How Can I eSignature Michigan Banking Presentation
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Frequently asked questions
How do i add an electronic signature to a word document?
When a client enters information (such as a password) into the online form on , the information is encrypted so the client cannot see it. An authorized representative for the client, called a "Doe Representative," must enter the information into the "Signature" field to complete the signature.
How to generate an electronic signature?
The answer lies in the history of cryptography and how it developed over the years.
In 1792, Joseph Priestly and Charles Babbage published their "Mathematical Notations of Natural Philosophy" for the purpose of designing an encrypted book. The work was a huge success and Priestly wrote a book on how to make the book's encryption more secure. Babbage, however, did not think there was any point in encrypting books, as they could be read easily from the outside. He wanted the encryption to be hidden from anyone who read it.
This is where the use of secret keys comes into the picture. The key was what was used to encrypt data. Once that data was decrypted, the key was used, and that was it, the data was revealed, and the secret key needed to be used again.
It is only a handful of keyed computers in existence today and it only became a widespread practice after the advent of encryption. The term "keyed" refers to the fact that once you have a system of encryption, you also need to have a way to create, verify, and remember the secret keys that secure it.
How did this all come to be?
The first keyed electronic computer was named Babbage's Universal Computer and was built in London in 1839 by Bach. It was based on Babbage's design and it was a great success. In fact, the Babbage-Mersenne-Rey codebook was used by the US Navy during World War 2. However, the original project was a tremendous failure. The cost of construction was astronomical and it ran out of money before it h...
How do you know an electronic signature is real?
That you have the signature of an actual person that signed it.
And, of course, I do. Because that's the thing about an electronic signature. If you can't prove with something else that you were the actual person who actually signed it or that your physical signature is there, it becomes a fraud. That is, unless you could get a court to sign off on it, where the court would basically rule this electronic signature is a real signature, even if the electronic signature looks real to you. You can't be sure.
It's like the difference between a hologram and a hologram. It doesn't matter who put it there. They don't have to show a real hand to make it work. So, if you sign an electronic signature, if that person can't provide proof that the signature is theirs, it becomes fake. It becomes fraud.
So, in the case of electronic signatures, and there's an entire case that's been pending in the court for about ten years about, what to do about them, the judge actually said there was enough evidence in that case, which is sort of an interesting precedent for a lot of these kinds of cases. If you can show a court that an electronic signature can be faked, you could get a court ruling to allow you to make a copy of that signature and prove that the signature is fake. So that would solve that particular problem. It's not a complete fix by any stretch of the imagination, but it would solve that particular issue. So that would really solve one of the two problems, because then you could us...
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