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wells fargo is in the process of revamping their entire credit card lineup and their newest offering is the wells fargo autograph card that is the ultimate travel and cashback combo so let's break down all of the features to help you decide if the wells fargo autograph card is worth adding to your wallet alright let's jump right into it [Music] what is going on everyone i hope you were all having a fantastic day so wells fargo recently discontinued three of their credit cards released the wells fargo active cash card which we did look at in a previous video and now they launch the new wells fargo autograph card this product is really unique in that you're going to earn points and even the sign up bonus is given to you in the form of points but in my eyes this is still a cash back credit card and a really good cash back credit card at that so throughout the video we're going to operate under the assumption that you're able to get one cent per point which is the industry standard so keep that in the back of your head as we talk about some of these features right out of the gate the wells fargo autograph card is gonna give you a 30 000 point bonus when you spend fifteen hundred dollars in the first three months so at one cent per point you're looking at three hundred dollars in cash additionally you get three points per dollar on a number of popular spending categories including restaurants travel gas transit popular streaming services and even your phone plan if we dig through the fine prints you can see exactly what does and does not qualify for each of these categories so travel for example includes airlines hotels timeshares vehicle rentals and cruises well transit would include something like metros taxis ride sharing services and that sort of stuff so you'll definitely want to take a look at the fine print here to figure out what exactly does and does not qualify for your spending but most spending categories are covered and on other purchases you're still gonna earn one point per dollar now like i said i still personally view this as a cash back credit card and the reason i say that is this isn't going to work like products from american express or chase where you can transfer your points to a number of different transfer partners in order to maximize the point value yes you are earning points and yes you can redeem those points for travel through wells fargo in some pretty unique ways that we'll talk about in a second but if you're looking to maximize the value that you're getting from your points by spending money then you would definitely be better off going with a product from american express or chase that allows you to transfer those points that being said the points that you earn from...