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I am typing this answer from a Mid-2012 15″ Retina Display Macbook pro. This laptop since the time it was bought has seldom seen a day it was not switched on and used for 10 hours or more.Never has it felt slow or sluggish or needed an OS reinstall. It has received a major software update every single year that has made the laptop progressively better. When needed, I am able to use Parallels to boot into windows and have it work as well as it does on a Windows laptop. Same holds for Linux too. It has survived more than a few falls and a fair share of abuse.Apple for its part has,Replaced the entire screen when I had a single dead pixelReplaced the entire top case, when I felt the shift key was slightly looseReplaced the entire screen again when there was a recall for potential issue with the anti reflective coatingReplaced the GPU, 4 years after purchase, based on a recallThe only work I paid for was a battery replacement last month after thousands of battery cycles. This constituted replacing the entire top case again, along with a new keyboard and trackpad for a very reasonable $200.While they were at replacing the battery, because the technician felt the ports did not align perfectly (Probably due to a fall that I caused earlier in its life) and he also replaced the entire logic board on the 6 year old laptop, essentially transforming it into a nearly new laptop again.The 6+ year old laptop now functions like new, has a battery backup of 7+ hours and just had the latest Mojave beta installed on it.In contrast to this, a Lenovo - Windows signature laptop that I purchased from a Windows store around the same time, was screwed up when updating form windows 7 to 8. The issue was because of a driver file that was supposed to manage a hybrid HDD and SSD. The store could not help me or replace the computer. I eventually had to spend several weekends fixing it myself. The laptop lasted another year and half before it completely died.To avoid this being brushed aside as a one off case of good fortune with my Macbook pro, let me also add that my business has about 40 computers, with a fair share of both Mac and Windows computers. We have everything ranging from Mac mini’s, iMacs, Macbook Air’s and Macbook Pro’s. They date all the way back to 2012 and the only issue they have ever faced is needing to replace a faulty hard drive in one of the iMacs. On the contrary, the windows laptops and desktops we have used haven’t fared so well and have an average replacement time of 2.5 years.I have also owned 16+ phones over the past 7 years and that includes every generation of iPhone starting from the iPhone 3gs, to the iPhone X that I use now. I have also tried a variety of android phones; usually at least one from each generation and other phones like a windows phone and a blackberry. I have an old iPhone 5 and 5S still lying around, that work pretty well. In fact the 5S is getting the iOS 12 update, almost 5 years after its release. Anytime I have had an issue with an iPhone, it simply involves walking into the apple store and walking out with a replacement device. I cant recall even a single instance where I had to leave the phone and come back later. My Samsung and Sony phones on the other hand have had me ship the phone out for repairs and have made me wait a minimum of 2 weeks to get it back.I also own an iPad (Apple even replaced one of the iPads that I dropped and broke within about a month of purchase, with a new one, simply because they could), Apple watch and airpods. My iPad air has been working flawlessly now for about 4 years and my watch for 3 years or so. The airpods have survived multiple drops and even a short washing cycle.I can’t think of any other brand that has given me the consistent reliability that apple has demonstrated with it’s products, almost across its entire product line. I have also not seen any other brand even come close to offering the quality of service that I have received from Apple over the years.In addition to this, almost every person I know in my personal or professional life, including my own parents have never turned back to an Andriod phone or a windows laptop after being introduced to an iPhone or a Mac. The most commonly cited reason for not turning back is ‘ease of use’. Personally, I am a tech enthusiast and love tinkering around with both hardware and software. I can find my way around most electronic devices very well and even with that background, I do find Apple products to be consistently better designed from a user experience perspective and will certainly prefer and pick an Apple device when I want something that simply works well. I imagine this difference in UX would be even more acute for a less tech savvy user.My experience with apple clearly suggests this; Sure, I may have paid more upfront for some of the Apple products that I have purchased over the years, compared to alternatives. But, when you consider the full cost of ownership, such comparisons become almost meaningless with Apple being the clear winner in terms of cost and most other factors you compare them on, such as performance, user experience or support.While there are several genuine criticisms that stand against Apple and its products, many that you hear on a daily basis such as Apple being expensive, come from people who have never owned or consistently used an Apple product. If you are trying to decide if an apple device is worth it, it would be far more prudent just to try one yourself or at least rely on the collective opinions of people who have used both Apple products and non Apple alternativesPS: Before being labelled an Apple fanboy, let me add that I was a windows only person for the first 21 years of my life. I am a software engineer and a tech enthusiast who loves good technology products irrespective of its brand. Despite what I have said about Apple above, I also own and use Windows laptops, desktops, tablets (Both Windows and other Os’s), Computers running Linux, Game Consoles, Electronics from other manufacturers such as Tv’s, Projectors, Monitors and so on. All devices have been paid for out of my own pocket and there is very little incentive for me to favor Apple, except based on my own purchase and ownership experiences.Edit: Adding a picture as I am seeing comments and messages questioning the authenticity of the answer. Hope this settles it.

I have been to the Electronic City RTO, Huskur road (ECity Phase 2, KA-51) for 4 wheeler DL test today without any agent and followed the Quara answers thoroughly specially the latest ones at How can I get a driving licence in Bangalore?. And I went through the DL process myself, gave test and passed in 1st attempt today itself i.e 26.12.2018. Below are the important points I would like to share to have a smooth ride for the whole process for DL (after LL) when applied online.After minimum 1 month of having LL issue date, you should go for DL test.A DL applicant can max have 3 attempts and there is a waiting period of 7 days for each attempt.If you have LL, you can yourself login to the http://parivahan.gov.in website and apply for DL. (I had to change address also on LL and I did that before apply for DL ;) ). You don’t need to visit RTO office at all to apply for DL except for the Test day, but I went once to the RTO office near BTM 4th stage to get the postal envelope containing required stamps which will be used by RTO to send the actual DL card).After applying online for DL, you need to book slot (test date) for DL test. You can pay the fees online or you can pay the same during the DL Test day at Huskur RTO office. For LMV-NT i.e 4 wheeler non-transport the fee is Rs 651.00 (DL Test 300.00, Form 7 fee 151.00, DL issue fee 200.00).On the scheduled DL Test date, directly go to Kuskur road, RTO (it’s at Electronic City Phase 2, the office is on the left side of the Huskur road, if you come from Hosur road or ECity) 1 hour before your schedule slot as there will be paper work before test and you have to stand in queues for every process. You need to bring your own vehicle or any other’s vehicle along with that vehicle’s 1. RC, 2. insurance, 3. Pollution under check/control (PUC) certificate originals. Along with all the xerox copies i.e application acknowledgment, DL application form, fee receipt (if already paid), slot appointment, LL copy, (no need of medical certificate if you are below 40 years of age) and a postal envelope, don’t forget to write your address on it. Just staple all these Xerox documents. I didn’t have to paste photo also, as it was also present in DL application already by the system.First park your vehicle inside the big premise (on the right side after entering) and then complete 5 processes one by one -i) Go to the Biometric Room which is at the left side (just after Cashier Room and each room has the name written on the door, should be easy to find). The person will check the application number in his computer and slot date and then ask you to pay the fees for Smart Card (Rs. 60 including GST) and if you have not paid DL test fees, you have to pay here (Rs 651.00). Your photo will be taken and your digital signature with an electronic pen & pad will also be taken. You will get one receipt from here which the person will staple with your application documents. 1st step is done.ii) Go to the Cashier room just before the biometric room and handover your application to the person sitting there. He will scrutinize it and make a phone call to some other person with your application no. You are done with 2nd step.iii) Go outside the registration room and stand in the queue. Your application will be checked again and your vehicle’s original documents will be asked (RC, Insurance, PUC). I was only asked for RC. Here the person may ask again to visit Cashier room if scrutiny is still pending. Once that’s done you need to go inside the registration roomiv) Inside the registration room you have to answer 4 signs & symbol questions using a computer. These are not very easy but not too tough if you are prepared for couple of days. After that test, you will be given a white RFC card and will be asked to go to the track. The person will also attach one test result form with the application which you have to sign after completing the test.v) Actual Drive test: Come Near the LMV track (right most area after the 2 wheeler tracks) with your application and RFC card. One person will explain how the track works and what the different time limits. There are different types of tests done in the track - 1. Uphill stop and start 2. ‘8′ track, 3. Parallel parking 4. Traffic signal 5. Reverse ‘S’ track 6. 3 point turn. For each test you have swipe the card near the entry of that particular test. For applicants with driving school or agents, the driving school agent will seat beside you with their own vehicle but as I have gone alone, I was only personal seating in my car and as the entire test track is automated, the result will be given from the registration office immediately once you submit the RFC card and application.My entire process form start to finish took about 1.5 hours as there was not much queue for 4 wheeler tests. It was my first attempt and I passed in all tests with 100% score except in ‘3 point turn’ where I scored 2/5 but passed. I can also see the application status online that’s it waiting for approval for printing & dispatch. I did practice for about 3 solid months and went through all Quora question-answers on this process and saved some good amount of money by not going through agents. Which gave me solid confidence about Quora and RTO process :)

(I started to answer a very short answer and ended up with a long entry. I hope you find it useful.)As Richard Tuisk said, it depends a lot on where you are from. However, let me tell you what my experience has been so far in Estonia, what I think it is good and what I would see as a downside of living here. Of course, I need to qualify my answer by saying that I am Latin American, but also have lived in four other countries (including the US where I went to college).A quick introduction: Estonia is a small country located in the Baltic Sea next to Russia and Latvia and very close to Finland. It is part of the European Union. The area of the country is roughly the same as Switzerland or as Maryland and Massachussets combined. There is about 1.3 million people living here which means it is not densely populated. The country is essentially flat, except in the south where you find the highest point at 318 meters (1043 ft). The main city and where I live in is Tallinn. The population is about 400,000 people. Tartu is the second city with about 100,000 people and all the rest of towns are smaller than that.Immigration systemIf you are European, moving here is no problem as you enjoy all the benefits of any country within the European Union. If you are not European, the main reasons people immigrate here is to work which would guarantee a working visa or if you are married to an Estonian citizen which allows you to apply for a visa as long as you have enough funds to live here.Overall, the process to get a short-term visa is straight forward. Obtaining a long-term visa is more complicated as you have to speak the language at a relatively high level. Obtaining a citizenship requires that you give up your own citizenship.JobsAlthough Estonia suffered also during the 2008 crisis, there is enough jobs in areas of business and technology for people to move here. One of the problems Estonia faces is that it does not have enough people to fill all jobs in IT areas as I hear.There is a few big companies who recruit people from abroad, but if you don't speak the local language, your opportunities are reduced to the IT area (I work for Skype which originated here in Estonia which was acquired by Microsoft in 2011). You can see a list of notable companies here: List of companies of EstoniaSocial interactionEstonians tend to be reserved in comparison to other Europeans. I suggest to foreigners who come here to be aware of differences so they are not taken by surprise. Some examples of faux pas I have encountered:Using smalltalk in a conversation.Saying good morning when coming to office or good bye when leaving.Smiling with no reason (I have to accept that this could be awkward in Northern Europe and some parts of the US, but it is totally normal in Mediterranean or Latin American environments).Being noisy. People love their quiet here.However, it is totally Ok to try to make a conversation in English especially with young people. I am learning Estonian and try to use the language when I can, but in some occasions (say, at the pharmacy), I need to switch to English and have never found anyone being annoyed by that.The exception to all of this is if you meet young people. They tend to be more open and curious (especially women). I am speaking about more casual environments such as a cafe or a restaurant, but a bit less at work. Another obvious exception is if you are in a touristy area (such as the Old Town in Tallinn), but this should go without saying.It is totally Ok to be in a group of people and be totally silent. For example, you can have lunch or share a cab with Estonians when no one is speaking, but there is no awkwardness on it. Another thing is that people do not demonstrate much through their expressions which is one of the difficult things to deal with for me. Remember, I come from a country where you smile or frown or show your teeth if you want someone to understand you clearly.When having a conversation with an Estonian, you should say what you mean and mean what you say (remember what I said about smalltalk?). For example, if you ask "how are you?" to an Estonian, do it only if (a) you really want to know how the other person is, and (b) don't ask it if you don't know the person well. I value that Estonians take your word at face value and you should do the same with them.One word of advice is that Estonians can be very critical of others, but they are mainly critical of themselves. Someone told me once that complaining is a national sport, and I have to agree with that. In other words, when they tell you that something is truly bad here in this country, you have to take it with a grain of salt.Because of this, you should also expect that people are straight forward with you. In some cases, this borders on rudeness if I measure by my home country's standards, but here is totally Ok. I have seen a few foreigners getting shocked by that, but you get used to it. In other words, they are not politically correct (this I like very much).Also, because people are economical with the language, you shouldn't expect what I would call, a "warm" communication most of the time. As a latin person, I need to say and hear things on a beautiful way, but this doesn't happen here much. It is different when you start to get to know locals.Which brings me to the last point. It takes a while before you break the ice with an Estonian, but it is worth waiting. I have had the chance to establish a closer link with some locals outside my wife's family and I find an honesty and sincerity that I haven't seen in other places. If you get to that point, congratulations, as you have made it through this journey. By this time, you should also be an expert on sharing saunas with people you don't know (and yes, naked) and have had your share of vodka.Quality of life, services, infrastructureWhen compared to other places where I have lived, I have to say that Estonia still doesn't signNow the level of living in Germany or the US, but it is getting closer by the day. However, I would say that Estonia is already at the level that I would call it first-world country in most aspects.Infrastructure and services need some improvement, but they provide the minimum level of service. For example, if you don't have a car, you can use public transportation everywhere even if buses, trains or trams are sometimes old. Roads in Tallinn are Ok, even if you find potholes in some places. Services such as schools and hospitals are public which means that there is always a waiting list. If you need to visit a specialist doctor, you have to wait. On the other hand, the wait is not as bad as in third-world countries (like where I come from). Also, those services are basically free. The downside is that there is almost no private service, and even the ones there are rely partially on the public health system for some aspects.I have had two children born here and had no complaints about the process. In fact, I felt that everything was very professional and that they always try to do their best. However, when I spoke with Estonians, some of them were very surprised that I spoke highly of the hospital system. I guess it's up to my personal point of view in this case.Taxes are low. Personal income tax is 21% flat for everyone. If you live here and your visa allows it, you can create your own start-up in no time which is prevalent among young people in IT.By the way, unemployment was at 8% at the end of Q3 in 2013. I am no economist, but I understand that this is still considered high. However, it came down from 10.2% at the end of 2012.Food, shoppingEstonia has the typical supermarkets like any other European country. There is also local markets, but you probably need to speak Estonian or Russian. Typical food you find are potatoes, wheat-like grains, oats and so on. Pork meat and fish are eaten often here, but beef is not yet too common. Vegetables and fruits tend to be expensive. I miss having international food though. There is one supermarket in town (Stockmann) that carries some international products, but it is very expensive. I was used to visiting Oriental-type shops in Ireland and Germany, but there is none here that I know of.There is a few shopping centres, but the variety is not wide. I am in favor of buying local to support businesses here, but in many cases, we end up buying from abroad because of the lack of options or because we would have to wait for too long. For example, my wife and I love movies (yeah, still buying old-fashioned DVDs), but there is no shop that fills our expectations. Because of that, we buy everything from Amazon.ActivitiesIf you love nature, you are in luck. There is a lot of natural areas in the country and they are a short drive away. There is plenty of sea shores, forests, rivers and lakes. In the Summer you can do hiking, camping, canoeing and you can add cross country skiing in the Winter. Estonians love nature in general.If you are a city person (like myself), then that's another story. There is a few theatres, cinemas, galleries and so on, but everything is limited. Tallinn itself has the most interesting activities in the center. There is plenty of good restaurants though.Cinemas show the popular movies like everywhere else and you can find some artsy type of cinemas for alternative movies. No movie is dubbed here, but they usually carry subtitles in both Estonian and Russian.What is impressive about this countryThere is a few good things that I haven't seen outside Estonia. The first one is the electronic system prevalent in this country. When you are a foreigner and get your Estonian ID, you are also getting your electronic identity. With that, you can file taxes online, access information about property, bank accounts, mobiles, whatever services you need. When you get your local ID number, you automatically get a local e-mail address at the eesti.ee domain that you can redirect to your personal account. With that, you never miss an official communication (such as whenever is time to file your taxes).That ID has also legal validity and you can sign documents electronically anywhere in the world. For example, if you apply to get a car leasing, you don't have to show up at the bank necessarily. They send you some forms, you put your ID card in your computer reader, sign the document electronically, and send it back and that's it. It is the equivalent of putting your signature on paper in front of the bank official or lawyer. Estonian citizens and permanent residents are even allowed to vote online with their ID.A second impressive area is bureaucracy: it is a well-oiled machine. One recurrent example is taxes. You get the notification that your taxes are ready to file, you login to the tax office site, sign in, check that they have the correct information that they have collected from your company, employer and so on, sign with your ID card, and that's it. It might take as little as five minutes. My wife and I file jointly, so it takes us much longer: twenty minutes (and that's because we always forget to do one crucial step so we are delayed).The government doesn't even use paper for their minister meetings. They file everything electronically which is made available so you can follow up agendas, minutes and whatever happens there.You want to open your own company? It might take literally twenty minutes to do that too. All of this thanks to the frictionless bureaucratic system they have here. You want to park? Send a text to the number 1902 with your plate number and where you are parking and it will be charged to your mobile.One more impressive part: internet. Besides having decent speeds, there is practically free access points everywhere through the country. I personally have witnessed free available working access points in national parks and public beaches. You can read this article that talks about this (read the date: 2005!): Estonia sets shining Wi-Fi exampleIn my case, I don't use access points much because I have a decent LTE connection with my mobile. Mobile companies have good coverage and relatively good service. I remember that when we got our internet when we moved here, it took only one day to install it. When I measured the effective speed a few months later out of curiosity, it was 50 Mbps. Not bad.The downsidesAs anywhere else, there is a few things that you need to be aware of that could be difficult to adapt to.The first part for me is the social interaction which tends to be dry and quiet. I mentioned that above, so not much more to say here.Another one is the weather. In Winter, the sun might rise at 9:30 in the morning and set at 3 in the afternoon. That's just about six hours of sunlight. If you add that it is cloudy most of the time during the Winter, then you realise how dark it might be. As counterposition, Summers are amazing (up to 20 hours of sunlight and clear skies easily).Winters are relatively long. It gets cold around the end of October and stays that way until around April. It varies from year to year, but sometimes the temperature drops to -30 degrees Celsius (-22 F). Life rarely stops here because of the cold or snow though. I have taken the bus at -30 degrees Celsius. It makes for an interesting ride.One more problem for a foreigner to live here is that you feel a bit isolated from the world. Flights are available mainly to neighbouring countries plus Germany, UK and the Netherlands. If you are from another country, you always need to make connections which makes it longer and more expensive to go back home.Last, if you are from a big city, you might find even Tallinn a bit provincial. It is changing as of late though. On the other hand, there is some positive things out of this too: less crime and virtually no traffic jam as I know it (I live 20 km. from work and make it in 30 minutes on a good day and 45 on a bad one).If you are thinking to move here, I definitely recommend this place.

Not even close, most hedge fund managers actually struggle, particularly in the first few years. This is in large part due to the absolutely insane amounts of rules and regulations a small firm has to comply with. I’ll rant a little about how this came about, then provide some figures for you.It is no big secret that big firms on Wall Street (primarily JP Morgan and Goldman) had a big hand in drafting Dodd Frank and updating the SEC (and various state) regulations. There were comments made that this was specifically done to eliminate small hedge funds that were providing the bigger firms with quite a bit of competition. It’s government collusion at its best and a great example of corporations using the government to hurt others. Multi-billion dollar firms can stomach an increase in compliance cost - small businesses cannot.And let’s not pretend that the regulatory changes protected customers any more than the TSA changing the regulations on liquid bottles from 4 oz to 3.6 oz protects passengers. There were already rules and laws on the books to prevent both the Madoff issue and the mortgage collapse (which was almost 100% caused by a combination of government laws, the FED, and agreements with the large banks…but that’s another topic).I run a small firm. I get audited regularly because I do businesses in a number of states. An audit normally takes multiple days (once it took 12 days) and multiple auditors (not infrequent to have 3–6 government employees in the office). They check things like making sure my files are in alphabetical order, that my security license is hung the right number of inches off the floor, that my bills going to my clients are written in an approved font, that my signature block on my email messages contained the government approved statements, and the like. I’ve been chastised for having sent bills on letters with too small of margins.Do you know how many times a government auditor has taken my bank account statements, my brokerage statements, my client statements, and reconciled them to make sure everything was calculated? Once. It happened for the first time this year. When I’ve asked why they don’t check things to ensure that firms aren’t actually stealing client money I get told the auditors really don’t have the education to do that (which is why we also have a requirement to have an independent auditor review everything).The number of rules and regulations I have to comply with is well North of 100,000 pages.Ok Rant Over — now for actual numbers.Here is a rough estimation of the cost to start a fund on a SHOESTRING budget:Create offering documents (private placement memorandum, subscription agreement, fund overview, Form ADV disclosure document, and any others) - $30,000. (And that’s cheap);Assume you only do business in one state - state blue sky filings and notice filings - $1,000PCOAB annual audit - there are VERY few PCOAB auditors that will audit a small fund (I’ve probably talked to them all). If you have a VERY simple fund this will costs $12,000/yr. If you have a more complicated fund with some sort of onshore/offshore mechanism or complex trading instruments, this is going to go north of $20,000 quickly;Annual tax filings - $8,000 (what I paid last year for my fund for federal and state filings); andBusiness formation cost (LLC to act as a GP and a limited partnership for the fund itself) - $1,250 (if you file it all yourself).This assumes you are running things out of a home office, spend zero dollars on marketing and promotion, and do everything yourself (e.g. no payroll expenses), you use a computer you already had, found a free website hosting location (and know the rules on online advertising and don’t have to pay a compliance firm), do all of your client correspondence electronically (no postage - and illegal in some states such as South Dakota where you have to mail things even if everyone agrees to electronic service), you spend nothing on digital security (probably also illegal), have a free trading platform (actually possible), and no other expenses (internet, power, water, phone, fax, etc.) — which is just impossible. But we’ll assume all of those costs are $0 for this example.The above totals to $52,250.Assume the average fund charges a two percent management fee and takes twenty percent of the profits (these fees are actually higher than average as fees have gotten compressed over the last decade).Doing the math, if a small fund manages to raise $5 million from friends, families, and knocking on doors, that seems like a ton of money. You might have gotten $100,000 from 50 different people to get there. (I’ve done this, it’s not easy raising money as a small firm).Take out the above expenses and your left with $47,750.If you have a more reasonable cost — namely you actually rent an office somewhere to meet clients, cost go up quickly. Even if you go to a share space, where you share the cost of a receptionist, copy machine, internet, phones, etc., you’re still going to be spending at least $1,000/month.I run a VERY tight ship and cut every cost I can. We have no frills, perks, or anything, and our annual budget on raw expenses is just over $80,000.00. At a 2% fee, that means I need a $4 million fund to just break even, before making one penny — and have no unexpected costs.Note that DOES NOT INCLUDE payments to myself. That’s the cost of the business. I have also represented small funds as an attorney — very well run ones. I’m the only one I’ve ever encountered that can run the company for under $150,000 (before owner salaries). But let’s stick with the $80,000 number.What’s a reasonable before tax salary in Dallas, Texas? (Remember, your self employed, so your taxes are higher than a normal persons, as you have to pay social security and medicare twice). $100,000 before taxes? That would leave you with a take home of roughly $70,000.So now we are at $180,000 — which requires a $9 million fund. That’s just to have a basic lifestyle met.Most funds out there, particularly startup ones, don’t ever survive. The cost of running it are just too high. The above also doesn’t include the cost of having to pay an attorney and accountant to sit through that week long audit either. I’m lucky in that I can do that myself. If you can’t, or don’t have the knowledge, you just lost another $30,000. Are you not an attorney and don’t know how to keep up with compliance? A good compliance firm will run you $12,000 - $30,000 per year.You get the idea.HOWEVER — if you are good at what you can go, and can generate alpha, and can get through several lean years, things improve. Most funds are scalable (if yours is not, start over).So I only have $5m my first year and actually lose money. But I keep banging on doors the next year and we get up to $10m. Whew, I finally don’t have to rely on the wife’s paycheck to pay the bills. My partner and I only make a few thousand dollars each this year, but at least we’re making money. Keep the head down, keep banging on doors, network, and your fund keeps doing well. Year 4, $50 million.Wow, I now can pay for an assistant and don’t have to stay up to 2am doing paper work and filing 6 days a week. My partner and I actually make a real paycheck (something close to $100k per year). It’s not a GREAT living, but it actually feels like a real job at this point.And now people are starting to call ME, asking how they can invest with us. Weird. About this time you learn about institutional introductions. Wait…you mean there are companies that just write $10m checks or introduce you to people/businesses that do? Amazing. Maybe we can get to a $100m fund in the next 3–4 years and $250m within 10.And, once you get to that size, if you haven’t jumped off a cliff, and if your fund keeps performing…..THEN you get your $1 million/year salary.Hedge funds aren’t any different than any other business. You have to have a good product. You have to market it. You have to keep your customers happy. If you do, and grow well, you can make a million dollars per year.But you know what? I’ve seen people do that in pipeline sales, pool cleaning services, lawn care service, construction, advertising….it doesn’t matter. If your business can be scaled, and you are GOOD at what you do, and know how not to get bloated as you grow, almost any business can be grown to making that type of salary.

Approximately once every 10 minutes since January 3, 2009 at 18:15:05 UTC, one miner in the world has found/will find a valid Bitcoin block that meets the current difficulty requirements. When that happens, the block reward and the transaction fees will be distributed to the wallet(s) configured by that miner in that block. These two sources make up all of a miner’s income.Block rewards are the only way that new Bitcoins are min[t]ed. The block reward started at 50 BTC/block and halves every 210,000 blocks. This is why the current block reward is 12.5 BTC/block as of Sept 2017.Transaction fees for a block are the sum of the fees paid for all new transactions included in that block. For example, I might send you .5 BTC and specify a fee of .00004 BTC as incentive for miners to include that transaction in their block. The first miner to include that transaction in an accepted block will then earn that .00004 BTC in addition to the block reward and fees from other included transactions.Early on, transaction fees were a negligible source of miner income since there were very few transactions and the block reward was high. However, as the block reward diminishes and the number of transactions grows this trend will reverse and block rewards will become negligible and transaction fees will dominate earnings.Mining pools are another layer on top of this. Instead of the reward and fees going to a single miner, they instead have a number of miners pooling their efforts and splitting the rewards based on that pool's rules. In this way, if it would normally take you 10,000 years on average to find a block by yourself, you can instead join a mining pool and get small fractions of a block reward regularly based on your mining contribution and the pool's rules.Compare that to solo mining without a mining pool, where until you find a valid block you won't get a single Satoshi.

Long story, short: when proof of lacking ethics in major gaming publications was uncovered, a wall of false SJW victimhood was quickly constructed in order to hide behind and deflect any questions focusing on their corruption.Games were never cheap but their prices have gone up substantially recently. A complete game, which used to cost $40 in 2004 (or $53.50, if inflation corrected for 2018), today, by the time all the DLCs’ and Season Passes’ dust settles, will have set you back at least $150-$180. If the game is good, it could still offer you from 40 to over 100 hours of fun. If it is not good, however, this creates a real problem because returning a game is close to impossible. That is why accurate and honest game reviews are so important. And we always knew that something was not right with professional game reviews.It is not by mistake that so many big publisher games receive a far greater Metacritic score from professional reviewers than from actual gamers (while indie games receive the opposite treatment). In 2014 there was finally a smoking gun: professional gaming journalists and reviewers were caught in bed with game developers and their PR people. Both figuratively and literally. So, in order to cover up the stink, the spin-masters of the multi-Billion dollars industry quickly tried to masquerade this into a sexist harassment issue as a way to keep people from paying attention to the facts and, instead, focus on the staged “outrage”.PULLING ON A SMALL THREAD ENDS UP RIPPING THE CURTAIN:It all started with a female game developer having a string of affairs with some game journalists and publishers, which, of course would be no one’s business but their own. Oldest story in the world, anyone not directly involved would pay exactly zero attention. Only her (now former) boyfriend called them out very loudly and very publicly, by posting proof online. This made some people to take notice and realize that this was not just another case of serial infidelity but, in fact, it looked very much like the exchange of sexual favors in order to (allegedly) secure journalistic exposure and favorable reviews.The fuse was lit and the flame was starting eating its path towards the bomb. The Pied Pipers of the gaming Industry quickly realized that the mice were about to wake up on them. And they collectively tried to change their tune.THE PANIC DANCE AROUND THE LOOT PILE:The professional gaming press has cornered a very profitable niche market. And, besides direct advertising, it depends largely on early access and swag: all-paid trips to gaming conventions and press events with overly generous per diem; exclusive developing studio tours; special and collector’s editions of gaming paraphernalia as gifts that can be sold later at great profit; and, of course pre-release access to new games, because the early review gets the worm. If my competitors have access to the latest over-hyped games and I don’t, my readers will switch over in order to read their reviews on the latest triple-A title. And they will stay there. And if these incentives are not enough, good ol’ bribes rarely fail to deliver the desired reviews.Game publishers and developers have been known to secure favorable reviews for their products by reducing or closing the flow of the above. And they sure get their way: ten years ago, the Evil incArnate of the gaming industry (also known as EA) even had at least one gaming journalist fired for giving one of its games less than an enthusiastic review.So the lack of ethics was painfully real, the profits from such practices were very substantial and so any threat to them was decided to be met with an asymmetric response. As a first salvo, the most entrenched gaming press unleashed a coordinated name-calling attack against anyone who would dare question their “integrity”. It is never a good idea to indiscriminately insult your own audience but they did not stop there. Because next they called in a Rodeo Clown.It has been estimated that the money pile Jocker had amassed from Gotham City’s organized crime syndicates comprised of 6.3 Billion dollars. Well, the Gaming Industry brings in twenty times that amount every year, a growing market second only to China in size.FOLLOW THE CLOWN. FORGET THE MAN BEHIND THE CURTAIN:Anita Sarkeesian is a professional feminist who, since 2007, kept raising thousands of dollars in order to produce SJW videos on YouTube, videos whose production value could be easily matched by 15 year olds on an allowance budget. She psignNowes her controversial politics to a very small, fringe minority and that is why most of her videos have both the comments and voting options disabled. Which is her prerogative, of course. In order to keep the funding coming, however, she kept inviting, instigating and fanning controversy as a way to receive free publicity which, then, tries to turn into more funding - and, when no such reaction could be elicited, she has even been accused of creating it herself. So, even though completely irrelevant to the GamerGate scandal, she was connivingly inserted into the mix.Admittedly she was never good at anything she tried her hand at except stirring up anger in anyone unlucky enough to be exposed to her intentionally inflammatory drivel. Yet that “talent” and her gender was exactly what the gaming press spin-doctors needed in order to change the narrative. By first cultivating and harvesting the angry backlash and then focusing solely on the unethical game developer’s and Sarkeesian’s gender, they tried to turn a story about a severe lack of journalistic ethics into a story of “two poor women under attack by the bad male gamers”. It was a ridiculous smoke screen. But they were not going to be alone in blowing it.THE LIBERAL ARTS MAJORS ARE UP TO BAT:It is no secret that the mainstream media suffer a severe pro-SJW bias. Even on issues they do understand, they tend to focus on the leftist regressive aspects of them - let alone on issues, such as gaming journalism, they care and know very little about. So, even if it was besides the point and it ignored 99% of the GamerGate story, from all of Kotaku’s sister sites (Gizmondo, LifeHacker, i09, Jalopnik, Gawker, Jezebel) to Network news and the Colbert Report (not to mention the Grade-A certified SoyBoy Canadian PM), the purple-haired crowd was triggered to come out en mass to reproduce a false narrative, and, in the process, managed to obfuscate the real issue threatening to be exposed: that gaming journalism is as corrupt as the political one.Now, the people generating the fake outrage may have never been gamers but a lot of women actually are. And they strongly objected to their gender been used so shamelessly to hide dishonest business practices behind - and that is how the secondary #NotYourShield movement got started.Ever since 2014 I have deleted my bookmarks of Polygon, Gamasutra, EuroGamer and, of course, Kotaku (and all its GAWKER tentacles) and never gave them a second thought. Not only are they totally unreliable sources of gaming (or any) information, but their problematic ethics will stop at nothing in order for them to keep getting away with it.

Note: The cars that I have mentioned below are my strictly my own personal picks and I have selected them on the basis of the category to which they belong.Photos are only for representational purposes.Prices are approximate and may not represent each model of a particular car.● Category- HyperCarMy pick- Hennessey Venom F5.Hennessey Venom F5 is clearly faster than Bugatti Chiron and Koenigsegg Agera RS. As told my Hennessey, this hypercar is designed from the ground up with only one goal in mind:To be the absolute fastest road car on earth.Only 30 people in the whole world will have the privilege to own one.SOME STATS:Top Speed-301MpH(484Km/H)0–186MpH(300Km/H) in less than 10 seconds0–249MpH(400Km/H) in less than 20 secondsPrice-$1.6 Million(₹101,704,159)● Category-ElectricMy pick-Tesla Model SDefinitely a car from the future, Model S is a revolutionary car even after 5 years when it was introduced by none other than maverick entrepreneur Elon Musk himself. It has sheer combination of sports car, luxury car and a technological marvel.The Model S cemented it's status as a top electric car and has the longest driving range currently on the market.Price: $69,500(₹4,441,744)(for standard 75kWh battery pack)● Category- LuxuryMy Pick- Mercedes-Benz S ClassThe guts of the S Class engineering is as good as it ever was-it's super quite, smooth and refined luxury cruiser, Mercedes Benz today offers various cars ranging from lumbering SUVs to small hatches . However, one thing hasn't changed. The pinnacle Mercedes-Benz is still after all these years-the S Class Sedan.Price- $196,000(₹12,457,523)● Category-Off Road/PickupMy Pick- Chevrolet Colorado ZR2The ZR2 Model turns the Chevrolet Colorado midsize pickup truck from a normal work vehicle into an off road missile. The ZR2 will also have a number of special editions that will appeal to all types of buyers. It is a great truck that can handle anything you throw at it.Price- $40,160(₹2,552,573)● Category- Rare afMy Pick- Lamborghini VenenoDrop dead gorgeous!!! This beast is unapologetically one of the best designs any car can have. Named after a fighting bull from the 1900s, the Veneno has a carbon-fibre light weight design and has consistently focused on optimum aerodynamics and cornering stability.Exactly three Lamborghini Venenos have ever been sold to the car buying community.Price- $3.9 Million(₹247,860,803)Thanks for reading!An upwote would be nice● ●︶