Remove Electronic signature Presentation Easy

Ah yes.The lifestyle of the rich and famous. Fast cars. Fancy outfits.Little stone statues at the front of the entryway. The allure is undeniable.And for real estate agents, the chance to eat a slice of the luxury pie is an alluring prospect indeed. ...Especially if that slice comes in the form of a 3% commission off of a multi-million dollar listing. But how does a realtor establish themselves as a luxury agent in the first place?Well, it’s not easy. You can obtain a GREL Certification, for starters.This will walk you down the path of becoming a legitimate, certified luxury real estate agent. But regardless, one thing is certain,To deal with luxury real estate, an agent needs to buckle down.Here are a five powerful tips that could fast track your goals to becoming a Luxury real estate agent.#1 YOU NEED TO KNOW WHAT YOU ARE DOINGBefore you even think of moving forward, ask yourself… do I know what I’m doing? There are many newbie real estate agents that jump from taking the test to becoming a luxury real estate agent.Unless you already have the background and experience in real estate, I strongly suggest you get some experience under your belt. That experience could help you avoid lawsuits and save you money.Simply taking 6 months to learn the ropes at a local real estate brokerage, while shadowing another successful luxury real estate agent, could be the difference in your failure or success. That extra experience will help you feel more confident when taking on a luxury listing and the mentor will help you develop the skills needed to be the greatest in your field.#2 YOU NEED TO LOOK THE PARTNormally we encourage real estate agents to relax and be themselves. Your clients will love you and appreciate your authenticity.Are you the laid back but trusted Realtor who wears jeans and flip flops every day? Show that in your marketing. Are you the young and modern Realtor with a focus on minimalism and technology? Show that in your marketing. I encourage agents to use their personality to market their businesses.However, when you are transitioning to luxury real estate, you need to figure out a way to make sure that your marketing and your style represents the luxury industry. Luxury real estate is a visual niche. The house, the car, the owners, the buyers and the agent all look the part.How to look like a luxury real estate agent? Here are some tipsPay for luxury branding – Make sure everything, from your website and business cards to your signs and advertising, is designed and printed to represent your luxury clientele.Dress to impress – Make sure your clothing is clean, pressed and tailored. First impressions go a long way when trying to win a listing. Just starting out? Purchase one or two neutral suits and multiple dress shirts/blouses. Keep them dry cleaned and wear those when meeting new clients or networking. The suits will be so neutral many won’t recognize you’ve worn it before. Switch up the blouses and/or dress shirts and you’ll always look professional and put together.Drive a nice car – It may sound vain, but in the luxury industry it is a necessity to make sure your car is nice, especially if you are driving luxury buyers around to look at homes. Your car should not only look nice but it should be clean and smell good as well. If you can't afford a luxury car, try Uber, a peer to peer taxi service, allows you to taxi luxury cars. Using Uber, you can sit in the back with your clients and they will get that luxury experience while going on walkthroughs.The only thing to look out for when using any taxi service is timing. This is why I don’t suggest using a taxi service when meeting with a seller unless you are paying them to wait for you outside. After presenting an amazing listing presentation you don’t want to be chilling around at a client’s house waiting for your ride.#3 YOU NEED TO UTILIZE THE LATEST IN REAL ESTATE TECHNOLOGYIf you want a luxury buyer to hire you as their agent or if you want to win a luxury listing, you need to show clients that you can provide them with the latest in real estate marketing and technology. Make sure you understand how to utilize the latest technology to find and market homes and that you can effectively combine that knowledge with traditional techniques.Remember, just having flashy tools isn’t enough. You need to know how to use them effectively to increase the client’s ROI.Technology Used by Luxury Real Estate AgentsElectronic signature softwareShowing feedback softwareInteractive yard signsBeautifully designed websites with powerful home search enginesActive social media and blogsCloud document storageVirtual phone numbersThe latest gadgets (Touch screen laptops, tablets, smartphones, etc.)#4 YOU NEED A LISTING PRESENTATION THAT WOWSTo win a luxury listing, you need to do more than click through a generic PowerPoint and pass out faded flyers and postcard examples. Instead – tweak your presentation to the property. Imagine the impression you’ll make when the seller sees a postcard with their house on it? And marketing that caters to their neighborhood and their current needs?Making those extra steps to personalize your listing presentation is worth the investment.Here are some key points to help you out.Pay for luxury branding – Make sure your listing presentation, listing package and examples are all professionally designed and printed to represent your luxury brand.Memorize your presentation – Although no two listing presentations will ever be the same, knowing the foundation of your presentation will be valuable. It will allow you to quickly and easily skip sections, answer questions without getting off-track and help you sound professional and knowledgeable about marketing real estate.Encourage participation – Get the sellers involved by allowing them to pretend to be buyers. Show them what happens when they text the number on the yard sign. Take them on a walk-through of their listings from your point of view. Luxury sellers are constantly being “sold” to. To get an edge, show them exactly why they should hire you. Actions speak louder than words.#5 YOU NEED TO SUPERCHARGE YOUR FOLLOW UPPotential clients searching for or selling traditional homes need basic follow-up strategies to convert them into clients. Those strategies include using the information collected in your CRM to send them email marketing, postcards and the occasional phone call.In retrospect, potential clients searching for or selling luxury homes need traditional follow-up combined with action to convert them into clients. Just sending a card that says happy birthday isn’t enough. For wealthy clients, sending gifts on birthdays and invitations to exclusive events in the area are key to establishing a healthy lead flow. Here are few tipsRemember the details – When you run into a potential luxury client, whether by chance or by a scheduled meeting, take notes and/or memorize the small details of their life. These small details include spouses, children, hobbies, vacation spots, etc. Make sure you put these things into your CRM and use these details to come up with innovative follow-up techniques.Use partner resources – Developing a lead funnel for luxury clients can be costly. This is why it is imperative to have partners that can provide discounts and resources to luxury amenities.The decision to buy and/or sell a luxury home isn’t an easy one. The real estate sales and lead cycle is already a long one – add in the luxury component and the lead cycle can be even longer. Don’t be discouraged if a potential client hasn’t responded after following up with them for longer than 3 months. Many times, they are busy, on vacation, or dealing with business. Unless they say “remove me from your list” keep marketing. You’ll be in the front of their minds when they are ready to hire a real estate professional.

Those who have card readers at home (to be used with ID-cards) or mobile ID (used, among other things, for bank payments) will log in using their ID to a designated website, pick a candidate, click a few mouse clicks, and done.To ensure anonymity of voting, the hardware used for particular elections will then be publicly destroyed after the votes are counted (the electronic votes are normally taken some days before the physical votes, which sort of gives away some voting tendencies in advance). Still, it doesn’t stop the public from ever wondering each time elections come up about the anonymity and possible abuse of the system. Cases have been known where some heads of households would gather all ID cards of the family (especially old grandparents) and vote for whomever they chose.In recent elections, about 30 per cent of all active voters voted electronically. I know some people who never use this option for fear that records may remain. I personally fluctuate between voting electronically (“Meh, too lazy to go outside today”) and physically (“Elections day, come on family, time to do our citizen duty and have a nice walk!”).Update: just received my new ID card this week, and the envelope with the card reminds me when the next elections happen and encourages me not to waste my vote.

Edit: I wrote this answer for “must have Android apps” but these are same apps which have changed the way I used to live my life. Each and every App has helped me in one or the other way. I hope you will also find them helpful and a bit life changing. So here is the list: 10. Psiphon For those who use WiFi with proxy settings. So Psiphon bypasses and tunnel the websites or app through a different IP Address. 9. Mirror It's a simple app to record your mobile screen. Based on the concept of CamStudio in PC where you can record your screen, Mirror offers recording of your Mobile screen. 8. NTES- National Train Enquiry System If you are from India and you want to know the running status, cancelled train (partial or fully), Live Station and other features, this App is a must have. 7. VOLT Simple but effective for those who want to learn new vocabulary. That's too obvious, then why not others? Coz here you get the “memory key” which helps you relate the words and easier to remember them. 6. Parchi It a note making app. But here’s a catch. You can view, review, edit and add right from your lockscreen without need to open the app. Isn't that amazing! I personally find this app very useful. 5. edX If you are student or a learner who wants learn something new everyday, and cannot afford to go in the prestigious institutions like MIT, Harvard University, Cambridge, IITM, etc ten it is a must have app. Enroll yourself in any course and Bazinga!! You are ready to learn from the most amazing professors. Similar to edX, we have Coursera. 4. Walnut Manage your expenses on your finger tips. Its easier then that. It shows you your monthly expenditure, ATM locations, bill remainders and many more features. Its a must have app. 3. CamScanner Everyone doesn’t own a scanner but most of us have camera. So click the pic, upload to CamScanner and voila you are done. You have the scanned copy of your documents, notes, Marksheet and upload them on your DigiLocker. 2. inshorts Till now you all must be knowing this app. The tagline is also simple “News in 60 words” and trust me it is worth having. In this “I don't have time” world, you need news to be fast and accurate so here it is. 1. DigiLocker If you have this app then you don’t need to carry your personal documents like driving license, Adhar card, voter ID card, or even your Marksheets. Keep them safe in actual locker and leave the rest to your DigiLocker. And the best part is that it is acceptable as the original ones at every governmental or non governmental institution because it is developed under Digital India initiative. That's it for the day. Thank you and Enjoy !!! Update 1: Today I came across two new apps which I found useful. Hope it would help you all. 1.Forest : Stay focused Features • A self-motivated and interesting way to help you beat phone addiction • Stay focused and get more things done • Share your forest and compete with friends • Track your history in a simple and pleasant way • Earn reward and unlock more tree species • Customize your whitelist : Leaving Forest and using apps in whitelist won’t kill your tree. 2. Swachh Bharat Toilet Locator Swachh Bharat Toilet Locator is specifically useful for Indians who're committed for Swachh Bharat. Update 2: So I am back with yet another interesting app for you all. And trust me it is worth hanving. You are bored just go through it and kaboooom !!! You are into a black hole. Enjoy the ride. 3. Curiosity It is the latest app I installed but got addicted to it. It’s exactly works like its name, generates a curiosity which inturn increases your knowledge. It covers a large field of scope from Humanity to science to faith and many more. This app deserves more snapshots but why to increase the length of my answer. Comment below if you think the list should be updated? Thank you.

Here are some of the quick facts about National Encryption Policy, presented in a timeline format. This may help you to judge if we should be worried or not.What is the national encryption policy?As stated in the proposed draft, the policy demands all the citizens to store plain-texts of encrypted information for 90 days from the date of implementation.In order to meet the demands of law and concerned department, users should be able to produce the plain-text whenever required.The responsibility of regulating algorithms and key sizes for encryption will rest with Indian government only.Encryption: meaning and historyEncryption refers to modification of the electronic data into a form that can be read by the person who knows translation of codes. Julius Caeser used this technique to shuffle letters, during the Roman Empire.Need for encryption - PurposeAs the policy states, it aims at providing the privacy of information to the citizens and the protection of business related data.Another reason behind this policy is to establish coherence, credibility and stability among various information networks and systems.However, the fact that few other parts of the policy contradict its sole primary purpose, can't be overlooked.Government to soon regulate encryption standards (22nd Sep 2015)Soon after the National Encryption Policy is put into effect, removing whatsapp and google hangout messages will be counted as illegitimate.The online businesses will be asked to keep the confidential information of users, like passwords by saving as plain text.The policy has been framed by a body working under the Department of Electronics and Information Technology (DeitY).Encryption policy: A cause of concern (Drawbacks)The range of services Indian citizens can access gets narrow as they can only use those services, whose vendors have registered in India.Deleting messages from applications like Whatsapp becomes illegal.Storage of all the data is practically not as easy as ABC.One of the major reasons for resentment of this scheme is that it violates the privacy of netizens.Scheme for execution of policy (Regulation)Soon, the formation of an administrative group to monitor the implementation of the policy, will be seen.The agency will specialize in agreement of the service providers and the government to ensure proper registration as well as evaluation of the encrypted products.The policy instructs that export of encrypted products would be carried only after the approval of the designated group.Legal dimension in information technologyIndian law system readily allows such measures to be implemented.Information technology act has been formulated, that paves way for establishment of such policies. For encryption, sec 84A and for decryption, sec 69 have been added.Moreover statements listed in IT act don't restrict themselves to this zone of coding or decoding only. They meticulously define specialised technical-terms like hashing algorithms, digital signatures etc.Draft open to suggestionsThe draft of the policy has been published on the internet in order to seek suggestions and viewpoints of individuals.The email id akrishnan@deity.gov.in is open to receive comments and suggestions by netizens till October 16.Pranesh Prakash calls the scheme as a "bad idea conceived by people who do not understand encryption."Raman Singh, the policy director, Access says this policy corrodes security.Encryption controversy: Social media and whatsapp exempted (22nd Sep 2015)As the draft of the proposed encryption policy was made public, there was a huge outrage among the netizens.The government has immediately clarified that whatsapp and other social media sites, banking services and e-commerce platforms will be exempted.These businesses are however expected to store all communication in encrypted and plain-text form; they are expected to share the security-key with government when asked.Disclaimer: The above information has been extracted from Government to regulate encryption standards.I am one of the founders of NewsBytes (NewsBytes - Daily News Digest! - Android Apps on Google Play) and thought this information could be useful to people here.

Sadly, the internet is rampant with clicky-fingered bloggers and writers ready to cut and paste content from your website on to their own without permission. Luckily, if you find your content has been posted online without your permission, there are ways to deal with the theft (and it is not my bruiser cousin Michael Corleone). Here’s an abbreviated version of an article posted on my blog Sidebar Saturdays outlining what can be done. The Case Of The Stolen ContentFirst, determine if the unauthorized use is considered “Fair Use” under the copyright laws. The copyright laws permit use of your copyrighted work without permission for things like criticism, commentary, news reporting, educational, and research purposes. If you want to learn more about fair use, see this article on PhotoAttorney.If you believe the use of your work is not considered “fair use,” then begin the process of having the infringing content removed.1. Send a cease-and-desist emailBefore you go all formal-copyright-ballistic on the person who has copied your content, send them a please-remove-my-content email first. Simply state in the email you are the copyright holder of the content in question and have not given them permission to use it. Provide a link to your content that has been stolen, the date it was published, and why you are the copyright owner (author, work-for-hire, etc). Then give a time frame by which the stolen content should be removed from their site or you will file a formal complaint (24-48 hours is usually enough time). The tone should be polite, direct, and business-like (without blustery). This process usually works (often without a reply).2. Send a takedown complaintIf a polite email gets you zippo traction, the next option is to take advantage of The Digital Millennium Copyright Act. The DMCA is a law that, among other things, extends the copyright laws and penalties to digital media and the internet. These provisions provide a process for the removal of infringing content, what most call “takedown notice” procedures.First, file a complaint (the “takedown notice”) with the service hosting the website with the infringing content. The complaint is a nicely worded request to the hosting service to remove the unlawfully copied content from the website in question. In addition, you can also send the notice to search engines like Google and Yahoo. Website hosting services and internet search engines have policies that outline the removal of copied content. It is a requirement per the DMCA if they want to avail themselves of the “Safe Harbor” protection (see below). Here are two examples of policies for legal removal requests: one for Google, and the other WordPress.If the website host has no takedown notice form to fill out, use one of these sample takedown notices: IPWatchdog, The Electronic Publishing Industry Coalition, or Innovation-To-Profits.These forms or letters are simple to fill out or write, and contain the following information:1. Description of your copyrighted work being infringed and where it is located (website URL);2. Identification of the infringing content and where it is located (website URL);3. Your contact information — name, address, telephone, email address;4. A statement that the copyright owner (you, or the agent authorized on your behalf) did not authorize the infringing use;5. A statement the information in the takedown notice is accurate; and6. A signature of the copyright owner or person authorized to act on the owner’s behalf.Once the hosting service has been properly notified via a complaint, they have two choices.1. Technically, the service provider is infringing the copyright laws by hosting a website with pilfered content. But the DMCA provisions provide them with immunity from copyright infringement lawsuits, something called “Safe Harbor” under the copyright laws, provided they take certain steps. They must take reasonable action to remedy the infringement by removing the infringing content. Failure to do this means loss of immunity. Invariably, when presented with the potential of a complex copyright lawsuit or avoiding liability, the web hosting service will almost always comply with a takedown notice demand.2. If the web-hosting service or search engine does not remove the infringing material, and instead believes the complaint was filed in error, they can respond to the complaint, refuse to remove the content, leaving you to pursue a copyright infringement action.If the material is taken down, the website host will notify the person who posted the infringing material that they have received a takedown notice. The person accused of the infringing act, can then file a counter-notice to dispute the allegations. The website host will then consider the circumstances and if the copyright owner has not initiated formal legal proceedings in ten days (which hopefully will not be needed), the website host will restore the content as required by the DMCA.One thing worth noting, if you feel you’ve received a takedown notice by someone seeking to silence critiques or other unwanted content (which does happen by overzealous free speech squelchers), dispute the notice and request the website host to repost your content.What not to do?The Shame ApproachIf you want to look petty, resort to shaming the infringer by blogging on your website or posting comments to your Facebook groups about how horrible the person is for copying your material. Shaking your internet blogging finger at the person will only inflame the situation, and may, depending on how deep you go into angry-Wolverine mode, set you up for a defamation lawsuit. (If you want to know more about defamation, see my earlier post on Sidebar Saturdays).Other things to consider?Duplication Detection SoftwareIf theft of your content happened once, it will happen again. Be proactive. Set up a search for stolen content using duplication detection software. Here are a few tools worth checking out.1. Google Alerts scans the internet for your stolen content, then notifies you. The great thing about this tool, it is free.2. There are also other sites with duplicate content detection software that are free, like SEO Review Tools, Article Checker, Duplichecker, and Plagiarisma.3. Copyscape also searches for duplicate content, but unlike Google Alerts and the others above, it requires a fee.4. Another premium services is Content Rescue.Trackback and Pingback NotificationsThese alerts do not really inform you if your content has been stolen, but they do notify you if someone is commenting on your content (trackback), or they are linking to your content (pingback) from their blog or website. Here is a brief article about the difference between the two notifications. Be aware that trackback and pingback notifications tend to be mostly spam, so moderating these notifications to look for someone who might be copying your content without your permission can be laborious and not worth your trouble.We writers work hard at creating content. No one should be allowed to take credit for our efforts and words. Unfortunately, our cut-and-paste internet world encourages content theft. Thankfully, the copyright laws provide relatively easy (but somewhat time-consuming) measures for protecting your creative content.

Yes , it is mandatory to report your foreign bank accounts if your total balance(of all accounts) are over $10000 at any given time,It is a simple form and would not take more than 30 mins to complete. My tax consultant does this for me every year, but it’s pretty simple and you can do it yourself . If you fail to submit FBAR before deadline (Usually June 30) they may impose $10000 penalty per year delinquent.Also, if you are a US resident( i.e physically present in the U.S. during the year for 183 days or more.) it is required to open NRE account and convert your regular savings account to...

Thank you for A2A.Yes and No both . UPSC PRELIMS is beyond 1000 coaching institutes who do not understand the demand and nature of exam and lakhs of aspirants who blindly depend on them.But UPSC PRELIMS is most predictable and safe exam if you understand it . I myself has proved by clearing all 6 prelims back to back with huge margins( 145- GS1).Let me explain YOU (Ladies and Gentlemen)This is the breakup of subjects this yearHere only 20 were pure current affairs. Other 12 were contemporary topics and were 1 year old so can’t be categorized as current affairs directly. Thus the bulk of questions came from Static and FundamentalsSantosh Sir Prediction before exam :Now read what I had predicted before exam.I had categorically suggested that this year they will focus on Fundamentals and static. Reading and following websites and mugging up stupid compilations will be a waste of time.I had asked to read newspapers , the Hindu .Most of questions are picked from The Hindu like the species one ,etcMy subject distribution was also close.Which section in the prelims 2019 is expected to give more questions according to the trend?I request you go through all my posts and see how relevant they were for PRELIMS 2019.I had strictly warned not to read bulky govt scheme compilation , it was suicidal . I had suggested only few . And I was bang on - only one scheme came which i had suggested Atal innocation mission.1. In India,'extended producer responsibility' was introduced as an important feature in which of the following?(a) The Bio-medical Waste (Management and Handling) Rules, 1998(b) The Recycled plastic (Manufacturing and Usage) Rules, 1999(c) The e-Waste (Management and Handling) Rules, 2011(d) The Food Safety and Standard Regulations, 2011My Topic List 3.5 Important topics from environment “ Extended Producer Responsibility”2.Under Ramsar Convention, it is mandatory on the part of the Government of India to protect and conserve all the wetlands in the territory of India.3. The Wetlands (Conservation and Management) Rules, 2010 were framed by the Government of India based on the recommendations of Ramsar Convention.3. The Wetlands (Conservation and Management) Rules, 2010 also encompass the drainage area or catchment regions of the wetlands as determined by the authority.Which of the statements given above is / are correct?(a) 1 and 2 only(b) 2 and 3 only(c) 3 only(d) 1, 2 and 3My Topic List Important topics from environment : Ramsar Wetland3.As per law, the Compensatory Afforestation Fund Management and Planning Authority exists at both National and State levels.2. People's participation is mandatory in the compensatory afforestation programmes carried out under the Compensatory Afforestation Fund Act, 2016.Which of the statements given above is / are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2CAMPA Compensatory afforestationMy Topic List Important topics from environment: CAMPA4. In the context of which one of the following are the terms 'pyrolysis and plasma gasification' mentioned?(a) Extraction of rare earth elements(b) Natural gas extraction technologies(c) Hydrogen fuel-based automobiles(d) Waste-to-energy technologiesMy Topic List : Waste to energy5. In India, the use of carbofuran, methyl parathion, phorate and triazophos is viewed with apprehension. These chemicals are used as(a) pesticides in agriculture(b) preservatives in processed foods(c) fruit-ripening agents(d) moisturising agents in cosmeticsMy Topic List 3.5 Important topics from environment:: Stockhom-Persistant Organic Pollutatnt5. Why is there a great concern about the 'microbeads' that are released into environment?(a) They are considered harmful to marine ecosystems.(b) They are considered to cause skin cancer in children.(c) They are small enough to be absorbed by crop plants in irrigated fields.(d) They are often found to be used as food adulterants.My Topic List 3.5 Important topics from environment: Dead Zones in Ocean6. Consider the following statements about Particularly Vulnerable Tribal Groups (PVTGs) in India:1. PVTGs reside in 18 States and one Union Territory.2. A stagnant or declining population is one of the criteria for determining PVTG status.3. There are 95 PVTGs officially notified in the country so far.4. Irular and Konda Reddi tribes are included in the list of PVTGs.Which of the statements given above are correct?(a) 1, 2 and 3(b) 2, 3 and 4(c) 1, 2 and 4(d) 1, 3 and 4My Topic List Important Environment Topics :PVTGs in A&N( Tribes)7. Which of the following are the reasons for the occurrence of multi-drug resistance in microbial pathogens in India?1. Genetic predisposition of some people2. Taking incorrect doses of antibiotics to cure diseases3. Using antibiotics in livestock farming4. Multiple chronic diseases in some peopleSelect the correct answer using the code given below.(a) 1 and 2(b) 2 and 3 only(e) 1, 3 and 4(d) 2, 3 and 4My Topic List Important Anti Microbial Resistance and Policy8. With reference to Mian Tansen, which one of the following statements is not correct?(a) Tansen was the title given to him by Emperor Akbar.(b) Tansen composed Dhrupads on Hindu gods and goddesses.(c) Tansen composed songs on his patrons.(d) Tansen invented many Ragas.9. Consider the following statements:1. Saint Nimbarka was a contem-porary of Akbar.2. Saint Kabir was greatly influenced by Shaikh Ahmad Sirhindi.Which of the statements given above is/are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2My Topic lis :Kabir and Akbar10. Consider the following statements:1. Most of India's external debt is owed by governmental entities.2. All of India's external debt is denominated in US dollars.Which of the statements given above is / are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2Debt11. Which one of the following is not the most likely measure the Government/RBI takes to stop the slide of Indian rupee?(a) Curbing imports of non-essential goods-and promoting exports(b) Encouraging Indian borrowers to issue rupee denominated Masala Bonds(c) Easing conditions relating to external commercial borrowing(d) Following an expansionary monetary policyRBI steps to check currency devaluation12. In the context of India, which of the following factors is/are contributor/ contributors to reducing the risk of a currency crisis?1. The foreign currency earnings of India's IT sector2. Increasing the government expenditure3. Remittances from Indians abroadSelect the correct answer using the code given below.(a) 1 only(b) 1 and 3 only(c) 2 only(d) 1, 2 and 3Answer: bCurrency Crisis13. Which of the following is issued by registered foreign portfolio investors to overseas investors who want to be part of the Indian stock market without registering themselves directly?(a) Certificate of Deposit(b) Commercial Paper(c) Promissory Note(d) Participatory NoteP notes14.1. No High Court shall have the jurisdiction to declare any central law to be constitutionally invalid.2. An amendment to the Constitution of India cannot be called into question by the Supreme Court of India.Which of the statements given above is / are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2My Topic List : Amendments15. Building 'Kalyaana Mandapas' was a notable feature in the temple construction in the kingdom of(a) Chalukya(b) Chandela(c) Rashtrakuta(d) VijayanagaraVijayanagar empire (Themes part II) (chap 6)16. Atal Innovation Mission is set up under the(a) Department of Science and Technology(b) Ministry of Employment(c) NITI Aayog(d) Ministry of Skill Development and EntrepreneurshipMt Topic List : AIM17.1.The 44th Amendment to the Constitution of India introduced an Article placing the election of the Prime Minister beyond judicial review.2. The Supreme Court of India struck down the 99th Amendment to the Constitution of India as being violative of the independence of judiciary.44th AmendmentWhich of the statements given above is/are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2Amendments and HC18. Purchasing Power Parity (PPP) exchange rates are calculated by comparing the prices of the same basket of goods and services in different countries.2. In terms of PPP dollars, India is the sixth largest economy in the world.Which of the statements given above is / are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2GDP -PPP19. With reference to the Constitution of India, prohibitions or limitations or provisions contained in ordinary laws cannot act as prohibitions or limitations on the constitutional powers under Article 142. It could mean which one of the following?(a) The decisions taken by the Election Commission of India while discharging its duties cannot be challenged in any court of law.(b) The Supreme Court of India is not constrained in the exercise of its powers by laws made by the Parliament.(c) In the event of grave financial crisis in the country, the President of India can declare Financial Emergency without the counsel from the Cabinet.(d) State Legislatures cannot make laws on certain matters without the concurrence of Union Legislature.Advisory Jurisdiction20.1. As per recent amendment to the Indian Forest Act, 1927, forest dwellers have the right to fell the bamboos grown on forest areas.2. As per the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, bamboo is a minor forest produce.3. The Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006 allows ownership of minor forest produce to forest dwellers.Which of the statements given above is / are correct?(a) 1 and 2 only(b) 2 and 3 only(c) 3 only(d) 1, 2 and 3FRA 200621. In the context of polity, which one of the following would you accept as the most appropriate definition of liberty?(a) Protection against the tyranny of political rulers(b) Absence of restraint(c) Opportunity to do whatever one likes(d) Opportunity to develop oneself fullyLiberty22. Consider the following statements:1. The 44th Amendment to the Constitution of India introduced an Article placing the election of the Prime Minister beyond judicial review.2. The Supreme Court of India struck down the 99th Amendment to the Constitution of India as being violative of the independence of judiciary.Which of the statements given above is/are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 244th amendment23. The- motion to impeach a Judge of the Supreme Court of India cannot be rejected by the Speaker of the Lok Sabha as per the Judges (Inquiry) Act, 1968.2. The Constitution of India defines and gives details of what Constitutes 'incapacity and proved misbehaviour' of the Judges of the Supreme Court of India.3. The details of the process of impeachment of the Judges of the Supreme Court of India are given in the Judges (Inquiry) Act, 1968.4. If the motion for the impeachment of a Judge is taken up for voting, the law requires the motion to be backed by each House of the Parliament and supported by a majority of total membership of that House and by not less than two-thirds of total members of that House present and voting.Which of the statements given above is/are correct?(a) 1 and 2(b) 3 only(c) 3 and 4 only(d) 1, 3 and 4Judges removal24. Asiatic Lion Conservation Project ( endangered, canine distemper virus, Gir, Pania sanctuary)25. What is common to the places known as Aliyar, Isapur and Kangsabati?(a) Recently discovered uranium deposits(b) Tropical rain forests(c) Underground cave systems(d) Water reservoirsAnswer: DIndian Major Dams- New dams26. Under which Schedule of the Constitution of India can the transfer of tribal land to private parties for mining be declared null and void?(a) Third Schedule(b) Fifth Schedule(c) Ninth Schedule(d) Twelfth Schedule27. The Ninth Schedule was introduced in the Constitution of India during the prime ministership of(a) Jawaharlal Nehru(b) Lal Bahadur Shastri(c) Indira Gandhi(d) Morarji DesaiSchedules28. In the context of which of the following do some scientists suggest the use of cirrus cloud thinning technique and the injection of sulphate aerosol into stratosphere?(a) Creating the artificial rains in some regions(b) Reducing the frequency and intensity of tropical cyclones(c) Reducing the adverse effects of solar wind on the Earth(d) Reducing the global warmingClimate engineering –carbon capture, Bio char, stratospheric aerosol injection29. Consider the following:1. Deification of the Buddha2. Treading the path of Bodhisattvas3. Image worship and ritualsWhich of the above is/are the feature/ features of Mahayana Buddhism?(a) 1 only(b) 1 and 2 only(c) 2 and 3 only(d) 1, 2 and 3My Topic list :Buddhism features30.The Environment Protection Act, 1986 empowers the Government of India to1. state the requirement of public participation in the process of environmental protection, and the procedure and manner in which it is sought2. lay down The standards for emission or discharge of environmental pollutants from various sourcesWhich of the statements given above is/ are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2My topic List :EPA31.1. The Parliament (Prevention of Disqualification) Act, 1959 exempts several posts from disqualification on the grounds of 'Office of Profit'.2. The above-mentioned Act was amended five times.3. The term 'Office of Profit' is well-defined in the Constitution of India.Which of the statements given above is/are correct?(a) 1 and 2 only(b) 3 only(c) 2 and 3 only(d) 1, 2 and 3My Topic List Polity : Office of profitoffice of Profit32.1.According to the Indian Patents Act, a biological process to create a seed can be patented in India.2. In India, there is no Intellectual Property Appellate Board.3. Plant varieties are not eligible to be patented in India.Which of the statements given above is/are correct?(a) 1 and 3 only(b) 2 and 3 only(c) 3 only(d) 1, 2 and 3My Topic List :Indian Patent and Farmer right33.In the context of wearable technology, which of the following tasks is/are accomplished by wearable devices?1. Location identification of a person2. Sleep monitoring of a person3. Assisting the hearing impaired personSelect the correct answer using the code given below.(a) 1 only(b) 2 and 3 only(c) 3 only(d) 1, 2 and 3My topic List :Cyber Physical System34.Recently, scientists observed the merger of giant 'blackholes' billions of light-years away from the Earth. What is the significance of this observation?(a) 'Higgs boson particles' were detected.(b) 'Gravitational waves' were detected.(e) Possibility of inter-galactic space travel through 'wormhole' was confirmed.(d) It enabled the scientists to understand 'singularity'.My topic List :Gravitational waves35.Consider the following pairs:Movement/OrganizationLeader1. All India Anti-Untouchability LeagueMahatma Gandhi2. All India Kisan SabhaSwami Sahajanand Saraswati3. Self-Respect MovementE. V. Ramaswami NaickerWhich of the pairs given above is/are correctly matched?(a) 1 only(b) 1 and 2 only(c) 2 and 3 only(d) 1, 2 and 3My topic List :Self-respect movement37. Consider the following pairs:SeaBordering country1. Adriatic SeaAlbania2. Black SeaCroatia3. Gaspian SeaKazakhstan4. Mediterranean SeaMorocco5. Red SeaSyriaWhich of the pair given above are correctly matched?(a) 1, 2 and 4 only(b) 1, 3 and 4 only(c) 2 and 5 only(d) 1, 2, 3, 4 and 5My Topic List :black Sea and Mediterranean Sea-38. With reference to the Legislative Assembly of a State in India, consider the following statements :1. The Governor makes a customary address to Members of the House at the commencement of the first session of the year .2. When a State Legislature does not have a rule on a particular matter, it follows the Lok Sabha rule on that matter.Which of the statements given above is/ are correct?(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 239. With reference to Indian National Movement, consider the following pairs:PersonPosition held1. Sir Tej Bahadur SapruPresident, All India Liberal Federation2. K. C. NeogyMember, The Constituent Assembly3. P. C. JoshiGeneral Secretary, Communist Party of IndiaMy Topic List :Constituent assemblySantosh Sir Elimination Techniques:Can you share your intelligent guessing tricks?40 . With reference to Asian Infrastructure Investment Bank (AIIB), consider the following statements1. AIIB has more than 80 member nations.2. India is the largest shareholder in AIIB.3. AIIB does not have any members from outside Asia.Which of the statements given above is / are correct?(a) 1 only(b) 2 and 3 only(c). 1 and 3 only(d) 1, 2 and 3Answer: aHere statement 2 and statement 3 can be eliminated because they are extreme. You can read what I had advised in my intelligent guessing tricks.41. What was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?(a) To lessen the Government of India's perennial burden of fiscal deficit nd current account deficit(b) To support the infrastructure projects of Central and State Governments(c) To act as independent regulator in case of applications for loans of Rs. 50 crore or more(d) To aim at faster resolution of stressed assets of Rs. 50 crore or more which are-under consortium lendingAnswer: dHere option c and d can only be the answer as they are common.42. The Chairmen of public sector banks are selected by the(a) Banks Board Bureau(b) Reserve Bank of India(c) Union Ministry of Finance(d) Management of concerned bankAnswer: cTopic List : Banking bsics43. Consider the following statements:1. Petroleum and Natural Gas Regulatory Board (PNGRB) is the first regulatory body set up by the Government of India.2. One of the tasks of PNGRB is to, ensure competitive markets for gas.3. Appeals against the decisions of PNGRB go before the Appellate Tribunals for Electricity.Which of the statements given above are correct?(a) 1 and 2 only(b) 2 and 3 only(c) 1 and 3 only(d) 1, 2 and 3Answer: bHere also extreme statement like First in option 1 can be eliminated. Thus we get the answer.44. With reference to communication technologies, what is/are the difference / differences between LTE (Long-Term Evolution) and VoLTE (Voice over Long-Term Evolution)?1. LTE 'is commonly marketed as 3G and VoLTE is commonly marketed as advanced 3G.2. LTE is data-only technology and VoLTE is voice-only technology.Select the correct answer using the code given below.(a) 1 only(b) 2 only(c) Both 1 and 2(d) Neither 1 nor 2Answer: dTopic List : 5G 4 G.45. Which one of the following is not a sub-index of the World Bank's 'Ease of Doing Business Index'?(a) Maintenance of law and order(b) Paying taxes(c) Registering property(d) Dealing with construction permitsAnswer: aHere option a is unrelated to the question , thus can be eliminated easily. Other 3 deals with doing business.Some indirect Topics46.The Chairmen of public sector banks are selected by the(a) Banks Board Bureau(b) Reserve Bank of India(c) Union Ministry of Finance(d) Management of concerned bankBanking basics:47.Which of the following is not included in the assets of a commercial bank in India?(a) Advances(b) Deposits(e) Investments(d). Money at call and short noticeMy Topic list :Banking48. With reference to the cultivation of Kharif crops in India in the last five years, consider the following statements:1. Area under rice cultivation is the highest.2. Area under the cultivation of jowar is more than that of oilseeds.3. Area of cotton cultivation is more than that of sugarcane.4. Area under sugarcane cultivation has steadily decreased.Which of the statements given above are correct?(a) 1 and 3 only(b) 2, 3 and 4 only(c) 2 and 4 only(d) 1, 2, 3 and 449. Consider the following statements:A digital signature is1. an electronic record that identifies the signNowing authority issuing it2. used to serve as a proof of identity of an individual to access information or server on Internet.3. an electronic method of signing an electronic document and ensuring that the original content is unchangedWhich of the statements given above is / are correct?(a) 1 only(b) 2 and 3 only(c) 3 only(d) 1, 2 and 3Answer: dMy Topics list - Digital India51. Which of the following statements are correct about the deposits of 'methane hydrate?1. Global warming might trigger the release of methane gas from these deposits.2. Large deposits of 'methane hydrate' are found in Arctic Tundra and under the seafloor.3. Methane in atmosphere oxidizes to carbon dioxide after a decade or two.Select the correct answer using the code given below.(a) 1 and 2 only(b) 2 and 3 only(c) 1 and 3 only(d) 1, 2 and 3My topic List : Climate change and oceans and Deep Ocean Mining.There are many more which I didn’t include because they were indirect.My point here is if you understand the nature and demand of exam , its easy. I have done it not once but six times . You can also do it.But you have to cut the clutter. If you read and follow unnecessary online stuff daily which UPSC will never ask , you are bound to lose as your precious time will get wasted.For free mains guidance :( AsksantoshSir- telegram)How can I join the PGP program for 2020?We are starting mains guidance in a week . I will continue guiding you in this journey . But always remember