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FAQs
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How do the increasing number of people who never learned to write in cursive sign their name?
So cursive is completely useless to me today. This comes as bad news, because I practiced cursive as a child for years and years. When I went to my grandmother's, she would sit me down and have me write about my day in cursive. She was a sweet woman, but she didn't study computer science. Today, when I take notes, I do so on my laptop. When I go to a meeting, most of us have our laptops open and we are actively typing and turning them to show others in the meeting. If we need to talk, we plug our laptops into the overhead projector, project our screen, and give our spiel. This is probably because of Ctrl-F (Find), or in coding, "Regex" (Regular expression). We can find any information we need in our notes almost instantly. If the data isn't amenable to Ctrl-F on the operating system, we can go beneath it. So say I have a TON of patient notes in a directory on my machine, and I'm looking for some cases in particular, I can use the terminal to look for all files containing say... motor vehicle accident trauma patients: grep -i "([^MVA]*).*" / That beats the heck out of reading through someone else's (or even your own) cursive, print, or shorthand. In any case, here's my signature, I don't expect to be asked for it for many more years, as I have better ways of identifying myself:
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How do I file an income tax online in India?
One can file his/her ITR on his own, provided that you are having good knowledge of the Income Tax and certain provisions which are applicable to you being the type of assessee.Before you start the process, keep a few things handy with you:Bank statementsForm 16 issued by your employer (in case you are a salaried)Copy of last year’s return(if any)Working Internet ConnectionSince, you have the checklist ready, now log on to e-Filing Home Page, Income Tax Department, Government of India and register yourself. Your Permanent Account Number (PAN) will be your user ID.Now view your tax credit statement, Form 26AS for the details of all taxes deducted and deposited with the IT department. Check and reconcile the statement with your form 16.Now, under the ‘Download’ menu, click on Income Tax Return Forms and choose the relevant AY and Income Tax Return (ITR) form.Open the downloaded Return Preparation Software (excel utility) and complete the form by entering all the details, using your Form 16.Ascertain the tax payable by clicking the ‘Calculate Tax’ tab.Pay tax (if any) and enter the challan details in the tax return.Now validate your form through ‘Validate’ tab.An XML file will be generated thereafter which you can save it on your computer.Go to ‘Upload Return’ on the website’s left panel and upload the saved XML file.You will be asked whether you wish to digitally sign the file. If you have a DS (digital signature) select ‘Yes’ or choose ‘No’.The website now will flash a message of successful e-filing on your screen by generating the acknowledgment form — ITR Verification (ITR-V) which has to be downloaded.Lastly, if you did not digitally sign the ITR, take a printout of the form ITR-V , sign it preferably in blue ink, and send it only by ordinary or Speed post to the Income-Tax Department-CPC , Post Bag No-1 , Electronic City Post Office, Bangalore – 560 100, Karnataka, within 120 days of filing your return online. To know more, on mandatory DSC affixing, click hereFor avoiding the common mistakes people do while filling income tax return, you should refer: Avoid these mistakes for happy E-filing of your Income Tax Return It’s always advisable to take the help of experts and file the accurate income tax return because if any aspect is missed out, revised return is to be filed which includes number of procedural work and consequences.For income tax e-filing or income tax return online, feel free to visit us at http://www.finmart.com/sr-it-ret...For Detailed knowledge of the benefits of filing Income Tax Return visit Sweet 16 Benefits of filing Income Tax Return this season!
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E-signing: Is typing your name on a form and clicking submit hold up as a legal signature?
In states which have passed it, the Uniform Electronic Transactions Act (UETA) would govern this. Section 7 of UETA, in particular, specifies: SECTION 7. LEGAL RECOGNITION OF ELECTRONIC RECORDS, ELECTRONIC SIGNATURES, AND ELECTRONIC CONTRACTS. (a) A record or signature may not be denied legal effect or enforceability solely because it is in electronic form. (b) A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation. (c) If a law requires a record to be in writing, an electronic record satisfies the law. (d) If a law requires a signature, an electronic signature satisfies the law.So, assuming that a signature is required for a contract to be valid, an "electronic signature" suffices. UETA defines "electronic signature" as follows:(8) "Electronic signature" means an electronic sound, symbol, or process attached to or logically associated with a record and executed or adopted by a person with the intent to sign the record.In basic language, this means that when you type out your name and click on the "submit" button, you've electronically signed the record, and the official comments to UETA (not technically law, but extremely persuasive) back this up:This definition includes as an electronic signature the standard webpage click through process. For example, when a person orders goods or services through a vendor's website, the person will be required to provide information as part of a process which will result in receipt of the goods or services. When the customer ultimately gets to the last step and clicks "I agree," the person has adopted the process and has done so with the intent to associate the person with the record of that process. The actual effect of the electronic signature will be determined from all the surrounding circumstances, however, the person adopted a process which the circumstances indicate s/he intended to have the effect of getting the goods/services and being bound to pay for them. The adoption of the process carried the intent to do a legally signNow act, the hallmark of a signature.Although not every state has adopted UETA either in part or in whole without modifications, I believe every state now has similar or identical provisions in its body of law. Assuming that this type of waiver would otherwise be legally enforceable (and many jurisdictions don't allow a waiver of liability for injuries under certain circumstances) then it would not be rendered unenforceable simply because it was signed electronically.Of course, in order to ensure the enforceability of any contract, one should generally consult with an attorney who is familiar with contract law in your jurisdiction and who could recommend a set of best practices for the storage and preservation of any contract stored as an electronic record.
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When are digital signatures valid, and when are "wet signatures" required? Is there a difference between digital markup on PDF o
For the most part, signatures are not required at all to form a contract, nor are they part of rather legal arrangement between parties. Rather, they are proof that: * the two parties did in fact come to an agreement. Witnesses, communications records, the history of the parties’ acts, and many other things could prove this, but two parties engaging in a formal signing process is much more efficient and conclusive * the two parties intended to be bound to promises they were making each other, and it wasn’t just negotiation, chatter, offers, or statements of intent. Shaking hands, stomping three times on the ground, reciting a prayer, and other demonstrative acts would also work, but in most cases are not an accepted standard, and are harder to implement. * the parties are identified. This goes both to authenticity (the document is real and identity (the parties endorsing it are who they say they are, and are acting on their own behalf or on behalf of a business entity, client, or charge they represent). Other forms of ID, like notaries, witnesses, video records, could work, and documents and signatures can be forged, but a signature, properly authenticated, is simple low cost way to make contracts more trustworthy. Given that a signature isn’t really necessary at all, in principle at least there is not really any difference between a wet signature, a signature via a document service like signNow, a scanned PDF, clicking “I accept”, typing out “/s [signature]”, or any other means. Any requirement is not really based on fundamental principles, but the specific circumstances of the transaction. * Sometimes the parties insist on one particular type of signature before they will do business with each other. Banks and government agencies sometimes insist on a physical signature, or an online signature done through their own in-house system, in order to process a document. You can sometimes fool them with a good digital signature, and they’ll accept the document anyway, in which case no harm no foul. But they’re free to reject it. * Similarly, there may be a custom in a particular realm of business, law, or life. For example, many old school investors only trust wet signatures on paper, thought this is dying out as of the late 2010s. * It could be written into a contract, or an offer, or policy, etc., that only a particular mode of signing is valid. * In a few cases there is a legal requirement to have a wet ink signature, or at least a signature, depending on the specific law. In the United States (and probably many other places) real estate transfers, copyright licenses, wills, and other things require an actual signature. E-signature laws often specify that any kind of signature will do, as a default, unless the law specifically requires one kind of signature or another. There really aren’t any signature standards in the US, just like there’s no standard for how you’re supposed to shake hands or say “I do.” As Europeans like to do, the digital signature standards are much more specific over there. There’s probably an ISO (International Organization for Standardization [ https://www.quora.com/topic/International-Organization-for-Standardization ]) rule for how to wake up, pet your dog, and make coffee in the morning. But the US attitude is whatever does the job will work. FWIW, there is a custom of signing things in blue ink to demonstrate that it is a real signature. Red or green would do but they look a little silly on a contract. Thus, when I apply a digital signature to things I usually make it blue.
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How do I transfer car ownership in Pune?
All RTO services are available online ( no need to catch Agent)Online Process:Before starting transfer process online, keep all the details of seller, buyer and vehicle details handy (like pan number, Aadhar number, address, engine number, chassis number, insurance details)1. Go to VAHAN 4.0 (Beta) , Select the state other than Delhi and add the vehicle registration number (i.e. MH1X99XX) and proceed.2. Go to Online Services >> Misc (Ownership transfer)3. Enter vehicle chassis number (last 5 digits) and mobile number to receive OTP4. After successful OTP verifcation it will navigate to ownership transfer form, fill all required details of seller, purchaser, and vehicle.5. Cross check the details and proceed further to payment page .6. Rs. 550/- is the fee for Car ownership transfer, it may differ for other type of vehicle7. Pay the fee online and it will generate Form 29, Form 30 and E-payment receipt (download all this forms, Form 29 requires two copies to be downloaded)8. Make signature of seller and buyer wherever mentioned on all of these forms.Considering vehicle belongs to same RTO, below documents are required_Signed Form 29, Form 30 and E-payment receiptId proof and Address proof of seller and buyer, if buyer does not have permanent address from Pune, he/she needs to provide registered rent agreement with police verification.Original RC document from sellerLatest PUC certificate from sellerPencil print of chassis(5 copies), you can find chassis number below driver seat.Insurance details copy from seller.One passport size photograph of buyer.Lastly visit RTO office along with all the mentioned documents and submit it.In next 4–7 days, your application of vehicle ownership transfer gets approved and transferred. (RTO will notify this through SMS).It will take 10 - 30 days for RC smart card to get delivered to your mentioned address.As RC smart card take time to get delivered, you can download your RC particulars online for Fee of 50Rs. (RC particulars is the document you can provide for insurance transfer and other vehicle related transactions also its valid document when you do not have the RC smart card)To downlaod RC particulars _1. Go to VAHAN 4.0 (Beta), Select the state other than Delhi and add the vehicle registration number (i.e. MH1X99XX) and proceed.2. Go to Online Services >> RC Particulars3. Enter vehicle chassis number (last 5 digits) and mobile number to receive OTP4. After successful OTP verification click on show details , it will show one form with restricted vehicle details.5. Below that form it will ask to pay Rs. 50/- 6. After successful online payment it will generate RC particular form which you can download and use it as valid RC document until you get RC smart card.(remember to download the RC particulars otherwise, next time also you need to pay Rs. 50/- to generate it again.)If you thought my answer was helpful, it would mean a lot to me if you could press the light blue upvote button below.
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Will electronic signatures on contracts hold up in a court of law?
That depends on what exactly you mean by an "electronic signature", and the type of contract that you're trying to enforce. Generally, the fact that a signature is electronic instead of a physical mark is not sufficient for it to be outright ignored by the law. In fact, the Uniform Commercial Code (UCC) explicitly allows for the validity of electronic signatures (something I covered in length on Are digital signatures via iPhone/iPad recognized as legally binding?):§ 1-201. General Definitions(39) "Signed" includes any symbol executed or adopted by a party with present intention to authenticate a writing. This is why an "X" on a contract is sufficient to count as a signature - it is a "symbol" that is "executed" by a party with "intent" to "authenticate" the contract.§ 2-211. Legal Recognition of Electronic Contracts, Records, and Signatures(1) A record or signature may not be denied legal effect or enforceability solely because it is in electronic form.(2) A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation.(3) This article does not require a record or signature to be created, generated, sent, communicated, received, stored, or otherwise processed by electronic means or in electronic form.(4) A contract formed by the interaction of an individual and an electronic agent under Section 2-204(4)(b) does not include terms provided by the individual if the individual had reason to know that the agent could not react to the terms as provided.This basically means that, just because the "signature" is in electronic format, it's entirely valid.§ 2-212. ATTRIBUTIONAn electronic record or electronic signature is attributable to a person if it was the act of the person or the person's electronic agent or the person is otherwise legally bound by the act.This allows you to have PayPal or some other third party or application to which you've assigned the power bind you to a contract.
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Is there an industry standard e-signature software that insurance companies use for online life insurance sales?
Many insurance companies use signNow for their e-signature needs. It has the best online link/forms solution in the esign industry so that you can integrate new enrollments directly from your website. There's also a flexible API for integrations as well. If you want to send documents in bulk for esigning, like customer renewals, you can do that too. There's also an in-person signing feature for clients right in your office. signNow just integrated with Salesforce and has payment processing capabilities as well. signNow is easy to use, cost-effective and has great customer service if you have any issues. You can sign up for signNow's free trial on their website and request to see a webinar to check out how it will work for your requirements.
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What are the steps to fill out the UKSSSC forms online?
UKSSSC release various vacancies for the different posts in every year, candidates must know the required steps to fill the UKSSSC exam forms[1] these steps are:In first candidates need to visit the UKSSSC official website, after that Click User Registration on the top of the page, than Click on the Registration, Enter the asked detail by the UKSSSC, After Registration you get your Registration No., save this for the future reference, After Completing the Registration Process, you click on Fill Application Link provided on the menu bar in the the website, Enter your Registration No., Your Name, Father’s Name, Date of Birth and then click submit button., Enter Required detail by the UKSSSC, Upload your Current Photo and Signature, After Filling the Application Form You can Pay fee by Clicking the Pay Fee Link Provided in the Website, You can pay fee either Online through credit/Debit Card or by using Net Banking or you can Generate e-challan and pay application fee in any Bank of Baroda branch, After Completing the Application fee process you can Print your Application form and save this for the future reference.Footnotes[1] UKSSSC Application Form: How to Fill UKSSSC Application Form
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Has the online form of conversion of IPCC to intermediate came?
Yes it has. You will have to visit The Institute of Chartered Accountants of India select e-services below search bar.Next students dashboard under student column.Register in the second point of the following link.http://13.126.80.200/icaionlinef...Then login on the 3rd point. Fill your details upload photo, school leaving certificate, signature scanned copy in image format under 2 mb.Submit. Then next select conversion from IPCC to intermediate tab fill the details and pay online ₹1000. then take a print out and send to The Institute Of Chartered Accountant of India office as per your zone.Books will be delivered free of cost. However, you will have to bear the shipping charges.
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