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hello everyone my name is Greg Phelps and I wanted to thank you for checking out today's webinar 12 tactics that could should would and hopefully we'll add one point five seven to two point nine nine percent per year to your retirement investment and financial planning my very first question to you today is what if through these tactics I'm going to discuss what if I can add that one point five seven percent to about three percent per year to your investment and retirement planning would that be worth the next so let's just say 30 to 45 minutes of your life my gut tells me you're here for a reason my gut tells me yes so that's exactly what I'm gonna do today but I don't want you to take my word for it these aren't my numbers 1.5 7 to 3% these are numbers that come from Morningstar these are numbers that come from Vanguard industry behemoths well-respected highly reputable they are their research reports not mine I am here to just tell you what they said and hopefully you can implement these things in your own financial plan or find a competent professional planner that can do that for you so let's go ahead and talk a little bit about Who am I my name is Greg Phelps I'm the president of Red Rock Wealth Management here in Las Vegas Nevada my my blog retire wire you can google that that's where I put out a lot of my educational content social media stuff but Redrock wealth management retire wire work hand-in-hand together I'm not gonna bore you with my whole background it's a lot of letters a certified financial planner or credit investment fiduciary blah blah blah that's boring stuff I'll just tell you that I've been doing this for about 25 years now and suffice to say as I've worked with some of the biggest companies in the industry Morgan Stanley Goldman Sachs the fourth largest accounting firm in the country are Assembly glad REE so I've been around the block I've seen a lot of things and frankly that's why I started my own firm in 2005 I got really disgruntled with the whole investment and brokerage industry and being told what was right for my clients by people who didn't know clients and so I started Red Rock wolf management back in 2005 additionally one of the most important things you can know about us we are very much embracing our fiduciary responsibilities to our clients and we are one of two firms in town that is actually a CFX certified fiduciary the other firm is fantastic as well you won't go wrong if we're not the right fit for you feel free to check them out but there's about 200 firms worldwide that have achieved this designation so those are some of the most important things to know if you really want to know about the letters and the career...