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In this video, I'm going to  teach you something magical. How do you use credit cards to build your wealth?   So most people think of credit cards and  they think of debt. I'm going to think   and re-condition your thinking that credit  cards can be investment cards done properly.   See, what we're taught is debt is bad and I'm going  to teach you debt is fabulous, done right. So in   this video, I'm going to teach you how everyone and  I'm saying everyone uses their credit cards wrong. So first of all, your credit cards have a proper  use to them and i'm going to teach you how to use   the credit cards properly. I'm going to teach you  a language that is not about credit cards being   in bad debt. I'm going to teach you to rephrase  that as investment cards for good debt   and then I'm going to tell you some amazing  stories how people literally become millionaires   using credit cards. Alright, so let's get  to it credit cards, how are they used so   improperly? Well, first of all, credit cards are  critical your personal credit is critical   and most people and it's amazing how many times  like I'm teaching whether it's college students   or just new folks that the difference between a  debit card and credit card let's start there. By   let's just about cards, a debit card is linked  to your bank. It's money that's coming out of   your bank account right away. So, immediate  purchases media taken out of your bank. Credit   cards are different, it's building your credit it's  associated to your credit spending. So you're going   to use a credit card and you need to pay them off  every month, that is the goal. Now, I'm a huge fan   of credit cards because of all the point systems  are you kidding. I've been in American Express.  I have Mastercard. I have Visa however you  name them, I have them all and a lot of them have   a variety of points and you can build up your  points. You can travel on them. You can buy things   with them. Some of have, "Hey, you spend a dollar you  get four points", now don't take that lightly. I can   promise you as a corporate owner of many companies  they are valuable and they are exchangeable for   cash. So, credit cards are call it an asset to your  portfolio of wealth. Now, unfortunately Suzy Orman,   Dave Ramsey, Dave Bach and a lot of financial  institutes have been I'm gonna say lying to you.   Telling you that you can't do anything. In fact,  I watched a video of one of theirs recently that   said, "You cannot buy a house unless you're out  of debt", well, bs you can too and in fact, you're   gonna go into hundreds of thousands of dollars  of debt by buying a house. So you're gonna   have to have good credit. You're gonna have to get  leverage. So the misunderstanding about it, I...