSL).According to the board, “introduction of Aadhaar based e-signature in PAN application not only ensures paperless hassle-free PAN application process, but also seeding of Aadhaar in PAN, which will curb the problem of duplicate PAN to a great extent.” Here is why having a PAN is a must, and how to get it online.THE NEED FOR A PANIn its endeavor to check black money transactions, government has expanded the list of transactions (and decreased the limit on many existing ones) for which a PAN is mandatory. Effective 1 January 2016, PAN has to be quoted for all transactions above Rs.2 lakh. This applies to sale and purchase of all goods and services, regardless of the mode of payment.PAN is now used for almost all the financial-sector transactions like investing in mutual funds and shares. The government has also made it mandatory for various other things like the purchase of cash cards and prepaid cards amounting to Rs.50,000 or more in year. For purchasing gold jewellery above Rs.2 lakh too, you need to furnish PAN details. Earlier you had to furnish PAN details only if the gold purchase was above Rs.5 lakh.This move will also help the government to widen the tax base, which will result in higher tax collection.ONLINE PAN APPLICATIONAlong with making PAN mandatory for many more transactions, the government has also made it easy to get one by enabling the online application process. These online application can be made either through the portal of NSDL (http://tin.tin.nsdl.com/pan/index.html) or the portal of UTIITSL (http://www.myutiitsl.com/PANONLINE/).Last September a digital signature certificate-based PAN application form (Form 49A) for individuals was enabled on these websites. Now, the application form has also been enabled with the Aadhaar based e-signature. Aadhaar can also be used as a proof of identity, address and date of birth, which are required to get a PAN. After filling up the online application form, an individual has to upload the scanned image of her photograph and the Aadhaar card, as per the specifications on the website.The application fee is Rs.107, including service tax, for persons residing in India and Rs.994 for those with overseas addresses. It can be paid through credit cards, debit cards or Net banking. All these forms of payment attract a small charge, above the fee payable.At present, the facility for dispatch of PAN cards outside India is available for a select list of countries. Applicants from other countries may contact the service provider before applying.For video guidance click on the link below[Pan Card eKYC] How to make pan card with aadhar ekyc HindiTo know more you can subscribe to my YouTube channelYogendra Vishwakarma
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What is the best e-signature app?
What is Digital Signature? And Benefits of Digital Signature CertificatesA digital signature is basically a way to ensure that an electronic document (e-mail, spreadsheet, text file, etc.) is authentic. Authentic means that you know who created the document and you know that it has not been altered in any way since that person created it.Digital signatures rely on certain types of encryption to ensure authentication. Encryption is the process of taking all the data that one computer is sending to another and encoding it into a form that only the other computer will be able to decode. Authentication is the process of verifying that information is coming from a trusted source. These two processes work hand in hand for digital signatures.How do I get a Digital Signature?Digital Signature Certificate (DSC) is a secure digital key that certifies the identity of the holder, issued by a signNowing Authority (CA). There are many companies provide Digital Signature , i.e.SIFYeMudhra(n)codeThese companies gives LRA to several companies that are basically known as LRA. You may directly apply online and purchase from your local authority.signNow - offers a 14 day free trial and 3 types of pricing plans starting from $9.99 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for Mac, iOS, Windows, Android and Web-browser.signNow - offers a 14 day free trial and 2 types of pricing plans starting from $29 when paid monthly. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.signNow - offers a 30 day free trial and 3 types of pricing plans starting from $15 when paid monthly. The number of document sends included each month differs by plan type. Available for Web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. All plans include fair user restrictions to sign documents and send them for signature. Available for web-browser, iOS and Android.signNow - offers a 14-day free trial and 3 types of pricing plans starting from $15 per month when paid monthly. Unlimited document sending is subject to fair use thresholds. Available for Web-browser, iOS and Android.signNow - offers a free trial and 2 pricing plans starting from $16 per month when paid annually. All plans include sending unlimited amount of documents for signature. Available for web-browser, iOS and Android.Digital Signature for E-tenderingThere are three types of digital signature certificates depending on the validation of identity and type of use. They are:Class I DSC – Individuals get it for validating the email identification of the users and in situations where risk is minimal and here the signature is stored in software.Class II DSC – Business organizations or individuals use this digital signature certificate to validate the information given by the subscriber in the application against the information available in a trusted consumer database and in other such situations where security risk is moderate. In this case a hardware cryptographic device is used for storing the signature.Class III DSC – This digital certificate is directly issued by the signNowing authority and it is required that the person applying for DSC must be present at the signNowing authority’s premises and prove his/her identity in front of the authority and the security risk involved in this case is very high. In this case also a hardware cryptographic device is used for storing the signature.The Necessity of Digital Signature CertificatesFor e-filing of the income tax returns by any individual, the Government of India has made it mandatory to affix digital signatures to the income tax returns documents. For affixing the digital signature one must have digital signature certificates issued by licensed certification authority.In addition, Ministry of Corporate Affairs has set the mandatory guidelines for the companies directing them to file all reports, applications and forms using a digital signature only and this again requires a digital signature certificate.For GST also a company must verify its GST application by affixing a digital signature using digital signature certificate in order to get registered for GST.These days many Government procedures, filling different applications, amendments and forms require digital signatures made by using digital signature certificates.Benefits of Digital Signature CertificatesSaves Money & Time: As there is no need of physical presence you can digitally sign your PDF files and other documents using DSC anywhere & anytime. You need not sign your paper documents and then scan them to send them across through internet if you follow the above given option. You can save the money which would otherwise be spent on printing and scanning the document. You can also go green by saving paper.Secured Data: The digitally signed documents are tamper proof as the digital signatures are secured with a private key and public key and they cannot be edited after digitally signing the document.Authentic: Digitally signed documents are authentic and the receiver can be completely sure about the sender’s identity and integrity. The receiver can easily execute the information in the document without worrying about the document being forged.Certificate (DSC) is essential for companies and organizations that take part or intend to take part in eTendering processes on various Government sites. If a organisation going to apply for any Government eTender needs to have a Class 3 Digital Signature Certificate registered in the name of a representative who is authorized to submit online offers for e-Tendering applications.How to apply digital signature ?We enable compliance with legal and regulatory requirements for end-to-end electronic transactions for any kind of E-Business.What Documents required for Class 3 Digital Signature ?Documents required for Class 3 Digital SignatureApplication Form (Duly Signed)Recent Passport Size Photograph (Pasted on the Application form and Signed across the Photo)Identity ProofPAN CARD * (Income Tax F Filing Portal requires PAN Encrypted DSC)PassportDriving LicensePhoto ID Issued by Central Or State GovernmentVoter IDAadhar CardApply for Digital SignatureAddress ProofPassportDriving LicenseLatest Utility Bills - Not Older than 3 Months (Telephone, Electricity, Water, Tax, LIC)Ration CardVoter IDBank Account Statement ( Not Older than 2 Months)Service Tax/ VAT registration CertificateProperty tax/ Municipal tax ReceiptProof of Right to do Business (Any one of the Following)Certificate of IncorporationMemorandum of Association & Articles of associationRegistered Partnership deedValid Business licenses like VAT , Service Tax RegistrationLicense under shop and Establishment Act (For Proprietorship Concerns)PAN Card of the Company/FirmProof of Right to do Business (Any one of the Following)Latest annual Report / BalancesheetLatest Income Tax ReturnsOrganization Bank Details on Banks Letter Head/ Latest Bank statement attested by BankAuthorization Letter in Favor of the applicationAll Documents to be Self Attested by the applicant & Attested by the Authorised Signatory of the Business with Stamp & Seal. For More information about Best Digital Signature company in kanpurDifferent software solutions exist for different platforms, hence I am going to give one (the most common one) for each one of them:Windows: Open the PDF in signNow and click the “Fill & Sign” button in the right pane.Mac: Open the PDF in Preview, click the Toolbox button, then click SigniPhone and iPad: Open the PDF attachment in Mail, then click “Markup and Reply” to sign.iPhone and Android: Download signNow Fill & Sign, open the PDF, and tap the Signature button.Chrome: Install the signNow extension, upload your PDF, and click the Signature button.And you are good to go!!
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