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what if i told you you can get anything removed from your credit report by using this letter right here the affidavit of truth now the reason why it's called the affidavit of the truth because only you know how these debt collectors are violating you and i'm going to show you how they violate you and i'm going to show you how to put these violations on this because it's the truth it's all facts it's no hearsay so with that being said you already know what time it is let's get right into it [Music] what's up family i'm back with another one hey if you're new to the channel welcome to the family so in today's class i'm going to show you how to use this letter right here to either get your collections deleted or get possibly compensated right so with that being said hey go grab a pen go get you a paper go get you something to drink cause class is about to be lit welcome to today's class class in session right so the affidavit of truth better i'm gonna show you how to write this up but let's just do a quick recap a quick recap on yesterday's lesson so i talked about um the different violation and how to mock up your letters right so i'm going to go over it real quick so let's go ahead and look at it 15 usc 1692 ca sorry for my um writing um but what you want to do is go ahead let's go ahead we're on here right now but if you're not on here you'll just go ahead and click i have it click on the sub chapter and then you go to um ca and then a i'm not going to read the whole thing but what it's basically saying is i definitely a debt collector may not communicate with a consumer in connection with the collection of any debt so what does that mean you know a debt collector is not supposed to be communicating with you at all so if you get a letter if you get anything if you get a phone call yo that's a violation right you can get paid a thousand dollars let's go to the next violation right 15 usc 1692 b 2 right i'm going to go to that one go to that click on that b2 and i think it's b2 and b5 at the same time so we're going to go ahead and look at it see what it says so any debt collector communicating with any person other than a consumer for the purpose of acquiring location information about the consumers shall not state that such consumer owes any debt right another violation also we looked at what state means so go ahead watch last video but number five also not use any language or symbol on an envelope or in the contents of the communication affected by the...