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[Music] jacob's going to start this hour off in fargo north dakota hi jacob welcome to the ramsey show hello mr ramsay it's a pleasure to meet you how are you doing better than i deserve sir how can i help great so i'm a 20 year old college student and i recently finished my sophomore year of college and i'm currently studying to become a nurse i have roughly two years left in my program and i'll be able to graduate debt free in 2024. good for you in addition to that yeah thank you in addition to that i currently work as a cna at a large hospital in the fargo area and i was recently approached by my my manager who came up with an offer for me and she presented an offer where i would be able to work at this hospital for three years after graduation in addition to that i will receive a thirty thousand dollar sign on bonus um given that i'm only halfway through this program i'm a little hesitant at the moment to take this offer but i'm curious if this is something i should entertain so the only advantage to you is 30 000 bucks correct and i've had a really strong working relationship with this hospital and i do enjoy working at this hospital okay have you looked at options in your area for other hospitals and what the pay would be i have a little bit um currently this hospital pays about two dollars less an hour than other hospitals um but it's a very good starting wage for nurses in this area um in this part of the country so it's i consider it to be competitive okay well i i'm kind of with you number one let's just establish nursing incredible career path and as long as i've been doing this show for 30 years there's been a shortage of nurses correct so you've always been able to land a job you know and lots of different kinds of jobs actually within the nursing field and so a lot of flexibility always a need for you that kind of thing so if that's kind of our baseline then off of that i don't think i'm tying up uh myself um you don't need the money you've got you've got a way to work your way through school with no debt you told us that way to go good job and um and so the money's just kind of gravy on the biscuit it'd be nice but you know it's not like it's not like oh i cannot have to borrow student loans if i do this uh i might think about it then but in this case you got your way mapped out to go all the way through and then you're a free agent upon graduation i'll bet you could get more than 30 000 at that point true yeah and that's that's the part...