Certify eSign Credit Card with airSlate SignNow

Create cosigner cc number

Hey WalletHubbers! Today we’re talking about applying for a credit card with a co-signer - something that used to be quite popular. Unfortunately, you cannot apply for most credit cards with a co-signer anymore. None of the 15 largest credit card issuers allow co-signers on your first application. However, if you apply for a credit card from Bank of America, U.S. Bank, or USAA and get rejected, you may be able to re-apply with a co-signer. The second time around, your co-signer’s information will be included on the application along with your own. This obviously delays getting a credit card, since you have to go through the application process twice. Having said that, if you are banking with a small bank or credit union, it is worth asking them if you can apply with a co-signer, as they tend to be more accommodating. One alternative to getting a co-signer on your credit card application is to ask a family member to add you to their account as an authorized user. All major credit card companies allow authorized users, most with no minimum age requirement. Authorized users can get a card attached to the account in order to make purchases. They’ll also build credit if the primary accountholder pays the bills on time and doesn’t max out the card’s limit. But authorized users aren’t legally responsible for any payments. Adding an authorized user is simple and can usually be done online. The other alternative to getting a credit card co-signer is applying for a credit card that you have a good chance of getting approved for on your own. Secured cards provide the highest approval odds, and some don’t even check your credit history when you apply. This is only an option if you’re at least 18 years old and have a bit of income, though. You can check out WalletHub’s latest picks for the best secured credit credit cards on the market by clicking the button here.