Electronically Signing Summer Camp Fee Waiver Made Easy

Electronically signing summer camp fee waiver

hello my name is rachel mangus with icuba i just wanted to welcome you to the open enrollment presentation for our 2021-2022 plan year we hope you find this information useful as you proceed with your enrollments for this upcoming year as i mentioned i'm rachel mangus and i'll be your host if you will throughout this presentation i will also be joined by a few of our brand partners as we walk through the benefit offerings at your institution we're really excited to announce the upcoming open enrollment and welcome our 26 member institutions for this 19th annual open enrollment period we're excited to be celebrating 19 years of service to private florida education employers just like you and we're thankful for your continued partnership with icuba enrolling in your benefits is easy you just visit icubabenefits.org to complete the open enrollment process during this open enrollment period you're free to update your benefits for the april 1 2021 through march 31st 2022 plain year your open enrollment elections will remain in effect for the duration of the plan year as stipulated by the irs revenue code you may only change your benefit elections during the plan year within 30 days of a qualified life event for instance if you get married or you have a baby and then at the end of your enrollment you can view email or print your enrollment confirmation and emma is also available to assist you if you have any questions dependent verification is also an important part during open enrollment we know that everybody watching this video reads every bit of the fine print before you click that final i accept button but in case you missed this paragraph you are agreeing that all the dependents that you are enrolling in your iq of plans are in fact your eligible dependents shown on this screen is a list of eligible dependents under the ice cuba insurance coverage please make sure that you're enrolling only dependents that meet the qualifications outlined here at icuba fan favorite our single sign-on section at icubabenefits.org just a reminder that you have access to all of your carrier accounts and these links can take you directly into our brand partner portals some of these links may require a registration for the first time access to the link but the next time you visit the link you'll be able to single sign on directly into the carrier account that you're accessing icuba wants to keep our members in the know and we are a self-funded medical plan so just to explain a little bit about what that means that means that icuba pays all claims processed by the medical pharmacy behavioral health benefit managers using your premium dollars and then money that we have built up in the reserves from past plan years icuba spends these premium dollars exclusively for the benefit of our members and we create plans specifically designed by educators for educators you might not know but we meet with members from each of the institutions monthly in order to make the best plans to fit your needs icuba is really proud that we invest in a long-term culture of well-being so you can be the best version of yourself we're really excited to bring a low premium increase for the new plan year icuba spends a lot of time focusing on improving access by eliminating barriers to care it is really important to be an educated consumer and understand how your plan works before you're sitting in the doctor's office our plans are specifically done designed to remove barriers to care by providing first dollar benefits on many services and our comprehensive plans provide provide full coverage where the deductible only applies to major services your medical election bundles blue cross blue shield medical optum rx prescription drugs aetna behavioral health into one medical plan additional features of the medical plan include surgery plus rally hinge health my health novel and aetna's able to program icuba's whole person approach triggers specialized outreach to members with specific health challenges by trained health advisors registered nurses and pharmacists offering support education and assistance to help you manage your condition a cuba offers very rich comprehensive benefits to their employees and their families many services are covered in full examples of these services can be seen in the first column such as office visits to a total care primary care physician colonoscopies both diagnostic and routine preventive services such as mammograms psa testing and immunizations including the new covid19 immunization are all covered in full other services require that you pay a copay or coinsurance example of these are found in the middle column such as advanced imaging chiropractic services and urgent care visits major services require that a deductible be paid examples of these services are listed in the column on the far right in patient hospitalizations surgeries and x-rays are all examples of services that are subject to the deductible blue cross blue shield's my health toolkit app can be downloaded from google play or the app store once downloaded you can choose to log in using a username and password or opt using the touch id feature instead when you are logged in you will be able to download and save a copy of your id card so that you will have access to it when you are offline the my health toolkit mobile app allows you to view the status of your recent claims or review your benefits there is also a feature that will allow you to search for participating providers so that you can stay in network and make the most of your benefit plan total care providers improve screenings medication management and other programs help provide better outcomes and lower costs for patients icuba members enjoy free office visits when seen by a total care family practice internal medicine or pediatric provider total care providers must meet rigorous quality standards to be part of this special designation of physicians in the blue cross blue shield network you can find total care providers when you log in to my health toolkit now let's switch gears and talk about the details of your plans the preferred plan is a co-insurance based plan the plan provides both in and out of network benefits for the purpose of this presentation i will be focusing on the left-hand column which reflects the in-network benefits it is important that you stay in-network whenever possible to maximize your benefit the preferred plan offers an individual deductible of twenty five hundred dollars or a family deductible of five thousand dollars the cost share or coinsurance under this plan is twenty percent the out of pocket maximum is four thousand dollars for an individual and eight thousand dollars for a family this is the maximum amount that you would pay for covered services during the plan year please note that the pro provider office visits are covered with a 20 coinsurance however if you choose to see a total care primary care physician previously known as a bdtc physician or blue distinction total care physician the office visit will be covered in full lab tests are also covered at 100 when provided by quest diagnostic labs hi jc from optimrx did you know that prescription drug coverage is included with your selection of an icuba medical plan prefer generic copays at the nsu pharmacies are zero dollars certain diabetic supplies are also free to use such as meters and lancets your coverage has a max out of pocket so you will never pay more than two thousand dollars for individual coverage or four thousand dollars for your family plan also please remember that you can save money by filling 90 day supplies of your maintenance medications if you have any questions don't hesitate to contact our customer services teams did you know that generic drugs on our preventative drug list are now at a zero copay to you these medications can help protect against or manage certain conditions by preventing blood clots and reducing a risk for stroke preventing heart disease and reducing high blood pressure and preventing osteoporosis if you have any questions please contact our advocacy team or an iqba care specialist you have coverage for prescription and over-the-counter products to help you quit for up to two cycles per year at no cost to you so pick a program and quit today hi this is asia liu one of the pharmacists with your pharmacist advocate team we work as a liaison between your prescription insurance company the physician's office and the dispensing pharmacy if there's any questions in reference to medications we're here to help any side effect questions any direct drug interactions if you happen to have a new prescription and you would like to know the preferred product versus the non-preferred product maybe run some test claims and see what your potential co-payments could be there's also an icuba cares rally incentive where we review your medications and if there is a clinically appropriate and cost effective recommendation that the member and the prescriber asset there is a fifty dollars that goes towards your rally portal if you have any questions in reference to a condition we can assist with helping you understand it maybe a little more prevent complications specifically working with asthma and diabetic conditions at the time is there a medication that's excluded that your physician's office would like to proceed with a prior authorization for consideration of coverage of the product we can assist the physician's office and the member as well with that please reach out to call us we're the toll-free number behind your prescription insurance card the 1-877-286-3967 or the toll-free number in nikuba benefits which is 1-866-377-5102 option 4 monday through friday 9am to 5pm wait to hear from you thank you welcome to your aetna employee assistance program in behavioral health benefits my name is denise scott account director at aetna your eap and behavioral health benefits provide a variety of resources and services that are available to you and your family members to take care of your mental health and well-being many of us have gone through challenging times and may have experienced increased stress during this pandemic a crisis or dramatic change often creates a sense of chaos that our day-to-day normal can also feel like it's been turned upside down the stress of the uncertainty can cause us fear and anxiety which can be very overwhelming at times or cause strong emotions understanding that you're not alone with these feelings we are here to provide you with support and to get you through these challenging times that you may be facing we can help you cope with stress in a healthy way which will make you the people you care about and your community stronger during this time of increased social distancing people can still maintain social connections and care for their mental health we can provide you with tools and resources on how to stay connected adjusting to virtual settings avoiding isolations relationship building activities and much more you can speak with a licensed clinician to help you through these difficult times and to manage a diagnosed behavior health condition services can be done over the phone television or face to face in the provider's office nothing should ever stand in the way of your mental health if you're in need of caring for someone who is you can turn into us for information inspiration and support when you are ready whatever you are facing you're not alone we are available here for you 24 7 for in the moment support for more information or for support please contact us at the toll-free number at one 1-877-398-5816 press one for employee assistance program and press two for behavior health services thank you members who are enrolled under icubist group medical plan preferred ppo are eligible for behavioral health services through aetna behavior health let's take a look at the variety of services available in member responsibility if you look under the first category you'll see employee assistance program also known as eap fitness employee assistance program provides up to six short-term counseling sessions per episode per year for everyday issues such as stress relationship issues grief and more this benefit is a free benefit at no cost to you at miss behavior health in network outpatient services members are responsible for 20 coinsurance with the exception of the able2 program which is at no cost to you let's take a look at the variety services under the outpatient category first you should see professional counseling this allows you to speak with a licensed clinician for any type of issues such as anxiety depression mood disorder trauma alcohol or substance abuse and more psychiatric consultation and medication management is typically when you meet with a psychiatrist that can prescribe and monitor medication to help you with your behavior health diagnosis applied behavioral analysis therapy related to autism spectrum disorder diagnosis does require authorization you may contact edna behavior health and speak with a clinician that specializes in autism who can assist families with addressing questions about your benefits the authorization process finding providers ensuring that the treatment is effective and connecting to available resources partial hospitalization is also known as php these programs include physician and nursing services as well as group individual family multi-family group psychotherapy and other services these programs are often used in lieu of an inpatient stay or as a transition from an inpatient stay typically step down program once you're discharged outpatient detoxification monitors withdrawal from alcohol or other substance of abuse they can administer medications that assist with detoxification and recovery from addiction intensive outpatient treatment also known as iop programs may include group individual family or multi-family group psychotherapy and other services able to some health and life events can become overwhelming you may receive a new medical diagnosis such as diabetes respiratory problems or other health conditions as well as coping adjusting to being a caregiver the able2 program can help you work through these emotions understand and stick with the treatment plan you can meet with the therapist and behavior health coach via web-based video conferencing or by phone which is an eight-week program let's take a look at the inpatient services all inpatient services do require prior authorization by calling aetna behavior health at option 2 for 1-877-398-5816 health these services include mental health hospital admissions substance abuse hospital mission residential treatment and inpatient detoxification authorized in-network inpatient services members do have a 20 coinsurance after media year deductible you also have an out-of-network benefit however your out-of-network behavior health services are covered at a reduced benefit the preferred ppo will cover all services at forty percent after your deductible is satisfied note that the eap plan and the able to benefits are not available as an out of network option all deductibles and out of pocket maximum amounts are combined with your blue cross blue shield medical plan benefits for further details on coverage limitations or exclusions please contact edna behavior health or refer to icuba's medical behavior health and prescription drug plan document thank you next let's review your spending account options hello my name is charlie with discovery benefits a wex company and we administer your healthcare flexible spending account and your healthcare reimbursement accounts now these are great benefits that your employer offers to give you more control over your healthcare spending and it's our hope to make it really easy to use these great benefits so you can pay for your out-of-pocket expenses and move on with your lives so your employee offers two spending accounts which i'll go over in detail but before i jump in i want to note that the healthcare flexible spending account does require an active election and so what that means is every year you need to let your employer know that you like to participate and how much you'd like to set aside from your paycheck to fund this account but one thing that makes this account really great is that anything you take out of your paycheck lowers your taxable income it increases your take-home pay so your paychecks are a bit bigger and then you have this pool of money set aside to pay for out-of-pocket medical expenses so it's a really great plan that we hope you take advantage of but let's go into more detail about these two accounts and what similarities they have as well as a few very important differences we'll start with a healthcare flexible spending account this is like a bank account that you can use to pay for your out-of-pocket medical expenses both for you and your eligible dependents you can set aside up to 2 750 for these expenses and whatever amount you elect will be deducted from your paychecks evenly over the course of the plan year and what we do is give you a debit card that's loaded with your funds so you can pay for your expenses really easily most of the time you'll swipe your card and you're good to go but there will be times when we may ask for further documentation to make sure that what you have purchased meets irs requirements for eligible expenses but don't worry we will let you know what we need why we need it and how to get it to us what's really great about this spending account is that whatever you elect you can use right away and so if you elect the full two thousand seven hundred fifty dollars you can use that full two thousand seven hundred fifty dollars right away so if you have a large medical expense early in the plan year swipe your card file a claim up to the amount of your election even if you haven't made all of your payroll deductions yet you can still use the full amount but it's important to note that if the year goes by and you do not use your funds if you have anything left over then you do lose those funds so as you determine if you want to participate and how much you want to elect make a plan think ahead determine how much you think you'll need because once you make that election you cannot change it unless you experience a qualifying event now let's talk a little bit about your health care reimbursement accounts they're similar but there are also a few key differences i'd like to point out first the healthcare reimbursement accounts are tied to your medical plan and so if you're in the medical plan with icuba then you also have the healthcare reimbursement account if you're not in the medical plan then you do not have access to these funds another key difference is that rather than funding the account with money you take out of your paycheck this account is funded by your employer and they give you money every month that you can then use to pay for your health care expenses as well as the health care expenses for those enrolled in the iqbal medical plan with you and so this is a great account as well because it is employer money that you can use to offset your out-of-pocket costs and we do give you a debit card as well which makes it really easy to access those funds another important thing to note is that if you are in the medical plan for 36 months then the funds that your employer gives into your healthcare reimbursement account they start to roll over year over year for you to keep using so if you do not use funds in a given year then they're available to you in the next year and so that's an amazing incentive for you to take part in the cuba medical plan and so we hope you do and as again as you do you'll find that you have more control over your health care spending you're lowering your taxable income you're increasing your take-home pay and then you have these pools of money that you can use to pay for your health care expenses if you're in both accounts we will pull from your health care flexible paying account first before we pull from your health care reimbursement account and you'll have one debit card that is smart enough to manage all that so these are great benefits and we hope that you do take part in them but if you have questions you can talk to your employer you can go to discoverybenefits.com or you can give us a call and we'd be glad to answer any questions that you have as you determine if you should participate in this plan and why this is again such a great benefit so thanks and have a great day your employee assistance program is provided by aetna resources for living it is a free benefit for all employees regardless if you're enrolled in your group medical plan this benefit also includes anyone living in your household as well as dependents outside of your household up to the age 26. you're eligible for a variety of resources which includes up to six counseling sessions per issue work life services and financial services and much more let's take a look at the next slide to watch a short video of your eap benefits for more information please call aetna resources for living at 1-877-398-5816 press option 1 for employee assistance program thank you did you know you have access to support designed to make your life simpler and better resources for living is here to help you with just about anything anytime we're here for you 24 hours a day any day of the year and best of all services are free for you and your family to use some days feel less sunny than others that's why you can call us whenever you want a little emotional support with whatever's on your mind we'll listen and try to help right then and there and if you like we'll refer you to a counselor where you can choose to talk in person over the phone or by video conference on your personal computer tablet or smartphone if you have any cracks in your time management resources for living can help simply call us for referrals to child and elder care providers convenience services such as home cleaning and lawn care support groups pet care and more or maybe you can use some help saving up for your next vacation resources for living can help you with your finances through budget spending managing your debt tax planning and more and be sure to check out your discount programs to help your money work for you the discount center offers deals on travel entertainment event tickets and more has your paperwork ever gotten away from you legal services can help with cleaning up your credit reports after an identity theft buying a fixer-upper mediating custody disputes estate planning and more you've also got access to online and mobile tools use talkspace to connect with a dedicated therapist through text video or voice messages anytime anywhere my strength is an online mobile suite it's like a support beam you can lean on to keep your mind body and spirit at their best you can access guided programs to help you with managing stress and anxiety substance misuse sleep pregnancy and more you can also track your mood or just find motivation from the daily inspiration and you can access your member website for live webinars articles assessments and resources to help you find healthy ways to overcome life's challenges there's even a mobile app so you can grow on the go with resources for living we're always connected to helpful people and resources we're here for you because you matter a cuba's medical plan also includes several extras that you might not be aware of these are benefits that are included in the cost of your medical premium let's check them out teledoc is such a convenient benefit especially if you don't want to leave your house for care have you registered for teledoc yet it's super simple when can you use teledoc you can use it when you need care now if you're considering going to the er or urgent care for a non-emergent issue if you're on vacation or away from your house or if you need a short-term prescription refill teledoc does not replace the relationship that you have with your primary care provider but does provide a convenient affordable option for quality care so you can get the care that you need teledoc doctors can treat minor medical conditions including cold and flu allergies bronchitis utis respiratory infections sinus problems and much more for only a five dollar copay there are several doctor requirements in place to make sure that you're protected and you're meeting with a qualified physician the teledoc doctors are practicing primary care physicians pediatricians and family medicine physicians averaging about 15 years of experience they're all board board certified and meet the ncqa standards with icuba's partnership with surgery plus they bring to us their elite surgeons of excellence network with the surgeons of excellence network we gain access to licensed board certified fellowship trained screened for malpractice and sanctions really great surgeons that are fully equipped to handle your surgical needs covered procedures through surgery plus are going to be those non-emergent but medically necessary surgery so if you have something that you're able to plan out it's summertime i have time to take off from work and i'd like to get a knee replacement for instance any of these surgical procedures that are listed in the bottom left hand corner of the screen knees hip shoulder any of these non-emergent surgeries are perfect opportunities to contact surgery plus there is a financial incentive for choosing surgery plus for instance your deductible and your coinsurance are waived if you choose to get your surgery through the surgeon's neck the surgery plus surgeons of excellence network with this also your procedure is at no cost to you and if travel is required travel is also travel benefits are also included with surgery plus they provide a full concierge customer service network for you so you can contact a care advocate what that care advocate will do it will follow you along your continuation of care with the surgery plus in your surgical procedure they will help you locate the best provider to fit your needs they will schedule appointments and record transfers and just help you through the full process everybody's favorite benefit i'm sure that everybody on watching this video can attest to rally being your your number one with icuba with rally we have a few incentives that are increasing and changing this year so we just wanted to go out over the 2021 2022 rally incentives with you starting off with the rally virtual city challenges and on-campus events so virtual challenges are back this is going to be an incentivized item in the coming year for five dollars per quarter each time a challenge milestone is achieved up to 20 dollars per year so get in there get registering for those challenge milestones and there is also a continued chance to win a 50 amazon gift card so there's no rules or regulations around how many times you can win that 50 amazon gift card and those are given away every 14 days so get in there sync your devices and get moving with the on-site campus events those are increasing this year to up to 10 on-site events so watch from your benefits department on site or on campus for those campus events that information will be coming to you and those will invent will be offered throughout the year so up to ten events totaling one hundred dollars the next is the biometric screenings and the annual wellness exam and i really like to pair these into one bucket totaling one hundred dollars i go to my annual wellness exam where my doctor does my annual blood work and at that same point in time i can print out the physician results form and have my doctor complete the form while he's reviewing my blood work with me super quick super easy and two birds with one stone also we have added a few corn coin features previously we offered teledoc registration and tobacco at a station so those are unchanged but new this year you can earn coins for getting your flu shot an eye exam or a dental exam a brand new feature this year which will review more in the coming slides is my health novel so this is a way to get you engaged within um various programs that fit your needs and we'll talk about that a little bit more coming up but each employee and covered spouse has the ability to earn up to 330 this year so we want you to keep moving with the rally virtual city challenges and this is what i was talking about the incentive being added for five dollars per quarter that amazon gift card is still going to continue for 14 or 4 every 14 days a 50 amazon gift card is drawn at random from rally so if you're in there you're syncing your device and you're joining those challenges meeting those milestones you're entered every 14 days for that amazon gift card coming soon we're really excited and you guys have asked a lot for private city challenges so new this year icuba will be hosting private city challenges one per quarter and these will be icuba wide challenges so you can have the opportunity to compete not against everybody on rally but only against those other icuba participants so we're really excited about this and there will be a lot more information coming about these private city challenges in the weeks and months to come so just give you a little sneak peek on how you can join these city challenges under the activities in the app you can click on activities and then the exercise button and then from there you will select group challenges and then you can choose which city challenge you'd like to join this shows the dc dash you would just click join they're done by a certain number of days and you'll it'll show the amount of completion that you still have the opportunity to get those milestones in so we also want you to know your numbers with your physician results form so this is tied back to the biometric form so step one employees and spouses enrolled in the icuba medical plan can visit your individual portal at the my quest for health and you can download the physician results form if you've never registered before you can use the registration key icuba er and the unique id is your blue cross blue shield id number the next step with the physician results form each physician results form contains a barcode that's specific to the employee or spouse so this cannot be shared it is unique to you so each employee and spouse need to set up their own account with my quest for health dot com and download that form a pro tip if you have an established relationship with your physician you can request your blood work ahead of time that's what i do i call my doctor's office when my annual visit is scheduled i ask for them to call in the blood work in advance i go to quest and i get my blood work completed and then all the same visit my doctor is able to review the blood work with me and complete that form all at the same time some items to keep in mind the screening will include cholesterol hdl ldl triglycerides blood sugar blood pressure in a1c so you need to also make sure that you're fasting when you get your blood work done remember to take the form with you to your annual physical it's important both you and your physician sign the form and then your doctor's office can fax it in with the number that's listed right on the form you're encouraged also to request a copy for your own records and if necessary you can also upload it to the quest portal in your own quest portal members should allow at least 30 days for the form to be uploaded in fact to see the results and the final deadline for submission to quest is at the end of the year no later than march 31st we also want you to stay informed with clinical rewards if you've been diagnosed with one of these chronic conditions shown here you're eligible for clinical rewards in rally what this means is you are provided quarterly and annual goals and just educational material related to your chronic condition so you will have a tracker feature within the rally system to help you keep track of how many points you've earned and various goals throughout the year your activities and ultimately the goal is for you to stay engaged with your chronic condition meet the quarterly and annual items that they're putting out for you and then 500 rally coins you are eligible to be earned each quarter and 2 000 rally coins per year the next newest and most exciting thing that we're rolling out this year is my health novel so with my health novel you must begin by taking a one minute assessment who doesn't have one minute right and from that you will receive recommendations for programs and resources for which you qualify just for completing the assessment and this engagement this will get earn you that rally incentive when you qualify and sign up you'll gain access to health coaching nutrition guidance digital tools group support and and a lot more to help keep you on track whether you're interested in starting healthy new habits or maintaining your weight my health novel matches you with the best nutrition and physical activity with weight management tools and programs and there's also lots of apps available so with my health novel you gain um you're able to enjoy access to the programs and specialists who can help you answer questions and support you on your new health journey this is all at no cost to you it's simply by taking that initial assessment and just getting engaged in your health care so the way that my health novel works is similar to match.com it takes in some data and preferences and will do some logic concoctions behind the scenes and using pre-populated data from the last 12 months of biometrics it does a look back period if you've gotten biometrics done in the prior 12 months plus any self-reported data that you provide during that assessment and also takes into consideration your member preferences with all this information it drives the match logic to match you as an individual into the best suited program to meet your needs there are no two matches that are the same so this program is going to look unique for every person that completes the assessment but there is a program out there for everyone we're really excited about hinge health this year this is a brand new offering this plan year for members struggling with chronic pain this is an ex's exercise therapy program that can help you conquer chronic back knee hip or shoulder pain from the convenience from your own home it provides unlimited one-on-one health coaching with personalized personalized exercise therapy and even provides some electronic devices to help you stay on top of your activities in conjunction with your coach and the hinge health team to learn more please please visit hinge health dot com backslash icuba we'll also be rolling out a lot more communications and materials about hinge health in the coming months as part of your aetna behavioral health benefits we have teamed up with able 2 a leading behavior healthcare provider to offer convenient programs for members 18 years and older that are enrolled under the aetna behavior health some health and life events can be very overwhelming like receiving a new medical diagnosis such as diabetes respiratory problems or other health issues you may feel emotions like worry depression confusion and even anger but all of these feelings are normal but they can make it harder for you to take control and make healthy changes it is important that you control the health condition or life change instead of it controlling you the able2 program can help you work through these emotions understand and stick with the treatment plan know the types of changes that you need to make and feel like that you are in control of your health in your life you'll meet with a therapist and a behavior health coach using online video or you can simply talk on the phone if you prefer this removes the hassle of driving and flexibility of a time that works best for you during the day evening or on the weekend meet once a week with a therapist to address the emotional challenges like depression stress and anxiety that come with a medical diagnosis and also meet once a week with the behavior coach to identify health goals and develop an action plan that's two sessions a week including a final meeting with your therapist at no cost to you for more information or to request able to services please contact aetna behavioral health at 1-877-398-5816 thank you i just wanted to thank you so much for your attention during this presentation i know that it was a lot to cover and we covered a lot of material um we really hope that you found this presentation informative and we really look forward to a successful upcoming plan year with better benefits through collaboration if you have any questions please contact your hr department or let us know we're happy to help have a great day bye