Allow Initial Credit Card with airSlate SignNow

Allow initial credit card

hi i'm andy welcome to my channel in this video today i want to talk to you about the best credit cards for beginners people who don't have a credit card haven't had a credit card before uh how to get them essentially started with a credit card now you might be thinking hang on right credit cards are bad right they shouldn't be you shouldn't be getting one of these if you don't need one well if you don't manage a credit card properly like with any debt then yeah they are bad for you but if you can manage them sensibly and manage them in a way that's not going to cost you money then they actually do have a number of uses so you can get extra consumer protection with them you can get potentially cash back or rewards with them and you can even use them perhaps to borrow at naught percent so essentially very very cheap borrowing for something that's quite expensive but you can't afford it right now but you know you can if you spread that cost out over a certain amount of time all very very good things that credit cards give us but if you are starting off from scratch they're further away right they're in the future they're not right now the reason to get a credit card your first credit card the reason to start off with one is because they actually can help you with your credit report and your credit score now i've got other content you can look at explains why credits reports are so important how to check them for free but very very quickly having a strong credit report which is reflected in the credit score means that as you sort of want to borrow more money things like a mortgage perhaps you do want to look at those other credit cards that i mentioned the cash back credit cards you might even when you are switching your mobile phone bill or your energy all of those things all those applications for that credit for that borrowing they go to your credit report and they look at you they look at all sorts of things right but one of the things they look at is how responsible you are when you've borrowed previously now if you've never borrowed any money before if you've never had any credit in any form there's nothing to look at and this is what's known as a thin credit report a thin credit file there's no history for them to look at so you want to build that up and there are a number of ways you can do that so this isn't the only one but one of the things that really can help you once you've done the basics such as you know registering for voting opening a bank account checking your address history and all that kind of stuff on there once you've done those basic...