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hey photographer Jessica Whitaker here with bumblebee bumblebee is my little creative director in today's photography video we are going to be sitting down in talking about taking payments in invoicing your photography clients and this topic could actually expand out into a number of industries if you're a creative entrepreneur I asked in the building bloom Facebook group which if you're not a member I really encourage you to join down below it's a free photography community full of 60,000 kind encouraging supportive photographers I asked them to build a million Facebook group if you have any questions regarding taking payments and invoicing clients and I have some good questions I'm gonna be covering in today's video this video is sponsored by skill share skill sure is an online learning community with thousands of classes covering creative and entrepreneurial skills if you're watching this tutorial chances are you're a great match for what skill share has to offer let's be real photographers we are one person shows there's classes on Skillshare covering business basics from writing effective website copy to accounting for freelancers a great class to begin with is bookkeeping for freelancers by Emily Simcox a yearly subscription to skill share is less than ten dollars a month making it one of the most affordable online learning communities because skill share is sponsoring this video they have given me the opportunity to give you two months of free access for their Premium Membership let's hop into the video first question is when it should payments be made before the session or upon delivery of the product or the service and in this case the photoshoot I personally have my clients make their final payment the day of the session next question kind of ties in to the previous one do you collect everything before the shoot or some before and then some after in my own photography business I do take a non-refundable retainer that goes towards the final payment for my clients like secures the date and the time of their photo shoot so that I can reserve it for them their slot and I don't over booked myself I do not do any kind of scheduling I don't put anything in my calendar pen or pencil until that retainer has been paid then I take the remainder of the payment the day of the - the amount of money you want to take for retainer will just depend on you and your business some people do a 50% some people do 30 % some do $100 this is a good comment that I want to read from Ashley in the Facebook group and she'd by somebody who asked this question she kind of answered with her own advice and I want to include that in here because I think it's a good perspective usually a $50 deposit and the remainder of the balance is due 24 hours before the session this allows to fill the spot...