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so let's see diego says thanks john can once in a validation letter to the original creditor to get the actual info since it's not being shown on once credit for so I'll say this under the FDCPA the Fair Debt Collection Practices Act that is only for debt collectors not the original credit so you can send a letter but there's no obligation under that FDCPA now there's a lot of states Alabama is not one of them but there's a lot of states that have sort of a state version of the fdcpa so in florida i think it's called the florida consumer credit protection act or something like that texas has I think it's the business code georgia has the i forget the exact fair business practices act i think it's called so definitely check your state you can send that and even if you don't have that so let's say you're in alabama can I send a validation letter to capitol water yes you can do that they may not legally be required to respond but I'll say this typically they will respond because they're worried that you can file a complaint with the cfpb Consumer Financial Protection Bureau or maybe there is a state law that applies there's also a question of let's say I'm in Alabama and this credit card company or mortgage company or appliance company is in California well do they have to follow that I think is called the rosenthal Act in California I'm not there but they're in California so the most of the time they're nervous about not responding and so they will so I would definitely give it a shot you know anything you said send that by certified mail