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Hello, I'm Maria, and today I'm going to help you know why your credit card was declined. (upbeat music) Did your credit card get declined when you tried to use it? Are you wondering if the reason for your blocked transaction was because you're out of funds, or for location restrictions, or something else? In this video, we'll help you figure out exactly what's going on with you or your customer's credit card and why the transaction didn't go through. But before we get too far, I wanna let you know that there will be links to more resources in the video's description. And remember, subscribe and ring that bell to get notifications for future helpful content. All right, let's go. There are a number of reasons why your credit card might be declined, even though you have money in your account. You might have exceeded your credit limit. Unless you've set up automated payments, you must clear your credit card debt before you can use it again. You could be trying to use a credit card for a transaction it's not approved for, like online payments or payments in a foreign country. Your credit card number may have been flagged for fraud. You may have typed in your credit card, CVV2 code or PIN number incorrectly. Or the issue may be with the merchant's terminal and not with your credit card at all. Your credit card can be declined for three potential reasons, account settings, lack of funds and inaccurate information. One, your credit card may not be set up to handle online payments. Contact your bank to confirm whether this is the case. Two, you may be entering the credit card, CVV2, CVC, CID, PIN or name incorrectly. And last, you may not have enough funds remaining in your account or have exceeded your credit limit. A credit card decline code is the code that appears on a credit card processor when a transaction or payment has been declined. If you're in a store and can't get your credit card to work, you and the vendor will get an error that can direct you to what went wrong. You can also get error codes when trying to make online purchases. This can happen whenever a transaction is stopped by the vendor bank or card issuer. When you have this issue, you'll get a short error message of one to three numbers, or letters in some cases. This error message is what's known as a credit decline code. The code can explain what the actual issue is, as long as you know what it means. First off, let's start by covering a few common reasons that a transaction might be declined. The problem can be something as simple as the payment processor is struggling with your card, insufficient funds or an electronic issue connecting with your bank or credit card company. Some of the most common card decline reasons include code CV. There could be an issue with your...