Validate eSignature Form Simple

Everyone knows that India is becoming digital and great initiatives have been taken by our PM. E-Signatures are legally valid in India, and businesses can use it without any doubt.Requirements for validityThe Information Technology Act, 2000 provides for the adoption of e signatures and acknowledges two forms of e-signs as having similar legal acceptance as pen-and-paper signatures. These forms specifically acknowledged under the IT Act include:E signatures which incorporate an Aadhaar ID with an electronic Know-Your-Customer (eKYC) method.Digital signatures which are created by an “asymmetric crypto-system and hash function”. For such signatures, the signer is usually issued a long-term certificate-based digital identity number, stored on a USB token, which is used to place a sign on a document.For the above forms of electronic signatures to be legitimate, they must satisfy these further conditions.The signatory of the e signature must be uniqueAt the point of signing, the signatory should be in control of the data employed to generate the e-sign.Any tamper with the signature, or the form to which the signature is placed, must be easily detectable.There must be an audit trail of procedures followed during the signing process.Signer certificates should only be granted by the signNowing Authority.If all these conditions are followed, then there is an obvious legal belief in favor of the legality of any document signed using e-signatures.However there are some documents which Indian law prohibits to be signed electronically. Here is the list of it.Any document listed by the government of India on the official gazettePower of attorneyTrust deedsA will and other forms of testamentary dispositionNegotiable documents such as bills of exchange, drafts, promissory notes and moreDocuments involving any sale of immovable property such as real estateTo learn more about technical and legal overview of electronic signatures in India, Read this article - Electronic Signatures India - Technical & Legal Overview | signNow

Although every state has passed laws that involve e-signatures, under the federal ESIGN Act, your electronic signature on a .pdf is just as valid as your physical signature. The ESIGN Act provides that a contract or signature “may not be denied legal effect, validity, or enforceability solely because it is in electronic form.” This simple statement means that electronic signatures and records are just as good as their paper equivalents, and therefore subject to the same legal scrutiny of authenticity and burden of proof standards that apply to paper documents. So unless your signature was forged, given under duress, or you refused to sign via electronic means (or there's some other reason to invalidate the contract), the executed .pdf copy may be enforced against you.

For the most part, signatures are not required at all to form a contract, nor are they part of rather legal arrangement between parties. Rather, they are proof that: * the two parties did in fact come to an agreement. Witnesses, communications records, the history of the parties’ acts, and many other things could prove this, but two parties engaging in a formal signing process is much more efficient and conclusive * the two parties intended to be bound to promises they were making each other, and it wasn’t just negotiation, chatter, offers, or statements of intent. Shaking hands, stomping three times on the ground, reciting a prayer, and other demonstrative acts would also work, but in most cases are not an accepted standard, and are harder to implement. * the parties are identified. This goes both to authenticity (the document is real and identity (the parties endorsing it are who they say they are, and are acting on their own behalf or on behalf of a business entity, client, or charge they represent). Other forms of ID, like notaries, witnesses, video records, could work, and documents and signatures can be forged, but a signature, properly authenticated, is simple low cost way to make contracts more trustworthy. Given that a signature isn’t really necessary at all, in principle at least there is not really any difference between a wet signature, a signature via a document service like signNow, a scanned PDF, clicking “I accept”, typing out “/s [signature]”, or any other means. Any requirement is not really based on fundamental principles, but the specific circumstances of the transaction. * Sometimes the parties insist on one particular type of signature before they will do business with each other. Banks and government agencies sometimes insist on a physical signature, or an online signature done through their own in-house system, in order to process a document. You can sometimes fool them with a good digital signature, and they’ll accept the document anyway, in which case no harm no foul. But they’re free to reject it. * Similarly, there may be a custom in a particular realm of business, law, or life. For example, many old school investors only trust wet signatures on paper, thought this is dying out as of the late 2010s. * It could be written into a contract, or an offer, or policy, etc., that only a particular mode of signing is valid. * In a few cases there is a legal requirement to have a wet ink signature, or at least a signature, depending on the specific law. In the United States (and probably many other places) real estate transfers, copyright licenses, wills, and other things require an actual signature. E-signature laws often specify that any kind of signature will do, as a default, unless the law specifically requires one kind of signature or another. There really aren’t any signature standards in the US, just like there’s no standard for how you’re supposed to shake hands or say “I do.” As Europeans like to do, the digital signature standards are much more specific over there. There’s probably an ISO (International Organization for Standardization [ https://www.quora.com/topic/International-Organization-for-Standardization ]) rule for how to wake up, pet your dog, and make coffee in the morning. But the US attitude is whatever does the job will work. FWIW, there is a custom of signing things in blue ink to demonstrate that it is a real signature. Red or green would do but they look a little silly on a contract. Thus, when I apply a digital signature to things I usually make it blue.

That depends on what exactly you mean by an "electronic signature", and the type of contract that you're trying to enforce.  Generally, the fact that a signature is electronic instead of a physical mark is not sufficient for it to be outright ignored by the law.  In fact, the Uniform Commercial Code (UCC) explicitly allows for the validity of electronic signatures (something I covered in length on Are digital signatures via iPhone/iPad recognized as legally binding?):§ 1-201. General Definitions(39) "Signed" includes any symbol executed or adopted by a party with present intention to authenticate a writing. This  is why an "X" on a contract is sufficient to count as a signature - it is a "symbol" that is "executed" by a party with "intent" to "authenticate" the contract.§ 2-211. Legal Recognition of Electronic Contracts, Records, and Signatures(1) A record or signature may not be denied legal effect or enforceability solely because it is in electronic form.(2) A contract may not be denied legal effect or enforceability solely because an electronic record was used in its formation.(3) This article does not require a record or signature to be created, generated, sent, communicated, received, stored, or otherwise processed by electronic means or in electronic form.(4) A contract formed by the interaction of an individual and an electronic agent under Section 2-204(4)(b) does not include terms provided by the individual if the individual had reason to know that the agent could not react to the terms as provided.This basically means that, just because the "signature" is in electronic format, it's entirely valid.§ 2-212. ATTRIBUTIONAn electronic record or electronic signature is attributable to a person if it was the act of the person or the person's electronic agent or the person is otherwise legally bound by the act.This allows you to have PayPal or some other third party or application to which you've assigned the power bind you to a contract.

Currently the FTC does not recognize digital signatures as a valid method of verifiable parental identity.  There is discussion of the reasons for this in the FTC's Jan 17,2013 NPRM (Federal Register Vol 78 Nr 12, Page 3988), culminating in this statement.. " For instance, the Commission believes that simple digital signatures, which only entail the use of a finger or stylus to complete a consent form, provide too easy a means for children to bypass a site or service’s parental consent process, and thus do not meet the statutory standard of ‘‘reasonably calculated, in light of available technology, to ensure that the person providing consent is the child’s parent.’’Ironically, it is perfectly acceptable to the FTC for anyone to sign a piece of paper and fax or scan and email the paper form to verify parental identity.On Oct 1, 2014, AgeCheq proposed a new digital signature-based method for VPI that we think exceeds the statutory standard. We expect the FTC to respond to this proposal within the 120 day period, which would be Feb 1, 2015.  The proposed method uses an authorization code that is sent to a parental cell phone by text or automated voice to validate the fact that the person signing the parental appoval screen is in control of a valid cell phone at the time of the signing. If approved, this would be the first COPPA verifiable parental consent method that actually uses mobile technology to help protect the privacy that mobile games and apps are capturing. The only other method the FTC has approved is Imperium's knowledge-based method.

Finvasia has a very simple account opening process.For ONLINE:To open an instant trading account,Aadhar Card should be linked to your mobile number and it is a paperless process which requires eKYC and e Signature(Adhar based electronic signature on your form).If your KYC is complete and aadhar no. is registered then it is just a matter of 10-15 minutes.Register to Finvasia official websiteProvide your basic informationValidate your Aadhar OTPE signature on the account opening docs and there you go.For OFFLINE :PDF Account Opening Forms are available on Finvasia Website. Download it, print,...

How Electronic Signatures Are Different From Digital Signatures?The world is moving towards an era of e-governance & e-transactions and hence electronic and digital signatures play an important role in authenticating documents. All signatures related to electronic media are termed as electronic signatures and they include digital signatures. All digital signatures are electronic in nature but all electronic signatures cannot be categorized under digital signatures. Many of the companies are providing electronic signature services to clients across various segments as they are simple in nature. Any voice, image or impression by a person used as a signature on electronic document becomes electronic signature. Digital signatures are imprinted signatures with a mathematical scheme embedded in the document or mail.Check Here: Digital Signature Certificate Price ListElectronic SignaturesElectronic signatures are very simple and easy to use and they are widely accepted by many companies across the world. A user can do an electronic signature by clicking the mouse or tracing a signature with finger on the document.PROSEasy to use as they can be applied with a click of mouse or you can trace a signature onto the document with your finger.They do not have the hassle of coding and other securities and hence provided by many companies issuing e-signatures.Lower transaction costs involved with electronic signatures make it a hot favorite against signing of a paper based document.You can go green with electronic signatures by saving tress, which could be cut down for manufacturing paper.It will speed up any business contracts and legal formalities which is a plus point for your organization.CONSElectronic signatures are not regulated like the digital signatures and do not come with an embedded finger print.The electronic vendors set their own standards and you are forced to believe them, when they say their electronic signatures are secure.Electronic signatures are not coded like the digital signatures. This coding is the main thing which authenticates the identity of the signer and the time on which the document was signed.Electronic signatures constitute an image placed on the document and it will not give any information regarding document being tampered with.One more drawback is that you need to check back on the vendor to know whether your document is tampered or not and if you want to change the vendor then you will lose all your previously signed documents on the vendor’s server.Digital SignaturesDigital Signatures are a variety of electronic signatures which are coded with a mathematical algorithm to authenticate the signer identity and secure the document against any tampering. A digital signature has an embedded finger print which can be verified by digital verification.PROSDigital signatures with verifiable embedded finger print provide highest security to the document owners. These fingerprints get altered immediately if the document is tampered with. Some of the digital signatures issuing companies comply with International standards.Adhering to high PKI (Public Key Infrastructure) standards, the digitally signed documents are highly trust worthy and authentic.More & more countries today are legally accepting the digital signatures due to their high level of security and signer identity verification.In case of digital signatures there is no need for the signatory to rely upon vendors to retain the authenticity of his digital sign for a document. Even if you change the vendor the authentication of the digital signature by a signatory remains inside the document.Digital signatures can stand against any kind of independent verification by any authority in the International arena. The authenticity of the signatory can be proved in any court of law across different countries of the world.CONSGetting digital signature is a little costly affair as the vendor has to comply with code generation and International standards of PKI (Public Key Infrastructure).The technology used for developing digital signature is high end and not all the companies provide them and these technologies have a very short shelf life.In order to use digital signatures effectively both the senders and the recipients may have to obtain digital certificates from trusted certified authority.The senders and receivers may have to buy verification software at a cost to verify the authenticity of digital certificates.In some countries laws related to digital signature are nonexistent; people may get in to trouble in such countries for having digitally signed documents.There are many digital signature standards and they are incompatible with each other. Hence sharing of digitally signed documents becomes complicated.Check Here: Digital Signature Certificate Price List

To avail student concession on train ticket follow these stepsfirst go to admin of your college and universitytake concession form fill it and submit to respective authorityafter that college/university authority will issue concession form with signature of higher authority like dean,hod ,dswafter getting this signed concession form need to go to ticket counter of nearest railway station with ticket(if u have already taken) other wise fill ticket form and submit with concession form on ticket counter after verification they will ask reduced amount to younote :- you have to take ticket during the given period on concession form issued by your college like for summer vacation or winter vacationEnjoy Hope u will get some help thanks.

Any industry involving a large amount of paperwork make use electronic signatures. In other words, all industries make use of electronic signatures because all of them have piles of paperwork to handle. Some examples of such industries include financial, life science, healthcare and pharmaceutical industries.Industries such as the pharmaceutical industry, have a number of licenses and other paperwork that they have to handle and keep track of. It can be a tedious task to perform such cumbersome paper processes. Therefore, e-signatures can facilitate an organisation in keeping a track of all this paperwork, by signing electronically.Healthcare industries usually involve time-sensitive documents, which need to be urgently completed. But, it can take days in case of the traditional wet ink paper signatures for the documents to signNow the signer and back, if the parties are geographically scattered. But with electronic signatures, that is not the case. Geographical barriers do not play a role. Documents which earlier needed days to be completed, can now be signed and sent back within minutes, in the click of a button. Furthermore, it takes a long time to bring assets under management. The time taken by the signing process, if wet ink paper signatures are used, may even further delay the process. But by using electronic signatures, the whole process can speed up.Apart from these, there are many paper prone industries which require huge amount of paperwork and with the use of electronic signatures they can make their everyday processes smoother and more efficient.